{"id":"https://openalex.org/W4412833992","doi":"https://doi.org/10.2478/picbe-2025-0223","title":"Determinants of Credit Growth in Selected Central and Eastern European Countries","display_name":"Determinants of Credit Growth in Selected Central and Eastern European Countries","publication_year":2025,"publication_date":"2025-07-01","ids":{"openalex":"https://openalex.org/W4412833992","doi":"https://doi.org/10.2478/picbe-2025-0223"},"language":"en","primary_location":{"id":"doi:10.2478/picbe-2025-0223","doi":"https://doi.org/10.2478/picbe-2025-0223","is_oa":true,"landing_page_url":"https://doi.org/10.2478/picbe-2025-0223","pdf_url":"https://reference-global.com/2/v2/download/article/10.2478/picbe-2025-0223.pdf","source":{"id":"https://openalex.org/S4210238830","display_name":"Proceedings of the ... International Conference on Business Excellence","issn_l":"2502-0226","issn":["2502-0226","2558-9652"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320322","host_organization_name":"De Gruyter Open","host_organization_lineage":["https://openalex.org/P4310320322","https://openalex.org/P4310313990"],"host_organization_lineage_names":["De Gruyter Open","De Gruyter"],"type":"conference"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the International Conference on Business Excellence","raw_type":"journal-article"},"volume":null,"type":"conference-paper","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://reference-global.com/2/v2/download/article/10.2478/picbe-2025-0223.pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5077550747","display_name":"Rodica Gherghina","orcid":"https://orcid.org/0000-0002-9011-5914","observed_orcids":["https://orcid.org/0000-0002-9011-5914"]},"institutions":[{"id":"https://openalex.org/I88491126","display_name":"Bucharest University of Economic Studies","ror":"https://ror.org/04yvncj21","country_code":"RO","type":"education","lineage":["https://openalex.org/I88491126"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Rodica Gherghina","raw_affiliation_strings":["Bucharest University of Economic Studies , Bucharest , Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Bucharest University of Economic Studies , Bucharest , Romania","institution_ids":["https://openalex.org/I88491126"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5091652023","display_name":"Emilia Mioara C\u00e2mpeanu","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I88491126","display_name":"Bucharest University of Economic Studies","ror":"https://ror.org/04yvncj21","country_code":"RO","type":"education","lineage":["https://openalex.org/I88491126"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Emilia-Mioara C\u00e2mpeanu","raw_affiliation_strings":["Bucharest University of Economic Studies , Bucharest , Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Bucharest University of Economic Studies , Bucharest , Romania","institution_ids":["https://openalex.org/I88491126"]}]},{"author_position":"middle","author":{"id":null,"display_name":"Georgiana-Camelia Georgescu","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I88491126","display_name":"Bucharest University of Economic Studies","ror":"https://ror.org/04yvncj21","country_code":"RO","type":"education","lineage":["https://openalex.org/I88491126"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Georgiana-Camelia Georgescu","raw_affiliation_strings":["Bucharest University of Economic Studies , Bucharest , Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Bucharest University of Economic Studies , Bucharest , Romania","institution_ids":["https://openalex.org/I88491126"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5021123382","display_name":"Robert-Adrian Grecu","orcid":"https://orcid.org/0000-0002-1641-9282","observed_orcids":["https://orcid.org/0000-0002-1641-9282"]},"institutions":[{"id":"https://openalex.org/I88491126","display_name":"Bucharest University of Economic Studies","ror":"https://ror.org/04yvncj21","country_code":"RO","type":"education","lineage":["https://openalex.org/I88491126"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Robert-Adrian Grecu","raw_affiliation_strings":["Bucharest University of Economic Studies , Bucharest , Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Bucharest University of Economic Studies , Bucharest , Romania","institution_ids":["https://openalex.org/I88491126"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I88491126"],"apc_list":null,"apc_paid":null,"fwci":4.5566,"has_fulltext":true,"cited_by_count":1,"citation_normalized_percentile":{"value":0.89046653,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":"19","issue":"1","first_page":"2911","last_page":"2919"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.5814999938011169,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.5814999938011169,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.4097000062465668,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10503","display_name":"Global Financial Crisis and Policies","score":0.0015999999595806003,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/credit-growth","display_name":"credit growth","score":0.9480000138282776},{"id":"https://openalex.org/keywords/determinants-of-credit","display_name":"determinants of credit","score":0.8059999942779541},{"id":"https://openalex.org/keywords/central-and-eastern-europe","display_name":"Central and Eastern Europe","score":0.8059999942779541},{"id":"https://openalex.org/keywords/romania","display_name":"Romania","score":0.8220000267028809},{"id":"https://openalex.org/keywords/czech-republic","display_name":"Czech Republic","score":0.996999979019165},{"id":"https://openalex.org/keywords/hungary","display_name":"Hungary","score":1.0},{"id":"https://openalex.org/keywords/poland","display_name":"Poland","score":1.0},{"id":"https://openalex.org/keywords/public-expenditure","display_name":"government spending","score":0.8870000243186951},{"id":"https://openalex.org/keywords/interest-rates","display_name":"interest rates","score":0.7480000257492065},{"id":"https://openalex.org/keywords/unemployment","display_name":"unemployment","score":0.8769999742507935},{"id":"https://openalex.org/keywords/gdp-per-capita","display_name":"GDP per capita","score":0.8859999775886536},{"id":"https://openalex.org/keywords/financial-stress","display_name":"financial stress","score":0.8939999938011169},{"id":"https://openalex.org/keywords/household-loans","display_name":"household loans","score":0.9279999732971191},{"id":"https://openalex.org/keywords/corporate-lending","display_name":"corporate lending","score":0.9929999709129333},{"id":"https://openalex.org/keywords/fiscal-policy","display_name":"fiscal policy","score":0.7770000100135803},{"id":"https://openalex.org/keywords/financial-stability","display_name":"financial stability","score":0.9649999737739563}],"concepts":[{"id":"https://openalex.org/C114350782","wikidata":"https://www.wikidata.org/wiki/Q12638","display_name":"Gross domestic product","level":2,"score":0.616581916809082},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.6001269817352295},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.5830927491188049},{"id":"https://openalex.org/C2778126366","wikidata":"https://www.wikidata.org/wiki/Q41171","display_name":"Unemployment","level":2,"score":0.5162872672080994},{"id":"https://openalex.org/C127598652","wikidata":"https://www.wikidata.org/wiki/Q558635","display_name":"Per capita","level":3,"score":0.5092767477035522},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.4719338119029999},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.44623899459838867},{"id":"https://openalex.org/C2778058735","wikidata":"https://www.wikidata.org/wiki/Q4692253","display_name":"Aggregate data","level":2,"score":0.4142563045024872},{"id":"https://openalex.org/C181683161","wikidata":"https://www.wikidata.org/wiki/Q7301159","display_name":"Real gross domestic product","level":2,"score":0.41044193506240845},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.3816286325454712},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.3288440406322479},{"id":"https://openalex.org/C4249254","wikidata":"https://www.wikidata.org/wiki/Q3044431","display_name":"Demographic economics","level":1,"score":0.3209632635116577},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.28643056750297546},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.13454964756965637},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.0},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.0},{"id":"https://openalex.org/C142724271","wikidata":"https://www.wikidata.org/wiki/Q7208","display_name":"Pathology","level":1,"score":0.0},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.0},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.2478/picbe-2025-0223","doi":"https://doi.org/10.2478/picbe-2025-0223","is_oa":true,"landing_page_url":"https://doi.org/10.2478/picbe-2025-0223","pdf_url":"https://reference-global.com/2/v2/download/article/10.2478/picbe-2025-0223.pdf","source":{"id":"https://openalex.org/S4210238830","display_name":"Proceedings of the ... International Conference on Business Excellence","issn_l":"2502-0226","issn":["2502-0226","2558-9652"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320322","host_organization_name":"De Gruyter Open","host_organization_lineage":["https://openalex.org/P4310320322","https://openalex.org/P4310313990"],"host_organization_lineage_names":["De Gruyter Open","De Gruyter"],"type":"conference"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the International Conference on Business Excellence","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.2478/picbe-2025-0223","doi":"https://doi.org/10.2478/picbe-2025-0223","is_oa":true,"landing_page_url":"https://doi.org/10.2478/picbe-2025-0223","pdf_url":"https://reference-global.com/2/v2/download/article/10.2478/picbe-2025-0223.pdf","source":{"id":"https://openalex.org/S4210238830","display_name":"Proceedings of the ... International Conference on Business Excellence","issn_l":"2502-0226","issn":["2502-0226","2558-9652"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320322","host_organization_name":"De Gruyter Open","host_organization_lineage":["https://openalex.org/P4310320322","https://openalex.org/P4310313990"],"host_organization_lineage_names":["De Gruyter Open","De Gruyter"],"type":"conference"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the International Conference on Business Excellence","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.5263000130653381}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4412833992.pdf","grobid_xml":"https://content.openalex.org/works/W4412833992.grobid-xml"},"referenced_works_count":14,"referenced_works":["https://openalex.org/W2099165505","https://openalex.org/W2139805690","https://openalex.org/W2595671370","https://openalex.org/W2980440075","https://openalex.org/W3000428489","https://openalex.org/W3086435984","https://openalex.org/W3121213114","https://openalex.org/W3123902381","https://openalex.org/W3126036804","https://openalex.org/W3135286367","https://openalex.org/W3183042645","https://openalex.org/W4285719201","https://openalex.org/W4295858028","https://openalex.org/W4386951950"],"related_works":["https://openalex.org/W4306403004","https://openalex.org/W3173636738","https://openalex.org/W4360858154","https://openalex.org/W7201987011","https://openalex.org/W7027693978","https://openalex.org/W2281667555","https://openalex.org/W2293901603","https://openalex.org/W7008660201","https://openalex.org/W230838115","https://openalex.org/W2784384784"],"abstract_inverted_index":{"Abstract":[0],"The":[1,111,137],"objective":[2],"of":[3,12,91,108,113,150,225,231],"the":[4,9,13,26,33,82,97,102,106,114,121,128,142,147,168,172,176,183,187,192,201,229,237,241],"paper":[5],"was":[6],"to":[7,167],"identify":[8],"main":[10,148,173],"determinants":[11,112,149],"dynamics":[14,37,116,185],"in":[15,68,171,175,182,199,209],"lending":[16,115,233],"within":[17],"selected":[18,98,143],"Central":[19],"and":[20,30,134,159,240],"Eastern":[21],"European":[22],"countries,":[23],"namely":[24],"Romania,":[25],"Czech":[27],"Republic,":[28],"Hungary":[29],"Poland":[31],"during":[32],"period":[34],"2005-2023.":[35],"Credit":[36],"is":[38,186],"essential":[39],"for":[40,61,96,120,141],"financial":[41,188,226],"stability,":[42],"being":[43],"influenced":[44],"by":[45,89],"various":[46],"macroeconomic":[47],"factors":[48,170],"whose":[49],"impact":[50],"remains":[51],"insufficiently":[52],"explored.":[53],"This":[54],"gap":[55],"serves":[56],"as":[57,124,126,195],"an":[58,86,204],"important":[59],"motivation":[60],"this":[62,69],"study.":[63],"Two":[64],"approaches":[65],"were":[66,74,117],"used":[67],"regard":[70],"\u2013":[71,131],"specific":[72],"links":[73],"analyzed":[75],"based":[76],"on":[77,81,101,218],"multivariate":[78],"regression":[79],"models,":[80,178],"one":[83],"hand,":[84,104],"from":[85],"aggregate":[87,238],"perspective":[88],"means":[90],"a":[92,196,210,215,222],"panel":[93,138],"data":[94,139],"model":[95,140],"countries":[99,144],"and,":[100],"other":[103],"at":[105,127,235],"level":[107,130,224,239],"each":[109],"country.":[110],"found":[118],"both":[119,236],"non-governmental":[122,219],"lending,":[123],"well":[125],"sectoral":[129,242],"household":[132],"loans":[133],"corporate":[135],"loans.":[136],"shows":[145],"that":[146],"credit":[151,184],"are":[152],"government":[153,211],"spending,":[154],"interest":[155],"rate,":[156,158],"unemployment":[157],"gross":[160],"domestic":[161],"product":[162],"per":[163],"capita.":[164],"In":[165],"addition":[166],"four":[169,202],"model,":[174],"secondary":[177],"another":[179],"significant":[180],"factor":[181],"stress":[189,227],"indicator.":[190],"For":[191],"country-based":[193],"analysis,":[194],"general":[197],"feature,":[198],"all":[200],"states,":[203],"expansionist":[205],"fiscal":[206],"policy,":[207],"materialized":[208],"spending":[212],"increase,":[213],"has":[214,228],"positive":[216],"effect":[217,230],"lending.":[220],"Furthermore,":[221],"higher":[223],"decreasing":[232],"activity":[234],"level.":[243]},"counts_by_year":[{"year":2026,"cited_by_count":1}],"updated_date":"2026-11-10T11:39:43.021295","created_date":"2025-10-10T00:00:00"}
