{"id":"https://openalex.org/W7164878468","doi":"https://doi.org/10.69693/ijim.v4i2.1023","title":"Pengaruh Pembayaran QRIS, Persepsi Manfaat dan Kemudahan Terhadap Perilaku Konsumtif Mahasiswa Dengan Kepuasan Pengguna Sebagai Variabel Moderasi","display_name":"Pengaruh Pembayaran QRIS, Persepsi Manfaat dan Kemudahan Terhadap Perilaku Konsumtif Mahasiswa Dengan Kepuasan Pengguna Sebagai Variabel Moderasi","publication_year":2026,"publication_date":"2026-06-16","ids":{"openalex":"https://openalex.org/W7164878468","doi":"https://doi.org/10.69693/ijim.v4i2.1023"},"language":"id","primary_location":{"id":"doi:10.69693/ijim.v4i2.1023","doi":"https://doi.org/10.69693/ijim.v4i2.1023","is_oa":true,"landing_page_url":"https://doi.org/10.69693/ijim.v4i2.1023","pdf_url":"https://multidisipliner.org/ijim/article/download/1023/676","source":{"id":"https://openalex.org/S4404664203","display_name":"Indonesian Journal of Innovation Multidisipliner Research","issn_l":"3025-0994","issn":["3025-0994"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Indonesian Journal of Innovation Multidisipliner Research","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://multidisipliner.org/ijim/article/download/1023/676","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5138696729","display_name":"Abrar Abdul Aziz","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210097652","display_name":"Universitas Prof. Dr. Hazairin SH.","ror":"https://ror.org/00cyrx553","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210097652"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Abrar Abdul Aziz","raw_affiliation_strings":["Universitas Prof. Dr. Hazairin, SH, Bengkulu"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Prof. Dr. Hazairin, SH, Bengkulu","institution_ids":["https://openalex.org/I4210097652"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5068204569","display_name":"Arifah Hidayati","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210097652","display_name":"Universitas Prof. Dr. Hazairin SH.","ror":"https://ror.org/00cyrx553","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210097652"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Arifah Hidayati","raw_affiliation_strings":["Universitas Prof. Dr. Hazairin, SH, Bengkulu"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Prof. Dr. Hazairin, SH, Bengkulu","institution_ids":["https://openalex.org/I4210097652"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5014980724","display_name":"Veny Puspita","orcid":"https://orcid.org/0000-0001-8247-9155","observed_orcids":["https://orcid.org/0000-0001-8247-9155"]},"institutions":[{"id":"https://openalex.org/I4210097652","display_name":"Universitas Prof. Dr. Hazairin SH.","ror":"https://ror.org/00cyrx553","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210097652"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Veny Puspita","raw_affiliation_strings":["Universitas Prof. Dr. Hazairin, SH, Bengkulu"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Prof. Dr. Hazairin, SH, Bengkulu","institution_ids":["https://openalex.org/I4210097652"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4210097652"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"4","issue":"2","first_page":"4728","last_page":"4737"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.7465999722480774,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.7465999722480774,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14244","display_name":"Consumer Behavior and Marketing Influence","score":0.19339999556541443,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14416","display_name":"Health, Technology, Consumer Behavior","score":0.05689999833703041,"subfield":{"id":"https://openalex.org/subfields/3605","display_name":"Health Information Management"},"field":{"id":"https://openalex.org/fields/36","display_name":"Health Professions"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/qris-payment","display_name":"QRIS payment","score":0.8009999990463257},{"id":"https://openalex.org/keywords/electronic-payments","display_name":"digital payments","score":0.7170000076293945},{"id":"https://openalex.org/keywords/perceived-usefulness","display_name":"perceived usefulness","score":0.8610000014305115},{"id":"https://openalex.org/keywords/perceived-ease-of-use","display_name":"perceived ease of use","score":0.9760000109672546},{"id":"https://openalex.org/keywords/consumer-behavior","display_name":"consumer behavior","score":0.777999997138977},{"id":"https://openalex.org/keywords/college-students","display_name":"university students","score":0.9089999794960022},{"id":"https://openalex.org/keywords/user-satisfaction","display_name":"user satisfaction","score":0.9430000185966492},{"id":"https://openalex.org/keywords/moderating-effect","display_name":"moderating effect","score":0.7170000076293945},{"id":"https://openalex.org/keywords/student-consumption","display_name":"student consumption","score":0.46700000762939453}],"concepts":[{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.9028000235557556},{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.38420000672340393},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.2614000141620636},{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.24369999766349792},{"id":"https://openalex.org/C71104824","wikidata":"https://www.wikidata.org/wiki/Q1476639","display_name":"Structural equation modeling","level":2,"score":0.19189999997615814},{"id":"https://openalex.org/C75630572","wikidata":"https://www.wikidata.org/wiki/Q538904","display_name":"Applied psychology","level":1,"score":0.16519999504089355},{"id":"https://openalex.org/C2779709291","wikidata":"https://www.wikidata.org/wiki/Q15699608","display_name":"Intervening variable","level":3,"score":0.16050000488758087},{"id":"https://openalex.org/C100363876","wikidata":"https://www.wikidata.org/wiki/Q690661","display_name":"Nonprobability sampling","level":3,"score":0.14589999616146088},{"id":"https://openalex.org/C173481278","wikidata":"https://www.wikidata.org/wiki/Q7257997","display_name":"Survey research","level":2,"score":0.14339999854564667},{"id":"https://openalex.org/C81444415","wikidata":"https://www.wikidata.org/wiki/Q7243535","display_name":"Priming (agriculture)","level":3,"score":0.12250000238418579}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.69693/ijim.v4i2.1023","doi":"https://doi.org/10.69693/ijim.v4i2.1023","is_oa":true,"landing_page_url":"https://doi.org/10.69693/ijim.v4i2.1023","pdf_url":"https://multidisipliner.org/ijim/article/download/1023/676","source":{"id":"https://openalex.org/S4404664203","display_name":"Indonesian Journal of Innovation Multidisipliner Research","issn_l":"3025-0994","issn":["3025-0994"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Indonesian Journal of Innovation Multidisipliner Research","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.69693/ijim.v4i2.1023","doi":"https://doi.org/10.69693/ijim.v4i2.1023","is_oa":true,"landing_page_url":"https://doi.org/10.69693/ijim.v4i2.1023","pdf_url":"https://multidisipliner.org/ijim/article/download/1023/676","source":{"id":"https://openalex.org/S4404664203","display_name":"Indonesian Journal of Innovation Multidisipliner Research","issn_l":"3025-0994","issn":["3025-0994"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Indonesian Journal of Innovation Multidisipliner Research","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7164878468.pdf","grobid_xml":"https://content.openalex.org/works/W7164878468.grobid-xml"},"referenced_works_count":17,"referenced_works":["https://openalex.org/W1791587663","https://openalex.org/W1990290172","https://openalex.org/W2749080920","https://openalex.org/W2788597170","https://openalex.org/W2898355432","https://openalex.org/W2905811773","https://openalex.org/W2951385604","https://openalex.org/W2965286547","https://openalex.org/W2973338680","https://openalex.org/W3094118977","https://openalex.org/W3118456647","https://openalex.org/W3122947385","https://openalex.org/W4205915978","https://openalex.org/W4390621112","https://openalex.org/W4399276266","https://openalex.org/W4408086727","https://openalex.org/W4416126482"],"related_works":["https://openalex.org/W7166595400","https://openalex.org/W4393985350","https://openalex.org/W4390864305","https://openalex.org/W7160066307","https://openalex.org/W7215375011","https://openalex.org/W7122696446","https://openalex.org/W7215798184","https://openalex.org/W7171291095","https://openalex.org/W7215354925","https://openalex.org/W7222775353"],"abstract_inverted_index":{"Penelitian":[0,172],"ini":[1,26,173],"bertujuan":[2],"untuk":[3],"menganalisis":[4],"pengaruh":[5],"pembayaran":[6,32,85,176],"QRIS,":[7,58],"persepsi":[8,11,122,179],"manfaat,":[9],"dan":[10,89,109,154,178],"kemudahan":[12,123],"terhadap":[13,91],"perilaku":[14,92,155,169,186],"konsumtif":[15,93,170,187],"mahasiswa":[16,36,55,94,188],"dengan":[17,47,59],"kepuasan":[18],"pengguna":[19,57,139],"sebagai":[20,140],"variabel":[21,141,152],"moderasi.":[22],"Latar":[23],"belakang":[24],"penelitian":[25,53,82],"berangkat":[27],"dari":[28],"pesatnya":[29],"adopsi":[30],"sistem":[31],"digital":[33],"di":[34,189],"kalangan":[35],"yang":[37,43,164,184],"berpotensi":[38],"memengaruhi":[39],"pola":[40],"konsumsi.":[41],"Pendekatan":[42],"digunakan":[44],"adalah":[45,54],"kuantitatif":[46],"metode":[48],"survei":[49],"menggunakan":[50,69],"kuesioner.":[51],"Populasi":[52],"aktif":[56],"teknik":[60],"purposive":[61],"sampling":[62],"menghasilkan":[63],"176":[64],"responden.":[65],"Analisis":[66],"data":[67],"dilakukan":[68],"Partial":[70],"Least":[71],"Squares\u2013Structural":[72],"Equation":[73],"Modeling":[74],"(PLS-SEM)":[75],"melalui":[76],"perangkat":[77],"lunak":[78],"SmartPLS":[79],"4.":[80],"Hasil":[81],"menunjukkan":[83,161],"bahwa":[84,175],"QRIS":[86,177],"berpengaruh":[87,107,124],"positif":[88,108,125],"signifikan":[90,110,128,149],"(koefisien":[95,111,129],"=":[96,99,102,112,115,118,130,133,136],"0,700;":[97],"T-statistik":[98,114,132],"9,840;":[100],"p":[101,117,135],"0,000).":[103,119],"Persepsi":[104],"manfaat":[105,180],"juga":[106],"0,510;":[113],"4,716;":[116],"Sementara":[120],"itu,":[121],"namun":[126],"tidak":[127,143],"0,171;":[131],"1,062;":[134],"0,144).":[137],"Kepuasan":[138],"moderasi":[142],"terbukti":[144],"memperkuat":[145],"atau":[146],"memperlemah":[147],"secara":[148],"hubungan":[150],"antara":[151],"independen":[153],"konsumtif.":[156],"Nilai":[157],"R\u00b2":[158],"sebesar":[159],"0,806":[160],"kemampuan":[162],"model":[163],"kuat":[165],"dalam":[166],"menjelaskan":[167],"variasi":[168],"mahasiswa.":[171],"menyimpulkan":[174],"merupakan":[181],"faktor":[182],"dominan":[183],"mendorong":[185],"era":[190],"digital.":[191]},"counts_by_year":[],"updated_date":"2026-10-28T10:33:24.094632","created_date":"2026-06-17T00:00:00"}