{"id":"https://openalex.org/W46081664","doi":"https://doi.org/10.22437/paradigma.v0iapril.1694","title":"Perilaku Konsumen dalam Pemilihan Asuransi Kendaraan Bermotor Antara Jenis All Risk dan Total Loss Only (TLO) (Pengujian Respon Konsumen Terhadap Unsur Ketidakpastian","display_name":"Perilaku Konsumen dalam Pemilihan Asuransi Kendaraan Bermotor Antara Jenis All Risk dan Total Loss Only (TLO) (Pengujian Respon Konsumen Terhadap Unsur Ketidakpastian","publication_year":2022,"publication_date":"2022-11-24","ids":{"openalex":"https://openalex.org/W46081664","doi":"https://doi.org/10.22437/paradigma.v0iapril.1694","mag":"46081664"},"language":"id","primary_location":{"id":"doi:10.22437/paradigma.v0iapril.1694","doi":"https://doi.org/10.22437/paradigma.v0iapril.1694","is_oa":true,"landing_page_url":"https://doi.org/10.22437/paradigma.v0iapril.1694","pdf_url":"https://online-journal.unja.ac.id/paradigma/article/download/1694/7362","source":{"id":"https://openalex.org/S4210201831","display_name":"Jurnal Paradigma Ekonomika","issn_l":"2085-1960","issn":["2085-1960","2684-7868"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314958","host_organization_name":"Jambi University","host_organization_lineage":["https://openalex.org/P4310314958"],"host_organization_lineage_names":["Jambi University"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Paradigma Ekonomika","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://online-journal.unja.ac.id/paradigma/article/download/1694/7362","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":null,"display_name":"Junaidi Junaidi","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I147791725","display_name":"Universitas Jambi","ror":"https://ror.org/00g1w3j30","country_code":"ID","type":"education","lineage":["https://openalex.org/I147791725"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Junaidi Junaidi","raw_affiliation_strings":["Prodi Ekonomi Pembangunan, Fak.Ekonomi dan Bisnis,Universitas Jambi"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Prodi Ekonomi Pembangunan, Fak.Ekonomi dan Bisnis,Universitas Jambi","institution_ids":["https://openalex.org/I147791725"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5007315976","display_name":"Erfit Erfit","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I147791725","display_name":"Universitas Jambi","ror":"https://ror.org/00g1w3j30","country_code":"ID","type":"education","lineage":["https://openalex.org/I147791725"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Erfit Erfit","raw_affiliation_strings":["Prodi Ekonomi Pembangunan, Fak.Ekonomi dan Bisnis,Universitas Jambi"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Prodi Ekonomi Pembangunan, Fak.Ekonomi dan Bisnis,Universitas Jambi","institution_ids":["https://openalex.org/I147791725"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5075258396","display_name":"Paulina Lubis","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I147791725","display_name":"Universitas Jambi","ror":"https://ror.org/00g1w3j30","country_code":"ID","type":"education","lineage":["https://openalex.org/I147791725"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Paulina Lubis","raw_affiliation_strings":["Prodi Ekonomi Pembangunan, Fak.Ekonomi dan Bisnis,Universitas Jambi"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Prodi Ekonomi Pembangunan, Fak.Ekonomi dan Bisnis,Universitas Jambi","institution_ids":["https://openalex.org/I147791725"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I147791725"],"apc_list":null,"apc_paid":null,"fwci":0.2999,"has_fulltext":true,"cited_by_count":4,"citation_normalized_percentile":{"value":0.44641509,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":93},"biblio":{"volume":null,"issue":"April","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.8939999938011169,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.8939999938011169,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.08449999988079071,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.005900000222027302,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/consumer-behavior","display_name":"consumer behavior","score":0.8709999918937683},{"id":"https://openalex.org/keywords/auto-insurance","display_name":"automobile insurance","score":0.8399999737739563},{"id":"https://openalex.org/keywords/all-risk-insurance","display_name":"all-risk insurance","score":0.8360000252723694},{"id":"https://openalex.org/keywords/uncertainty","display_name":"uncertainty","score":0.6169999837875366},{"id":"https://openalex.org/keywords/risk-aversion","display_name":"risk aversion","score":0.6850000023841858},{"id":"https://openalex.org/keywords/gender-differences","display_name":"gender differences","score":0.9210000038146973},{"id":"https://openalex.org/keywords/insurance-selection","display_name":"insurance selection","score":0.7409999966621399},{"id":"https://openalex.org/keywords/risk-taking","display_name":"risk-taking","score":0.31200000643730164},{"id":"https://openalex.org/keywords/insurance-purchase-decisions","display_name":"insurance purchase decisions","score":0.3310000002384186}],"concepts":[{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.5449123382568359},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.455083429813385},{"id":"https://openalex.org/C142362112","wikidata":"https://www.wikidata.org/wiki/Q735","display_name":"Art","level":0,"score":0.3238082528114319}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.22437/paradigma.v0iapril.1694","doi":"https://doi.org/10.22437/paradigma.v0iapril.1694","is_oa":true,"landing_page_url":"https://doi.org/10.22437/paradigma.v0iapril.1694","pdf_url":"https://online-journal.unja.ac.id/paradigma/article/download/1694/7362","source":{"id":"https://openalex.org/S4210201831","display_name":"Jurnal Paradigma Ekonomika","issn_l":"2085-1960","issn":["2085-1960","2684-7868"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314958","host_organization_name":"Jambi University","host_organization_lineage":["https://openalex.org/P4310314958"],"host_organization_lineage_names":["Jambi University"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Paradigma Ekonomika","raw_type":"journal-article"},{"id":"pmh:oai:online-journal.unja.ac.id:article/1694","doi":null,"is_oa":true,"landing_page_url":"https://online-journal.unja.ac.id/index/article/view/1694","pdf_url":null,"source":{"id":"https://openalex.org/S4210201831","display_name":"Jurnal Paradigma Ekonomika","issn_l":"2085-1960","issn":["2085-1960","2684-7868"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314958","host_organization_name":"Jambi University","host_organization_lineage":["https://openalex.org/P4310314958"],"host_organization_lineage_names":["Jambi University"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2085-1960","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.22437/paradigma.v0iapril.1694","doi":"https://doi.org/10.22437/paradigma.v0iapril.1694","is_oa":true,"landing_page_url":"https://doi.org/10.22437/paradigma.v0iapril.1694","pdf_url":"https://online-journal.unja.ac.id/paradigma/article/download/1694/7362","source":{"id":"https://openalex.org/S4210201831","display_name":"Jurnal Paradigma Ekonomika","issn_l":"2085-1960","issn":["2085-1960","2684-7868"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314958","host_organization_name":"Jambi University","host_organization_lineage":["https://openalex.org/P4310314958"],"host_organization_lineage_names":["Jambi University"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Paradigma Ekonomika","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W46081664.pdf","grobid_xml":"https://content.openalex.org/works/W46081664.grobid-xml"},"referenced_works_count":3,"referenced_works":["https://openalex.org/W1515534126","https://openalex.org/W4239535914","https://openalex.org/W6630873793"],"related_works":["https://openalex.org/W3174858723","https://openalex.org/W4405124061","https://openalex.org/W2468603208","https://openalex.org/W2929435112","https://openalex.org/W100032081","https://openalex.org/W172176757","https://openalex.org/W7033185512","https://openalex.org/W7042500854","https://openalex.org/W7215748204","https://openalex.org/W2267795310"],"abstract_inverted_index":{"Penelitian":[0,45],"bertujuan":[1],"untuk":[2],"menganalisis:":[3],"(1).":[4],"Dampak":[5],"unsur":[6,27],"ketidakpastian":[7,28,121],"terhadap":[8,29],"perilaku":[9,30,169,188],"konsumen":[10,31,89],"dalam":[11,35,90,104,119,173,177],"memilih":[12,36,91,178],"asuransi":[13,37,92,106,175,195],"kendaraan":[14,38],"bermotor":[15,39],"antara":[16,40],"jenis":[17,41,61,95,179],"all-risk":[18,42],"dan":[19,33,43,68,80,96,163,171,190],"total":[20],"loss":[21],"only":[22],"(TLO);":[23],"(2)":[24,101],"Perbedaan":[25],"dampak":[26],"laki-laki":[32,170,189],"wanita":[34],"TLO.":[44],"menggunakan":[46,81],"metode":[47],"percobaan":[48,52,85,151],"ekonomi":[49],"dengan":[50,59],"pelaku":[51],"sebanyak":[53],"30":[54],"orang":[55],"mahasiswa.":[56],"Percobaan":[57],"dilakukan":[58],"tiga":[60],"perlakuan:":[62],"kondisi":[63,160,183],"low":[64,161],"risk,":[65,165],"medium":[66,164],"risk":[67,162,185],"high":[69,184],"risk.":[70],"Data":[71],"dianalisis":[72],"pada":[73,123,135,146,150,182,193],"masing-masing":[74],"tingkat":[75,116],"risiko,":[76],"secara":[77,78],"deskriptif":[79],"analisis":[82],"ragam.":[83],"Hasil":[84],"menemukan:":[86],"(1)":[87],"Keputusan":[88],"ditentukan":[93],"oleh":[94],"banyaknya":[97],"informasi":[98],"yang":[99,111,125,137],"diperoleh;":[100],"Proporsi":[102],"perempuan":[103,118,172],"mengikuti":[105,174],"lebih":[107,114,131],"besar":[108],"dibandingkan":[109],"laki-laki,":[110],"menunjukkan":[112],"relatif":[113],"tingginya":[115],"kehati-hatian":[117],"menghadapi":[120],"resiko":[122,134],"masa":[124,136,142,147],"akan":[126,138],"datang;":[127],"(3)":[128],"Laki-laki":[129],"cenderung":[130],"berani":[132],"mengambil":[133],"datang":[139],"berdasarkan":[140],"pengalaman":[141],"lalunya":[143],"(terutama":[144],"ketika":[145],"lalu":[148],"atau":[149],"periode":[152],"sebelumnya":[153],"tidak":[154,166],"mengalami":[155],"kehilangan":[156],"kendaraan).":[157],"(4)":[158],"Pada":[159],"terdapat":[167,186],"perbedaan":[168,187],"maupun":[176],"asuransinya.":[180],"Namun":[181],"perempuan,":[191],"terutama":[192],"pemilihan":[194],"TLO.Kata":[196],"Kunci:":[197],"Ekonomi":[198],"Percobaan,":[199],"Asuransi,":[200],"Perilaku":[201],"Konsumen,":[202],"Probabilitas":[203]},"counts_by_year":[{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":1},{"year":2018,"cited_by_count":1},{"year":2015,"cited_by_count":1}],"updated_date":"2026-10-08T09:06:37.294493","created_date":"2016-06-24T00:00:00"}