{"id":"https://openalex.org/W4416729644","doi":"https://doi.org/10.1108/jeee-03-2025-0131","title":"Women entrepreneurs in the Fintech age: does educational gender equality matter?","display_name":"Women entrepreneurs in the Fintech age: does educational gender equality matter?","publication_year":2025,"publication_date":"2025-11-27","ids":{"openalex":"https://openalex.org/W4416729644","doi":"https://doi.org/10.1108/jeee-03-2025-0131"},"language":"en","primary_location":{"id":"doi:10.1108/jeee-03-2025-0131","doi":"https://doi.org/10.1108/jeee-03-2025-0131","is_oa":false,"landing_page_url":"https://doi.org/10.1108/jeee-03-2025-0131","pdf_url":null,"source":{"id":"https://openalex.org/S4210216222","display_name":"Journal of Entrepreneurship in Emerging Economies","issn_l":"2053-4604","issn":["2053-4604","2053-4612"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","cwts-core","fnege-4","jufo-1","norway-1","poland-70","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Entrepreneurship in Emerging Economies","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5116240874","display_name":"Ankita Dhiman","orcid":"https://orcid.org/0009-0002-9635-3064","observed_orcids":["https://orcid.org/0009-0002-9635-3064"]},"institutions":[{"id":"https://openalex.org/I860003557","display_name":"Punjab Engineering College","ror":"https://ror.org/00bsj2955","country_code":"IN","type":"education","lineage":["https://openalex.org/I860003557"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Ankita Dhiman","raw_affiliation_strings":["Punjab Engineering College (Deemed to be University) Centre of Management and Humanities, , Chandigarh,"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Punjab Engineering College (Deemed to be University) Centre of Management and Humanities, , Chandigarh,","institution_ids":["https://openalex.org/I860003557"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5021177842","display_name":"Prihana Vasishta","orcid":"https://orcid.org/0000-0002-3833-4992","observed_orcids":["https://orcid.org/0000-0002-3833-4992"]},"institutions":[{"id":"https://openalex.org/I860003557","display_name":"Punjab Engineering College","ror":"https://ror.org/00bsj2955","country_code":"IN","type":"education","lineage":["https://openalex.org/I860003557"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Prihana Vasishta","raw_affiliation_strings":["Punjab Engineering College (Deemed to be University) Centre of Management and Humanities, , Chandigarh,"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Punjab Engineering College (Deemed to be University) Centre of Management and Humanities, , Chandigarh,","institution_ids":["https://openalex.org/I860003557"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5050659465","display_name":"Anju Singla","orcid":"https://orcid.org/0000-0002-8350-7872","observed_orcids":["https://orcid.org/0000-0002-8350-7872"]},"institutions":[{"id":"https://openalex.org/I860003557","display_name":"Punjab Engineering College","ror":"https://ror.org/00bsj2955","country_code":"IN","type":"education","lineage":["https://openalex.org/I860003557"]}],"countries":["IN"],"is_corresponding":true,"raw_author_name":"Anju Singla","raw_affiliation_strings":["Punjab Engineering College (Deemed to be University) Centre of Management and Humanities, , Chandigarh,"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Punjab Engineering College (Deemed to be University) Centre of Management and Humanities, , Chandigarh,","institution_ids":["https://openalex.org/I860003557"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5050659465"],"corresponding_institution_ids":["https://openalex.org/I860003557"],"apc_list":null,"apc_paid":null,"fwci":1.3517,"has_fulltext":false,"cited_by_count":2,"citation_normalized_percentile":{"value":0.8406234,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":95,"max":96},"biblio":{"volume":"18","issue":"2","first_page":"482","last_page":"506"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.6596999764442444,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.6596999764442444,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.32690000534057617,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13867","display_name":"Economic Growth and Development","score":0.004399999976158142,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/women-entrepreneurs","display_name":"women entrepreneurs","score":0.9070000052452087},{"id":"https://openalex.org/keywords/fintech-adoption","display_name":"fintech adoption","score":0.9769999980926514},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.972000002861023},{"id":"https://openalex.org/keywords/gender-gap-in-educational-attainment","display_name":"gender gap in educational attainment","score":0.9089999794960022},{"id":"https://openalex.org/keywords/moderated-mediation","display_name":"moderated mediation","score":0.7419999837875366},{"id":"https://openalex.org/keywords/women-s-entrepreneurship","display_name":"women's entrepreneurship","score":0.6129999756813049},{"id":"https://openalex.org/keywords/access-to-finance","display_name":"access to finance","score":0.7210000157356262},{"id":"https://openalex.org/keywords/india","display_name":"India","score":0.43799999356269836},{"id":"https://openalex.org/keywords/sustainable-development-goals","display_name":"Sustainable Development Goals","score":0.6710000038146973}],"concepts":[{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.7132999897003174},{"id":"https://openalex.org/C2779297142","wikidata":"https://www.wikidata.org/wiki/Q3276412","display_name":"Educational attainment","level":2,"score":0.6413999795913696},{"id":"https://openalex.org/C2986619947","wikidata":"https://www.wikidata.org/wiki/Q30103150","display_name":"Gender gap","level":2,"score":0.603600025177002},{"id":"https://openalex.org/C2992299759","wikidata":"https://www.wikidata.org/wiki/Q113453","display_name":"Gender equality","level":2,"score":0.5637000203132629},{"id":"https://openalex.org/C84309077","wikidata":"https://www.wikidata.org/wiki/Q3908516","display_name":"Entrepreneurship","level":2,"score":0.5486000180244446},{"id":"https://openalex.org/C179420905","wikidata":"https://www.wikidata.org/wiki/Q223871","display_name":"Mediation","level":2,"score":0.5482000112533569},{"id":"https://openalex.org/C2779304628","wikidata":"https://www.wikidata.org/wiki/Q3503480","display_name":"Face (sociological concept)","level":2,"score":0.5450999736785889},{"id":"https://openalex.org/C109359841","wikidata":"https://www.wikidata.org/wiki/Q728944","display_name":"Inclusion (mineral)","level":2,"score":0.517300009727478},{"id":"https://openalex.org/C2780082420","wikidata":"https://www.wikidata.org/wiki/Q4672483","display_name":"Access to finance","level":2,"score":0.43810001015663147},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.42879998683929443},{"id":"https://openalex.org/C45555294","wikidata":"https://www.wikidata.org/wiki/Q28113351","display_name":"Inequality","level":2,"score":0.42579999566078186},{"id":"https://openalex.org/C18762648","wikidata":"https://www.wikidata.org/wiki/Q42213","display_name":"Work (physics)","level":2,"score":0.4090000092983246},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.40619999170303345},{"id":"https://openalex.org/C2994533747","wikidata":"https://www.wikidata.org/wiki/Q2891097","display_name":"Gender inequality","level":3,"score":0.40380001068115234},{"id":"https://openalex.org/C177264268","wikidata":"https://www.wikidata.org/wiki/Q1514741","display_name":"Set (abstract data type)","level":2,"score":0.3873000144958496},{"id":"https://openalex.org/C2991854812","wikidata":"https://www.wikidata.org/wiki/Q5442755","display_name":"Women entrepreneurs","level":3,"score":0.36340001225471497},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.36160001158714294},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3589000105857849},{"id":"https://openalex.org/C83864248","wikidata":"https://www.wikidata.org/wiki/Q177323","display_name":"Developing country","level":2,"score":0.35089999437332153},{"id":"https://openalex.org/C120912362","wikidata":"https://www.wikidata.org/wiki/Q136822","display_name":"Higher education","level":2,"score":0.3359000086784363},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.314300000667572},{"id":"https://openalex.org/C24614281","wikidata":"https://www.wikidata.org/wiki/Q17086331","display_name":"Moderated mediation","level":2,"score":0.3061000108718872},{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.302700012922287},{"id":"https://openalex.org/C2780001913","wikidata":"https://www.wikidata.org/wiki/Q1516555","display_name":"Intersectionality","level":2,"score":0.301800012588501},{"id":"https://openalex.org/C4249254","wikidata":"https://www.wikidata.org/wiki/Q3044431","display_name":"Demographic economics","level":1,"score":0.2939000129699707},{"id":"https://openalex.org/C2994294629","wikidata":"https://www.wikidata.org/wiki/Q13440398","display_name":"Working population","level":3,"score":0.2937999963760376},{"id":"https://openalex.org/C2781118332","wikidata":"https://www.wikidata.org/wiki/Q430460","display_name":"Capability approach","level":2,"score":0.289900004863739},{"id":"https://openalex.org/C2986840890","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial sector","level":2,"score":0.28940001130104065},{"id":"https://openalex.org/C552854447","wikidata":"https://www.wikidata.org/wiki/Q131201","display_name":"Sustainable development","level":2,"score":0.2741999924182892},{"id":"https://openalex.org/C56995899","wikidata":"https://www.wikidata.org/wiki/Q1126687","display_name":"Focus group","level":2,"score":0.26089999079704285},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.25699999928474426},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.25600001215934753},{"id":"https://openalex.org/C3018429975","wikidata":"https://www.wikidata.org/wiki/Q912512","display_name":"Equal opportunity","level":2,"score":0.2551000118255615}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1108/jeee-03-2025-0131","doi":"https://doi.org/10.1108/jeee-03-2025-0131","is_oa":false,"landing_page_url":"https://doi.org/10.1108/jeee-03-2025-0131","pdf_url":null,"source":{"id":"https://openalex.org/S4210216222","display_name":"Journal of Entrepreneurship in Emerging Economies","issn_l":"2053-4604","issn":["2053-4604","2053-4612"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","cwts-core","fnege-4","jufo-1","norway-1","poland-70","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Entrepreneurship in Emerging Economies","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/5","score":1.0,"display_name":"Gender equality"},{"id":"https://metadata.un.org/sdg/10","score":1.0,"display_name":"Reduced inequalities"},{"id":"https://metadata.un.org/sdg/8","score":0.9211000204086304,"display_name":"Decent work and economic growth"},{"id":"https://metadata.un.org/sdg/1","score":0.41670000553131104,"display_name":"No poverty"},{"id":"https://metadata.un.org/sdg/4","score":0.4156000018119812,"display_name":"Quality education"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":98,"referenced_works":["https://openalex.org/W1968264276","https://openalex.org/W1974918084","https://openalex.org/W1976441470","https://openalex.org/W2006761113","https://openalex.org/W2042463003","https://openalex.org/W2081667739","https://openalex.org/W2114941043","https://openalex.org/W2125364004","https://openalex.org/W2127862234","https://openalex.org/W2140964565","https://openalex.org/W2157522835","https://openalex.org/W2335708059","https://openalex.org/W2559928430","https://openalex.org/W2590742398","https://openalex.org/W2797868820","https://openalex.org/W2805152727","https://openalex.org/W2885112569","https://openalex.org/W2888246152","https://openalex.org/W2899051188","https://openalex.org/W2994873203","https://openalex.org/W3007399079","https://openalex.org/W3034609292","https://openalex.org/W3048243903","https://openalex.org/W3048923667","https://openalex.org/W3086966750","https://openalex.org/W3102136382","https://openalex.org/W3122254231","https://openalex.org/W3122440903","https://openalex.org/W3123689740","https://openalex.org/W3134406472","https://openalex.org/W3137080072","https://openalex.org/W3139076450","https://openalex.org/W3145338225","https://openalex.org/W3158889354","https://openalex.org/W3167457633","https://openalex.org/W3175820615","https://openalex.org/W3177886146","https://openalex.org/W3186824475","https://openalex.org/W3194883842","https://openalex.org/W3197281660","https://openalex.org/W3199092358","https://openalex.org/W3216179978","https://openalex.org/W4205609873","https://openalex.org/W4205681942","https://openalex.org/W4210387315","https://openalex.org/W4220996869","https://openalex.org/W4224040529","https://openalex.org/W4225160200","https://openalex.org/W4226095063","https://openalex.org/W4284969064","https://openalex.org/W4289321244","https://openalex.org/W4290644640","https://openalex.org/W4291002589","https://openalex.org/W4292477685","https://openalex.org/W4294958198","https://openalex.org/W4311304949","https://openalex.org/W4311387305","https://openalex.org/W4313252107","https://openalex.org/W4313830940","https://openalex.org/W4319593354","https://openalex.org/W4322100979","https://openalex.org/W4328119007","https://openalex.org/W4365514826","https://openalex.org/W4366089293","https://openalex.org/W4366140974","https://openalex.org/W4366714103","https://openalex.org/W4375864876","https://openalex.org/W4375950787","https://openalex.org/W4376137324","https://openalex.org/W4379796016","https://openalex.org/W4381887285","https://openalex.org/W4383068872","https://openalex.org/W4386568367","https://openalex.org/W4388905144","https://openalex.org/W4389750868","https://openalex.org/W4389899457","https://openalex.org/W4390139757","https://openalex.org/W4391822648","https://openalex.org/W4392303522","https://openalex.org/W4392456819","https://openalex.org/W4392611346","https://openalex.org/W4393115793","https://openalex.org/W4394766601","https://openalex.org/W4394988740","https://openalex.org/W4395075064","https://openalex.org/W4396824748","https://openalex.org/W4398177961","https://openalex.org/W4399223116","https://openalex.org/W4400512271","https://openalex.org/W4404143348","https://openalex.org/W4404493797","https://openalex.org/W4406474987","https://openalex.org/W4407391082","https://openalex.org/W4407400659","https://openalex.org/W4407555886","https://openalex.org/W4408205575","https://openalex.org/W4411460990","https://openalex.org/W6885143079"],"related_works":["https://openalex.org/W7202261162","https://openalex.org/W7202288810","https://openalex.org/W4402274163","https://openalex.org/W4411376207","https://openalex.org/W4413443184","https://openalex.org/W4406361870","https://openalex.org/W7170142567","https://openalex.org/W7223336030","https://openalex.org/W7134968949","https://openalex.org/W7223176932"],"abstract_inverted_index":{"Purpose":[0],"FinTech":[1,53],"is":[2,122,141,153,177],"increasingly":[3],"recognized":[4],"for":[5,189],"its":[6],"role":[7,66],"in":[8,17,22,34,41,78,179],"accelerating":[9],"economic":[10,242],"growth;":[11],"however,":[12],"a":[13,61,86,202],"significant":[14],"gender":[15,76,213],"gap":[16,77],"financial":[18,36,68,194],"inclusion":[19,69],"persists,":[20],"particularly":[21],"developing":[23],"countries":[24],"like":[25],"India.":[26],"Women":[27],"entrepreneurs":[28],"continue":[29],"to":[30,39,50,92,161],"face":[31],"substantial":[32],"barriers":[33],"accessing":[35],"services":[37],"due":[38],"inequalities":[40],"income,":[42],"education":[43,158],"and":[44,71,109,113,126,195,218,241,248,250],"socio-cultural":[45],"norms.":[46],"This":[47,139,185,199],"study":[48,84,200],"aims":[49],"examine":[51],"how":[52],"adoption":[54],"(FA)":[55],"affects":[56],"women\u2019s":[57],"entrepreneurship":[58,219],"(WE),":[59],"with":[60,181,226],"focus":[62],"on":[63,151,175],"the":[64,72,100,127,146,170,187,207],"mediating":[65],"of":[67,75,149,173,211],"(FI)":[70],"moderating":[73],"influence":[74],"educational":[79,183,196,212],"attainment":[80],"(GGEA).":[81],"Design/methodology/approach":[82],"The":[83,131],"leverages":[85],"data":[87],"set":[88],"covering":[89],"Q1":[90,93],"2008":[91],"2023,":[94],"drawn":[95],"from":[96],"various":[97],"sources,":[98],"including":[99],"World":[101],"Development":[102,228],"Indicators,":[103],"Financial":[104],"Access":[105],"Survey,":[106],"micro,":[107],"small,":[108],"medium":[110],"enterprise":[111],"database":[112],"Global":[114],"Gender":[115],"Gap":[116],"Report.":[117],"A":[118],"moderated":[119,208],"mediation":[120,209],"model":[121],"tested":[123],"using":[124],"SPSS":[125],"PROCESS":[128],"macro.":[129],"Findings":[130],"results":[132],"show":[133],"that":[134,156,192],"FA":[135],"significantly":[136],"enhances":[137],"WE.":[138],"relationship":[140],"mediated":[142],"by":[143,205],"FI.":[144],"However,":[145],"direct":[147],"effect":[148,172,210],"GGEA":[150],"WE":[152,176],"negative,":[154],"suggesting":[155],"higher":[157],"may":[159],"lead":[160],"non-entrepreneurial":[162],"career":[163],"paths":[164],"or":[165],"reflect":[166],"systemic":[167],"barriers.":[168],"Importantly,":[169],"positive":[171],"FI":[174,217],"stronger":[178],"contexts":[180],"greater":[182],"equality.":[184],"emphasizes":[186],"need":[188],"integrated":[190],"policies":[191],"combine":[193],"inclusion.":[197],"Originality/value":[198],"offers":[201],"novel":[203],"framework":[204],"exploring":[206],"equality":[214],"between":[215],"FinTech,":[216],"pathways.":[220],"It":[221],"provides":[222],"actionable":[223],"insights":[224],"aligned":[225],"Sustainable":[227],"Goals":[229],"(SDG)":[230],"such":[231],"as":[232],"SDG":[233,237,244,251],"5":[234],"(gender":[235],"equality),":[236],"8":[238],"(decent":[239],"work":[240],"growth),":[243],"9":[245],"(industry,":[246],"innovation":[247],"infrastructure)":[249],"10":[252],"(reduced":[253],"inequalities).":[254]},"counts_by_year":[{"year":2026,"cited_by_count":2}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2025-11-28T00:00:00"}