{"id":"https://openalex.org/W7124521085","doi":null,"title":"Exploring the exposure of Slovak banks' corporate loan portfolio to flood risk","display_name":"Exploring the exposure of Slovak banks' corporate loan portfolio to flood risk","publication_year":2025,"publication_date":"2025-01-01","ids":{"openalex":"https://openalex.org/W7124521085"},"language":"en","primary_location":{"id":"pmh:oai:econstor.eu:10419/334950","doi":null,"is_oa":true,"landing_page_url":"https://hdl.handle.net/10419/334950","pdf_url":null,"source":{"id":"https://openalex.org/S4306401696","display_name":"Econstor (Econstor)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"doc-type:workingPaper"},"volume":null,"type":"report","is_traditional":false,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://hdl.handle.net/10419/334950","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5123176227","display_name":"Lea Gogov\u00e1","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Gogov\u00e1, Lea","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5076695945","display_name":"Juraj Hled\u00edk","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Hledik, Juraj","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5027232181","display_name":"J\u00e1n Klacso","orcid":"https://orcid.org/0000-0002-2340-4011","observed_orcids":["https://orcid.org/0000-0002-2340-4011"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Klacso, J\u00e1n","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13146","display_name":"Sustainable Finance and Green Bonds","score":0.34060001373291016,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13146","display_name":"Sustainable Finance and Green Bonds","score":0.34060001373291016,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10930","display_name":"Flood Risk Assessment and Management","score":0.16040000319480896,"subfield":{"id":"https://openalex.org/subfields/2306","display_name":"Global and Planetary Change"},"field":{"id":"https://openalex.org/fields/23","display_name":"Environmental Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.1543000042438507,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/flood-risk","display_name":"flood risk","score":0.8159999847412109},{"id":"https://openalex.org/keywords/river-floods","display_name":"river flooding","score":0.8560000061988831},{"id":"https://openalex.org/keywords/bank-credit-risk","display_name":"bank credit risk","score":0.8379999995231628},{"id":"https://openalex.org/keywords/exposure-at-default","display_name":"exposure at default","score":0.8519999980926514},{"id":"https://openalex.org/keywords/climate-change","display_name":"climate change","score":0.6399999856948853},{"id":"https://openalex.org/keywords/physical-risk","display_name":"physical risk","score":0.7310000061988831},{"id":"https://openalex.org/keywords/flood-risk-maps","display_name":"flood risk maps","score":0.5839999914169312},{"id":"https://openalex.org/keywords/slovak-banks","display_name":"Slovak banks","score":0.6019999980926514},{"id":"https://openalex.org/keywords/extreme-weather-events","display_name":"extreme weather events","score":0.6000000238418579}],"concepts":[{"id":"https://openalex.org/C144929662","wikidata":"https://www.wikidata.org/wiki/Q750178","display_name":"Basis point","level":3,"score":0.637499988079071},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.6115000247955322},{"id":"https://openalex.org/C2780821815","wikidata":"https://www.wikidata.org/wiki/Q5340806","display_name":"Portfolio","level":2,"score":0.5898000001907349},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5795000195503235},{"id":"https://openalex.org/C74256435","wikidata":"https://www.wikidata.org/wiki/Q134052","display_name":"Flood myth","level":2,"score":0.5116999745368958},{"id":"https://openalex.org/C76178495","wikidata":"https://www.wikidata.org/wiki/Q4808784","display_name":"Asset (computer security)","level":2,"score":0.44040000438690186},{"id":"https://openalex.org/C169029255","wikidata":"https://www.wikidata.org/wiki/Q4867577","display_name":"Basis risk","level":3,"score":0.41040000319480896},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.40310001373291016},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.3862000107765198},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.358599990606308},{"id":"https://openalex.org/C186594467","wikidata":"https://www.wikidata.org/wiki/Q1429176","display_name":"Flooding (psychology)","level":2,"score":0.3578999936580658},{"id":"https://openalex.org/C32896092","wikidata":"https://www.wikidata.org/wiki/Q189447","display_name":"Risk management","level":2,"score":0.34869998693466187},{"id":"https://openalex.org/C132651083","wikidata":"https://www.wikidata.org/wiki/Q7942","display_name":"Climate change","level":2,"score":0.3158000111579895},{"id":"https://openalex.org/C28719098","wikidata":"https://www.wikidata.org/wiki/Q44946","display_name":"Point (geometry)","level":2,"score":0.31450000405311584},{"id":"https://openalex.org/C2780102689","wikidata":"https://www.wikidata.org/wiki/Q9058","display_name":"Slovak","level":3,"score":0.31360000371932983},{"id":"https://openalex.org/C69637215","wikidata":"https://www.wikidata.org/wiki/Q702362","display_name":"Default","level":2,"score":0.30869999527931213},{"id":"https://openalex.org/C2780210451","wikidata":"https://www.wikidata.org/wiki/Q3433166","display_name":"Climate risk","level":3,"score":0.2946999967098236},{"id":"https://openalex.org/C31173074","wikidata":"https://www.wikidata.org/wiki/Q2632514","display_name":"Attractiveness","level":2,"score":0.2831000089645386},{"id":"https://openalex.org/C2779806880","wikidata":"https://www.wikidata.org/wiki/Q778470","display_name":"Probability of default","level":3,"score":0.27619999647140503},{"id":"https://openalex.org/C76073288","wikidata":"https://www.wikidata.org/wiki/Q1337875","display_name":"Financial risk","level":2,"score":0.2741999924182892},{"id":"https://openalex.org/C108650721","wikidata":"https://www.wikidata.org/wiki/Q1783253","display_name":"Counterfactual thinking","level":2,"score":0.2680000066757202},{"id":"https://openalex.org/C147021879","wikidata":"https://www.wikidata.org/wiki/Q3027971","display_name":"Decile","level":2,"score":0.26170000433921814},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.2549000084400177},{"id":"https://openalex.org/C66204764","wikidata":"https://www.wikidata.org/wiki/Q219416","display_name":"Sustainability","level":2,"score":0.2540999948978424},{"id":"https://openalex.org/C2781317483","wikidata":"https://www.wikidata.org/wiki/Q5001874","display_name":"Business failure","level":2,"score":0.2513999938964844}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:econstor.eu:10419/334950","doi":null,"is_oa":true,"landing_page_url":"https://hdl.handle.net/10419/334950","pdf_url":null,"source":{"id":"https://openalex.org/S4306401696","display_name":"Econstor (Econstor)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"doc-type:workingPaper"}],"best_oa_location":{"id":"pmh:oai:econstor.eu:10419/334950","doi":null,"is_oa":true,"landing_page_url":"https://hdl.handle.net/10419/334950","pdf_url":null,"source":{"id":"https://openalex.org/S4306401696","display_name":"Econstor (Econstor)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"doc-type:workingPaper"},"sustainable_development_goals":[{"score":0.685699999332428,"display_name":"Climate action","id":"https://metadata.un.org/sdg/13"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7163193134","https://openalex.org/W4414692082","https://openalex.org/W7130631735","https://openalex.org/W4413407782","https://openalex.org/W7124519426","https://openalex.org/W4312803908","https://openalex.org/W2903677073","https://openalex.org/W4293056839","https://openalex.org/W7147347572","https://openalex.org/W4405031051"],"abstract_inverted_index":{"Climate":[0],"change":[1],"is":[2],"expected":[3],"to":[4,6,39,54,103,123,139,153],"lead":[5],"more":[7],"frequent":[8],"and":[9,17,48,83,151],"intense":[10],"extreme":[11],"weather":[12],"events,":[13],"such":[14],"as":[15],"floods":[16],"droughts,":[18],"which":[19],"in":[20,95,157,173],"turn":[21],"increase":[22,131,172,180],"physical":[23],"risks.":[24],"In":[25],"this":[26],"paper,":[27],"we":[28],"assess":[29],"the":[30,69,112,129,144,174,178,186],"direct":[31,113],"exposure":[32,133],"of":[33,91,115,132,143,176,185],"Slovak":[34],"banks'":[35],"corporate":[36,119,145],"loan":[37,146,187],"portfolios":[38],"riverine":[40,55,116],"flood":[41,65,105],"risk.":[42],"We":[43],"propose":[44],"several":[45],"monitoring":[46],"metrics":[47],"estimate":[49],"exposures":[50],"at":[51,134],"risk":[52,66,121],"due":[53],"flooding.":[56],"Our":[57],"analysis":[58],"leverages":[59],"a":[60,88,99,170],"comprehensive":[61],"dataset":[62],"that":[63,107],"integrates":[64],"maps":[67],"from":[68,137],"European":[70],"Commission's":[71],"Joint":[72],"Research":[73],"Centre,":[74],"cadastral":[75],"data":[76],"on":[77,118],"firm":[78],"properties,":[79],"credit":[80,120],"register":[81],"data,":[82],"firms'":[84],"financial":[85],"statements.":[86],"While":[87],"significant":[89],"share":[90],"firms":[92],"are":[93,101],"located":[94],"flood-prone":[96],"areas,":[97],"only":[98],"subset":[100],"likely":[102],"face":[104],"levels":[106],"exceed":[108],"critical":[109],"thresholds.":[110],"Consequently,":[111],"impact":[114],"flooding":[117],"appears":[122],"be":[124],"relatively":[125],"moderate":[126],"-":[127],"with":[128],"estimated":[130,179],"default":[135],"ranging":[136],"2":[138],"10":[140],"basis":[141,155],"points":[142,156],"portfolio":[147],"under":[148],"standard":[149],"scenarios,":[150],"up":[152],"50-60":[154],"conservative":[158],"stress":[159],"cases":[160],"accounting":[161],"for":[162],"asset":[163],"value":[164],"declines.":[165],"Under":[166],"counterfactual":[167],"scenarios":[168],"assuming":[169],"fivefold":[171],"frequency":[175],"floods,":[177],"exceeds":[181],"1":[182],"percentage":[183],"point":[184],"portfolio.":[188]},"counts_by_year":[],"updated_date":"2026-08-25T07:29:55.448023","created_date":"2026-01-17T00:00:00"}
