{"id":"https://openalex.org/W644653301","doi":null,"title":"High Rollers: Inside the Savings and Loan Debacle","display_name":"High Rollers: Inside the Savings and Loan Debacle","publication_year":1991,"publication_date":"1991-01-01","ids":{"openalex":"https://openalex.org/W644653301","mag":"644653301"},"language":"en","primary_location":{"id":"pmh:oai:aleph.bib-bvb.de:BVB01-003394336","doi":null,"is_oa":false,"landing_page_url":"http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=003394336&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"text"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5046061413","display_name":"Martin E. Lowy","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Martin E. Lowy","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5046061413"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":4.1414,"has_fulltext":false,"cited_by_count":36,"citation_normalized_percentile":{"value":0.92900548,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":99},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9940999746322632,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9940999746322632,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14154","display_name":"finance, banking, and market dynamics","score":0.004600000102072954,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14419","display_name":"Banking Systems and Strategies","score":0.00019999999494757503,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/savings-and-loan-crisis","display_name":"savings and loan crisis","score":0.7350000143051147},{"id":"https://openalex.org/keywords/thrift-institutions","display_name":"thrift institutions","score":0.6269999742507935},{"id":"https://openalex.org/keywords/federal-savings-and-loan-insurance-corporation","display_name":"Federal Savings and Loan Insurance Corporation","score":0.8489999771118164},{"id":"https://openalex.org/keywords/fixed-rate-mortgages","display_name":"fixed-rate mortgages","score":0.6029999852180481},{"id":"https://openalex.org/keywords/real-estate-loans","display_name":"real estate lending","score":0.824999988079071},{"id":"https://openalex.org/keywords/mortgage-fraud","display_name":"mortgage fraud","score":0.3540000021457672},{"id":"https://openalex.org/keywords/deregulation","display_name":"deregulation","score":0.5709999799728394},{"id":"https://openalex.org/keywords/deposit-insurance-reform","display_name":"deposit insurance reform","score":0.9710000157356262},{"id":"https://openalex.org/keywords/lincoln","display_name":"Lincoln","score":0.6359999775886536},{"id":"https://openalex.org/keywords/junk-bonds","display_name":"junk bonds","score":0.6990000009536743},{"id":"https://openalex.org/keywords/wall-street","display_name":"Wall Street","score":0.41999998688697815},{"id":"https://openalex.org/keywords/firrea","display_name":"FIRREA","score":0.5090000033378601}],"concepts":[{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.6593002080917358},{"id":"https://openalex.org/C82279013","wikidata":"https://www.wikidata.org/wiki/Q684740","display_name":"Real estate","level":2,"score":0.5485556125640869},{"id":"https://openalex.org/C2776540713","wikidata":"https://www.wikidata.org/wiki/Q7800647","display_name":"Ticket","level":2,"score":0.5475349426269531},{"id":"https://openalex.org/C2780587575","wikidata":"https://www.wikidata.org/wiki/Q6875295","display_name":"Misconduct","level":2,"score":0.48404234647750854},{"id":"https://openalex.org/C2777382242","wikidata":"https://www.wikidata.org/wiki/Q6017816","display_name":"Index (typography)","level":2,"score":0.4828529953956604},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4696114659309387},{"id":"https://openalex.org/C2779777834","wikidata":"https://www.wikidata.org/wiki/Q4202277","display_name":"Enforcement","level":2,"score":0.4513961672782898},{"id":"https://openalex.org/C2780889827","wikidata":"https://www.wikidata.org/wiki/Q10756188","display_name":"Treasury","level":2,"score":0.44536155462265015},{"id":"https://openalex.org/C2779572086","wikidata":"https://www.wikidata.org/wiki/Q480498","display_name":"Impeachment","level":3,"score":0.4353371858596802},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.35915011167526245},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.35661426186561584},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.35528284311294556},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.3513341248035431},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.23999133706092834},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.10630932450294495},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.0},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:aleph.bib-bvb.de:BVB01-003394336","doi":null,"is_oa":false,"landing_page_url":"http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=003394336&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"text"},{"id":"mag:644653301","doi":null,"is_oa":false,"landing_page_url":"http://ci.nii.ac.jp/ncid/BA13880192","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W961471615","https://openalex.org/W2124422366","https://openalex.org/W2035498236","https://openalex.org/W7001163474","https://openalex.org/W2586211862","https://openalex.org/W596560472","https://openalex.org/W2002459933","https://openalex.org/W659632936","https://openalex.org/W4389668664","https://openalex.org/W1536777144"],"abstract_inverted_index":{"Preface":[0],"Introduction":[1],"Chronology":[2],"How":[3,12,20,104],"It":[4],"Happened":[5],"Fixed":[6],"Rates":[7],"in":[8],"a":[9,23,158],"Volatile":[10],"World":[11,56],"Insured":[13],"S&Ls":[14],"Fail":[15],"Dick":[16],"Pratt":[17],"Figures":[18],"Out":[19],"to":[21,52],"Run":[22],"Bankrupt":[24],"Federal":[25],"Insurance":[26,147],"Fund":[27],"The":[28,60,64,73,111,125,149],"False":[29],"Spring":[30],"of":[31,46,106,113,127,151,157],"1983":[32],"Real":[33],"Estate":[34],"Lending":[35],"101":[36,80],"Permissive":[37],"Loan":[38],"Fee":[39],"Accounting--The":[40],"Linchpin":[41],"Mammon":[42],"Against":[43],"the":[44,55,67,84,92,98,107,114,122],"God":[45],"Home":[47],"Ownership":[48],"Ed":[49],"Gray":[50],"Tries":[51],"Cope":[53],"and":[54,71,78,97,137],"Goes":[57],"Galloping":[58],"By":[59],"Big":[61],"Texas":[62],"Disaster":[63],"Laws":[65],"Trash":[66,68],"Silverado,":[69],"Lincoln":[70],"CenTrust":[72],"Junk":[74],"Bond":[75],"Connection":[76],"Fraud":[77],"Misconduct":[79],"Wall":[81,96],"Street":[82],"Remakes":[83],"Mortgage":[85],"Business":[86],"Politics":[87],"as":[88],"Usual--Everybody":[89],"Fiddles":[90],"While":[91],"FSLIC":[93],"Burns":[94],"Danny":[95],"1988":[99],"Deals":[100],"FIRREA":[101],"What":[102],"Caused":[103],"Much":[105],"Losses?":[108],"High":[109],"Rollers":[110],"Lessons":[112],"Piece":[115],"Evaluating":[116],"Deregulation":[117],"Because":[118],"Banks":[119],"Are":[120],"Where":[121],"Money":[123],"Is":[124],"Importance":[126],"Counting":[128],"Avoid":[129],"Complexity":[130],"That":[131],"No":[132],"One":[133],"Can":[134],"Understand":[135],"Supervision":[136],"Enforcement":[138],"Regulation":[139],"Can't":[140],"Tame":[141],"Technology":[142],"or":[143],"Market":[144],"Forces":[145],"Deposit":[146],"Reform":[148],"Future":[150],"Thrift":[152],"Institutions":[153],"Postscript":[154],"Appendix:":[155],"Dynamics":[156],"Broke":[159],"S&L":[160],"Selected":[161],"Bibliography":[162],"Index":[163]},"counts_by_year":[{"year":2024,"cited_by_count":1},{"year":2022,"cited_by_count":2},{"year":2020,"cited_by_count":10},{"year":2017,"cited_by_count":1},{"year":2016,"cited_by_count":2},{"year":2015,"cited_by_count":1},{"year":2013,"cited_by_count":3},{"year":2012,"cited_by_count":1}],"updated_date":"2026-10-25T09:29:13.331239","created_date":"2016-06-24T00:00:00"}