{"id":"https://openalex.org/W4416632441","doi":"https://doi.org/10.2139/ssrn.5801428","title":"A Reminder That Never Gets Old: Behavioral Effects of an Annual Pension Statement","display_name":"A Reminder That Never Gets Old: Behavioral Effects of an Annual Pension Statement","publication_year":2025,"publication_date":"2025-01-01","ids":{"openalex":"https://openalex.org/W4416632441","doi":"https://doi.org/10.2139/ssrn.5801428"},"language":"en","primary_location":{"id":"doi:10.2139/ssrn.5801428","doi":"https://doi.org/10.2139/ssrn.5801428","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.5801428","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"volume":null,"type":"preprint","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.2139/ssrn.5801428","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5039014930","display_name":"Johannes Hagen","orcid":"https://orcid.org/0000-0003-3093-726X","observed_orcids":["https://orcid.org/0000-0003-3093-726X"]},"institutions":[{"id":"https://openalex.org/I4210156204","display_name":"Network for Studies on Pensions, Aging and Retirement","ror":"https://ror.org/05tw3m124","country_code":"NL","type":"nonprofit","lineage":["https://openalex.org/I4210156204"]},{"id":"https://openalex.org/I94616838","display_name":"J\u00f6nk\u00f6ping University","ror":"https://ror.org/03t54am93","country_code":"SE","type":"education","lineage":["https://openalex.org/I94616838"]}],"countries":["NL","SE"],"is_corresponding":true,"raw_author_name":"Johannes Hagen","raw_affiliation_strings":["J\u00f6nk\u00f6ping University","J\u00f6nk\u00f6ping University, Gjuterigatan 5, J\u00f6nk\u00f6ping, 553 18, Sweden","Netspar","Netspar, P.O. Box 90153, Tilburg, 5000 LE, Netherlands"],"raw_orcid":"https://orcid.org/0000-0003-3093-726X","affiliations":[{"raw_affiliation_string":"J\u00f6nk\u00f6ping University","institution_ids":["https://openalex.org/I94616838"]},{"raw_affiliation_string":"J\u00f6nk\u00f6ping University, Gjuterigatan 5, J\u00f6nk\u00f6ping, 553 18, Sweden","institution_ids":["https://openalex.org/I94616838"]},{"raw_affiliation_string":"Netspar","institution_ids":["https://openalex.org/I4210156204"]},{"raw_affiliation_string":"Netspar, P.O. Box 90153, Tilburg, 5000 LE, Netherlands","institution_ids":["https://openalex.org/I4210156204"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5080547979","display_name":"Amedeus Malisa","orcid":"https://orcid.org/0000-0002-7572-1828","observed_orcids":["https://orcid.org/0000-0002-7572-1828"]},"institutions":[{"id":"https://openalex.org/I94616838","display_name":"J\u00f6nk\u00f6ping University","ror":"https://ror.org/03t54am93","country_code":"SE","type":"education","lineage":["https://openalex.org/I94616838"]}],"countries":["SE"],"is_corresponding":false,"raw_author_name":"Amedeus Malisa","raw_affiliation_strings":["Jonkoping University - Jonkoping International Business School (JIBS)","Jonkoping University - Jonkoping International Business School (JIBS), J\u00f6nk\u00f6ping, 55111, Sweden"],"raw_orcid":"https://orcid.org/0000-0002-7572-1828","affiliations":[{"raw_affiliation_string":"Jonkoping University - Jonkoping International Business School (JIBS)","institution_ids":["https://openalex.org/I94616838"]},{"raw_affiliation_string":"Jonkoping University - Jonkoping International Business School (JIBS), J\u00f6nk\u00f6ping, 55111, Sweden","institution_ids":["https://openalex.org/I94616838"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5030914772","display_name":"Andrea L.C. Schneider","orcid":"https://orcid.org/0000-0003-0026-5052","observed_orcids":["https://orcid.org/0000-0003-0026-5052","https://orcid.org/0000-0002-9630-875X"]},"institutions":[{"id":"https://openalex.org/I94616838","display_name":"J\u00f6nk\u00f6ping University","ror":"https://ror.org/03t54am93","country_code":"SE","type":"education","lineage":["https://openalex.org/I94616838"]}],"countries":["SE"],"is_corresponding":false,"raw_author_name":"Andrea Schneider","raw_affiliation_strings":["Jonkoping University - Jonkoping International Business School (JIBS)","Jonkoping University - Jonkoping International Business School (JIBS), J\u00f6nk\u00f6ping, 55111, Sweden"],"raw_orcid":"https://orcid.org/0000-0002-9630-875X","affiliations":[{"raw_affiliation_string":"Jonkoping University - Jonkoping International Business School (JIBS)","institution_ids":["https://openalex.org/I94616838"]},{"raw_affiliation_string":"Jonkoping University - Jonkoping International Business School (JIBS), J\u00f6nk\u00f6ping, 55111, Sweden","institution_ids":["https://openalex.org/I94616838"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5039352550","display_name":"Jana Schuetz","orcid":"https://orcid.org/0000-0002-1989-5284","observed_orcids":["https://orcid.org/0000-0002-1989-5284"]},"institutions":[{"id":"https://openalex.org/I94616838","display_name":"J\u00f6nk\u00f6ping University","ror":"https://ror.org/03t54am93","country_code":"SE","type":"education","lineage":["https://openalex.org/I94616838"]}],"countries":["SE"],"is_corresponding":false,"raw_author_name":"Jana Schuetz","raw_affiliation_strings":["J\u00f6nk\u00f6ping University - J\u00f6nk\u00f6ping International Business School","J\u00f6nk\u00f6ping University - J\u00f6nk\u00f6ping International Business School, Sweden"],"raw_orcid":"https://orcid.org/0000-0002-1989-5284","affiliations":[{"raw_affiliation_string":"J\u00f6nk\u00f6ping University - J\u00f6nk\u00f6ping International Business School","institution_ids":["https://openalex.org/I94616838"]},{"raw_affiliation_string":"J\u00f6nk\u00f6ping University - J\u00f6nk\u00f6ping International Business School, Sweden","institution_ids":["https://openalex.org/I94616838"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5039014930"],"corresponding_institution_ids":["https://openalex.org/I4210156204","https://openalex.org/I94616838"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":true,"cited_by_count":1,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.7929999828338623,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.7929999828338623,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.20260000228881836,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.00019999999494757503,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/personalized-reminders","display_name":"personalized reminders","score":0.7020000219345093},{"id":"https://openalex.org/keywords/behavioral-effects","display_name":"behavioral effects","score":0.6029999852180481},{"id":"https://openalex.org/keywords/pension-claims","display_name":"pension claims","score":0.8059999942779541},{"id":"https://openalex.org/keywords/nudging","display_name":"nudging","score":0.43299999833106995}],"concepts":[{"id":"https://openalex.org/C2780899237","wikidata":"https://www.wikidata.org/wiki/Q156223","display_name":"Pension","level":2,"score":0.6815999746322632},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.6187000274658203},{"id":"https://openalex.org/C2777026412","wikidata":"https://www.wikidata.org/wiki/Q2684591","display_name":"Statement (logic)","level":2,"score":0.5938000082969666},{"id":"https://openalex.org/C12725497","wikidata":"https://www.wikidata.org/wiki/Q810247","display_name":"Baseline (sea)","level":2,"score":0.4661000072956085},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3797999918460846},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.37229999899864197},{"id":"https://openalex.org/C4249254","wikidata":"https://www.wikidata.org/wiki/Q3044431","display_name":"Demographic economics","level":1,"score":0.35830000042915344},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.34790000319480896},{"id":"https://openalex.org/C2781027943","wikidata":"https://www.wikidata.org/wiki/Q192907","display_name":"Financial statement","level":3,"score":0.3465999960899353},{"id":"https://openalex.org/C2780289447","wikidata":"https://www.wikidata.org/wiki/Q10669247","display_name":"Disability pension","level":3,"score":0.33959999680519104},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.3197000026702881},{"id":"https://openalex.org/C33499554","wikidata":"https://www.wikidata.org/wiki/Q1417134","display_name":"Dashboard","level":2,"score":0.3140000104904175},{"id":"https://openalex.org/C2779644931","wikidata":"https://www.wikidata.org/wiki/Q6974859","display_name":"National Pension","level":3,"score":0.3059999942779541},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.2973000109195709},{"id":"https://openalex.org/C120936955","wikidata":"https://www.wikidata.org/wiki/Q2155640","display_name":"Empirical research","level":2,"score":0.29260000586509705},{"id":"https://openalex.org/C166052673","wikidata":"https://www.wikidata.org/wiki/Q83021","display_name":"Empirical evidence","level":2,"score":0.2913999855518341},{"id":"https://openalex.org/C2778253041","wikidata":"https://www.wikidata.org/wiki/Q699735","display_name":"Annual report","level":2,"score":0.2840000092983246},{"id":"https://openalex.org/C133462117","wikidata":"https://www.wikidata.org/wiki/Q4929239","display_name":"Data collection","level":2,"score":0.27230000495910645},{"id":"https://openalex.org/C109574028","wikidata":"https://www.wikidata.org/wiki/Q647525","display_name":"Behavioral economics","level":2,"score":0.2615000009536743}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.2139/ssrn.5801428","doi":"https://doi.org/10.2139/ssrn.5801428","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.5801428","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},{"id":"pmh:oai:econstor.eu:10419/334643","doi":null,"is_oa":true,"landing_page_url":"https://hdl.handle.net/10419/334643","pdf_url":"https://www.econstor.eu/bitstream/10419/334643/1/cesifo1_wp12287.pdf","source":{"id":"https://openalex.org/S4306401696","display_name":"Econstor (Econstor)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"doc-type:workingPaper"}],"best_oa_location":{"id":"doi:10.2139/ssrn.5801428","doi":"https://doi.org/10.2139/ssrn.5801428","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.5801428","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4416632441.pdf","grobid_xml":"https://content.openalex.org/works/W4416632441.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7084133893","https://openalex.org/W4256190234","https://openalex.org/W7045619080","https://openalex.org/W7099596816","https://openalex.org/W4256086871","https://openalex.org/W2570313531","https://openalex.org/W6925254202","https://openalex.org/W2979603568","https://openalex.org/W6944076937","https://openalex.org/W2066580130"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":1}],"updated_date":"2026-11-09T13:22:03.289127","created_date":"2025-11-25T00:00:00"}
