{"id":"https://openalex.org/W7079898945","doi":null,"title":"AI & Trust Calibration for Financial Literacy : Design Science Research for Trust in Human-AI Interaction","display_name":"AI & Trust Calibration for Financial Literacy : Design Science Research for Trust in Human-AI Interaction","publication_year":2025,"publication_date":"2025-01-01","ids":{"openalex":"https://openalex.org/W7079898945"},"language":"en","primary_location":{"id":"pmh:oai:www.theseus.fi:10024/897212","doi":null,"is_oa":true,"landing_page_url":"http://www.theseus.fi/handle/10024/897212","pdf_url":"http://www.theseus.fi/bitstream/10024/897212/2/Virpio_Miika.pdf","source":{"id":"https://openalex.org/S4306400928","display_name":"Theseus (Ammattikorkeakoulujen)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"fi=Ylempi AMK-opinn\u00e4ytety\u00f6|sv=H\u00f6gre YH-examensarbete|en=Master's thesis|"},"volume":null,"type":"dissertation","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"http://www.theseus.fi/bitstream/10024/897212/2/Virpio_Miika.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":null,"display_name":"Virpi\u00f6, Miika","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I198445264","display_name":"Arcada University of Applied Sciences","ror":"https://ror.org/02s466x84","country_code":"FI","type":"education","lineage":["https://openalex.org/I198445264"]}],"countries":["FI"],"is_corresponding":true,"raw_author_name":"Virpi\u00f6, Miika","raw_affiliation_strings":["Science Research for Trust in Human-AI Interaction . Arcada University of Applied Sciences : MBA in International Business Management , 2025"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Science Research for Trust in Human-AI Interaction . Arcada University of Applied Sciences : MBA in International Business Management , 2025","institution_ids":["https://openalex.org/I198445264"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I198445264"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":true,"primary_topic":{"id":"https://openalex.org/T12128","display_name":"AI in Service Interactions","score":0.1784999966621399,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12128","display_name":"AI in Service Interactions","score":0.1784999966621399,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12026","display_name":"Explainable Artificial Intelligence (XAI)","score":0.1378999948501587,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10883","display_name":"Ethics and Social Impacts of AI","score":0.07240000367164612,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/trustworthy-ai","display_name":"trustworthy AI","score":0.7910000085830688},{"id":"https://openalex.org/keywords/trust-calibration","display_name":"trust calibration","score":0.7089999914169312},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.9039999842643738},{"id":"https://openalex.org/keywords/chatbots","display_name":"chatbots","score":0.4869999885559082},{"id":"https://openalex.org/keywords/human-ai-interaction","display_name":"human-AI interaction","score":0.8870000243186951},{"id":"https://openalex.org/keywords/personal-assistants","display_name":"personal assistants","score":0.5059999823570251},{"id":"https://openalex.org/keywords/personalization","display_name":"personalization","score":0.9150000214576721},{"id":"https://openalex.org/keywords/memory","display_name":"memory","score":0.7379999756813049},{"id":"https://openalex.org/keywords/prompt-engineering","display_name":"prompt engineering","score":0.9490000009536743},{"id":"https://openalex.org/keywords/prompt-management","display_name":"prompt management","score":0.8050000071525574},{"id":"https://openalex.org/keywords/digital-finance","display_name":"digital finance","score":0.6299999952316284},{"id":"https://openalex.org/keywords/black-box-ai","display_name":"black-box AI","score":0.492000013589859}],"concepts":[{"id":"https://openalex.org/C2779041454","wikidata":"https://www.wikidata.org/wiki/Q870780","display_name":"Chatbot","level":2,"score":0.7089999914169312},{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.6503000259399414},{"id":"https://openalex.org/C183003079","wikidata":"https://www.wikidata.org/wiki/Q1000371","display_name":"Personalization","level":2,"score":0.5830000042915344},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.49219998717308044},{"id":"https://openalex.org/C153701036","wikidata":"https://www.wikidata.org/wiki/Q659974","display_name":"Trustworthiness","level":2,"score":0.47350001335144043},{"id":"https://openalex.org/C56739046","wikidata":"https://www.wikidata.org/wiki/Q192060","display_name":"Knowledge management","level":1,"score":0.4578999876976013},{"id":"https://openalex.org/C36503486","wikidata":"https://www.wikidata.org/wiki/Q11235244","display_name":"Domain (mathematical analysis)","level":2,"score":0.44679999351501465},{"id":"https://openalex.org/C157170001","wikidata":"https://www.wikidata.org/wiki/Q4781507","display_name":"Applications of artificial intelligence","level":2,"score":0.40209999680519104},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.40149998664855957},{"id":"https://openalex.org/C2776538412","wikidata":"https://www.wikidata.org/wiki/Q989963","display_name":"Storytelling","level":3,"score":0.3833000063896179},{"id":"https://openalex.org/C2780103759","wikidata":"https://www.wikidata.org/wiki/Q5264375","display_name":"Design science","level":2,"score":0.3799999952316284},{"id":"https://openalex.org/C207685749","wikidata":"https://www.wikidata.org/wiki/Q2088941","display_name":"Domain knowledge","level":2,"score":0.36250001192092896},{"id":"https://openalex.org/C2777655877","wikidata":"https://www.wikidata.org/wiki/Q3475740","display_name":"Design science research","level":3,"score":0.3508000075817108},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.3379000127315521},{"id":"https://openalex.org/C2776604539","wikidata":"https://www.wikidata.org/wiki/Q6423395","display_name":"Knowledge sharing","level":2,"score":0.3336000144481659},{"id":"https://openalex.org/C2522767166","wikidata":"https://www.wikidata.org/wiki/Q2374463","display_name":"Data science","level":1,"score":0.32109999656677246},{"id":"https://openalex.org/C2777646416","wikidata":"https://www.wikidata.org/wiki/Q242069","display_name":"Digital literacy","level":2,"score":0.3199000060558319},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.28870001435279846},{"id":"https://openalex.org/C57481673","wikidata":"https://www.wikidata.org/wiki/Q1780322","display_name":"Commodification","level":2,"score":0.26339998841285706},{"id":"https://openalex.org/C13200473","wikidata":"https://www.wikidata.org/wiki/Q2747831","display_name":"Reflexivity","level":2,"score":0.2549999952316284}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:www.theseus.fi:10024/897212","doi":null,"is_oa":true,"landing_page_url":"http://www.theseus.fi/handle/10024/897212","pdf_url":"http://www.theseus.fi/bitstream/10024/897212/2/Virpio_Miika.pdf","source":{"id":"https://openalex.org/S4306400928","display_name":"Theseus (Ammattikorkeakoulujen)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"fi=Ylempi AMK-opinn\u00e4ytety\u00f6|sv=H\u00f6gre YH-examensarbete|en=Master's thesis|"}],"best_oa_location":{"id":"pmh:oai:www.theseus.fi:10024/897212","doi":null,"is_oa":true,"landing_page_url":"http://www.theseus.fi/handle/10024/897212","pdf_url":"http://www.theseus.fi/bitstream/10024/897212/2/Virpio_Miika.pdf","source":{"id":"https://openalex.org/S4306400928","display_name":"Theseus (Ammattikorkeakoulujen)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"fi=Ylempi AMK-opinn\u00e4ytety\u00f6|sv=H\u00f6gre YH-examensarbete|en=Master's thesis|"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7079898945.pdf","grobid_xml":"https://content.openalex.org/works/W7079898945.grobid-xml"},"referenced_works_count":31,"referenced_works":["https://openalex.org/W2136922540","https://openalex.org/W2482091555","https://openalex.org/W2498503053","https://openalex.org/W2626778328","https://openalex.org/W2885299825","https://openalex.org/W2999637955","https://openalex.org/W3014292215","https://openalex.org/W3027879771","https://openalex.org/W3029922759","https://openalex.org/W3192184597","https://openalex.org/W4298110867","https://openalex.org/W4308760226","https://openalex.org/W4360991106","https://openalex.org/W4362515116","https://openalex.org/W4378505261","https://openalex.org/W4382998379","https://openalex.org/W4384920109","https://openalex.org/W4385965642","https://openalex.org/W4386555316","https://openalex.org/W4387835442","https://openalex.org/W4390832893","https://openalex.org/W4390941258","https://openalex.org/W4392019759","https://openalex.org/W4392240262","https://openalex.org/W4393065402","https://openalex.org/W4395686609","https://openalex.org/W4396761351","https://openalex.org/W4405151092","https://openalex.org/W4410705984","https://openalex.org/W4417066004","https://openalex.org/W7133236450"],"related_works":["https://openalex.org/W7131104872","https://openalex.org/W7213639062","https://openalex.org/W7223554194","https://openalex.org/W7172539238","https://openalex.org/W7161554783","https://openalex.org/W4409237128","https://openalex.org/W7201964920","https://openalex.org/W7160592423","https://openalex.org/W3119022218","https://openalex.org/W7163063111"],"abstract_inverted_index":{"Would":[0],"you":[1],"trust":[2,72],"your":[3],"savings":[4],"to":[5,70,104,108,120,130],"the":[6,14,24,32,35,44,49,73,138,162,198],"algorithms":[7],"of":[8,13,16,26,55,150,201],"AI":[9,40,56,74,93,112,155,166],"financial":[10,117,125],"advisor":[11],"instead":[12],"hands":[15],"Human":[17],"professional?":[18],"Artificial":[19],"Intelligence":[20],"(AI)":[21],"is":[22,79,128,170],"changing":[23],"lives":[25],"individuals":[27],"and":[28,31,48,64,119,159,174,189],"organizations":[29],"alike,":[30,67],"hype":[33],"spells":[34],"fourth":[36],"industrial":[37],"revolution.":[38],"With":[39],"repeatedly":[41],"exceeding":[42],"even":[43],"most":[45],"exaggerated":[46],"expectations":[47],"industry":[50],"relentlessly":[51],"pushing":[52],"new":[53],"innovations":[54],"technology,":[57],"largely":[58],"considered":[59],"\"black-box\",":[60],"for":[61,115,132],"common":[62],"user":[63],"domain":[65],"expert":[66],"knowing":[68],"when":[69],"truly":[71],"answer":[75],"as":[76],"a":[77,95,102,110,179],"fact,":[78],"surprisingly":[80],"difficult.":[81],"In":[82],"high-stakes":[83],"domains,":[84],"like":[85],"Finance,":[86],"where":[87],"informed":[88],"decisions":[89],"are":[90],"paramount,":[91],"trustworthy":[92,111],"plays":[94],"significant":[96],"role.":[97],"This":[98],"thesis":[99,131],"embarks":[100],"on":[101],"quest":[103],"find":[105],"out":[106],"how":[107],"create":[109],"personal":[113],"assistant":[114],"improving":[116],"literacy":[118],"help":[121],"navigate":[122],"in":[123,134,154,186],"digital":[124],"environments.":[126],"Research":[127,145],"simultaneous":[129],"MEng":[133],"same":[135,139],"topic":[136],"by":[137],"author,":[140],"both":[141],"using":[142],"Design":[143,148],"Science":[144],"(DSR)":[146],"methodology.":[147],"cycles":[149],"DSR":[151,163],"cover":[152],"topics":[153],"knowledge":[156],"veracity,":[157],"personalization":[158],"memory.":[160],"As":[161],"artifact,":[164],"an":[165],"Agent":[167],"chatbot":[168],"application":[169],"created,":[171],"experimented":[172],"with":[173],"found":[175],"convincingly":[176],"capable":[177],"simulating":[178],"human":[180],"advisor.":[181],"Findings":[182],"highlight":[183],"cross-discipline":[184],"co-operation":[185],"prompt":[187,190],"engineering":[188],"management":[191],"research,":[192],"but":[193],"many":[194],"others":[195],"appear":[196],"during":[197],"sprawling":[199],"storytelling":[200],"research.":[202]},"counts_by_year":[],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2025-10-10T00:00:00"}
