{"id":"https://openalex.org/W7161998486","doi":"https://doi.org/10.32782/2308-1988/2026-59-92","title":"\u0420\u0418\u0417\u0418\u041a-\u041e\u0420\u0406\u0404\u041d\u0422\u041e\u0412\u0410\u041d\u0418\u0419 \u041f\u0406\u0414\u0425\u0406\u0414 \u0414\u041e \u0417\u0410\u0425\u0418\u0421\u0422\u0423 \u041f\u0420\u0410\u0412 \u0421\u041f\u041e\u0416\u0418\u0412\u0410\u0427\u0406\u0412 \u0421\u0422\u0420\u0410\u0425\u041e\u0412\u0418\u0425 \u041f\u041e\u0421\u041b\u0423\u0413 \u0412 \u0423\u041a\u0420\u0410\u0407\u041d\u0406: \u0420\u041e\u041b\u042c \u041a\u041e\u041c\u041f\u041b\u0410\u0404\u041d\u0421-\u0421\u0418\u0421\u0422\u0415\u041c\u0418 \u0421\u0422\u0420\u0410\u0425\u041e\u0412\u0418\u041a\u0410","display_name":"\u0420\u0418\u0417\u0418\u041a-\u041e\u0420\u0406\u0404\u041d\u0422\u041e\u0412\u0410\u041d\u0418\u0419 \u041f\u0406\u0414\u0425\u0406\u0414 \u0414\u041e \u0417\u0410\u0425\u0418\u0421\u0422\u0423 \u041f\u0420\u0410\u0412 \u0421\u041f\u041e\u0416\u0418\u0412\u0410\u0427\u0406\u0412 \u0421\u0422\u0420\u0410\u0425\u041e\u0412\u0418\u0425 \u041f\u041e\u0421\u041b\u0423\u0413 \u0412 \u0423\u041a\u0420\u0410\u0407\u041d\u0406: \u0420\u041e\u041b\u042c \u041a\u041e\u041c\u041f\u041b\u0410\u0404\u041d\u0421-\u0421\u0418\u0421\u0422\u0415\u041c\u0418 \u0421\u0422\u0420\u0410\u0425\u041e\u0412\u0418\u041a\u0410","publication_year":2026,"publication_date":"2026-05-19","ids":{"openalex":"https://openalex.org/W7161998486","doi":"https://doi.org/10.32782/2308-1988/2026-59-92"},"language":"uk","primary_location":{"id":"doi:10.32782/2308-1988/2026-59-92","doi":"https://doi.org/10.32782/2308-1988/2026-59-92","is_oa":true,"landing_page_url":"https://doi.org/10.32782/2308-1988/2026-59-92","pdf_url":"https://economdevelopment.in.ua/index.php/journal/article/download/1916/1860","source":{"id":"https://openalex.org/S4387292947","display_name":"\u0421\u0442\u0430\u043b\u0438\u0439 \u0440\u043e\u0437\u0432\u0438\u0442\u043e\u043a \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438","issn_l":"2308-1988","issn":["2308-1988","2308-2011"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4327874098","host_organization_name":"Publishing House Helvetica","host_organization_lineage":["https://openalex.org/P4327874098"],"host_organization_lineage_names":["Publishing House Helvetica"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0421\u0442\u0430\u043b\u0438\u0439 \u0440\u043e\u0437\u0432\u0438\u0442\u043e\u043a \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://economdevelopment.in.ua/index.php/journal/article/download/1916/1860","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5004103422","display_name":"\u041d\u0430\u0434\u0456\u044f \u0413\u0440\u0435\u0431\u0435\u043d\u044e\u043a","orcid":"https://orcid.org/0000-0002-7279-0625","observed_orcids":["https://orcid.org/0000-0002-7279-0625"]},"institutions":[{"id":"https://openalex.org/I4400600437","display_name":"King Danylo University","ror":"https://ror.org/0255jh689","country_code":"UA","type":"education","lineage":["https://openalex.org/I4400600437"]}],"countries":["UA"],"is_corresponding":true,"raw_author_name":"\u041d\u0430\u0434\u0456\u044f \u0413\u0440\u0435\u0431\u0435\u043d\u044e\u043a","raw_affiliation_strings":["\u0417\u0430\u043a\u043b\u0430\u0434 \u0432\u0438\u0449\u043e\u0457 \u043e\u0441\u0432\u0456\u0442\u0438 \"\u0423\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442 \u041a\u043e\u0440\u043e\u043b\u044f \u0414\u0430\u043d\u0438\u043b\u0430\""],"raw_orcid":"https://orcid.org/0000-0002-7279-0625","affiliations":[{"raw_affiliation_string":"\u0417\u0430\u043a\u043b\u0430\u0434 \u0432\u0438\u0449\u043e\u0457 \u043e\u0441\u0432\u0456\u0442\u0438 \"\u0423\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442 \u041a\u043e\u0440\u043e\u043b\u044f \u0414\u0430\u043d\u0438\u043b\u0430\"","institution_ids":["https://openalex.org/I4400600437"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5004103422"],"corresponding_institution_ids":["https://openalex.org/I4400600437"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":"2 (59)","first_page":"683","last_page":"689"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.9531000256538391,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.9531000256538391,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13271","display_name":"Ukrainian Legal and Forensic Studies","score":0.01940000057220459,"subfield":{"id":"https://openalex.org/subfields/3308","display_name":"Law"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13616","display_name":"Governance, Compliance, and Sustainability","score":0.007799999788403511,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/compliance-management-systems","display_name":"compliance systems","score":0.7699999809265137},{"id":"https://openalex.org/keywords/insurance-companies","display_name":"insurance companies","score":0.8220000267028809},{"id":"https://openalex.org/keywords/consumer-protection","display_name":"consumer protection","score":0.7379999756813049},{"id":"https://openalex.org/keywords/risk-based-approach","display_name":"risk-based approach","score":0.8949999809265137},{"id":"https://openalex.org/keywords/behavioral-risk","display_name":"behavioral risk","score":0.9470000267028809},{"id":"https://openalex.org/keywords/internal-control","display_name":"internal control","score":0.9010000228881836},{"id":"https://openalex.org/keywords/national-bank-of-ukraine","display_name":"National Bank of Ukraine","score":0.7609999775886536},{"id":"https://openalex.org/keywords/product-transparency","display_name":"product transparency","score":0.9539999961853027},{"id":"https://openalex.org/keywords/information-disclosure","display_name":"information disclosure","score":0.6740000247955322},{"id":"https://openalex.org/keywords/customer-communication","display_name":"customer communication","score":0.6650000214576721},{"id":"https://openalex.org/keywords/ukraine","display_name":"Ukraine","score":0.5680000185966492}],"concepts":[{"id":"https://openalex.org/C98045186","wikidata":"https://www.wikidata.org/wiki/Q205663","display_name":"Process (computing)","level":2,"score":0.19869999587535858},{"id":"https://openalex.org/C116834253","wikidata":"https://www.wikidata.org/wiki/Q2039217","display_name":"Identification (biology)","level":2,"score":0.19499999284744263},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.1906999945640564},{"id":"https://openalex.org/C90673727","wikidata":"https://www.wikidata.org/wiki/Q901718","display_name":"Product (mathematics)","level":2,"score":0.1860000044107437},{"id":"https://openalex.org/C18762648","wikidata":"https://www.wikidata.org/wiki/Q42213","display_name":"Work (physics)","level":2,"score":0.18389999866485596},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.16850000619888306},{"id":"https://openalex.org/C177264268","wikidata":"https://www.wikidata.org/wiki/Q1514741","display_name":"Set (abstract data type)","level":2,"score":0.16580000519752502},{"id":"https://openalex.org/C61797465","wikidata":"https://www.wikidata.org/wiki/Q1188986","display_name":"Term (time)","level":2,"score":0.16410000622272491},{"id":"https://openalex.org/C2776608160","wikidata":"https://www.wikidata.org/wiki/Q4785462","display_name":"Natural (archaeology)","level":2,"score":0.16120000183582306},{"id":"https://openalex.org/C81917197","wikidata":"https://www.wikidata.org/wiki/Q628760","display_name":"Selection (genetic algorithm)","level":2,"score":0.15870000422000885}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.32782/2308-1988/2026-59-92","doi":"https://doi.org/10.32782/2308-1988/2026-59-92","is_oa":true,"landing_page_url":"https://doi.org/10.32782/2308-1988/2026-59-92","pdf_url":"https://economdevelopment.in.ua/index.php/journal/article/download/1916/1860","source":{"id":"https://openalex.org/S4387292947","display_name":"\u0421\u0442\u0430\u043b\u0438\u0439 \u0440\u043e\u0437\u0432\u0438\u0442\u043e\u043a \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438","issn_l":"2308-1988","issn":["2308-1988","2308-2011"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4327874098","host_organization_name":"Publishing House Helvetica","host_organization_lineage":["https://openalex.org/P4327874098"],"host_organization_lineage_names":["Publishing House Helvetica"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0421\u0442\u0430\u043b\u0438\u0439 \u0440\u043e\u0437\u0432\u0438\u0442\u043e\u043a \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.32782/2308-1988/2026-59-92","doi":"https://doi.org/10.32782/2308-1988/2026-59-92","is_oa":true,"landing_page_url":"https://doi.org/10.32782/2308-1988/2026-59-92","pdf_url":"https://economdevelopment.in.ua/index.php/journal/article/download/1916/1860","source":{"id":"https://openalex.org/S4387292947","display_name":"\u0421\u0442\u0430\u043b\u0438\u0439 \u0440\u043e\u0437\u0432\u0438\u0442\u043e\u043a \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438","issn_l":"2308-1988","issn":["2308-1988","2308-2011"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4327874098","host_organization_name":"Publishing House Helvetica","host_organization_lineage":["https://openalex.org/P4327874098"],"host_organization_lineage_names":["Publishing House Helvetica"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0421\u0442\u0430\u043b\u0438\u0439 \u0440\u043e\u0437\u0432\u0438\u0442\u043e\u043a \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.4399999976158142,"display_name":"Peace, justice, and strong institutions","id":"https://metadata.un.org/sdg/16"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7161998486.pdf","grobid_xml":"https://content.openalex.org/works/W7161998486.grobid-xml"},"referenced_works_count":5,"referenced_works":["https://openalex.org/W1967938525","https://openalex.org/W2994881155","https://openalex.org/W3104772016","https://openalex.org/W4400871987","https://openalex.org/W4414526909"],"related_works":["https://openalex.org/W7200830479","https://openalex.org/W7131265888","https://openalex.org/W2921560725","https://openalex.org/W7134055352","https://openalex.org/W4389616522","https://openalex.org/W4411566086","https://openalex.org/W3206804597","https://openalex.org/W4403255757","https://openalex.org/W6997758712","https://openalex.org/W2994691830"],"abstract_inverted_index":{"\u0423":[0],"\u0441\u0442\u0430\u0442\u0442\u0456":[1],"\u043e\u0431\u0491\u0440\u0443\u043d\u0442\u043e\u0432\u0430\u043d\u043e":[2],"\u0440\u043e\u043b\u044c":[3],"\u043a\u043e\u043c\u043f\u043b\u0430\u0454\u043d\u0441-\u0441\u0438\u0441\u0442\u0435\u043c\u0438":[4],"\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430":[5,78],"\u0443":[6,60],"\u0440\u0435\u0430\u043b\u0456\u0437\u0430\u0446\u0456\u0457":[7],"\u0440\u0438\u0437\u0438\u043a-\u043e\u0440\u0456\u0454\u043d\u0442\u043e\u0432\u0430\u043d\u043e\u0433\u043e":[8],"\u043f\u0456\u0434\u0445\u043e\u0434\u0443":[9],"\u0434\u043e":[10,40,101],"\u0437\u0430\u0445\u0438\u0441\u0442\u0443":[11],"\u043f\u0440\u0430\u0432":[12],"\u0441\u043f\u043e\u0436\u0438\u0432\u0430\u0447\u0456\u0432":[13],"\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u0445":[14,86],"\u043f\u043e\u0441\u043b\u0443\u0433.":[15],"\u041c\u0435\u0442\u043e\u044e":[16],"\u0434\u043e\u0441\u043b\u0456\u0434\u0436\u0435\u043d\u043d\u044f":[17],"\u0454":[18,93],"\u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u043d\u044f":[19],"\u0432\u0437\u0430\u0454\u043c\u043e\u0437\u0432\u2019\u044f\u0437\u043a\u0443":[20],"\u043c\u0456\u0436":[21],"\u043d\u0430\u0433\u043b\u044f\u0434\u043e\u043c":[22],"\u043d\u0430":[23,28],"\u043e\u0441\u043d\u043e\u0432\u0456":[24],"\u0440\u0438\u0437\u0438\u043a\u0443,":[25],"\u043f\u043e\u0432\u0435\u0434\u0456\u043d\u043a\u043e\u0432\u0438\u043c\u0438":[26],"\u0440\u0438\u0437\u0438\u043a\u0430\u043c\u0438":[27],"\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u043c\u0443":[29],"\u0440\u0438\u043d\u043a\u0443":[30],"\u0442\u0430":[31,53,83],"\u0432\u043d\u0443\u0442\u0440\u0456\u0448\u043d\u0456\u043c":[32],"\u043a\u043e\u043d\u0442\u0440\u043e\u043b\u0435\u043c":[33],"\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430.":[34],"\u0423\u0437\u0430\u0433\u0430\u043b\u044c\u043d\u0435\u043d\u043e":[35],"\u043f\u0456\u0434\u0445\u043e\u0434\u0438":[36],"\u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e":[37],"\u0431\u0430\u043d\u043a\u0443":[38],"\u0423\u043a\u0440\u0430\u0457\u043d\u0438":[39],"\u043d\u0430\u0433\u043b\u044f\u0434\u0443":[41],"\u0437\u0430":[42],"\u043d\u0435\u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0438\u043c":[43],"\u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u043c":[44],"\u0441\u0435\u043a\u0442\u043e\u0440\u043e\u043c":[45],"\u0456":[46,99],"\u043f\u043e\u043a\u0430\u0437\u0430\u043d\u043e":[47],"\u0437\u043d\u0430\u0447\u0435\u043d\u043d\u044f":[48,69],"\u043f\u0440\u043e\u0437\u043e\u0440\u043e\u0441\u0442\u0456":[49],"\u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0443,":[50],"\u0440\u043e\u0437\u043a\u0440\u0438\u0442\u0442\u044f":[51],"\u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0457":[52],"\u0441\u0432\u043e\u0454\u0447\u0430\u0441\u043d\u043e\u0433\u043e":[54],"\u0432\u0440\u0435\u0433\u0443\u043b\u044e\u0432\u0430\u043d\u043d\u044f":[55,85],"\u0437\u0431\u0438\u0442\u043a\u0456\u0432.":[56],"\u041d\u0430\u0443\u043a\u043e\u0432\u0430":[57],"\u043d\u043e\u0432\u0438\u0437\u043d\u0430":[58],"\u043f\u043e\u043b\u044f\u0433\u0430\u0454":[59],"\u0441\u0438\u0441\u0442\u0435\u043c\u0430\u0442\u0438\u0437\u0430\u0446\u0456\u0457":[61],"\u043a\u043e\u043c\u043f\u043b\u0430\u0454\u043d\u0441-\u0444\u0443\u043d\u043a\u0446\u0456\u0457":[62],"\u044f\u043a":[63],"\u0456\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0430":[64],"\u043f\u043e\u043f\u0435\u0440\u0435\u0434\u0436\u0435\u043d\u043d\u044f":[65],"\u043f\u043e\u0432\u0435\u0434\u0456\u043d\u043a\u043e\u0432\u043e\u0433\u043e":[66],"\u0440\u0438\u0437\u0438\u043a\u0443.":[67],"\u041f\u0440\u0430\u043a\u0442\u0438\u0447\u043d\u0435":[68],"\u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u0456\u0432":[70],"\u043f\u043e\u0432\u2019\u044f\u0437\u0430\u043d\u0435":[71],"\u0437":[72,81],"\u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u043d\u044f\u043c":[73],"\u043d\u0430\u043f\u0440\u044f\u043c\u0456\u0432":[74],"\u0443\u0434\u043e\u0441\u043a\u043e\u043d\u0430\u043b\u0435\u043d\u043d\u044f":[75],"\u0432\u043d\u0443\u0442\u0440\u0456\u0448\u043d\u0456\u0445":[76],"\u043f\u043e\u043b\u0456\u0442\u0438\u043a":[77],"\u0449\u043e\u0434\u043e":[79],"\u043a\u043e\u043c\u0443\u043d\u0456\u043a\u0430\u0446\u0456\u0457":[80],"\u043a\u043b\u0456\u0454\u043d\u0442\u0430\u043c\u0438":[82],"\u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0433\u043e":[84],"\u043f\u043e\u0434\u0456\u0439.":[87],"\u0417\u0440\u043e\u0431\u043b\u0435\u043d\u043e":[88],"\u0432\u0438\u0441\u043d\u043e\u0432\u043e\u043a,":[89],"\u0449\u043e":[90],"\u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0430":[91],"\u043a\u043e\u043c\u043f\u043b\u0430\u0454\u043d\u0441-\u0441\u0438\u0441\u0442\u0435\u043c\u0430":[92],"\u043f\u0435\u0440\u0435\u0434\u0443\u043c\u043e\u0432\u043e\u044e":[94],"\u043f\u0456\u0434\u0432\u0438\u0449\u0435\u043d\u043d\u044f":[95],"\u044f\u043a\u043e\u0441\u0442\u0456":[96],"\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0433\u043e":[97],"\u0441\u0435\u0440\u0432\u0456\u0441\u0443":[98],"\u0434\u043e\u0432\u0456\u0440\u0438":[100],"\u0440\u0438\u043d\u043a\u0443.":[102]},"counts_by_year":[],"updated_date":"2026-10-28T10:33:24.094632","created_date":"2026-05-22T00:00:00"}