{"id":"https://openalex.org/W58312330","doi":"https://doi.org/10.2139/ssrn.149409","title":"Multifamily Mortgage Credit Risk: Lessons from Recent History","display_name":"Multifamily Mortgage Credit Risk: Lessons from Recent History","publication_year":1999,"publication_date":"1999-01-01","ids":{"openalex":"https://openalex.org/W58312330","doi":"https://doi.org/10.2139/ssrn.149409","mag":"58312330"},"language":"en","primary_location":{"id":"doi:10.2139/ssrn.149409","doi":"https://doi.org/10.2139/ssrn.149409","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.149409","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"volume":null,"type":"preprint","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.2139/ssrn.149409","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5110215432","display_name":"Lawrence Goldberg","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I1318242428","display_name":"United States Department of Housing and Urban Development","ror":"https://ror.org/014a5gx79","country_code":"US","type":"government","lineage":["https://openalex.org/I1318242428"]},{"id":"https://openalex.org/I2800421839","display_name":"Government of the United States of America","ror":"https://ror.org/02rcrvv70","country_code":"US","type":"government","lineage":["https://openalex.org/I2800421839"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Lawrence Goldberg","raw_affiliation_strings":["Government of the United States of America - Office of Federal Housing Enterprise Oversight, 1700 G Street NW., Suite 400, Washington, DC 20552, United States","Government of the United States of America - Office of Federal Housing Enterprise Oversight"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Government of the United States of America - Office of Federal Housing Enterprise Oversight, 1700 G Street NW., Suite 400, Washington, DC 20552, United States","institution_ids":["https://openalex.org/I1318242428","https://openalex.org/I2800421839"]},{"raw_affiliation_string":"Government of the United States of America - Office of Federal Housing Enterprise Oversight","institution_ids":["https://openalex.org/I2800421839"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5073378134","display_name":"Charles A. Capone","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405257472","display_name":"Federal Housing Finance Agency","ror":"https://ror.org/05a733z41","country_code":"US","type":"government","lineage":["https://openalex.org/I4405257472"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Charles A. Capone","raw_affiliation_strings":["Federal Housing Finance Agency, 451 7th St, SW, Washington, DC 20024, United States","Federal Housing Finance Agency"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Federal Housing Finance Agency, 451 7th St, SW, Washington, DC 20024, United States","institution_ids":["https://openalex.org/I4405257472"]},{"raw_affiliation_string":"Federal Housing Finance Agency","institution_ids":["https://openalex.org/I4405257472"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5110215432"],"corresponding_institution_ids":["https://openalex.org/I1318242428","https://openalex.org/I2800421839"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":21,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10632","display_name":"Housing Market and Economics","score":0.9761000275611877,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10632","display_name":"Housing Market and Economics","score":0.9761000275611877,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11496","display_name":"Credit Risk and Financial Regulations","score":0.01899999938905239,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.00139999995008111,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/mortgage-default-rates","display_name":"mortgage default rates","score":0.8159999847412109},{"id":"https://openalex.org/keywords/negative-equity","display_name":"negative equity","score":0.628000020980835},{"id":"https://openalex.org/keywords/negative-cash-flow","display_name":"negative cash flow","score":0.6890000104904175},{"id":"https://openalex.org/keywords/interest-rate-decline","display_name":"interest rate decline","score":0.6819999814033508},{"id":"https://openalex.org/keywords/fannie-mae","display_name":"Fannie Mae","score":0.8930000066757202},{"id":"https://openalex.org/keywords/freddie-mac","display_name":"Freddie Mac","score":0.996999979019165}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5453261137008667},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5310191512107849},{"id":"https://openalex.org/C43039823","wikidata":"https://www.wikidata.org/wiki/Q6914671","display_name":"Mortgage underwriting","level":5,"score":0.5157678127288818},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.49127644300460815},{"id":"https://openalex.org/C97330809","wikidata":"https://www.wikidata.org/wiki/Q4202997","display_name":"Mortgage insurance","level":4,"score":0.4810252785682678},{"id":"https://openalex.org/C152876461","wikidata":"https://www.wikidata.org/wiki/Q7886321","display_name":"Commercial mortgage-backed security","level":5,"score":0.4215267300605774},{"id":"https://openalex.org/C138893092","wikidata":"https://www.wikidata.org/wiki/Q7489541","display_name":"Shared appreciation mortgage","level":5,"score":0.41466042399406433},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3792957663536072},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.33281421661376953},{"id":"https://openalex.org/C68799949","wikidata":"https://www.wikidata.org/wiki/Q977871","display_name":"Insurance policy","level":2,"score":0.0},{"id":"https://openalex.org/C22738907","wikidata":"https://www.wikidata.org/wiki/Q3813256","display_name":"Casualty insurance","level":3,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.2139/ssrn.149409","doi":"https://doi.org/10.2139/ssrn.149409","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.149409","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"}],"best_oa_location":{"id":"doi:10.2139/ssrn.149409","doi":"https://doi.org/10.2139/ssrn.149409","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.149409","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":9,"referenced_works":["https://openalex.org/W1517755620","https://openalex.org/W1534901971","https://openalex.org/W2033856783","https://openalex.org/W2053395377","https://openalex.org/W2058518456","https://openalex.org/W2086028823","https://openalex.org/W2089541416","https://openalex.org/W2094395303","https://openalex.org/W2134062971"],"related_works":["https://openalex.org/W7095909480","https://openalex.org/W2008209862","https://openalex.org/W1550734267","https://openalex.org/W4210853430","https://openalex.org/W7095281056","https://openalex.org/W3123492348","https://openalex.org/W7056155857","https://openalex.org/W2040868184","https://openalex.org/W2026804439","https://openalex.org/W3009657546"],"abstract_inverted_index":null,"counts_by_year":[{"year":2024,"cited_by_count":2},{"year":2022,"cited_by_count":1},{"year":2020,"cited_by_count":1},{"year":2017,"cited_by_count":1},{"year":2015,"cited_by_count":1},{"year":2014,"cited_by_count":2},{"year":2013,"cited_by_count":1},{"year":2012,"cited_by_count":2}],"updated_date":"2026-11-10T11:39:43.021295","created_date":"2016-06-24T00:00:00"}
