{"id":"https://openalex.org/W7117239642","doi":"https://doi.org/10.5937/tokosig2504667l","title":"Regulation of artificial intelligence in the European Union in the field of insurance","display_name":"Regulation of artificial intelligence in the European Union in the field of insurance","publication_year":2025,"publication_date":"2025-01-01","ids":{"openalex":"https://openalex.org/W7117239642","doi":"https://doi.org/10.5937/tokosig2504667l"},"language":"en","primary_location":{"id":"doi:10.5937/tokosig2504667l","doi":"https://doi.org/10.5937/tokosig2504667l","is_oa":true,"landing_page_url":"https://doi.org/10.5937/tokosig2504667l","pdf_url":"https://scindeks-clanci.ceon.rs/data/pdf/1451-3757/2025/1451-37572504667L.pdf","source":{"id":"https://openalex.org/S4210182746","display_name":"Tokovi osiguranja","issn_l":"1451-3757","issn":["1451-3757","2956-0209"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Tokovi osiguranja","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://scindeks-clanci.ceon.rs/data/pdf/1451-3757/2025/1451-37572504667L.pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5001652999","display_name":"Ivana B. Ljuti\u0107","orcid":"https://orcid.org/0000-0001-6457-2081","observed_orcids":["https://orcid.org/0000-0001-6457-2081"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Ivana Ljuti\u0107","raw_affiliation_strings":["UNIJI U OBLASTI OSIGURANJA PREGLEDNI NAU\u010cNI RAD","Vanredna profesorka , Beogradska bankarska akademija Univerziteta Union u Beogradu"],"raw_orcid":"https://orcid.org/0000-0001-6457-2081","affiliations":[{"raw_affiliation_string":"UNIJI U OBLASTI OSIGURANJA PREGLEDNI NAU\u010cNI RAD","institution_ids":[]},{"raw_affiliation_string":"Vanredna profesorka , Beogradska bankarska akademija Univerziteta Union u Beogradu","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5001652999"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"41","issue":"4","first_page":"667","last_page":"711"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13364","display_name":"Digitalization, Law, and Regulation","score":0.9932000041007996,"subfield":{"id":"https://openalex.org/subfields/3308","display_name":"Law"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13364","display_name":"Digitalization, Law, and Regulation","score":0.9932000041007996,"subfield":{"id":"https://openalex.org/subfields/3308","display_name":"Law"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.0034000000450760126,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10883","display_name":"Ethics and Social Impacts of AI","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/ai-regulation","display_name":"AI regulation","score":0.9909999966621399},{"id":"https://openalex.org/keywords/insurance-industry","display_name":"insurance industry","score":0.7459999918937683},{"id":"https://openalex.org/keywords/eu-ai-act","display_name":"EU AI Act","score":0.9179999828338623},{"id":"https://openalex.org/keywords/high-risk-ai-systems","display_name":"high-risk AI systems","score":0.7549999952316284},{"id":"https://openalex.org/keywords/life-and-health-insurance","display_name":"life and health insurance","score":0.7390000224113464},{"id":"https://openalex.org/keywords/algorithmic-transparency","display_name":"algorithmic transparency","score":0.671999990940094},{"id":"https://openalex.org/keywords/legal-liability","display_name":"legal liability","score":0.9179999828338623},{"id":"https://openalex.org/keywords/personal-data-protection","display_name":"personal data protection","score":0.9990000128746033},{"id":"https://openalex.org/keywords/fraud-prevention","display_name":"fraud prevention","score":0.9459999799728394},{"id":"https://openalex.org/keywords/regulatory-compliance-monitoring","display_name":"regulatory compliance monitoring","score":0.546999990940094},{"id":"https://openalex.org/keywords/serbia","display_name":"Serbia","score":0.33000001311302185},{"id":"https://openalex.org/keywords/eu-regulatory-harmonization","display_name":"EU regulatory harmonization","score":0.6380000114440918}],"concepts":[{"id":"https://openalex.org/C2910001868","wikidata":"https://www.wikidata.org/wiki/Q458","display_name":"European union","level":2,"score":0.6758999824523926},{"id":"https://openalex.org/C105339364","wikidata":"https://www.wikidata.org/wiki/Q2297740","display_name":"Software deployment","level":2,"score":0.5910999774932861},{"id":"https://openalex.org/C158154518","wikidata":"https://www.wikidata.org/wiki/Q7310970","display_name":"Relevance (law)","level":2,"score":0.5188000202178955},{"id":"https://openalex.org/C9652623","wikidata":"https://www.wikidata.org/wiki/Q190109","display_name":"Field (mathematics)","level":2,"score":0.42750000953674316},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.41990000009536743},{"id":"https://openalex.org/C168042013","wikidata":"https://www.wikidata.org/wiki/Q1037642","display_name":"Insurance law","level":4,"score":0.37310001254081726},{"id":"https://openalex.org/C112930515","wikidata":"https://www.wikidata.org/wiki/Q4389547","display_name":"Risk analysis (engineering)","level":1,"score":0.37220001220703125},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3549000024795532},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.34869998693466187},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.34439998865127563},{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.3343000113964081},{"id":"https://openalex.org/C3090818","wikidata":"https://www.wikidata.org/wiki/Q1172506","display_name":"General Data Protection Regulation","level":3,"score":0.33149999380111694},{"id":"https://openalex.org/C2984333267","wikidata":"https://www.wikidata.org/wiki/Q43183","display_name":"Insurance industry","level":2,"score":0.31690001487731934},{"id":"https://openalex.org/C12174686","wikidata":"https://www.wikidata.org/wiki/Q1058438","display_name":"Risk assessment","level":2,"score":0.29919999837875366},{"id":"https://openalex.org/C32896092","wikidata":"https://www.wikidata.org/wiki/Q189447","display_name":"Risk management","level":2,"score":0.28630000352859497},{"id":"https://openalex.org/C2780589192","wikidata":"https://www.wikidata.org/wiki/Q7285140","display_name":"Raising (metalworking)","level":2,"score":0.28040000796318054},{"id":"https://openalex.org/C58328972","wikidata":"https://www.wikidata.org/wiki/Q184609","display_name":"Expert system","level":2,"score":0.27250000834465027},{"id":"https://openalex.org/C68799949","wikidata":"https://www.wikidata.org/wiki/Q977871","display_name":"Insurance policy","level":2,"score":0.27000001072883606},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.2615000009536743},{"id":"https://openalex.org/C155202549","wikidata":"https://www.wikidata.org/wiki/Q178803","display_name":"International trade","level":1,"score":0.2549999952316284},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.2533999979496002}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.5937/tokosig2504667l","doi":"https://doi.org/10.5937/tokosig2504667l","is_oa":true,"landing_page_url":"https://doi.org/10.5937/tokosig2504667l","pdf_url":"https://scindeks-clanci.ceon.rs/data/pdf/1451-3757/2025/1451-37572504667L.pdf","source":{"id":"https://openalex.org/S4210182746","display_name":"Tokovi osiguranja","issn_l":"1451-3757","issn":["1451-3757","2956-0209"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Tokovi osiguranja","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.5937/tokosig2504667l","doi":"https://doi.org/10.5937/tokosig2504667l","is_oa":true,"landing_page_url":"https://doi.org/10.5937/tokosig2504667l","pdf_url":"https://scindeks-clanci.ceon.rs/data/pdf/1451-3757/2025/1451-37572504667L.pdf","source":{"id":"https://openalex.org/S4210182746","display_name":"Tokovi osiguranja","issn_l":"1451-3757","issn":["1451-3757","2956-0209"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Tokovi osiguranja","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/9","display_name":"Industry, innovation and infrastructure","score":0.4943999946117401}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7117239642.pdf","grobid_xml":"https://content.openalex.org/works/W7117239642.grobid-xml"},"referenced_works_count":6,"referenced_works":["https://openalex.org/W4399902136","https://openalex.org/W4402551159","https://openalex.org/W4402767686","https://openalex.org/W4406870580","https://openalex.org/W4407994654","https://openalex.org/W4411600089"],"related_works":["https://openalex.org/W7160576566","https://openalex.org/W4416297328","https://openalex.org/W7219191695","https://openalex.org/W4408736771","https://openalex.org/W6922464423","https://openalex.org/W7215237597","https://openalex.org/W7170172996","https://openalex.org/W4410990742","https://openalex.org/W6986981166","https://openalex.org/W7128576778"],"abstract_inverted_index":{"This":[0],"paper":[1,113],"provides":[2],"a":[3,25,52,61],"concise":[4],"legal":[5,106],"analysis":[6],"of":[7,10,54,69,91,103,153],"the":[8,16,20,34,43,57,67,88,94,99,116],"deployment":[9],"artifi":[11],"cial":[12,119],"intelligence":[13],"(AI)":[14],"in":[15,40,98,143],"insurance":[17,58],"sector":[18],"within":[19],"European":[21],"Union":[22],"(EU),":[23],"with":[24,93,131,168],"particular":[26],"focus":[27],"on":[28,86],"its":[29],"relevance":[30],"and":[31,50,56,78,108,137,145,162],"utility":[32],"for":[33,66,134,150,166],"regulatory":[35,45,96],"approach":[36],"to":[37,128],"this":[38],"area":[39],"Serbia":[41],"\u2013":[42],"future":[44],"framework.":[46],"AI":[47,92,125,160],"infl":[48],"uences":[49],"transforms":[51],"range":[53],"industries,":[55],"industry":[59],"represents":[60],"signifi":[62,163],"cant":[63,164],"fi":[64],"eld":[65],"application":[68],"new":[70],"technologies,":[71],"including":[72],"claims":[73],"processing":[74],"automation,":[75],"service":[76],"personalization,":[77],"fraud":[79],"prevention.":[80],"The":[81,112,148],"key":[82],"research":[83],"problem":[84],"focuses":[85],"harmonizing":[87],"dynamic":[89],"development":[90],"existing":[95],"framework":[97],"EU,":[100],"raising":[101],"questions":[102],"algorithm":[104],"transparency,":[105],"liability,":[107],"personal":[109],"data":[110],"protection.":[111],"thoroughly":[114],"examines":[115],"EU":[117],"Artifi":[118],"Intelligence":[120],"Act,":[121],"which":[122],"classifi":[123,139],"es":[124],"systems":[126,132],"according":[127],"risk":[129,135],"level,":[130],"intended":[133],"assessment":[136],"pricing":[138],"ed":[140],"as":[141],"high-risk":[142],"life":[144],"health":[146],"insurance.":[147],"need":[149],"continuous":[151],"monitoring":[152],"insurers\u2019":[154],"compliance,":[155],"increasing":[156],"employee":[157],"literacy":[158],"regarding":[159],"use,":[161],"penalties":[165],"non-compliance":[167],"regulations":[169],"are":[170],"emphasized.":[171]},"counts_by_year":[],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2025-12-25T00:00:00"}
