{"id":"https://openalex.org/W4413489490","doi":"https://doi.org/10.64628/ab.5wnhjrj9p","title":"Why people would rather clean the toilet than check their bank balance \u2013 and the spending problems this leads to","display_name":"Why people would rather clean the toilet than check their bank balance \u2013 and the spending problems this leads to","publication_year":2024,"publication_date":"2024-11-20","ids":{"openalex":"https://openalex.org/W4413489490","doi":"https://doi.org/10.64628/ab.5wnhjrj9p"},"language":"en","primary_location":{"id":"doi:10.64628/ab.5wnhjrj9p","doi":"https://doi.org/10.64628/ab.5wnhjrj9p","is_oa":false,"landing_page_url":"https://doi.org/10.64628/ab.5wnhjrj9p","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"volume":null,"type":"other","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5076541982","display_name":"Marcel Lukas","orcid":"https://orcid.org/0000-0001-7515-8062","observed_orcids":["https://orcid.org/0000-0001-7515-8062"]},"institutions":[{"id":"https://openalex.org/I16835326","display_name":"University of St Andrews","ror":"https://ror.org/02wn5qz54","country_code":"GB","type":"education","lineage":["https://openalex.org/I16835326"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Marcel Lukas","raw_affiliation_strings":["University of St Andrews"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of St Andrews","institution_ids":["https://openalex.org/I16835326"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5019208153","display_name":"Ray Howard","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I51556381","display_name":"University of Virginia","ror":"https://ror.org/0153tk833","country_code":"US","type":"education","lineage":["https://openalex.org/I51556381"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Ray Howard","raw_affiliation_strings":["University of Virginia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Virginia","institution_ids":["https://openalex.org/I51556381"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.6161999702453613,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.6161999702453613,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.33399999141693115,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.018799999728798866,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/household-expenditure","display_name":"household expenditure","score":0.515999972820282},{"id":"https://openalex.org/keywords/household-finance","display_name":"household finance","score":0.4449999928474426},{"id":"https://openalex.org/keywords/household-debt","display_name":"household debt","score":0.4230000078678131},{"id":"https://openalex.org/keywords/consumer-behavior","display_name":"consumer behavior","score":0.4699999988079071},{"id":"https://openalex.org/keywords/household-budgeting","display_name":"household budgeting","score":0.5360000133514404}],"concepts":[{"id":"https://openalex.org/C2778357586","wikidata":"https://www.wikidata.org/wiki/Q7857","display_name":"Toilet","level":2,"score":0.6929391622543335},{"id":"https://openalex.org/C168031717","wikidata":"https://www.wikidata.org/wiki/Q1530280","display_name":"Balance (ability)","level":2,"score":0.657588005065918},{"id":"https://openalex.org/C2994102451","wikidata":"https://www.wikidata.org/wiki/Q7892","display_name":"Clean water","level":2,"score":0.422419011592865},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.42158740758895874},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.37697428464889526},{"id":"https://openalex.org/C39432304","wikidata":"https://www.wikidata.org/wiki/Q188847","display_name":"Environmental science","level":0,"score":0.32619157433509827},{"id":"https://openalex.org/C175605778","wikidata":"https://www.wikidata.org/wiki/Q3299701","display_name":"Natural resource economics","level":1,"score":0.3260025382041931},{"id":"https://openalex.org/C548081761","wikidata":"https://www.wikidata.org/wiki/Q180388","display_name":"Waste management","level":1,"score":0.2698816657066345},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.15746766328811646},{"id":"https://openalex.org/C87717796","wikidata":"https://www.wikidata.org/wiki/Q146326","display_name":"Environmental engineering","level":1,"score":0.1481783390045166},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.1399630606174469},{"id":"https://openalex.org/C169760540","wikidata":"https://www.wikidata.org/wiki/Q207011","display_name":"Neuroscience","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.64628/ab.5wnhjrj9p","doi":"https://doi.org/10.64628/ab.5wnhjrj9p","is_oa":false,"landing_page_url":"https://doi.org/10.64628/ab.5wnhjrj9p","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W6922388829","https://openalex.org/W2581721530","https://openalex.org/W4413706035","https://openalex.org/W2701425878","https://openalex.org/W3159485578","https://openalex.org/W1638607646","https://openalex.org/W2620404755","https://openalex.org/W2041848664","https://openalex.org/W2156598419","https://openalex.org/W4250250932"],"abstract_inverted_index":null,"counts_by_year":[],"updated_date":"2026-10-09T09:14:12.587421","created_date":"2025-10-10T00:00:00"}