{"id":"https://openalex.org/W7160138464","doi":"https://doi.org/10.59086/jam.v4i2.703","title":"Pengaruh Literasi Keuangan, Pengetahuan Investasi Dan Persepsi Risiko Terhadap Minat Berinvestasi","display_name":"Pengaruh Literasi Keuangan, Pengetahuan Investasi Dan Persepsi Risiko Terhadap Minat Berinvestasi","publication_year":2025,"publication_date":"2025-06-30","ids":{"openalex":"https://openalex.org/W7160138464","doi":"https://doi.org/10.59086/jam.v4i2.703"},"language":"id","primary_location":{"id":"doi:10.59086/jam.v4i2.703","doi":"https://doi.org/10.59086/jam.v4i2.703","is_oa":true,"landing_page_url":"https://doi.org/10.59086/jam.v4i2.703","pdf_url":"https://jurnal.risetilmiah.ac.id/index.php/JAM/article/download/703/625","source":{"id":"https://openalex.org/S4387287818","display_name":"Balance Jurnal Akuntansi dan Manajemen","issn_l":"2829-2138","issn":["2829-2138"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Balance : Jurnal Akuntansi dan Manajemen","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://jurnal.risetilmiah.ac.id/index.php/JAM/article/download/703/625","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5135275581","display_name":"Ibrahim Azhari","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210139646","display_name":"Universitas Muhammadiyah Sumatera Utara","ror":"https://ror.org/03ve0eh58","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210139646"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Ibrahim Azhari","raw_affiliation_strings":["Universitas Muhammadiyah Sumatera Utara"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Muhammadiyah Sumatera Utara","institution_ids":["https://openalex.org/I4210139646"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5081233286","display_name":"Edisah Putra Nainggolan","orcid":"https://orcid.org/0000-0003-0657-7639","observed_orcids":["https://orcid.org/0000-0003-0657-7639"]},"institutions":[{"id":"https://openalex.org/I4210139646","display_name":"Universitas Muhammadiyah Sumatera Utara","ror":"https://ror.org/03ve0eh58","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210139646"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Edisah Putra Nainggolan","raw_affiliation_strings":["Universitas Muhammadiyah Sumatera Utara"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Muhammadiyah Sumatera Utara","institution_ids":["https://openalex.org/I4210139646"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4210139646"],"apc_list":null,"apc_paid":null,"fwci":10.3791,"has_fulltext":true,"cited_by_count":10,"citation_normalized_percentile":{"value":0.98552214,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":99},"biblio":{"volume":"4","issue":"2","first_page":"748","last_page":"756"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9955999851226807,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9955999851226807,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.004100000020116568,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12123","display_name":"Financial Analysis and Corporate Governance","score":0.00019999999494757503,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":1.0},{"id":"https://openalex.org/keywords/investment-knowledge","display_name":"investment knowledge","score":1.0},{"id":"https://openalex.org/keywords/risk-perception","display_name":"risk perception","score":0.9959999918937683},{"id":"https://openalex.org/keywords/investment-interest","display_name":"investment interest","score":0.9639999866485596},{"id":"https://openalex.org/keywords/capital-markets","display_name":"capital markets","score":0.9639999866485596},{"id":"https://openalex.org/keywords/generation-z","display_name":"Generation Z","score":0.972000002861023},{"id":"https://openalex.org/keywords/indonesia-stock-exchange","display_name":"Indonesia Stock Exchange","score":0.7379999756813049},{"id":"https://openalex.org/keywords/medan","display_name":"Medan","score":0.9449999928474426}],"concepts":[{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.39329999685287476},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.3587000072002411},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.3546999990940094},{"id":"https://openalex.org/C71104824","wikidata":"https://www.wikidata.org/wiki/Q1476639","display_name":"Structural equation modeling","level":2,"score":0.336899995803833},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.2757999897003174},{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.27549999952316284},{"id":"https://openalex.org/C2779709291","wikidata":"https://www.wikidata.org/wiki/Q15699608","display_name":"Intervening variable","level":3,"score":0.26809999346733093},{"id":"https://openalex.org/C27574286","wikidata":"https://www.wikidata.org/wiki/Q320723","display_name":"Variables","level":2,"score":0.2630000114440918},{"id":"https://openalex.org/C163355716","wikidata":"https://www.wikidata.org/wiki/Q2154783","display_name":"Risk perception","level":3,"score":0.2563999891281128},{"id":"https://openalex.org/C132480984","wikidata":"https://www.wikidata.org/wiki/Q2034239","display_name":"Goodness of fit","level":2,"score":0.22759999334812164}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.59086/jam.v4i2.703","doi":"https://doi.org/10.59086/jam.v4i2.703","is_oa":true,"landing_page_url":"https://doi.org/10.59086/jam.v4i2.703","pdf_url":"https://jurnal.risetilmiah.ac.id/index.php/JAM/article/download/703/625","source":{"id":"https://openalex.org/S4387287818","display_name":"Balance Jurnal Akuntansi dan Manajemen","issn_l":"2829-2138","issn":["2829-2138"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Balance : Jurnal Akuntansi dan Manajemen","raw_type":"journal-article"},{"id":"pmh:oai:ojs2.jurnal.risetilmiah.ac.id:article/703","doi":null,"is_oa":true,"landing_page_url":"https://jurnal.risetilmiah.ac.id/index.php/JAM/article/view/703","pdf_url":null,"source":{"id":"https://openalex.org/S4387287818","display_name":"Balance Jurnal Akuntansi dan Manajemen","issn_l":"2829-2138","issn":["2829-2138"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.59086/jam.v4i2","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.59086/jam.v4i2.703","doi":"https://doi.org/10.59086/jam.v4i2.703","is_oa":true,"landing_page_url":"https://doi.org/10.59086/jam.v4i2.703","pdf_url":"https://jurnal.risetilmiah.ac.id/index.php/JAM/article/download/703/625","source":{"id":"https://openalex.org/S4387287818","display_name":"Balance Jurnal Akuntansi dan Manajemen","issn_l":"2829-2138","issn":["2829-2138"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Balance : Jurnal Akuntansi dan Manajemen","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7160138464.pdf","grobid_xml":"https://content.openalex.org/works/W7160138464.grobid-xml"},"referenced_works_count":11,"referenced_works":["https://openalex.org/W2936860639","https://openalex.org/W2965400665","https://openalex.org/W3096296059","https://openalex.org/W4256318283","https://openalex.org/W4281716306","https://openalex.org/W4291001575","https://openalex.org/W4376486913","https://openalex.org/W4376865335","https://openalex.org/W4380204451","https://openalex.org/W4399268382","https://openalex.org/W4401406379"],"related_works":["https://openalex.org/W7166616336","https://openalex.org/W4412845614","https://openalex.org/W7215713131","https://openalex.org/W7042402630","https://openalex.org/W7221782981","https://openalex.org/W7220077245","https://openalex.org/W4400591012","https://openalex.org/W7217302917","https://openalex.org/W7221167854","https://openalex.org/W4401300603"],"abstract_inverted_index":{"Penelitian":[0,30],"ini":[1,31],"bertujuan":[2],"untuk":[3],"mengetahui":[4],"pengaruh":[5],"literasi":[6,89],"keuangan,":[7,90],"pengetahuan":[8,91],"investasi,":[9,92],"dan":[10,93],"persepsi":[11,94],"risiko":[12],"terhadap":[13,99],"minat":[14,100],"berinvestasi":[15,101],"di":[16,22,57,102],"pasar":[17,103],"modal":[18],"pada":[19],"generasi":[20,55],"Z":[21,56,129,166],"Kota":[23,58],"Medan":[24,131,168],"(Studi":[25],"Kasus":[26],"Bursa":[27],"Efek":[28],"Indonesia).":[29],"menggunakan":[32,63,77],"pendekatan":[33],"kuantitatif":[34],"dengan":[35,69],"jenis":[36],"penelitian":[37,82],"asosiatif.":[38],"Data":[39,179],"yang":[40,45,53],"digunakan":[41],"merupakan":[42,54],"data":[43,67,151,155],"primer":[44],"diperoleh":[46],"melalui":[47],"penyebaran":[48],"kuesioner":[49],"kepada":[50],"96":[51,161],"responden":[52],"Medan.":[59],"Pengukuran":[60],"variabel":[61,86],"dilakukan":[62,68],"skala":[64],"Likert.":[65],"Analisis":[66],"metode":[70],"Structural":[71,186],"Equation":[72,187],"Modeling\u2013Partial":[73,188],"Least":[74,189],"Squares":[75,190],"(SEM-PLS)":[76,191],"bantuan":[78],"software":[79],"SmartPLS.":[80],"Hasil":[81],"menunjukkan":[83],"bahwa":[84],"ketiga":[85],"independen,":[87],"yaitu":[88],"risiko,":[95],"secara":[96],"signifikan":[97],"berpengaruh":[98],"modal.":[104],"This":[105,139],"study":[106,140,203],"aims":[107],"to":[108,160],"determine":[109],"the":[110,124,176,185,194,202,206,223],"effect":[111],"of":[112,135,196,201],"financial":[113,211],"literacy,":[114,212],"investment":[115,121,213,220],"knowledge,":[116,214],"and":[117,215],"risk":[118,216],"perception":[119],"on":[120],"interest":[122,221],"in":[123,130,167,222],"capital":[125,224],"market":[126],"among":[127],"generation":[128,165],"City":[132],"(Case":[133],"Study":[134],"Indonesian":[136],"Stock":[137],"Exchange).":[138],"uses":[141],"a":[142],"quantitative":[143],"approach":[144],"with":[145],"an":[146],"associative":[147],"research":[148],"type.":[149],"The":[150,199],"used":[152],"are":[153,164],"primary":[154],"obtained":[156],"through":[157],"distributing":[158],"questionnaires":[159],"respondents":[162],"who":[163],"City.":[169],"Variable":[170],"measurement":[171],"is":[172],"carried":[173,182],"out":[174,183],"using":[175,184,193],"Likert":[177],"scale.":[178],"analysis":[180],"was":[181],"method":[192],"help":[195],"SmartPLS":[197],"software.":[198],"results":[200],"indicate":[204],"that":[205],"three":[207],"independent":[208],"variables,":[209],"namely":[210],"perception,":[217],"significantly":[218],"influence":[219],"market.":[225]},"counts_by_year":[{"year":2026,"cited_by_count":8},{"year":2025,"cited_by_count":2}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2026-05-05T00:00:00"}