{"id":"https://openalex.org/W7047230127","doi":null,"title":"Financial inclusion and financial stability: African countries\u2019 analysis","display_name":"Financial inclusion and financial stability: African countries\u2019 analysis","publication_year":2022,"publication_date":"2022-11-29","ids":{"openalex":"https://openalex.org/W7047230127"},"language":"en","primary_location":{"id":"pmh:oai:ria.ua.pt:10773/35614","doi":null,"is_oa":true,"landing_page_url":"http://hdl.handle.net/10773/35614","pdf_url":null,"source":{"id":"https://openalex.org/S4306402433","display_name":"Portuguese National Funding Agency for Science, Research and Technology (RCAAP Project by FCT)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"doctoral thesis"},"volume":null,"type":"dissertation","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"http://hdl.handle.net/10773/35614","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5004002677","display_name":"Jo\u00e3o Fernando Jungo","orcid":"https://orcid.org/0000-0002-2681-4075","observed_orcids":["https://orcid.org/0000-0002-2681-4075"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Jungo, Jo\u00e3o Fernando","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5004002677"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":true,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.5473999977111816,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.5473999977111816,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.39649999141693115,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.026599999517202377,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":1.0},{"id":"https://openalex.org/keywords/financial-stability","display_name":"financial stability","score":0.9990000128746033},{"id":"https://openalex.org/keywords/monetary-policy","display_name":"monetary policy","score":0.75},{"id":"https://openalex.org/keywords/reverse-causality","display_name":"reverse causality","score":0.7870000004768372},{"id":"https://openalex.org/keywords/inflation","display_name":"inflation","score":0.6240000128746033},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.9919999837875366},{"id":"https://openalex.org/keywords/bank-credit-risk","display_name":"bank credit risk","score":0.8460000157356262},{"id":"https://openalex.org/keywords/bank-competitiveness","display_name":"bank competitiveness","score":0.828000009059906},{"id":"https://openalex.org/keywords/bank-stability","display_name":"bank stability","score":0.6179999709129333},{"id":"https://openalex.org/keywords/financial-regulation","display_name":"financial regulation","score":0.7689999938011169},{"id":"https://openalex.org/keywords/capital-requirements","display_name":"capital requirements","score":0.9120000004768372},{"id":"https://openalex.org/keywords/sub-saharan-africa","display_name":"sub-Saharan Africa","score":0.7490000128746033},{"id":"https://openalex.org/keywords/latin-america-and-the-caribbean","display_name":"Latin America and the Caribbean","score":0.9539999961853027},{"id":"https://openalex.org/keywords/southern-africa","display_name":"Southern Africa","score":0.6330000162124634},{"id":"https://openalex.org/keywords/south-asia","display_name":"South Asia","score":0.8230000138282776},{"id":"https://openalex.org/keywords/developing-countries","display_name":"developing countries","score":0.6449999809265137}],"concepts":[{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.8704000115394592},{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.6107000112533569},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5436999797821045},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.5360999703407288},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.5009999871253967},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4650999903678894},{"id":"https://openalex.org/C98014903","wikidata":"https://www.wikidata.org/wiki/Q832161","display_name":"Financial ratio","level":2,"score":0.45579999685287476},{"id":"https://openalex.org/C64357122","wikidata":"https://www.wikidata.org/wiki/Q1149766","display_name":"Causality (physics)","level":2,"score":0.4366999864578247},{"id":"https://openalex.org/C65146658","wikidata":"https://www.wikidata.org/wiki/Q1416431","display_name":"Financial intermediary","level":2,"score":0.4154999852180481},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4147999882698059},{"id":"https://openalex.org/C510755694","wikidata":"https://www.wikidata.org/wiki/Q281095","display_name":"Financial regulation","level":2,"score":0.4113999903202057},{"id":"https://openalex.org/C196390999","wikidata":"https://www.wikidata.org/wiki/Q11655436","display_name":"Indirect finance","level":3,"score":0.3856000006198883},{"id":"https://openalex.org/C2992337254","wikidata":"https://www.wikidata.org/wiki/Q31275820","display_name":"Financial stability","level":2,"score":0.3659000098705292},{"id":"https://openalex.org/C71199308","wikidata":"https://www.wikidata.org/wiki/Q2990807","display_name":"Accounting management","level":3,"score":0.3601999878883362},{"id":"https://openalex.org/C2777747085","wikidata":"https://www.wikidata.org/wiki/Q5449743","display_name":"Financial sector development","level":3,"score":0.3407999873161316},{"id":"https://openalex.org/C76073288","wikidata":"https://www.wikidata.org/wiki/Q1337875","display_name":"Financial risk","level":2,"score":0.3402999937534332},{"id":"https://openalex.org/C44750222","wikidata":"https://www.wikidata.org/wiki/Q1897397","display_name":"Financial capital","level":3,"score":0.320499986410141},{"id":"https://openalex.org/C109359841","wikidata":"https://www.wikidata.org/wiki/Q728944","display_name":"Inclusion (mineral)","level":2,"score":0.31929999589920044},{"id":"https://openalex.org/C2776076839","wikidata":"https://www.wikidata.org/wiki/Q5449705","display_name":"Financial deepening","level":3,"score":0.29670000076293945},{"id":"https://openalex.org/C48235672","wikidata":"https://www.wikidata.org/wiki/Q17076708","display_name":"Geography of finance","level":3,"score":0.29350000619888306},{"id":"https://openalex.org/C83646750","wikidata":"https://www.wikidata.org/wiki/Q193893","display_name":"Capital (architecture)","level":2,"score":0.28459998965263367},{"id":"https://openalex.org/C201033333","wikidata":"https://www.wikidata.org/wiki/Q6046020","display_name":"Inter-dealer broker","level":4,"score":0.27399998903274536},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.27379998564720154},{"id":"https://openalex.org/C183206440","wikidata":"https://www.wikidata.org/wiki/Q46834","display_name":"Balance sheet","level":2,"score":0.26019999384880066},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.25850000977516174},{"id":"https://openalex.org/C2986840890","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial sector","level":2,"score":0.2547999918460846}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:ria.ua.pt:10773/35614","doi":null,"is_oa":true,"landing_page_url":"http://hdl.handle.net/10773/35614","pdf_url":null,"source":{"id":"https://openalex.org/S4306402433","display_name":"Portuguese National Funding Agency for Science, Research and Technology (RCAAP Project by FCT)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"doctoral thesis"}],"best_oa_location":{"id":"pmh:oai:ria.ua.pt:10773/35614","doi":null,"is_oa":true,"landing_page_url":"http://hdl.handle.net/10773/35614","pdf_url":null,"source":{"id":"https://openalex.org/S4306402433","display_name":"Portuguese National Funding Agency for Science, Research and Technology (RCAAP Project by FCT)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"doctoral thesis"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.7257999777793884}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4220868792","https://openalex.org/W7037928410","https://openalex.org/W7009359339","https://openalex.org/W4220707983","https://openalex.org/W4402069198","https://openalex.org/W4381852280","https://openalex.org/W3015389666","https://openalex.org/W4405102650","https://openalex.org/W4409883642","https://openalex.org/W7212087871"],"abstract_inverted_index":{"The":[0,73,113,148,193,229,326],"overall":[1],"objective":[2,20],"of":[3,11,29,70,107,118,142,154,163,169,176,191,212,227,235,301,310,323,337,360,402,445],"this":[4,19,71,372],"thesis":[5,373],"is":[6,317],"to":[7,64,334,377,380,385,408,420,431],"examine":[8],"the":[9,27,34,68,92,105,140,152,161,167,170,174,210,233,253,272,290,296,299,307,320,335,357,367,378,400,436,442],"impact":[10,106,153],"financial":[12,15,38,41,96,108,123,137,155,158,177,180,189,197,200,236,247,286,302,308,324,330,338,351,354,363,387,403,443],"inclusion":[13,97,109,124,138,159,181,201,248,287,303,331,388,404],"on":[14,37,91,110,160,182,215,242,306,350,362],"stability.":[16,364],"To":[17],"achieve":[18],"we":[21,48,220],"conducted":[22],"four":[23],"essays,":[24],"falling":[25],"within":[26],"field":[28],"Economics":[30],"and":[31,40,61,66,84,87,98,125,131,134,157,166,179,188,199,205,246,260,284,304,314,342,353,369,392,417,424],"Finance,":[32],"with":[33],"main":[35],"focus":[36],"development":[39],"stability":[42,190,309,339,444],"in":[43,53,128,145,186,249,252,263,289,312,340,389,393,395,406,435],"African":[44,82,164,257,396],"countries.":[45,397],"In":[46,295,398],"addition,":[47],"used":[49],"data":[50],"from":[51],"countries":[52,63,90,133,251,262,316,391],"other":[54],"geographic":[55],"regions,":[56],"such":[57],"as":[58,101,219,438,440],"European,":[59],"Asian,":[60],"American":[62,86],"support":[65],"compare":[67],"evidence":[69,117],"study.":[72,294],"first":[74],"paper":[75,150],"conducts":[76],"a":[77,415],"comparative":[78],"analysis":[79],"between":[80,95,122],"Sub-Saharan":[81],"(SSA)":[83],"Latin":[85],"Caribbean":[88],"(LAC)":[89],"causal":[93],"relationship":[94],"monetary":[99,111,126,143],"policy,":[100],"well":[102,439],"as,":[103],"assesses":[104],"policy.":[112],"results":[114,194,223,327],"provide":[115],"strong":[116],"reverse":[119],"causality":[120],"(bidirectional)":[121],"policy":[127,144,370,375],"both":[129],"SSA":[130,313,341],"LAC":[132,315,343],"show":[135],"that":[136,196,277,329,383],"increases":[139],"effectiveness":[141,401],"controlling":[146],"inflation.":[147],"second":[149],"examines":[151],"literacy":[156,178,198],"performance":[162],"banks":[165,311],"rest":[168],"world,":[171],"specifically":[172,238],"studying":[173],"effect":[175,211,234,300,359],"credit":[183,203],"risk,":[184],"competitiveness":[185,216,245,283,305,346,361],"banking,":[187],"banks.":[192,446],"suggest":[195],"reduce":[202],"risk":[204],"increase":[206,336,386],"bank":[207],"stability,":[208,352],"but":[209],"these":[213],"variables":[214],"was":[217],"inconclusive":[218],"found":[221],"different":[222],"for":[224,268,366,411,426],"each":[225],"indicator":[226],"competitiveness.":[228],"third":[230],"essay":[231],"investigates":[232],"regulation,":[237],"capital":[239,280],"adequacy":[240],"requirement":[241,281],"banking":[243],"sector":[244],"15":[250],"SADC":[254],"region":[255],"(Southern":[256],"Development":[258],"Community)":[259],"8":[261],"SAARC":[264],"(South":[265],"Asian":[266],"Association":[267],"Regional":[269],"Cooperation)":[270],"during":[271],"period":[273],"2005-2018.":[274],"We":[275],"evidenced":[276],"higher":[278],"regulatory":[279],"reduces":[282],"stifles":[285],"programs":[288],"two":[291],"regions":[292],"under":[293],"fourth":[297],"essay,":[298],"studied,":[318],"considering":[319],"moderating":[321],"role":[322],"regulation.":[325],"indicate":[328],"contributes":[332],"significantly":[333],"countries,":[344],"while":[345],"produces":[347],"negative":[348,358],"effects":[349],"regulation":[355],"moderates":[356],"As":[365],"practical":[368],"implication,":[371],"awakens":[374],"makers":[376],"need":[379],"foster":[381],"measures":[382],"converge":[384],"developing":[390],"particular":[394],"fact,":[399],"programs,":[405],"addition":[407],"providing":[409],"welfare":[410],"households":[412],"by":[413],"ensuring":[414],"safe":[416],"formal":[418],"place":[419],"save,":[421],"make":[422],"payments":[423],"apply":[425],"financing,":[427],"may":[428],"also":[429],"contribute":[430],"better":[432],"control":[433],"prices":[434],"economy,":[437],"ensure":[441]},"counts_by_year":[],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2025-10-10T00:00:00"}