{"id":"https://openalex.org/W629148727","doi":"https://doi.org/10.5860/choice.34-0415","title":"Universal banking: financial system design reconsidered","display_name":"Universal banking: financial system design reconsidered","publication_year":1996,"publication_date":"1996-09-01","ids":{"openalex":"https://openalex.org/W629148727","doi":"https://doi.org/10.5860/choice.34-0415","mag":"629148727"},"language":"en","primary_location":{"id":"doi:10.5860/choice.34-0415","doi":"https://doi.org/10.5860/choice.34-0415","is_oa":false,"landing_page_url":"https://doi.org/10.5860/choice.34-0415","pdf_url":null,"source":{"id":"https://openalex.org/S2764375719","display_name":"Choice Reviews Online","issn_l":"0009-4978","issn":["0009-4978","1523-8253","1943-5975"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core"],"host_organization":"https://openalex.org/P4310316146","host_organization_name":"Association of College and Research Libraries","host_organization_lineage":["https://openalex.org/P4310316146","https://openalex.org/P4310315903"],"host_organization_lineage_names":["Association of College and Research Libraries","American Library Association"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Choice Reviews Online","raw_type":"journal-article"},"volume":null,"type":"book-review","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":99,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":"34","issue":"01","first_page":"34","last_page":"0415"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9380000233650208,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9380000233650208,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14419","display_name":"Banking Systems and Strategies","score":0.03539999946951866,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14317","display_name":"Finance, Markets, and Regulation","score":0.017500000074505806,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/universal-banking","display_name":"universal banks","score":0.996999979019165},{"id":"https://openalex.org/keywords/financial-system-design","display_name":"financial system design","score":0.9710000157356262},{"id":"https://openalex.org/keywords/banking-regulation","display_name":"banking regulation","score":0.777999997138977},{"id":"https://openalex.org/keywords/bank-efficiency","display_name":"bank efficiency","score":0.6460000276565552},{"id":"https://openalex.org/keywords/financial-stability","display_name":"financial stability","score":0.9129999876022339},{"id":"https://openalex.org/keywords/economic-growth","display_name":"economic growth","score":0.6690000295639038},{"id":"https://openalex.org/keywords/securities-business","display_name":"securities business","score":0.5170000195503235},{"id":"https://openalex.org/keywords/insurance-industry","display_name":"insurance industry","score":0.9760000109672546},{"id":"https://openalex.org/keywords/bank-specialization","display_name":"bank specialization","score":0.44200000166893005},{"id":"https://openalex.org/keywords/international-financial-markets","display_name":"international financial markets","score":0.6129999756813049}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5277018547058105},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.4178898334503174},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.36322107911109924}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.5860/choice.34-0415","doi":"https://doi.org/10.5860/choice.34-0415","is_oa":false,"landing_page_url":"https://doi.org/10.5860/choice.34-0415","pdf_url":null,"source":{"id":"https://openalex.org/S2764375719","display_name":"Choice Reviews Online","issn_l":"0009-4978","issn":["0009-4978","1523-8253","1943-5975"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core"],"host_organization":"https://openalex.org/P4310316146","host_organization_name":"Association of College and Research Libraries","host_organization_lineage":["https://openalex.org/P4310316146","https://openalex.org/P4310315903"],"host_organization_lineage_names":["Association of College and Research Libraries","American Library Association"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Choice Reviews Online","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W97404496","https://openalex.org/W2333151562","https://openalex.org/W2215472566","https://openalex.org/W2062079913","https://openalex.org/W2895361461","https://openalex.org/W4234861392","https://openalex.org/W2149798177","https://openalex.org/W197968426","https://openalex.org/W1977031918","https://openalex.org/W2777096532"],"abstract_inverted_index":{"This":[0],"guide":[1],"to":[2],"the":[3,11,19,58],"issues":[4],"and":[5,21,27,48,51],"opinions":[6],"surrounding":[7],"financial":[8],"systems":[9],"shows":[10],"impact":[12],"universal":[13,33],"banking":[14],"has":[15],"had":[16],"historically":[17],"on":[18],"efficiency":[20],"stability":[22],"of":[23],"national":[24,47],"economic":[25],"peformance":[26],"growth.":[28],"It":[29],"also":[30],"considers":[31],"how":[32,39],"banks":[34,54],"should":[35,55],"be":[36,56],"regulated;":[37],"explains":[38],"they":[40],"will":[41],"perform":[42],"against":[43],"specialist":[44],"firms":[45],"in":[46,57],"global":[49],"markets;":[50],"examines":[52],"whether":[53],"securities":[59],"or":[60],"insurance":[61],"business.":[62]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2023,"cited_by_count":1},{"year":2020,"cited_by_count":1},{"year":2019,"cited_by_count":1},{"year":2018,"cited_by_count":2},{"year":2017,"cited_by_count":3},{"year":2016,"cited_by_count":2},{"year":2015,"cited_by_count":3},{"year":2014,"cited_by_count":5},{"year":2013,"cited_by_count":1},{"year":2012,"cited_by_count":5}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2016-06-24T00:00:00"}