{"id":"https://openalex.org/W7128359331","doi":"https://doi.org/10.1016/j.habitatint.2026.103737","title":"Climate change and financing costs: A study of disaster events and risk ratings in Taiwan mortgage loan market","display_name":"Climate change and financing costs: A study of disaster events and risk ratings in Taiwan mortgage loan market","publication_year":2026,"publication_date":"2026-02-09","ids":{"openalex":"https://openalex.org/W7128359331","doi":"https://doi.org/10.1016/j.habitatint.2026.103737"},"language":"en","primary_location":{"id":"doi:10.1016/j.habitatint.2026.103737","doi":"https://doi.org/10.1016/j.habitatint.2026.103737","is_oa":false,"landing_page_url":"https://doi.org/10.1016/j.habitatint.2026.103737","pdf_url":null,"source":{"id":"https://openalex.org/S4210229294","display_name":"Habitat International","issn_l":"0197-3975","issn":["0197-3975","1873-5428"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","erih-plus","jufo-1","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Habitat International","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5086302744","display_name":"Yi-Shan Hsieh","orcid":"https://orcid.org/0000-0001-6191-2757","observed_orcids":["https://orcid.org/0000-0001-6191-2757"]},"institutions":[{"id":"https://openalex.org/I4880106","display_name":"Feng Chia University","ror":"https://ror.org/05vhczg54","country_code":"TW","type":"education","lineage":["https://openalex.org/I4880106"]}],"countries":["TW"],"is_corresponding":false,"raw_author_name":"Yi-Shan Hsieh","raw_affiliation_strings":["Department of Economics, Feng Chia University, Taiwan, ROC"],"raw_orcid":"https://orcid.org/0000-0001-6191-2757","affiliations":[{"raw_affiliation_string":"Department of Economics, Feng Chia University, Taiwan, ROC","institution_ids":["https://openalex.org/I4880106"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5101792421","display_name":"Chien\u2010Wen Yang","orcid":"https://orcid.org/0000-0003-1224-1058","observed_orcids":["https://orcid.org/0000-0003-1224-1058"]},"institutions":[{"id":"https://openalex.org/I4880106","display_name":"Feng Chia University","ror":"https://ror.org/05vhczg54","country_code":"TW","type":"education","lineage":["https://openalex.org/I4880106"]}],"countries":["TW"],"is_corresponding":true,"raw_author_name":"Chien-Wen Yang","raw_affiliation_strings":["Department of Finance, Feng Chia University, Taiwan, ROC"],"raw_orcid":"https://orcid.org/0000-0003-1224-1058","affiliations":[{"raw_affiliation_string":"Department of Finance, Feng Chia University, Taiwan, ROC","institution_ids":["https://openalex.org/I4880106"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5101792421"],"corresponding_institution_ids":["https://openalex.org/I4880106"],"apc_list":{"value":3560,"currency":"USD","value_usd":3560},"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"170","issue":null,"first_page":"103737","last_page":"103737"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10632","display_name":"Housing Market and Economics","score":0.5015000104904175,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10632","display_name":"Housing Market and Economics","score":0.5015000104904175,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13146","display_name":"Sustainable Finance and Green Bonds","score":0.39160001277923584,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11496","display_name":"Credit Risk and Financial Regulations","score":0.04410000145435333,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/climate-change","display_name":"climate change","score":0.996999979019165},{"id":"https://openalex.org/keywords/financing-costs","display_name":"financing costs","score":0.6240000128746033},{"id":"https://openalex.org/keywords/disaster-risk","display_name":"disaster risk","score":0.746999979019165},{"id":"https://openalex.org/keywords/meteorological-disasters","display_name":"meteorological disasters","score":0.8190000057220459},{"id":"https://openalex.org/keywords/flood-risk","display_name":"flood risk","score":0.5730000138282776},{"id":"https://openalex.org/keywords/agricultural-losses","display_name":"agricultural losses","score":0.6209999918937683},{"id":"https://openalex.org/keywords/real-estate-collateral","display_name":"real estate collateral","score":0.6660000085830688},{"id":"https://openalex.org/keywords/bank-lending","display_name":"bank lending","score":0.5839999914169312},{"id":"https://openalex.org/keywords/risk-rating","display_name":"risk rating","score":0.6600000262260437},{"id":"https://openalex.org/keywords/taiwan","display_name":"Taiwan","score":0.8510000109672546}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6557000279426575},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.6017000079154968},{"id":"https://openalex.org/C132651083","wikidata":"https://www.wikidata.org/wiki/Q7942","display_name":"Climate change","level":2,"score":0.5737000107765198},{"id":"https://openalex.org/C2777910564","wikidata":"https://www.wikidata.org/wiki/Q694563","display_name":"Collateral","level":2,"score":0.5703999996185303},{"id":"https://openalex.org/C97330809","wikidata":"https://www.wikidata.org/wiki/Q4202997","display_name":"Mortgage insurance","level":4,"score":0.5507000088691711},{"id":"https://openalex.org/C179691888","wikidata":"https://www.wikidata.org/wiki/Q1641464","display_name":"Secondary mortgage market","level":5,"score":0.5503000020980835},{"id":"https://openalex.org/C43039823","wikidata":"https://www.wikidata.org/wiki/Q6914671","display_name":"Mortgage underwriting","level":5,"score":0.5353999733924866},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5128999948501587},{"id":"https://openalex.org/C2992893599","wikidata":"https://www.wikidata.org/wiki/Q1210094","display_name":"Mortgage loan","level":3,"score":0.4781000018119812},{"id":"https://openalex.org/C165060548","wikidata":"https://www.wikidata.org/wiki/Q555344","display_name":"Loan-to-value ratio","level":5,"score":0.4627000093460083},{"id":"https://openalex.org/C138893092","wikidata":"https://www.wikidata.org/wiki/Q7489541","display_name":"Shared appreciation mortgage","level":5,"score":0.4336000084877014},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.4253999888896942},{"id":"https://openalex.org/C82279013","wikidata":"https://www.wikidata.org/wiki/Q684740","display_name":"Real estate","level":2,"score":0.39169999957084656},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.3675999939441681},{"id":"https://openalex.org/C2780210451","wikidata":"https://www.wikidata.org/wiki/Q3433166","display_name":"Climate risk","level":3,"score":0.32499998807907104},{"id":"https://openalex.org/C186594467","wikidata":"https://www.wikidata.org/wiki/Q1429176","display_name":"Flooding (psychology)","level":2,"score":0.32420000433921814},{"id":"https://openalex.org/C152876461","wikidata":"https://www.wikidata.org/wiki/Q7886321","display_name":"Commercial mortgage-backed security","level":5,"score":0.31709998846054077},{"id":"https://openalex.org/C104353511","wikidata":"https://www.wikidata.org/wiki/Q5146002","display_name":"Collateralized mortgage obligation","level":5,"score":0.311599999666214},{"id":"https://openalex.org/C143910263","wikidata":"https://www.wikidata.org/wiki/Q750458","display_name":"Capital market","level":2,"score":0.30300000309944153},{"id":"https://openalex.org/C2780619108","wikidata":"https://www.wikidata.org/wiki/Q852175","display_name":"Securitization","level":2,"score":0.3001999855041504},{"id":"https://openalex.org/C98937230","wikidata":"https://www.wikidata.org/wiki/Q5174787","display_name":"Cost of funds index","level":3,"score":0.2962000072002411},{"id":"https://openalex.org/C76073288","wikidata":"https://www.wikidata.org/wiki/Q1337875","display_name":"Financial risk","level":2,"score":0.29109999537467957},{"id":"https://openalex.org/C32896092","wikidata":"https://www.wikidata.org/wiki/Q189447","display_name":"Risk management","level":2,"score":0.2818000018596649},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.2784000039100647},{"id":"https://openalex.org/C19244329","wikidata":"https://www.wikidata.org/wiki/Q208697","display_name":"Financial market","level":2,"score":0.275299996137619},{"id":"https://openalex.org/C15241564","wikidata":"https://www.wikidata.org/wiki/Q319845","display_name":"Investment banking","level":2,"score":0.2687000036239624},{"id":"https://openalex.org/C158725981","wikidata":"https://www.wikidata.org/wiki/Q2079582","display_name":"Bridge loan","level":4,"score":0.26809999346733093},{"id":"https://openalex.org/C83646750","wikidata":"https://www.wikidata.org/wiki/Q193893","display_name":"Capital (architecture)","level":2,"score":0.2655999958515167},{"id":"https://openalex.org/C2778300220","wikidata":"https://www.wikidata.org/wiki/Q114380","display_name":"Financial crisis","level":2,"score":0.26420000195503235},{"id":"https://openalex.org/C2778865806","wikidata":"https://www.wikidata.org/wiki/Q6060850","display_name":"Investment decisions","level":3,"score":0.26030001044273376},{"id":"https://openalex.org/C166052673","wikidata":"https://www.wikidata.org/wiki/Q83021","display_name":"Empirical evidence","level":2,"score":0.2547000050544739},{"id":"https://openalex.org/C166566181","wikidata":"https://www.wikidata.org/wiki/Q8065","display_name":"Natural disaster","level":2,"score":0.2540000081062317}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1016/j.habitatint.2026.103737","doi":"https://doi.org/10.1016/j.habitatint.2026.103737","is_oa":false,"landing_page_url":"https://doi.org/10.1016/j.habitatint.2026.103737","pdf_url":null,"source":{"id":"https://openalex.org/S4210229294","display_name":"Habitat International","issn_l":"0197-3975","issn":["0197-3975","1873-5428"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","erih-plus","jufo-1","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Habitat International","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"score":1.0,"display_name":"Climate action","id":"https://metadata.un.org/sdg/13"}],"study_designs":[],"awards":[{"id":"https://openalex.org/G87150620","display_name":null,"funder_award_id":"112-2914-I-035-015-A1","funder_id":"https://openalex.org/F2461203286","funder_display_name":"National Science and Technology Council"}],"funders":[{"id":"https://openalex.org/F2461203286","display_name":"National Science and Technology Council","ror":"https://ror.org/02kv4zf79"}],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":29,"referenced_works":["https://openalex.org/W2339872493","https://openalex.org/W2903751886","https://openalex.org/W2906323621","https://openalex.org/W2944263728","https://openalex.org/W2952070778","https://openalex.org/W3009850891","https://openalex.org/W3021831119","https://openalex.org/W3041455311","https://openalex.org/W3092475754","https://openalex.org/W3095169142","https://openalex.org/W3122337292","https://openalex.org/W3123123373","https://openalex.org/W3123776852","https://openalex.org/W3149313779","https://openalex.org/W3175630919","https://openalex.org/W3176966515","https://openalex.org/W3213911596","https://openalex.org/W4214818772","https://openalex.org/W4214836379","https://openalex.org/W4296311473","https://openalex.org/W4382359415","https://openalex.org/W4385713331","https://openalex.org/W4389673278","https://openalex.org/W4391450739","https://openalex.org/W4403519271","https://openalex.org/W4406447092","https://openalex.org/W4413239535","https://openalex.org/W4416433312","https://openalex.org/W7118652395"],"related_works":["https://openalex.org/W7213227209","https://openalex.org/W3121643794","https://openalex.org/W6927885636","https://openalex.org/W4214818772","https://openalex.org/W7117703123","https://openalex.org/W4405594468","https://openalex.org/W4412573261","https://openalex.org/W4406447092","https://openalex.org/W3021831119","https://openalex.org/W4312106376"],"abstract_inverted_index":null,"counts_by_year":[],"updated_date":"2026-10-14T16:39:01.820549","created_date":"2026-02-10T00:00:00"}