{"id":"https://openalex.org/W7126045832","doi":"https://doi.org/10.52968/25746671","title":"Impact of Remittance Inflows on Financial Inclusion in Nigeria","display_name":"Impact of Remittance Inflows on Financial Inclusion in Nigeria","publication_year":2024,"publication_date":"2024-01-01","ids":{"openalex":"https://openalex.org/W7126045832","doi":"https://doi.org/10.52968/25746671"},"language":"en","primary_location":{"id":"doi:10.52968/25746671","doi":"https://doi.org/10.52968/25746671","is_oa":false,"landing_page_url":"https://doi.org/10.52968/25746671","pdf_url":null,"source":{"id":"https://openalex.org/S5407005874","display_name":"Journal of Economics and Policy Analysis","issn_l":"2536-6874","issn":["2536-6874"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Economics and Policy Analysis","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5020592293","display_name":"Joel Edafe","orcid":"https://orcid.org/0009-0007-4546-780X","observed_orcids":["https://orcid.org/0009-0007-4546-780X"]},"institutions":[{"id":"https://openalex.org/I4403928270","display_name":"Adeyemi Federal University of Education, Ondo, Nigeria","ror":"https://ror.org/01nksas32","country_code":"NG","type":"education","lineage":["https://openalex.org/I4403928270"]}],"countries":["NG"],"is_corresponding":false,"raw_author_name":"J. Edafe","raw_affiliation_strings":["Department of Economics, Adeyemi Federal University of Education, Ondo, Nigeria"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, Adeyemi Federal University of Education, Ondo, Nigeria","institution_ids":["https://openalex.org/I4403928270"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5052012370","display_name":"Abidemi C. Adegboye","orcid":"https://orcid.org/0000-0003-0558-6701","observed_orcids":["https://orcid.org/0000-0003-0558-6701"]},"institutions":[{"id":"https://openalex.org/I197610006","display_name":"University of Lagos","ror":"https://ror.org/05rk03822","country_code":"NG","type":"education","lineage":["https://openalex.org/I197610006"]}],"countries":["NG"],"is_corresponding":false,"raw_author_name":"A.C. Adegboye","raw_affiliation_strings":["Department of Economics, University of Lagos, Lagos, Nigeria"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, University of Lagos, Lagos, Nigeria","institution_ids":["https://openalex.org/I197610006"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5010255416","display_name":"Monday I. Egharevba","orcid":"https://orcid.org/0009-0006-7782-4157","observed_orcids":["https://orcid.org/0009-0006-7782-4157"]},"institutions":[{"id":"https://openalex.org/I4403928270","display_name":"Adeyemi Federal University of Education, Ondo, Nigeria","ror":"https://ror.org/01nksas32","country_code":"NG","type":"education","lineage":["https://openalex.org/I4403928270"]}],"countries":["NG"],"is_corresponding":false,"raw_author_name":"M.I. Egharevba","raw_affiliation_strings":["Department of Economics, Adeyemi Federal University of Education, Ondo, Nigeria"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, Adeyemi Federal University of Education, Ondo, Nigeria","institution_ids":["https://openalex.org/I4403928270"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5089045571","display_name":"Roland Ighiwiyisi Irughe","orcid":"https://orcid.org/0009-0009-8841-7081","observed_orcids":["https://orcid.org/0009-0009-8841-7081"]},"institutions":[{"id":"https://openalex.org/I4403928270","display_name":"Adeyemi Federal University of Education, Ondo, Nigeria","ror":"https://ror.org/01nksas32","country_code":"NG","type":"education","lineage":["https://openalex.org/I4403928270"]}],"countries":["NG"],"is_corresponding":false,"raw_author_name":"R.I. Irughe","raw_affiliation_strings":["Department of Economics, Adeyemi Federal University of Education, Ondo, Nigeria"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, Adeyemi Federal University of Education, Ondo, Nigeria","institution_ids":["https://openalex.org/I4403928270"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.2776,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":{"value":0.55501155,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":"9","issue":"1","first_page":"88","last_page":"106"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.7979000210762024,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.7979000210762024,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10349","display_name":"Migration and Labor Dynamics","score":0.06759999692440033,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13867","display_name":"Economic Growth and Development","score":0.06599999964237213,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/diaspora-remittances","display_name":"diaspora remittances","score":0.921999990940094},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.8980000019073486},{"id":"https://openalex.org/keywords/nigeria","display_name":"Nigeria","score":0.5690000057220459},{"id":"https://openalex.org/keywords/bank-branch-density","display_name":"bank branch density","score":0.6669999957084656},{"id":"https://openalex.org/keywords/bank-deposits","display_name":"bank deposits","score":0.9309999942779541},{"id":"https://openalex.org/keywords/banking-access","display_name":"banking access","score":0.6800000071525574},{"id":"https://openalex.org/keywords/remittance-channels","display_name":"remittance channels","score":0.6990000009536743},{"id":"https://openalex.org/keywords/inclusive-growth","display_name":"inclusive growth","score":0.7760000228881836},{"id":"https://openalex.org/keywords/vulnerable-populations","display_name":"vulnerable populations","score":0.4740000069141388}],"concepts":[{"id":"https://openalex.org/C2780962165","wikidata":"https://www.wikidata.org/wiki/Q1351807","display_name":"Remittance","level":2,"score":0.9351000189781189},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.8873999714851379},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5177000164985657},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4973999857902527},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.48500001430511475},{"id":"https://openalex.org/C2777747085","wikidata":"https://www.wikidata.org/wiki/Q5449743","display_name":"Financial sector development","level":3,"score":0.46480000019073486},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.4381999969482422},{"id":"https://openalex.org/C2986840890","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial sector","level":2,"score":0.43209999799728394},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.4122999906539917},{"id":"https://openalex.org/C96250715","wikidata":"https://www.wikidata.org/wiki/Q965330","display_name":"Estimation","level":2,"score":0.391400009393692},{"id":"https://openalex.org/C2778611045","wikidata":"https://www.wikidata.org/wiki/Q133004","display_name":"Diaspora","level":2,"score":0.3781000077724457},{"id":"https://openalex.org/C2993791488","wikidata":"https://www.wikidata.org/wiki/Q676459","display_name":"Bank account","level":3,"score":0.352400004863739},{"id":"https://openalex.org/C2778571376","wikidata":"https://www.wikidata.org/wiki/Q1355821","display_name":"Frontier","level":2,"score":0.3441999852657318},{"id":"https://openalex.org/C65146658","wikidata":"https://www.wikidata.org/wiki/Q1416431","display_name":"Financial intermediary","level":2,"score":0.314300000667572},{"id":"https://openalex.org/C2780082420","wikidata":"https://www.wikidata.org/wiki/Q4672483","display_name":"Access to finance","level":2,"score":0.30959999561309814},{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.2994999885559082},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.29829999804496765},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.29420000314712524},{"id":"https://openalex.org/C166052673","wikidata":"https://www.wikidata.org/wiki/Q83021","display_name":"Empirical evidence","level":2,"score":0.2727999985218048},{"id":"https://openalex.org/C51485801","wikidata":"https://www.wikidata.org/wiki/Q16966861","display_name":"Efficient frontier","level":3,"score":0.26579999923706055},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.2612999975681305},{"id":"https://openalex.org/C83864248","wikidata":"https://www.wikidata.org/wiki/Q177323","display_name":"Developing country","level":2,"score":0.259799987077713},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.25029999017715454},{"id":"https://openalex.org/C2780615719","wikidata":"https://www.wikidata.org/wiki/Q5449723","display_name":"Financial integration","level":3,"score":0.2502000033855438}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.52968/25746671","doi":"https://doi.org/10.52968/25746671","is_oa":false,"landing_page_url":"https://doi.org/10.52968/25746671","pdf_url":null,"source":{"id":"https://openalex.org/S5407005874","display_name":"Journal of Economics and Policy Analysis","issn_l":"2536-6874","issn":["2536-6874"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Economics and Policy Analysis","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Reduced inequalities","id":"https://metadata.un.org/sdg/10","score":0.8974000215530396},{"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8","score":0.6452000141143799}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2914857984","https://openalex.org/W7167801594","https://openalex.org/W7214835058","https://openalex.org/W4383889754","https://openalex.org/W7125649448","https://openalex.org/W4379535848","https://openalex.org/W7220605214","https://openalex.org/W2918145093","https://openalex.org/W2907220744","https://openalex.org/W7116104286"],"abstract_inverted_index":{"This":[0,186],"study":[1,80,158],"investigates":[2],"the":[3,16,27,35,48,58,82,101,130,162,175,181,193],"dynamic":[4],"relationship":[5],"between":[6],"diaspora":[7],"remittance":[8,39,110,166,172],"inflows":[9,40,111],"and":[10,26,57,74,115,129,150,168,195],"financial":[11,42,77,83,98,119,148,177,207],"inclusion":[12,120,149],"in":[13,135,155],"Nigeria":[14],"over":[15],"period":[17],"1981":[18],"to":[19,70,89,100,125,146,179,192,202],"2023.":[20],"Employing":[21],"a":[22,91,113],"simultaneous":[23],"equations":[24],"framework":[25,88],"Generalised":[28],"Method":[29],"of":[30,50,60,76,132,165,171,184],"Moments":[31],"(GMM)":[32],"estimation":[33],"technique,":[34],"research":[36],"explores":[37],"how":[38,95],"affect":[41],"inclusion,":[43],"which":[44],"is":[45,139],"measured":[46],"by":[47,121],"number":[49],"bank":[51,61],"branches":[52],"per":[53,63],"100,000":[54],"square":[55],"kilometers":[56],"volume":[59],"deposits":[62],"adult":[64],"population.":[65],"These":[66],"variables":[67],"are":[68,200],"used":[69],"respectively":[71],"measure":[72],"access":[73,84,99,124],"use":[75,131],"services.":[78],"The":[79,105,157],"adapted":[81],"possibility":[85],"frontier":[86],"theoretical":[87],"develop":[90],"model":[92],"that":[93,109,141],"explains":[94],"remittances":[96,142],"extend":[97],"initially":[102],"excluded":[103],"groups.":[104],"empirical":[106],"analysis":[107],"reveals":[108],"have":[112],"significant":[114],"positive":[116],"impact":[117],"on":[118],"enhancing":[122],"both":[123],"formal":[126,176],"banking":[127,133],"infrastructure":[128],"services":[134],"Nigeria.":[136,156],"Thus,":[137],"there":[138],"evidence":[140],"can":[143],"be":[144,189],"leveraged":[145],"promote":[147],"drive":[151],"inclusive":[152,182],"economic":[153],"growth":[154],"therefore":[159],"advocates":[160],"for":[161],"improved":[163],"efficiency":[164],"channels":[167],"better":[169],"integration":[170],"recipients":[173],"with":[174],"sector":[178],"maximise":[180],"benefits":[183],"remittances.":[185],"outcome":[187],"would":[188],"particularly":[190],"favourable":[191],"vulnerable":[194],"underserved":[196],"populations":[197],"since":[198],"they":[199],"expected":[201],"benefit":[203],"more":[204],"from":[205],"increased":[206],"inclusion.":[208]},"counts_by_year":[{"year":2026,"cited_by_count":1}],"updated_date":"2026-10-28T10:33:24.094632","created_date":"2026-01-30T00:00:00"}
