{"id":"https://openalex.org/W7118123713","doi":"https://doi.org/10.1007/s11365-025-01140-2","title":"FinTech adoption and continuance: unveiling the drivers of user engagement in Italy","display_name":"FinTech adoption and continuance: unveiling the drivers of user engagement in Italy","publication_year":2026,"publication_date":"2026-01-03","ids":{"openalex":"https://openalex.org/W7118123713","doi":"https://doi.org/10.1007/s11365-025-01140-2"},"language":"en","primary_location":{"id":"doi:10.1007/s11365-025-01140-2","doi":"https://doi.org/10.1007/s11365-025-01140-2","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s11365-025-01140-2","pdf_url":null,"source":{"id":"https://openalex.org/S36547454","display_name":"International Entrepreneurship and Management Journal","issn_l":"1554-7191","issn":["1554-7191","1555-1938"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-class-a","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Entrepreneurship and Management Journal","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5033367301","display_name":"Luana Serino","orcid":"https://orcid.org/0000-0003-2471-0050","observed_orcids":["https://orcid.org/0000-0003-2471-0050"]},"institutions":[{"id":"https://openalex.org/I4210125310","display_name":"Pegaso University","ror":"https://ror.org/03cxwg632","country_code":"IT","type":"education","lineage":["https://openalex.org/I4210125310"]}],"countries":["IT"],"is_corresponding":true,"raw_author_name":"Luana Serino","raw_affiliation_strings":["Department of Management and Economics, Pegaso Digital University, Centro Direzionale Isola F2, Naples, Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Management and Economics, Pegaso Digital University, Centro Direzionale Isola F2, Naples, Italy","institution_ids":["https://openalex.org/I4210125310"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5035873159","display_name":"Elbano de Nuccio","orcid":"https://orcid.org/0000-0002-9293-1667","observed_orcids":["https://orcid.org/0000-0002-9293-1667"]},"institutions":[{"id":"https://openalex.org/I4210136227","display_name":"LUM Jean Monnet University","ror":"https://ror.org/03gskda23","country_code":"IT","type":"education","lineage":["https://openalex.org/I4210136227"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Elbano de Nuccio","raw_affiliation_strings":["Department of Management, Finance, and Technology, LUM University, Giuseppe Degennaro, Casamassima, Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Management, Finance, and Technology, LUM University, Giuseppe Degennaro, Casamassima, Italy","institution_ids":["https://openalex.org/I4210136227"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5064819232","display_name":"Elena Borin","orcid":"https://orcid.org/0000-0002-5691-8668","observed_orcids":["https://orcid.org/0000-0002-5691-8668"]},"institutions":[{"id":"https://openalex.org/I4210125310","display_name":"Pegaso University","ror":"https://ror.org/03cxwg632","country_code":"IT","type":"education","lineage":["https://openalex.org/I4210125310"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Elena Borin","raw_affiliation_strings":["Department of Management and Economics, Pegaso Digital University, Centro Direzionale Isola F2, Naples, Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Management and Economics, Pegaso Digital University, Centro Direzionale Isola F2, Naples, Italy","institution_ids":["https://openalex.org/I4210125310"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5027136177","display_name":"Armando Papa","orcid":"https://orcid.org/0000-0001-7084-6763","observed_orcids":["https://orcid.org/0000-0001-7084-6763"]},"institutions":[{"id":"https://openalex.org/I118501908","display_name":"National Research University Higher School of Economics","ror":"https://ror.org/055f7t516","country_code":"RU","type":"education","lineage":["https://openalex.org/I118501908"]},{"id":"https://openalex.org/I131729948","display_name":"University of Salerno","ror":"https://ror.org/0192m2k53","country_code":"IT","type":"education","lineage":["https://openalex.org/I131729948"]},{"id":"https://openalex.org/I17389662","display_name":"University of Nicosia","ror":"https://ror.org/04v18t651","country_code":"CY","type":"education","lineage":["https://openalex.org/I17389662"]}],"countries":["CY","IT","RU"],"is_corresponding":false,"raw_author_name":"Armando Papa","raw_affiliation_strings":["Department of Economics and Statistics, University of Salerno, Salerno, Italy","Gnosis: Mediterranean Institute for Management Science, School of Business, University of Nicosia, 2417, Nicosia, Cyprus","HSE University, Moscow, Russian Federation"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics and Statistics, University of Salerno, Salerno, Italy","institution_ids":["https://openalex.org/I131729948"]},{"raw_affiliation_string":"Gnosis: Mediterranean Institute for Management Science, School of Business, University of Nicosia, 2417, Nicosia, Cyprus","institution_ids":["https://openalex.org/I17389662"]},{"raw_affiliation_string":"HSE University, Moscow, Russian Federation","institution_ids":["https://openalex.org/I118501908"]}]}],"institutions":[],"countries_distinct_count":3,"institutions_distinct_count":5,"corresponding_author_ids":["https://openalex.org/A5033367301"],"corresponding_institution_ids":["https://openalex.org/I4210125310"],"apc_list":{"value":3190,"currency":"USD","value_usd":3190},"apc_paid":null,"fwci":2.5689,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":{"value":0.85455295,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":"22","issue":"1","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9398999810218811,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9398999810218811,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.05909999832510948,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14416","display_name":"Health, Technology, Consumer Behavior","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/3605","display_name":"Health Information Management"},"field":{"id":"https://openalex.org/fields/36","display_name":"Health Professions"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/fintech-adoption","display_name":"fintech adoption","score":0.9940000176429749},{"id":"https://openalex.org/keywords/continuance-intention","display_name":"continuance intention","score":0.7630000114440918},{"id":"https://openalex.org/keywords/digital-financial-services","display_name":"digital financial services","score":0.8059999942779541},{"id":"https://openalex.org/keywords/technology-acceptance-model","display_name":"technology acceptance model","score":0.8199999928474426},{"id":"https://openalex.org/keywords/utaut","display_name":"UTAUT","score":0.9179999828338623},{"id":"https://openalex.org/keywords/perceived-usefulness","display_name":"perceived usefulness","score":0.9490000009536743},{"id":"https://openalex.org/keywords/trust","display_name":"trust","score":0.8289999961853027},{"id":"https://openalex.org/keywords/perceived-security","display_name":"perceived security","score":0.996999979019165},{"id":"https://openalex.org/keywords/social-influence","display_name":"social influence","score":1.0},{"id":"https://openalex.org/keywords/covid-19","display_name":"COVID-19 pandemic","score":0.9459999799728394},{"id":"https://openalex.org/keywords/user-retention","display_name":"user retention","score":0.6639999747276306},{"id":"https://openalex.org/keywords/italian-consumers","display_name":"Italian consumers","score":0.7720000147819519},{"id":"https://openalex.org/keywords/industry-4-0","display_name":"Industry 4.0","score":0.6919999718666077}],"concepts":[{"id":"https://openalex.org/C2780233690","wikidata":"https://www.wikidata.org/wiki/Q535347","display_name":"Transparency (behavior)","level":2,"score":0.6492000222206116},{"id":"https://openalex.org/C22607594","wikidata":"https://www.wikidata.org/wiki/Q5375150","display_name":"Enabling","level":2,"score":0.5683000087738037},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.5618000030517578},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5601999759674072},{"id":"https://openalex.org/C71104824","wikidata":"https://www.wikidata.org/wiki/Q1476639","display_name":"Structural equation modeling","level":2,"score":0.5497999787330627},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.5005999803543091},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.48590001463890076},{"id":"https://openalex.org/C4216890","wikidata":"https://www.wikidata.org/wiki/Q815823","display_name":"Business model","level":2,"score":0.4494999945163727},{"id":"https://openalex.org/C84309077","wikidata":"https://www.wikidata.org/wiki/Q3908516","display_name":"Entrepreneurship","level":2,"score":0.42890000343322754},{"id":"https://openalex.org/C120936955","wikidata":"https://www.wikidata.org/wiki/Q2155640","display_name":"Empirical research","level":2,"score":0.40310001373291016},{"id":"https://openalex.org/C2780346085","wikidata":"https://www.wikidata.org/wiki/Q7884986","display_name":"Unified theory of acceptance and use of technology","level":3,"score":0.36640000343322754},{"id":"https://openalex.org/C39549134","wikidata":"https://www.wikidata.org/wiki/Q133080","display_name":"Public relations","level":1,"score":0.36250001192092896},{"id":"https://openalex.org/C166052673","wikidata":"https://www.wikidata.org/wiki/Q83021","display_name":"Empirical evidence","level":2,"score":0.3529999852180481},{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.35010001063346863},{"id":"https://openalex.org/C518677369","wikidata":"https://www.wikidata.org/wiki/Q202833","display_name":"Social media","level":2,"score":0.3425000011920929},{"id":"https://openalex.org/C2776915394","wikidata":"https://www.wikidata.org/wiki/Q5196451","display_name":"Customer engagement","level":3,"score":0.3411000072956085},{"id":"https://openalex.org/C198531522","wikidata":"https://www.wikidata.org/wiki/Q485146","display_name":"Sample (material)","level":2,"score":0.3239000141620636},{"id":"https://openalex.org/C131158328","wikidata":"https://www.wikidata.org/wiki/Q1307337","display_name":"Social influence","level":2,"score":0.31679999828338623},{"id":"https://openalex.org/C56995899","wikidata":"https://www.wikidata.org/wiki/Q1126687","display_name":"Focus group","level":2,"score":0.28760001063346863},{"id":"https://openalex.org/C2992423588","wikidata":"https://www.wikidata.org/wiki/Q5449744","display_name":"Financial security","level":2,"score":0.2827000021934509},{"id":"https://openalex.org/C56739046","wikidata":"https://www.wikidata.org/wiki/Q192060","display_name":"Knowledge management","level":1,"score":0.2770000100135803},{"id":"https://openalex.org/C156325361","wikidata":"https://www.wikidata.org/wiki/Q1152864","display_name":"Grounded theory","level":3,"score":0.27160000801086426},{"id":"https://openalex.org/C23213687","wikidata":"https://www.wikidata.org/wiki/Q301468","display_name":"Consumer behaviour","level":2,"score":0.26489999890327454},{"id":"https://openalex.org/C2776185967","wikidata":"https://www.wikidata.org/wiki/Q112945","display_name":"Technology acceptance model","level":3,"score":0.2637999951839447},{"id":"https://openalex.org/C188353592","wikidata":"https://www.wikidata.org/wiki/Q450586","display_name":"Expectancy theory","level":2,"score":0.25519999861717224},{"id":"https://openalex.org/C162144332","wikidata":"https://www.wikidata.org/wiki/Q1665305","display_name":"Instrumental variable","level":2,"score":0.2540000081062317},{"id":"https://openalex.org/C112758219","wikidata":"https://www.wikidata.org/wiki/Q16038819","display_name":"Duration (music)","level":2,"score":0.25369998812675476}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/s11365-025-01140-2","doi":"https://doi.org/10.1007/s11365-025-01140-2","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s11365-025-01140-2","pdf_url":null,"source":{"id":"https://openalex.org/S36547454","display_name":"International Entrepreneurship and Management Journal","issn_l":"1554-7191","issn":["1554-7191","1555-1938"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-class-a","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Entrepreneurship and Management Journal","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Decent work and economic growth","score":0.48510000109672546,"id":"https://metadata.un.org/sdg/8"}],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":89,"referenced_works":["https://openalex.org/W9715319","https://openalex.org/W1546787249","https://openalex.org/W1574235309","https://openalex.org/W1708393801","https://openalex.org/W1791587663","https://openalex.org/W1872161261","https://openalex.org/W1982320306","https://openalex.org/W1982746812","https://openalex.org/W2012806630","https://openalex.org/W2030421564","https://openalex.org/W2031889621","https://openalex.org/W2033943395","https://openalex.org/W2052608251","https://openalex.org/W2064435927","https://openalex.org/W2100379340","https://openalex.org/W2128275731","https://openalex.org/W2141705816","https://openalex.org/W2142471397","https://openalex.org/W2166061228","https://openalex.org/W2168569455","https://openalex.org/W2175584725","https://openalex.org/W2229412261","https://openalex.org/W2250220959","https://openalex.org/W2290845009","https://openalex.org/W2337520390","https://openalex.org/W2339468555","https://openalex.org/W2471871138","https://openalex.org/W2482931780","https://openalex.org/W2511498767","https://openalex.org/W2522089935","https://openalex.org/W2530245987","https://openalex.org/W2572534372","https://openalex.org/W2577043885","https://openalex.org/W2588309384","https://openalex.org/W2622458265","https://openalex.org/W2729974188","https://openalex.org/W2788565785","https://openalex.org/W2788984615","https://openalex.org/W2790905723","https://openalex.org/W2886358402","https://openalex.org/W2900825356","https://openalex.org/W2904810158","https://openalex.org/W2905811773","https://openalex.org/W2936456414","https://openalex.org/W2961553619","https://openalex.org/W2973751283","https://openalex.org/W2997409352","https://openalex.org/W3007694084","https://openalex.org/W3036901223","https://openalex.org/W3049272097","https://openalex.org/W3049341984","https://openalex.org/W3086639718","https://openalex.org/W3104615402","https://openalex.org/W3120536013","https://openalex.org/W3125976894","https://openalex.org/W3127510514","https://openalex.org/W3149290094","https://openalex.org/W3166762429","https://openalex.org/W3186771461","https://openalex.org/W3195629874","https://openalex.org/W3198559304","https://openalex.org/W3206854835","https://openalex.org/W3207181909","https://openalex.org/W4200341425","https://openalex.org/W4205766199","https://openalex.org/W4224012639","https://openalex.org/W4224436634","https://openalex.org/W4226419356","https://openalex.org/W4247561039","https://openalex.org/W4281482558","https://openalex.org/W4289222511","https://openalex.org/W4292959166","https://openalex.org/W4294225463","https://openalex.org/W4303432322","https://openalex.org/W4308428594","https://openalex.org/W4311642355","https://openalex.org/W4379387070","https://openalex.org/W4379514228","https://openalex.org/W4383960597","https://openalex.org/W4392844024","https://openalex.org/W4394846666","https://openalex.org/W4396775985","https://openalex.org/W4399807824","https://openalex.org/W4401398395","https://openalex.org/W4401483363","https://openalex.org/W4403460700","https://openalex.org/W4404885720","https://openalex.org/W4406122686","https://openalex.org/W4406538169"],"related_works":["https://openalex.org/W4321786929","https://openalex.org/W4312046115","https://openalex.org/W4415455995","https://openalex.org/W7167831401","https://openalex.org/W7130632644","https://openalex.org/W4304172653","https://openalex.org/W4414095085","https://openalex.org/W7217336817","https://openalex.org/W4414563178","https://openalex.org/W4361207156"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":1}],"updated_date":"2026-10-14T16:39:01.820549","created_date":"2026-01-04T00:00:00"}