{"id":"https://openalex.org/W7171669997","doi":"https://doi.org/10.62710/aq8m0040","title":"Pengaruh Struktur Pembiayaan terhadap Risiko Utang UMKM Perikanan di Kabupaten Buton Selatan","display_name":"Pengaruh Struktur Pembiayaan terhadap Risiko Utang UMKM Perikanan di Kabupaten Buton Selatan","publication_year":2026,"publication_date":"2026-07-29","ids":{"openalex":"https://openalex.org/W7171669997","doi":"https://doi.org/10.62710/aq8m0040"},"language":"en","primary_location":{"id":"doi:10.62710/aq8m0040","doi":"https://doi.org/10.62710/aq8m0040","is_oa":true,"landing_page_url":"https://doi.org/10.62710/aq8m0040","pdf_url":"https://teewanjournal.com/index.php/juragan/article/download/3512/2509","source":{"id":"https://openalex.org/S5407052783","display_name":"Jurnal Ragam Pengabdian","issn_l":"3063-8011","issn":["3063-8011","3063-802X"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Ragam Pengabdian","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://teewanjournal.com/index.php/juragan/article/download/3512/2509","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5094284656","display_name":"Ahmad Daholu","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210126557","display_name":"Universitas Muhammadiyah Buton","ror":"https://ror.org/02xwcny57","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210126557"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Ahmad Daholu","raw_affiliation_strings":["Universitas Muhammadiyah Buton"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Muhammadiyah Buton","institution_ids":["https://openalex.org/I4210126557"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5052065523","display_name":"Ismail Failu","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210126557","display_name":"Universitas Muhammadiyah Buton","ror":"https://ror.org/02xwcny57","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210126557"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Ismail Failu","raw_affiliation_strings":["Universitas Muhammadiyah Buton"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Muhammadiyah Buton","institution_ids":["https://openalex.org/I4210126557"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5084803352","display_name":"Deki Pardana","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210126557","display_name":"Universitas Muhammadiyah Buton","ror":"https://ror.org/02xwcny57","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210126557"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Deki Pardana","raw_affiliation_strings":["Universitas Muhammadiyah Buton"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Muhammadiyah Buton","institution_ids":["https://openalex.org/I4210126557"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5143899537","display_name":"Fariz Mustaqin","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Fariz Mustaqim","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"3","issue":"2","first_page":"6206","last_page":"6219"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.48579999804496765,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.48579999804496765,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.3174000084400177,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.0706000030040741,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/capital-structure","display_name":"capital structure","score":0.9649999737739563},{"id":"https://openalex.org/keywords/debt-risk","display_name":"debt risk","score":0.9350000023841858},{"id":"https://openalex.org/keywords/informal-finance","display_name":"informal finance","score":0.9100000262260437},{"id":"https://openalex.org/keywords/probability-of-default","display_name":"probability of default","score":0.8799999952316284},{"id":"https://openalex.org/keywords/financial-distress","display_name":"financial distress","score":0.8560000061988831},{"id":"https://openalex.org/keywords/hybrid-financing","display_name":"hybrid financing","score":0.656000018119812},{"id":"https://openalex.org/keywords/south-buton-regency","display_name":"South Buton Regency","score":0.8820000290870667}],"concepts":[{"id":"https://openalex.org/C2984760201","wikidata":"https://www.wikidata.org/wiki/Q1785212","display_name":"Financial distress","level":2,"score":0.6363000273704529},{"id":"https://openalex.org/C149933338","wikidata":"https://www.wikidata.org/wiki/Q950816","display_name":"Capital structure","level":3,"score":0.6223999857902527},{"id":"https://openalex.org/C2777382242","wikidata":"https://www.wikidata.org/wiki/Q6017816","display_name":"Index (typography)","level":2,"score":0.5891000032424927},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5774000287055969},{"id":"https://openalex.org/C2994115028","wikidata":"https://www.wikidata.org/wiki/Q1134763","display_name":"Financial structure","level":2,"score":0.5450999736785889},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5142999887466431},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.490200012922287},{"id":"https://openalex.org/C2779806880","wikidata":"https://www.wikidata.org/wiki/Q778470","display_name":"Probability of default","level":3,"score":0.44679999351501465},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.4334000051021576},{"id":"https://openalex.org/C2984055962","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Default risk","level":3,"score":0.4302000105381012},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.42890000343322754},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.4074999988079071},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.4043999910354614},{"id":"https://openalex.org/C83646750","wikidata":"https://www.wikidata.org/wiki/Q193893","display_name":"Capital (architecture)","level":2,"score":0.35830000042915344},{"id":"https://openalex.org/C2992672087","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt financing","level":3,"score":0.35530000925064087},{"id":"https://openalex.org/C135665773","wikidata":"https://www.wikidata.org/wiki/Q2234049","display_name":"Debt ratio","level":3,"score":0.35339999198913574},{"id":"https://openalex.org/C76073288","wikidata":"https://www.wikidata.org/wiki/Q1337875","display_name":"Financial risk","level":2,"score":0.35030001401901245},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3310000002384186},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.31520000100135803},{"id":"https://openalex.org/C27415008","wikidata":"https://www.wikidata.org/wiki/Q7256382","display_name":"Psychological intervention","level":2,"score":0.31470000743865967},{"id":"https://openalex.org/C83864248","wikidata":"https://www.wikidata.org/wiki/Q177323","display_name":"Developing country","level":2,"score":0.3046000003814697},{"id":"https://openalex.org/C18762648","wikidata":"https://www.wikidata.org/wiki/Q42213","display_name":"Work (physics)","level":2,"score":0.28679999709129333},{"id":"https://openalex.org/C71104824","wikidata":"https://www.wikidata.org/wiki/Q1476639","display_name":"Structural equation modeling","level":2,"score":0.28519999980926514},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2831000089645386},{"id":"https://openalex.org/C60679458","wikidata":"https://www.wikidata.org/wiki/Q823288","display_name":"Working capital","level":2,"score":0.2815000116825104},{"id":"https://openalex.org/C78872851","wikidata":"https://www.wikidata.org/wiki/Q7336274","display_name":"Risk financing","level":4,"score":0.2768000066280365},{"id":"https://openalex.org/C69738904","wikidata":"https://www.wikidata.org/wiki/Q11693","display_name":"Bond","level":2,"score":0.26440000534057617},{"id":"https://openalex.org/C9272383","wikidata":"https://www.wikidata.org/wiki/Q5001930","display_name":"Business risks","level":2,"score":0.26339998841285706},{"id":"https://openalex.org/C172497479","wikidata":"https://www.wikidata.org/wiki/Q302208","display_name":"Capital expenditure","level":2,"score":0.2614000141620636},{"id":"https://openalex.org/C2778776786","wikidata":"https://www.wikidata.org/wiki/Q1455109","display_name":"External financing","level":3,"score":0.2502000033855438}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.62710/aq8m0040","doi":"https://doi.org/10.62710/aq8m0040","is_oa":true,"landing_page_url":"https://doi.org/10.62710/aq8m0040","pdf_url":"https://teewanjournal.com/index.php/juragan/article/download/3512/2509","source":{"id":"https://openalex.org/S5407052783","display_name":"Jurnal Ragam Pengabdian","issn_l":"3063-8011","issn":["3063-8011","3063-802X"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Ragam Pengabdian","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.62710/aq8m0040","doi":"https://doi.org/10.62710/aq8m0040","is_oa":true,"landing_page_url":"https://doi.org/10.62710/aq8m0040","pdf_url":"https://teewanjournal.com/index.php/juragan/article/download/3512/2509","source":{"id":"https://openalex.org/S5407052783","display_name":"Jurnal Ragam Pengabdian","issn_l":"3063-8011","issn":["3063-8011","3063-802X"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Ragam Pengabdian","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.9211000204086304,"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8"},{"score":0.41670000553131104,"display_name":"No poverty","id":"https://metadata.un.org/sdg/1"},{"score":0.40450000762939453,"display_name":"Zero hunger","id":"https://metadata.un.org/sdg/2"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7171669997.pdf","grobid_xml":"https://content.openalex.org/works/W7171669997.grobid-xml"},"referenced_works_count":4,"referenced_works":["https://openalex.org/W923906211","https://openalex.org/W2914880489","https://openalex.org/W4380324083","https://openalex.org/W4384569411"],"related_works":["https://openalex.org/W4378627775","https://openalex.org/W2772423684","https://openalex.org/W7139055893","https://openalex.org/W2977005512","https://openalex.org/W7009537294","https://openalex.org/W4401683365","https://openalex.org/W2025693320","https://openalex.org/W7218788862","https://openalex.org/W3198066716","https://openalex.org/W3091667451"],"abstract_inverted_index":{"This":[0],"study":[1],"analyzes":[2],"the":[3,76,119],"effect":[4,74],"of":[5,26,48,60,66,78,106,121],"financing":[6,53,68,127],"structure":[7,92],"on":[8,51,75],"debt":[9],"risk":[10,97],"among":[11],"fishery":[12],"MSMEs":[13,49,88],"in":[14],"South":[15],"Buton":[16],"Regency,":[17],"Indonesia.":[18],"Using":[19],"a":[20,24,32,70,90,125],"mixed-methods":[21],"approach":[22],"with":[23,55,89],"survey":[25],"200":[27],"MSMEs,":[28],"this":[29],"research":[30],"developed":[31],"Financial":[33],"Structure":[34],"Index":[35],"(FSI)":[36],"and":[37,72,82,102,136],"applied":[38],"Structural":[39],"Equation":[40],"Modeling":[41],"(SEM).":[42],"The":[43,64],"results":[44],"show":[45],"that":[46,129],"66.5%":[47],"rely":[50],"informal":[52,67],"(pengambe)":[54],"an":[56],"effective":[57],"interest":[58],"rate":[59],"238.94%":[61],"per":[62],"year.":[63],"proportion":[65],"has":[69],"positive":[71],"significant":[73],"probability":[77],"default":[79,96],"(beta=0.0067;":[80],"p<0.001)":[81,101,111],"financial":[83,134],"distress":[84],"index":[85],"(beta=0.440;":[86],"p<0.001).":[87],"hybrid":[91],"exhibit":[93],"significantly":[94],"lower":[95,103],"(0.205":[98],"vs":[99,109],"0.392;":[100],"weighted":[104],"cost":[105],"capital":[107],"(153.39":[108],"199.45;":[110],"compared":[112],"to":[113],"informal-dominant":[114],"MSMEs.":[115],"These":[116],"findings":[117],"underscore":[118],"urgency":[120],"policy":[122],"interventions":[123],"through":[124],"blended":[126],"framework":[128],"integrates":[130],"formal":[131],"credit":[132],"access,":[133],"literacy,":[135],"risk-sharing":[137],"mechanisms.":[138]},"counts_by_year":[],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2026-07-30T00:00:00"}