{"id":"https://openalex.org/W7128045472","doi":"https://doi.org/10.5281/zenodo.18494595","title":"\u0424\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0430 \u0456\u043d\u043a\u043b\u044e\u0437\u0456\u044f \u0443 \u0441\u0444\u0435\u0440\u0456 \u0432\u0438\u0449\u043e\u0457 \u043e\u0441\u0432\u0456\u0442\u0438: \u0434\u043e\u0441\u0432\u0456\u0434 \u043f\u0440\u043e\u0432\u0456\u0434\u043d\u0438\u0445 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0456\u0432","display_name":"\u0424\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0430 \u0456\u043d\u043a\u043b\u044e\u0437\u0456\u044f \u0443 \u0441\u0444\u0435\u0440\u0456 \u0432\u0438\u0449\u043e\u0457 \u043e\u0441\u0432\u0456\u0442\u0438: \u0434\u043e\u0441\u0432\u0456\u0434 \u043f\u0440\u043e\u0432\u0456\u0434\u043d\u0438\u0445 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0456\u0432","publication_year":2025,"publication_date":"2025-12-20","ids":{"openalex":"https://openalex.org/W7128045472","doi":"https://doi.org/10.5281/zenodo.18494595"},"language":"uk","primary_location":{"id":"doi:10.5281/zenodo.18494595","doi":"https://doi.org/10.5281/zenodo.18494595","is_oa":true,"landing_page_url":"https://doi.org/10.5281/zenodo.18494595","pdf_url":null,"source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Preprint"},"volume":null,"type":"preprint","is_traditional":true,"indexed_in":["datacite"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.5281/zenodo.18494595","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5114027968","display_name":"\u041d\u0430\u0442\u0430\u043b\u0456\u044f \u0428\u043e\u0444\u043e\u043b\u043e\u0432\u0430","orcid":"https://orcid.org/0000-0002-6654-6765","observed_orcids":["https://orcid.org/0000-0002-6654-6765"]},"institutions":[{"id":"https://openalex.org/I4387153863","display_name":"Institute of Higher Education of NAES of Ukraine","ror":"https://ror.org/02rdthx75","country_code":"UA","type":"government","lineage":["https://openalex.org/I4210158089","https://openalex.org/I4387153863","https://openalex.org/I4405256466"]}],"countries":["UA"],"is_corresponding":true,"raw_author_name":"\u0428\u043e\u0444\u043e\u043b\u043e\u0432\u0430, \u041d\u0430\u0442\u0430\u043b\u0456\u044f","raw_affiliation_strings":["\u0406\u043d\u0441\u0442\u0438\u0442\u0443\u0442 \u0432\u0438\u0449\u043e\u0457 \u043e\u0441\u0432\u0456\u0442\u0438 \u041d\u0410\u041f\u041d \u0423\u043a\u0440\u0430\u0457\u043d\u0438"],"raw_orcid":"https://orcid.org/0000-0002-6654-6765","affiliations":[{"raw_affiliation_string":"\u0406\u043d\u0441\u0442\u0438\u0442\u0443\u0442 \u0432\u0438\u0449\u043e\u0457 \u043e\u0441\u0432\u0456\u0442\u0438 \u041d\u0410\u041f\u041d \u0423\u043a\u0440\u0430\u0457\u043d\u0438","institution_ids":["https://openalex.org/I4387153863"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5114027968"],"corresponding_institution_ids":["https://openalex.org/I4387153863"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.44679999351501465,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.44679999351501465,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10267","display_name":"Higher Education Research Studies","score":0.37209999561309814,"subfield":{"id":"https://openalex.org/subfields/3304","display_name":"Education"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.02459999918937683,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.9900000095367432},{"id":"https://openalex.org/keywords/higher-education","display_name":"higher education","score":0.9660000205039978},{"id":"https://openalex.org/keywords/interdisciplinary-collaboration","display_name":"interdisciplinary collaboration","score":0.5630000233650208},{"id":"https://openalex.org/keywords/student-led-initiatives","display_name":"student initiative","score":0.6890000104904175},{"id":"https://openalex.org/keywords/postwar-economic-recovery","display_name":"post-war economic recovery","score":0.6639999747276306},{"id":"https://openalex.org/keywords/social-justice-in-higher-education","display_name":"social justice in higher education","score":0.6869999766349792}],"concepts":[{"id":"https://openalex.org/C98045186","wikidata":"https://www.wikidata.org/wiki/Q205663","display_name":"Process (computing)","level":2,"score":0.19869999587535858},{"id":"https://openalex.org/C116834253","wikidata":"https://www.wikidata.org/wiki/Q2039217","display_name":"Identification (biology)","level":2,"score":0.19499999284744263},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.1906999945640564},{"id":"https://openalex.org/C90673727","wikidata":"https://www.wikidata.org/wiki/Q901718","display_name":"Product (mathematics)","level":2,"score":0.1860000044107437},{"id":"https://openalex.org/C18762648","wikidata":"https://www.wikidata.org/wiki/Q42213","display_name":"Work (physics)","level":2,"score":0.18389999866485596},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.16850000619888306},{"id":"https://openalex.org/C177264268","wikidata":"https://www.wikidata.org/wiki/Q1514741","display_name":"Set (abstract data type)","level":2,"score":0.16580000519752502},{"id":"https://openalex.org/C61797465","wikidata":"https://www.wikidata.org/wiki/Q1188986","display_name":"Term (time)","level":2,"score":0.16410000622272491},{"id":"https://openalex.org/C2776608160","wikidata":"https://www.wikidata.org/wiki/Q4785462","display_name":"Natural (archaeology)","level":2,"score":0.16120000183582306},{"id":"https://openalex.org/C81917197","wikidata":"https://www.wikidata.org/wiki/Q628760","display_name":"Selection (genetic algorithm)","level":2,"score":0.15870000422000885}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.5281/zenodo.18494595","doi":"https://doi.org/10.5281/zenodo.18494595","is_oa":true,"landing_page_url":"https://doi.org/10.5281/zenodo.18494595","pdf_url":null,"source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Preprint"},{"id":"doi:10.5281/zenodo.18494596","doi":"https://doi.org/10.5281/zenodo.18494596","is_oa":true,"landing_page_url":"https://doi.org/10.5281/zenodo.18494596","pdf_url":null,"source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Preprint"}],"best_oa_location":{"id":"doi:10.5281/zenodo.18494595","doi":"https://doi.org/10.5281/zenodo.18494595","is_oa":true,"landing_page_url":"https://doi.org/10.5281/zenodo.18494595","pdf_url":null,"source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Preprint"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/10","score":0.9629999995231628,"display_name":"Reduced inequalities"},{"id":"https://metadata.un.org/sdg/4","score":0.8278999924659729,"display_name":"Quality education"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7127194250","https://openalex.org/W7217546871","https://openalex.org/W4392018374","https://openalex.org/W4412181342","https://openalex.org/W7025564207","https://openalex.org/W6949658838","https://openalex.org/W4412181345","https://openalex.org/W4408924096","https://openalex.org/W4409033945","https://openalex.org/W4416063702"],"abstract_inverted_index":{"\u0423":[0],"\u0440\u043e\u0437\u0434\u0456\u043b\u0456":[1],"\u0434\u043e\u0441\u043b\u0456\u0434\u0436\u0435\u043d\u043e":[2],"\u043a\u043e\u043d\u0446\u0435\u043f\u0446\u0456\u044e":[3],"\u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0457":[4,63,84],"\u0456\u043d\u043a\u043b\u044e\u0437\u0456\u0457":[5,85],"\u044f\u043a":[6,61],"\u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0456\u0447\u043d\u043e\u0433\u043e":[7],"\u0456\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0443":[8],"\u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f":[9],"\u0441\u0442\u0456\u0439\u043a\u043e\u0441\u0442\u0456":[10],"\u0442\u0430":[11,34,55,89],"\u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e\u0457":[12],"\u0441\u043f\u0440\u0430\u0432\u0435\u0434\u043b\u0438\u0432\u043e\u0441\u0442\u0456":[13],"\u0443":[14,71],"\u0441\u0444\u0435\u0440\u0456":[15],"\u0432\u0438\u0449\u043e\u0457":[16],"\u043e\u0441\u0432\u0456\u0442\u0438.":[17],"\u041f\u0440\u043e\u0430\u043d\u0430\u043b\u0456\u0437\u043e\u0432\u0430\u043d\u043e":[18],"\u0443\u0441\u043f\u0456\u0448\u043d\u0456":[19],"\u043a\u0435\u0439\u0441\u0438":[20],"\u043f\u0440\u043e\u0432\u0456\u0434\u043d\u0438\u0445":[21],"\u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0456\u0432,":[22],"\u044f\u043a\u0456":[23],"\u0434\u0435\u043c\u043e\u043d\u0441\u0442\u0440\u0443\u044e\u0442\u044c":[24],"\u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0456\u0441\u0442\u044c":[25],"\u043f\u043e\u0454\u0434\u043d\u0430\u043d\u043d\u044f":[26],"\u0430\u043a\u0430\u0434\u0435\u043c\u0456\u0447\u043d\u0438\u0445":[27],"\u0434\u043e\u0441\u043b\u0456\u0434\u0436\u0435\u043d\u044c":[28],"\u0456\u0437":[29],"\u043f\u0440\u0430\u043a\u0442\u0438\u0447\u043d\u0438\u043c":[30],"\u0432\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u044f\u043c":[31],"\u0432":[32,76,101],"\u0430\u043a\u0430\u0434\u0435\u043c\u0456\u0447\u043d\u043e\u043c\u0443":[33],"\u0441\u0442\u0443\u0434\u0435\u043d\u0442\u0441\u044c\u043a\u043e\u043c\u0443":[35],"\u0441\u0435\u0440\u0435\u0434\u043e\u0432\u0438\u0449\u0456.":[36],"\u0412\u0438\u0441\u043d\u043e\u0432\u043a\u0438":[37],"\u0437\u043e\u0441\u0435\u0440\u0435\u0434\u0436\u0435\u043d\u043e":[38],"\u043d\u0430":[39],"\u0442\u0440\u0438\u0441\u0442\u043e\u0440\u043e\u043d\u043d\u0456\u0439":[40],"\u043c\u043e\u0434\u0435\u043b\u0456":[41],"\u0432\u0437\u0430\u0454\u043c\u043e\u0434\u0456\u0457,":[42],"\u0434\u0435":[43],"\u043a\u043b\u044e\u0447\u043e\u0432\u0438\u043c\u0438":[44],"\u0434\u0440\u0430\u0439\u0432\u0435\u0440\u0430\u043c\u0438":[45],"\u0437\u043c\u0456\u043d":[46],"\u0432\u0438\u0441\u0442\u0443\u043f\u0430\u044e\u0442\u044c":[47],"\u0441\u0442\u0443\u0434\u0435\u043d\u0442\u0441\u044c\u043a\u0456":[48],"\u0456\u043d\u0456\u0446\u0456\u0430\u0442\u0438\u0432\u0438,":[49],"\u0433\u043b\u0438\u0431\u043e\u043a\u0430":[50],"\u0456\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0456\u044f":[51],"\u0437":[52],"\u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u043c\u0438":[53],"\u0443\u0441\u0442\u0430\u043d\u043e\u0432\u0430\u043c\u0438":[54],"\u043c\u0456\u0436\u0434\u0438\u0441\u0446\u0438\u043f\u043b\u0456\u043d\u0430\u0440\u043d\u0430":[56],"\u043d\u0430\u0443\u043a\u043e\u0432\u0430":[57],"\u0441\u043f\u0456\u0432\u043f\u0440\u0430\u0446\u044f.\u0412\u0438\u0441\u0432\u0456\u0442\u043b\u0435\u043d\u043e":[58],"\u0440\u043e\u043b\u044c":[59],"\u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0456\u0432":[60],"\u0445\u0430\u0431\u0456\u0432":[62],"\u0433\u0440\u0430\u043c\u043e\u0442\u043d\u043e\u0441\u0442\u0456":[64],"\u0434\u043b\u044f":[65],"\u0433\u0440\u043e\u043c\u0430\u0434,":[66],"\u0449\u043e":[67,80],"\u0441\u0442\u0430\u0454":[68],"\u043a\u0440\u0438\u0442\u0438\u0447\u043d\u043e":[69],"\u0432\u0430\u0436\u043b\u0438\u0432\u0438\u043c":[70],"\u043a\u043e\u043d\u0442\u0435\u043a\u0441\u0442\u0456":[72],"\u043f\u043e\u0434\u043e\u043b\u0430\u043d\u043d\u044f":[73],"\u043d\u0430\u0441\u043b\u0456\u0434\u043a\u0456\u0432":[74],"\u0432\u0456\u0439\u043d\u0438":[75],"\u0423\u043a\u0440\u0430\u0457\u043d\u0456.":[77],"\u0410\u0432\u0442\u043e\u0440":[78],"\u043e\u0431\u0491\u0440\u0443\u043d\u0442\u043e\u0432\u0443\u0454,":[79],"\u0432\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u044f":[81],"\u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u043e\u043c":[82],"\u0437\u0430\u0445\u043e\u0434\u0456\u0432":[83],"\u0441\u043f\u0440\u0438\u044f\u0454":[86],"\u0434\u043e\u0431\u0440\u043e\u0431\u0443\u0442\u0443":[87,100],"\u0441\u0442\u0443\u0434\u0435\u043d\u0442\u0456\u0432":[88],"\u0433\u0440\u043e\u043c\u0430\u0434\u0438,":[90],"\u0444\u043e\u0440\u043c\u0443\u0454":[91],"\u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u043e":[92],"\u0441\u0442\u0456\u0439\u043a\u0435":[93],"\u043f\u043e\u043a\u043e\u043b\u0456\u043d\u043d\u044f,":[94],"\u0437\u0434\u0430\u0442\u043d\u0435":[95],"\u0434\u043e":[96],"\u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0433\u043e":[97],"\u0432\u0456\u0434\u043d\u043e\u0432\u043b\u0435\u043d\u043d\u044f":[98],"\u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e":[99],"\u043f\u043e\u0432\u043e\u0454\u043d\u043d\u0438\u0439":[102],"\u043f\u0435\u0440\u0456\u043e\u0434.":[103]},"counts_by_year":[],"updated_date":"2026-10-28T10:33:24.094632","created_date":"2026-02-07T00:00:00"}