{"id":"https://openalex.org/W7128091402","doi":"https://doi.org/10.56345/ijrdv12n3s151","title":"Smart City and Big Data in Insurance: What Could be the Impact of Smart City on Insurance in Albania","display_name":"Smart City and Big Data in Insurance: What Could be the Impact of Smart City on Insurance in Albania","publication_year":2025,"publication_date":"2025-12-25","ids":{"openalex":"https://openalex.org/W7128091402","doi":"https://doi.org/10.56345/ijrdv12n3s151"},"language":"en","primary_location":{"id":"doi:10.56345/ijrdv12n3s151","doi":"https://doi.org/10.56345/ijrdv12n3s151","is_oa":true,"landing_page_url":"https://doi.org/10.56345/ijrdv12n3s151","pdf_url":null,"source":{"id":"https://openalex.org/S4387289615","display_name":"Interdisciplinary Journal of Research and Development","issn_l":"2313-058X","issn":["2313-058X","2410-3411"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Interdisciplinary Journal of Research and Development","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.56345/ijrdv12n3s151","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5001655195","display_name":"Arben Reka","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I273442994","display_name":"Aleksand\u00ebr Moisiu University","ror":"https://ror.org/023p15505","country_code":"AL","type":"education","lineage":["https://openalex.org/I273442994"]}],"countries":["AL"],"is_corresponding":false,"raw_author_name":"Arben Reka","raw_affiliation_strings":["Department of Mathematics. Faculty of Information Technology, University A. Moisiu Durres, Durres, Albania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Mathematics. Faculty of Information Technology, University A. Moisiu Durres, Durres, Albania","institution_ids":["https://openalex.org/I273442994"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5114966151","display_name":"Luljeta Gjoni","orcid":"https://orcid.org/0009-0000-7129-8148","observed_orcids":["https://orcid.org/0009-0000-7129-8148"]},"institutions":[{"id":"https://openalex.org/I273442994","display_name":"Aleksand\u00ebr Moisiu University","ror":"https://ror.org/023p15505","country_code":"AL","type":"education","lineage":["https://openalex.org/I273442994"]}],"countries":["AL"],"is_corresponding":false,"raw_author_name":"Luljeta Gjoni","raw_affiliation_strings":["Department of Statistics and Applied Informatics. Faculty of Business, University A. Moisiu Durres, Durres, Albania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Statistics and Applied Informatics. Faculty of Business, University A. Moisiu Durres, Durres, Albania","institution_ids":["https://openalex.org/I273442994"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5074683858","display_name":"Robert Kosova","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I273442994","display_name":"Aleksand\u00ebr Moisiu University","ror":"https://ror.org/023p15505","country_code":"AL","type":"education","lineage":["https://openalex.org/I273442994"]}],"countries":["AL"],"is_corresponding":false,"raw_author_name":"Robert Kosova","raw_affiliation_strings":["Department of Mathematics. Faculty of Information Technology, University A. Moisiu Durres, Durres, Albania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Mathematics. Faculty of Information Technology, University A. Moisiu Durres, Durres, Albania","institution_ids":["https://openalex.org/I273442994"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I273442994"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"12","issue":"3 S1","first_page":"372","last_page":"372"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.8906000256538391,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.8906000256538391,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11479","display_name":"Smart Cities and Technologies","score":0.09570000320672989,"subfield":{"id":"https://openalex.org/subfields/3322","display_name":"Urban Studies"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12885","display_name":"Digital Innovation in Industries","score":0.0017000000225380063,"subfield":{"id":"https://openalex.org/subfields/1405","display_name":"Management of Technology and Innovation"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/smart-cities","display_name":"smart cities","score":0.9620000123977661},{"id":"https://openalex.org/keywords/big-data","display_name":"big data","score":0.9610000252723694},{"id":"https://openalex.org/keywords/insurance-industry","display_name":"insurance industry","score":0.9580000042915344},{"id":"https://openalex.org/keywords/internet-of-things","display_name":"Internet of Things","score":0.8320000171661377},{"id":"https://openalex.org/keywords/usage-based-insurance","display_name":"usage-based insurance","score":0.9020000100135803},{"id":"https://openalex.org/keywords/dynamic-pricing","display_name":"dynamic pricing","score":0.9359999895095825},{"id":"https://openalex.org/keywords/connected-vehicles","display_name":"connected vehicles","score":0.7310000061988831},{"id":"https://openalex.org/keywords/smart-home","display_name":"home automation","score":0.9200000166893005},{"id":"https://openalex.org/keywords/intelligent-transportation-systems","display_name":"intelligent transportation systems","score":0.7900000214576721},{"id":"https://openalex.org/keywords/environmental-monitoring","display_name":"environmental monitoring","score":0.8169999718666077},{"id":"https://openalex.org/keywords/risk-assessment","display_name":"risk assessment","score":0.9039999842643738},{"id":"https://openalex.org/keywords/data-protection","display_name":"data protection","score":0.9319999814033508},{"id":"https://openalex.org/keywords/legal-compliance","display_name":"legal compliance","score":0.8289999961853027},{"id":"https://openalex.org/keywords/risk-management","display_name":"risk management","score":0.6299999952316284},{"id":"https://openalex.org/keywords/albania","display_name":"Albania","score":0.6980000138282776}],"concepts":[{"id":"https://openalex.org/C75684735","wikidata":"https://www.wikidata.org/wiki/Q858810","display_name":"Big data","level":2,"score":0.8406999707221985},{"id":"https://openalex.org/C2777103469","wikidata":"https://www.wikidata.org/wiki/Q1231558","display_name":"Smart city","level":3,"score":0.8165000081062317},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6281999945640564},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.41179999709129333},{"id":"https://openalex.org/C38775462","wikidata":"https://www.wikidata.org/wiki/Q1569376","display_name":"Transformational leadership","level":2,"score":0.3763999938964844},{"id":"https://openalex.org/C81860439","wikidata":"https://www.wikidata.org/wiki/Q251212","display_name":"Internet of Things","level":2,"score":0.3750999867916107},{"id":"https://openalex.org/C79158427","wikidata":"https://www.wikidata.org/wiki/Q485396","display_name":"Analytics","level":2,"score":0.36500000953674316},{"id":"https://openalex.org/C110875604","wikidata":"https://www.wikidata.org/wiki/Q75","display_name":"The Internet","level":2,"score":0.3492000102996826},{"id":"https://openalex.org/C163362911","wikidata":"https://www.wikidata.org/wiki/Q17152351","display_name":"Smart system","level":3,"score":0.32499998807907104},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.3199000060558319},{"id":"https://openalex.org/C123201435","wikidata":"https://www.wikidata.org/wiki/Q456632","display_name":"Information privacy","level":2,"score":0.27959999442100525},{"id":"https://openalex.org/C49545453","wikidata":"https://www.wikidata.org/wiki/Q69883","display_name":"Urban planning","level":2,"score":0.2671000063419342},{"id":"https://openalex.org/C116537","wikidata":"https://www.wikidata.org/wiki/Q2169973","display_name":"Service provider","level":3,"score":0.26440000534057617},{"id":"https://openalex.org/C507571656","wikidata":"https://www.wikidata.org/wiki/Q848436","display_name":"Home automation","level":2,"score":0.25780001282691956},{"id":"https://openalex.org/C207267971","wikidata":"https://www.wikidata.org/wiki/Q120208","display_name":"Emerging technologies","level":2,"score":0.25220000743865967},{"id":"https://openalex.org/C2777986313","wikidata":"https://www.wikidata.org/wiki/Q1661989","display_name":"Industry 4.0","level":2,"score":0.25029999017715454}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.56345/ijrdv12n3s151","doi":"https://doi.org/10.56345/ijrdv12n3s151","is_oa":true,"landing_page_url":"https://doi.org/10.56345/ijrdv12n3s151","pdf_url":null,"source":{"id":"https://openalex.org/S4387289615","display_name":"Interdisciplinary Journal of Research and Development","issn_l":"2313-058X","issn":["2313-058X","2410-3411"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Interdisciplinary Journal of Research and Development","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.56345/ijrdv12n3s151","doi":"https://doi.org/10.56345/ijrdv12n3s151","is_oa":true,"landing_page_url":"https://doi.org/10.56345/ijrdv12n3s151","pdf_url":null,"source":{"id":"https://openalex.org/S4387289615","display_name":"Interdisciplinary Journal of Research and Development","issn_l":"2313-058X","issn":["2313-058X","2410-3411"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Interdisciplinary Journal of Research and Development","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Industry, innovation and infrastructure","score":0.8970999717712402,"id":"https://metadata.un.org/sdg/9"},{"display_name":"Sustainable cities and communities","score":0.875,"id":"https://metadata.un.org/sdg/11"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2999430764","https://openalex.org/W2181764713","https://openalex.org/W3126378411","https://openalex.org/W4407984649","https://openalex.org/W7024658052","https://openalex.org/W4411959770","https://openalex.org/W7160295995","https://openalex.org/W4411662073","https://openalex.org/W7203634033","https://openalex.org/W4408315197"],"abstract_inverted_index":{"The":[0,48,104],"growth":[1],"of":[2,29,74,125,154],"the":[3,27,51,61,68,72,131,157],"Smart":[4,21,55,155],"Cities":[5,22],"and":[6,33,46,98,110,133,142,178],"rising":[7],"Big":[8,117],"Data":[9,118],"have":[10],"brought":[11],"about":[12,107],"transformational":[13],"changes":[14],"in":[15,64,101],"many":[16],"industry":[17,63],"fields,":[18],"including":[19],"insurance.":[20],"use":[23],"advanced":[24],"technologies":[25,168],"like":[26],"Internet":[28],"Things,":[30],"Artificial":[31],"Intelligence,":[32],"real-time":[34],"data":[35,137],"analytics":[36],"to":[37,148,169],"improve":[38],"urban":[39],"living":[40],"by":[41],"creating":[42],"operational":[43],"efficiencies,":[44],"safety,":[45],"sustainability.":[47],"paper":[49,105],"highlights":[50],"likely":[52],"impact":[53],"that":[54,120,145],"City":[56],"initiatives":[57],"would":[58],"create":[59],"for":[60],"insurance":[62,96,172],"Albania.":[65],"It":[66],"explores":[67],"means":[69],"through":[70,116],"which":[71],"incorporation":[73],"such":[75],"smart":[76,85],"infrastructures":[77],"as":[78],"Connected":[79],"Cars":[80],"or":[81,87],"intelligent":[82],"traffic":[83],"systems,":[84],"homes,":[86],"environmental":[88],"monitoring":[89],"affords":[90],"risks":[91],"more":[92],"accurate":[93],"assessments,":[94],"individual":[95],"products,":[97],"a":[99],"reduction":[100],"claim":[102],"frequencies.":[103],"talks":[106],"how":[108,162],"usage-based":[109],"dynamic":[111],"pricing":[112],"models":[113],"are":[114,146],"enabled":[115],"so":[119],"insurers":[121],"may":[122],"be":[123],"capable":[124],"providing":[126,174],"those":[127],"plans,":[128],"along":[129],"with":[130],"challenges":[132],"opportunities":[134],"arising":[135],"from":[136],"protections,":[138],"being":[139],"legally":[140],"compliant,":[141],"having":[143],"customers":[144],"willing":[147],"accept.":[149],"Utilizing":[150],"global":[151],"case":[152],"studies":[153],"Cities,":[156],"article":[158],"provides":[159],"insights":[160],"into":[161],"Albania":[163],"could":[164],"capitalize":[165],"on":[166],"these":[167],"develop":[170],"its":[171],"industry,":[173],"better":[175],"service":[176],"delivery":[177],"risk":[179],"management":[180],"strategies.":[181]},"counts_by_year":[],"updated_date":"2026-10-28T10:33:24.094632","created_date":"2026-02-07T00:00:00"}
