{"id":"https://openalex.org/W62850609","doi":"https://doi.org/10.2139/ssrn.2003066","title":"Competition, Risk Taking and Efficiency in the US Commercial Banks Prior to 2008 Financial Crisis","display_name":"Competition, Risk Taking and Efficiency in the US Commercial Banks Prior to 2008 Financial Crisis","publication_year":2012,"publication_date":"2012-01-01","ids":{"openalex":"https://openalex.org/W62850609","doi":"https://doi.org/10.2139/ssrn.2003066","mag":"62850609"},"language":"en","primary_location":{"id":"doi:10.2139/ssrn.2003066","doi":"https://doi.org/10.2139/ssrn.2003066","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.2003066","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"volume":null,"type":"preprint","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.2139/ssrn.2003066","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5025792641","display_name":"Mohammed Ershad Hussain","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I64880365","display_name":"Dillard University","ror":"https://ror.org/00bz6qm80","country_code":"US","type":"education","lineage":["https://openalex.org/I64880365"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Mohammed Ershad Hussain","raw_affiliation_strings":["Dillard University, 2601 Gentilly Blvd, New Orleans, LA 70122, United States","Dillard University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Dillard University, 2601 Gentilly Blvd, New Orleans, LA 70122, United States","institution_ids":["https://openalex.org/I64880365"]},{"raw_affiliation_string":"Dillard University","institution_ids":["https://openalex.org/I64880365"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5001446777","display_name":"M. Kabir Hassan","orcid":"https://orcid.org/0000-0001-6274-3545","observed_orcids":["https://orcid.org/0000-0001-6274-3545","https://orcid.org/0000-0002-9086-2813","https://orcid.org/0000-0002-8807-2863"]},"institutions":[{"id":"https://openalex.org/I192396691","display_name":"LSU New Orleans","ror":"https://ror.org/034mtvk83","country_code":"US","type":"education","lineage":["https://openalex.org/I192396691"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"M. Kabir Hassan","raw_affiliation_strings":["University of New Orleans - College of Business Administration - Department of Economics and Finance, 2000 Lakeshore Drive, New Orleans, LA 70148, United States","University of New Orleans - College of Business Administration - Department of Economics and Finance"],"raw_orcid":"https://orcid.org/0000-0001-6274-3545","affiliations":[{"raw_affiliation_string":"University of New Orleans - College of Business Administration - Department of Economics and Finance, 2000 Lakeshore Drive, New Orleans, LA 70148, United States","institution_ids":["https://openalex.org/I192396691"]},{"raw_affiliation_string":"University of New Orleans - College of Business Administration - Department of Economics and Finance","institution_ids":["https://openalex.org/I192396691"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5025792641"],"corresponding_institution_ids":["https://openalex.org/I64880365"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":4,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10357","display_name":"Efficiency Analysis Using DEA","score":0.00019999999494757503,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bank-competition","display_name":"bank competition","score":0.8949999809265137},{"id":"https://openalex.org/keywords/risk-taking","display_name":"risk-taking","score":0.8080000281333923},{"id":"https://openalex.org/keywords/bank-efficiency","display_name":"bank efficiency","score":0.9800000190734863},{"id":"https://openalex.org/keywords/commercial-banks","display_name":"commercial banks","score":0.8100000023841858},{"id":"https://openalex.org/keywords/lerner-index","display_name":"Lerner index","score":0.8870000243186951},{"id":"https://openalex.org/keywords/stochastic-frontier-analysis","display_name":"stochastic frontier analysis","score":0.878000020980835},{"id":"https://openalex.org/keywords/bank-size","display_name":"bank size","score":0.7350000143051147},{"id":"https://openalex.org/keywords/us-banking-industry","display_name":"US banking sector","score":0.8080000281333923}],"concepts":[{"id":"https://openalex.org/C2778300220","wikidata":"https://www.wikidata.org/wiki/Q114380","display_name":"Financial crisis","level":2,"score":0.72862309217453},{"id":"https://openalex.org/C91306197","wikidata":"https://www.wikidata.org/wiki/Q45767","display_name":"Competition (biology)","level":2,"score":0.6543550491333008},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5735248923301697},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5431886911392212},{"id":"https://openalex.org/C2780421641","wikidata":"https://www.wikidata.org/wiki/Q677066","display_name":"Too big to fail","level":3,"score":0.4752093255519867},{"id":"https://openalex.org/C144587487","wikidata":"https://www.wikidata.org/wiki/Q1369234","display_name":"Systemic risk","level":3,"score":0.470512330532074},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3465346097946167},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.07178342342376709},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.2139/ssrn.2003066","doi":"https://doi.org/10.2139/ssrn.2003066","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.2003066","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"}],"best_oa_location":{"id":"doi:10.2139/ssrn.2003066","doi":"https://doi.org/10.2139/ssrn.2003066","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.2003066","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":16,"referenced_works":["https://openalex.org/W18788239","https://openalex.org/W1531100425","https://openalex.org/W1968911863","https://openalex.org/W1968937084","https://openalex.org/W1972703825","https://openalex.org/W2006469724","https://openalex.org/W2066310392","https://openalex.org/W2111652331","https://openalex.org/W2113826348","https://openalex.org/W2146843937","https://openalex.org/W2953607707","https://openalex.org/W2954442604","https://openalex.org/W3121490529","https://openalex.org/W3123892375","https://openalex.org/W3126066844","https://openalex.org/W4312888426"],"related_works":["https://openalex.org/W6960078999","https://openalex.org/W3033473791","https://openalex.org/W2352252385","https://openalex.org/W3014727500","https://openalex.org/W3203850169","https://openalex.org/W2316786340","https://openalex.org/W7095925085","https://openalex.org/W2606112676","https://openalex.org/W7054593629","https://openalex.org/W4389511895"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2018,"cited_by_count":1},{"year":2017,"cited_by_count":2}],"updated_date":"2026-11-09T13:22:03.289127","created_date":"2016-06-24T00:00:00"}
