{"id":"https://openalex.org/W635895299","doi":null,"title":"Consumers\u2019 perception on Islamic home financing: empirical evidences on Bai Bithaman Ajil (BBA) and diminishing partnership (DP) in Malaysia","display_name":"Consumers\u2019 perception on Islamic home financing: empirical evidences on Bai Bithaman Ajil (BBA) and diminishing partnership (DP) in Malaysia","publication_year":2009,"publication_date":"2009-10-28","ids":{"openalex":"https://openalex.org/W635895299","mag":"635895299"},"language":"en","primary_location":{"id":"mag:635895299","doi":null,"is_oa":false,"landing_page_url":"http://irep.iium.edu.my/3241/","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5113995349","display_name":"Dzuljastri Abdul Razak","orcid":"https://orcid.org/0000-0001-6308-8909","observed_orcids":["https://orcid.org/0000-0001-6308-8909"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Dzuljastri Abdul Razak","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5050789367","display_name":"Fauziah Md. Taib","orcid":"https://orcid.org/0000-0001-9054-3890","observed_orcids":["https://orcid.org/0000-0001-9054-3890"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Fauziah Md. Taib","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0001-9054-3890","affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":3,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":95},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12651","display_name":"Halal products and consumer behavior","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14235","display_name":"Linguistic, Cultural, and Literary Studies","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1208","display_name":"Literature and Literary Theory"},"field":{"id":"https://openalex.org/fields/12","display_name":"Arts and Humanities"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/islamic-home-financing","display_name":"Islamic home financing","score":0.9139999747276306},{"id":"https://openalex.org/keywords/bai-bithaman-ajil","display_name":"Bai Bithaman Ajil","score":0.9829999804496765},{"id":"https://openalex.org/keywords/musharakah-mutanaqisah","display_name":"musyarakah mutanaqisah","score":0.9919999837875366},{"id":"https://openalex.org/keywords/consumer-perception","display_name":"consumer perception","score":0.9240000247955322},{"id":"https://openalex.org/keywords/islamic-banking","display_name":"Islamic banking","score":0.8629999756813049},{"id":"https://openalex.org/keywords/debt-financing","display_name":"debt financing","score":0.4059999883174896},{"id":"https://openalex.org/keywords/profit-sharing","display_name":"profit sharing","score":0.9120000004768372},{"id":"https://openalex.org/keywords/homeownership","display_name":"homeownership","score":0.4749999940395355},{"id":"https://openalex.org/keywords/malaysia","display_name":"Malaysia","score":0.5920000076293945}],"concepts":[{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.6937963962554932},{"id":"https://openalex.org/C85502023","wikidata":"https://www.wikidata.org/wiki/Q157171","display_name":"Renting","level":2,"score":0.592615008354187},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5773648023605347},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.5207905173301697},{"id":"https://openalex.org/C71750763","wikidata":"https://www.wikidata.org/wiki/Q646164","display_name":"General partnership","level":2,"score":0.5131860375404358},{"id":"https://openalex.org/C2777661119","wikidata":"https://www.wikidata.org/wiki/Q1419726","display_name":"Profit sharing","level":2,"score":0.5130637884140015},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.5051289200782776},{"id":"https://openalex.org/C182306322","wikidata":"https://www.wikidata.org/wiki/Q1779371","display_name":"Order (exchange)","level":2,"score":0.47461166977882385},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.44177037477493286},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.427803099155426},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:635895299","doi":null,"is_oa":false,"landing_page_url":"http://irep.iium.edu.my/3241/","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":164,"referenced_works":["https://openalex.org/W21634564","https://openalex.org/W149474502","https://openalex.org/W166315768","https://openalex.org/W195237934","https://openalex.org/W205133821","https://openalex.org/W261906433","https://openalex.org/W363802792","https://openalex.org/W651717565","https://openalex.org/W1160943927","https://openalex.org/W1490201539","https://openalex.org/W1493469527","https://openalex.org/W1501832615","https://openalex.org/W1509220384","https://openalex.org/W1510033661","https://openalex.org/W1521845824","https://openalex.org/W1529794584","https://openalex.org/W1556226410","https://openalex.org/W1557970666","https://openalex.org/W1573051070","https://openalex.org/W1578515221","https://openalex.org/W1594862829","https://openalex.org/W1595072219","https://openalex.org/W1596738448","https://openalex.org/W1602197886","https://openalex.org/W1606076562","https://openalex.org/W1669339104","https://openalex.org/W1810632681","https://openalex.org/W1888238673","https://openalex.org/W1963879225","https://openalex.org/W1963887345","https://openalex.org/W1966507579","https://openalex.org/W1966732563","https://openalex.org/W1968407771","https://openalex.org/W1972480587","https://openalex.org/W1972697158","https://openalex.org/W1972785593","https://openalex.org/W1972898067","https://openalex.org/W1973400909","https://openalex.org/W1974388093","https://openalex.org/W1974577446","https://openalex.org/W1977850232","https://openalex.org/W1979986576","https://openalex.org/W1980850924","https://openalex.org/W1981576151","https://openalex.org/W1984441809","https://openalex.org/W1984588326","https://openalex.org/W1989528006","https://openalex.org/W1989528943","https://openalex.org/W1989743986","https://openalex.org/W1991703343","https://openalex.org/W2011642048","https://openalex.org/W2015751784","https://openalex.org/W2021036070","https://openalex.org/W2022184030","https://openalex.org/W2022204153","https://openalex.org/W2022634656","https://openalex.org/W2023819627","https://openalex.org/W2023977558","https://openalex.org/W2024680899","https://openalex.org/W2029188936","https://openalex.org/W2029615609","https://openalex.org/W2029623995","https://openalex.org/W2031331463","https://openalex.org/W2033570535","https://openalex.org/W2035083256","https://openalex.org/W2035314082","https://openalex.org/W2037326931","https://openalex.org/W2040369576","https://openalex.org/W2040519111","https://openalex.org/W2042291539","https://openalex.org/W2043828649","https://openalex.org/W2046807857","https://openalex.org/W2049096973","https://openalex.org/W2050366524","https://openalex.org/W2051761983","https://openalex.org/W2052734387","https://openalex.org/W2054527833","https://openalex.org/W2056096249","https://openalex.org/W2056509513","https://openalex.org/W2059074227","https://openalex.org/W2059437320","https://openalex.org/W2060146957","https://openalex.org/W2061235254","https://openalex.org/W2063336387","https://openalex.org/W2064444630","https://openalex.org/W2064468892","https://openalex.org/W2065161051","https://openalex.org/W2065314976","https://openalex.org/W2065606359","https://openalex.org/W2065636091","https://openalex.org/W2066581716","https://openalex.org/W2068288993","https://openalex.org/W2069638109","https://openalex.org/W2069722994","https://openalex.org/W2073471018","https://openalex.org/W2073813266","https://openalex.org/W2078472771","https://openalex.org/W2078897463","https://openalex.org/W2081103141","https://openalex.org/W2082192234","https://openalex.org/W2082645436","https://openalex.org/W2084085329","https://openalex.org/W2089258835","https://openalex.org/W2095260588","https://openalex.org/W2096769597","https://openalex.org/W2100025715","https://openalex.org/W2103356704","https://openalex.org/W2105512501","https://openalex.org/W2108682032","https://openalex.org/W2110506823","https://openalex.org/W2118275441","https://openalex.org/W2118614623","https://openalex.org/W2120749166","https://openalex.org/W2122025961","https://openalex.org/W2123016156","https://openalex.org/W2123333716","https://openalex.org/W2124100017","https://openalex.org/W2124355411","https://openalex.org/W2125640967","https://openalex.org/W2126078878","https://openalex.org/W2130533816","https://openalex.org/W2130564866","https://openalex.org/W2132781446","https://openalex.org/W2134049139","https://openalex.org/W2137313670","https://openalex.org/W2137421630","https://openalex.org/W2145926668","https://openalex.org/W2148568631","https://openalex.org/W2152559109","https://openalex.org/W2153130616","https://openalex.org/W2154078064","https://openalex.org/W2157273197","https://openalex.org/W2160123621","https://openalex.org/W2162739331","https://openalex.org/W2163084639","https://openalex.org/W2164018875","https://openalex.org/W2164779535","https://openalex.org/W2165531202","https://openalex.org/W2168578824","https://openalex.org/W2170229049","https://openalex.org/W2175434703","https://openalex.org/W2181748257","https://openalex.org/W2252444910","https://openalex.org/W2254350888","https://openalex.org/W2276840691","https://openalex.org/W2299639491","https://openalex.org/W2315150901","https://openalex.org/W2326900857","https://openalex.org/W2344104753","https://openalex.org/W2368687493","https://openalex.org/W2375860574","https://openalex.org/W2577672132","https://openalex.org/W2620778220","https://openalex.org/W2751998548","https://openalex.org/W2767266615","https://openalex.org/W2890470236","https://openalex.org/W3015634246","https://openalex.org/W3035064363","https://openalex.org/W3041754228","https://openalex.org/W3115395354","https://openalex.org/W3134504561","https://openalex.org/W3161859977","https://openalex.org/W3208954639","https://openalex.org/W4411731026"],"related_works":["https://openalex.org/W2113315516","https://openalex.org/W588002586","https://openalex.org/W4250892513","https://openalex.org/W1593522225","https://openalex.org/W2233452652","https://openalex.org/W2265166428","https://openalex.org/W1519276867","https://openalex.org/W52843973","https://openalex.org/W4380789643","https://openalex.org/W3122846631"],"abstract_inverted_index":{"The":[0,119,139,160,192,223],"Bai":[1],"Bithaman":[2],"Ajil":[3],"(BBA)":[4],"or":[5,102],"Deferred":[6],"Installment":[7],"Sales":[8],"facility":[9],"is":[10,29,74,107,155,207,228],"the":[11,21,32,36,39,42,49,65,69,103,116,122,125,142,153,158,163,217,232],"most":[12],"predominant":[13],"mode":[14],"of":[15,23,52,59,67,165,194,226],"home":[16,171,205,213],"financing":[17,34,172,206,214],"in":[18,26],"Malaysia":[19],"since":[20],"introduction":[22],"Islamic":[24],"banking":[25],"1983.":[27],"It":[28],"based":[30,134],"on":[31,135,145,179],"debt":[33,71],"where":[35],"bank":[37,112,120],"buys":[38],"property":[40],"from":[41,216,239],"customer":[43,50,140],"and":[44,84,113,127,169,182,190,220,234],"sells":[45],"it":[46],"back":[47],"to":[48,76,91,124,157,186,211],"inclusive":[51],"profit.":[53],"Customers":[54],"make":[55],"repayments":[56],"at":[57],"end":[58],"each":[60],"month.":[61],"This":[62],"research":[63],"examines":[64],"impact":[66],"using":[68],"prevailing":[70],"concept":[72,97],"which":[73,152],"claimed":[75],"have":[77],"caused":[78],"high":[79],"price,":[80],"customers\u201f":[81],"dissatisfaction,":[82],"injustice":[83],"criticism":[85],"by":[86],"international":[87],"scholars.":[88],"In":[89,110],"order":[90],"address":[92],"these":[93,201],"issues":[94],"an":[95],"alternative":[96,210],"known":[98],"as":[99,243],"Musharakah":[100],"Mutanaqisah":[101],"Diminishing":[104],"Partnership":[105],"(DP)":[106],"also":[108],"examined.":[109],"DP,":[111],"customers":[114,126,166],"purchase":[115],"house":[117,123,154,184],"jointly.":[118],"leases":[121],"rental":[128],"payments":[129],"are":[130],"shared":[131],"between":[132,167,200],"them":[133],"profit":[136],"sharing":[137],"ratio.":[138],"redeems":[141],"bank\u201fs":[143],"share":[144],"monthly":[146],"basis":[147],"until":[148],"full":[149],"settlement":[150],"after":[151],"transferred":[156],"customer.":[159],"study":[161],"investigates":[162],"perceptions":[164],"BBA":[168,212],"DP":[170,204,227],"products.":[173,203],"A":[174],"survey":[175],"questionnaire":[176],"was":[177],"conducted":[178],"300":[180],"owners":[181,185],"potential":[183],"gauge":[187],"their":[188,240],"features":[189],"operations.":[191],"result":[193],"paired":[195],"t\u2013test":[196],"indicated":[197],"significant":[198],"differences":[199],"two":[202],"a":[208,229,236],"viable":[209],"measured":[215],"descriptive":[218],"results":[219],"hypothesis":[221],"testing.":[222],"actual":[224],"implementation":[225],"challenge":[230],"for":[231],"banks":[233],"requires":[235],"paradigm":[237],"shift":[238],"present":[241],"role":[242],"traditional":[244],"financiers.":[245]},"counts_by_year":[{"year":2024,"cited_by_count":2},{"year":2016,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2016-06-24T00:00:00"}
