{"id":"https://openalex.org/W4413767963","doi":"https://doi.org/10.33953/1371-000-123-009","title":"\u062f\u0648\u0631 \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0640 FinTech \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u0641\u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641","display_name":"\u062f\u0648\u0631 \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0640 FinTech \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u0641\u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641","publication_year":2025,"publication_date":"2025-01-01","ids":{"openalex":"https://openalex.org/W4413767963","doi":"https://doi.org/10.33953/1371-000-123-009"},"language":"ar","primary_location":{"id":"doi:10.33953/1371-000-123-009","doi":"https://doi.org/10.33953/1371-000-123-009","is_oa":false,"landing_page_url":"https://doi.org/10.33953/1371-000-123-009","pdf_url":null,"source":{"id":"https://openalex.org/S4306537660","display_name":"\u0645\u062c\u0644\u0629 \u0631\u0645\u0627\u062d \u0644\u0644\u0628\u062d\u0648\u062b \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a","issn_l":"2520-7423","issn":["2520-7423","2392-5418"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0645\u062c\u0644\u0629 \u0631\u0645\u0627\u062d \u0644\u0644\u0628\u062d\u0648\u062b \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"bronze","oa_url":"https://doi.org/10.59799/vzfx3736","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5161150440","display_name":"\u0639\u0628\u062f\u0627\u0644\u0631\u0632\u0627\u0642 \u0641\u0627\u0636\u0644 \u0639\u0628\u062f\u0627\u0644\u0644\u0647","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"\u0639\u0628\u062f\u0627\u0644\u0631\u0632\u0627\u0642 \u0641\u0627\u0636\u0644 \u0639\u0628\u062f\u0627\u0644\u0644\u0647","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5161150440"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.9719,"has_fulltext":true,"cited_by_count":1,"citation_normalized_percentile":{"value":0.76360124,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":"1","issue":"123","first_page":"231","last_page":"231"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9199000000953674,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9199000000953674,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.05979999899864197,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.004600000102072954,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-intelligence","display_name":"financial intelligence","score":0.6899999976158142},{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.9890000224113464},{"id":"https://openalex.org/keywords/banking","display_name":"banking sector","score":0.7990000247955322},{"id":"https://openalex.org/keywords/strategic-planning-effectiveness","display_name":"strategic planning effectiveness","score":0.800000011920929}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.2817075252532959}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.33953/1371-000-123-009","doi":"https://doi.org/10.33953/1371-000-123-009","is_oa":false,"landing_page_url":"https://doi.org/10.33953/1371-000-123-009","pdf_url":null,"source":{"id":"https://openalex.org/S4306537660","display_name":"\u0645\u062c\u0644\u0629 \u0631\u0645\u0627\u062d \u0644\u0644\u0628\u062d\u0648\u062b \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a","issn_l":"2520-7423","issn":["2520-7423","2392-5418"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0645\u062c\u0644\u0629 \u0631\u0645\u0627\u062d \u0644\u0644\u0628\u062d\u0648\u062b \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a","raw_type":"journal-article"},{"id":"doi:10.59799/vzfx3736","doi":"https://doi.org/10.59799/vzfx3736","is_oa":true,"landing_page_url":"https://doi.org/10.59799/vzfx3736","pdf_url":"https://doi.org/10.59799/vzfx3736","source":{"id":"https://openalex.org/S4306537660","display_name":"\u0645\u062c\u0644\u0629 \u0631\u0645\u0627\u062d \u0644\u0644\u0628\u062d\u0648\u062b \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a","issn_l":"2520-7423","issn":["2520-7423","2392-5418"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0631\u0645\u0627\u062d \u0644\u0644\u0628\u062d\u0648\u062b \u0648 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.59799/vzfx3736","doi":"https://doi.org/10.59799/vzfx3736","is_oa":true,"landing_page_url":"https://doi.org/10.59799/vzfx3736","pdf_url":"https://doi.org/10.59799/vzfx3736","source":{"id":"https://openalex.org/S4306537660","display_name":"\u0645\u062c\u0644\u0629 \u0631\u0645\u0627\u062d \u0644\u0644\u0628\u062d\u0648\u062b \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a","issn_l":"2520-7423","issn":["2520-7423","2392-5418"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0631\u0645\u0627\u062d \u0644\u0644\u0628\u062d\u0648\u062b \u0648 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4413767963.pdf","grobid_xml":"https://content.openalex.org/works/W4413767963.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4414964272","https://openalex.org/W7220175086","https://openalex.org/W7160771470","https://openalex.org/W3183835950","https://openalex.org/W7203724781","https://openalex.org/W4417512192","https://openalex.org/W2977890392","https://openalex.org/W3140369587","https://openalex.org/W4404776476","https://openalex.org/W6941579350"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":1}],"updated_date":"2026-11-08T12:12:28.789561","created_date":"2025-10-10T00:00:00"}