{"id":"https://openalex.org/W4412373211","doi":"https://doi.org/10.30574/ijsra.2025.16.1.2012","title":"Analyzing the network effects of digital payment ecosystems in the context of platform economics, user adoption patterns, and competitive strategies in financial technology markets","display_name":"Analyzing the network effects of digital payment ecosystems in the context of platform economics, user adoption patterns, and competitive strategies in financial technology markets","publication_year":2025,"publication_date":"2025-07-13","ids":{"openalex":"https://openalex.org/W4412373211","doi":"https://doi.org/10.30574/ijsra.2025.16.1.2012"},"language":"en","primary_location":{"id":"doi:10.30574/ijsra.2025.16.1.2012","doi":"https://doi.org/10.30574/ijsra.2025.16.1.2012","is_oa":true,"landing_page_url":"https://doi.org/10.30574/ijsra.2025.16.1.2012","pdf_url":"https://journalijsra.com/sites/default/files/fulltext_pdf/IJSRA-2025-2012.pdf","source":{"id":"https://openalex.org/S4210204839","display_name":"International Journal of Science and Research Archive","issn_l":"2582-8185","issn":["2582-8185"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core"],"host_organization":"https://openalex.org/P4383735917","host_organization_name":"GSC Online Press","host_organization_lineage":["https://openalex.org/P4383735917"],"host_organization_lineage_names":["GSC Online Press"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Science and Research Archive","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://journalijsra.com/sites/default/files/fulltext_pdf/IJSRA-2025-2012.pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5117842351","display_name":"Oluwabukola Sambakiu","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I1629065","display_name":"Central Michigan University","ror":"https://ror.org/02xawj266","country_code":"US","type":"education","lineage":["https://openalex.org/I1629065"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Oluwabukola Sambakiu","raw_affiliation_strings":["College of Business Administration , Central Michigan University , USA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"College of Business Administration , Central Michigan University , USA","institution_ids":["https://openalex.org/I1629065"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5117842351"],"corresponding_institution_ids":["https://openalex.org/I1629065"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.16773657,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"16","issue":"1","first_page":"803","last_page":"816"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11437","display_name":"Digital Platforms and Economics","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11437","display_name":"Digital Platforms and Economics","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/digital-payment-ecosystems","display_name":"digital payment ecosystems","score":0.9810000061988831},{"id":"https://openalex.org/keywords/network-effects","display_name":"network effects","score":0.9890000224113464},{"id":"https://openalex.org/keywords/platform-economics","display_name":"platform economics","score":0.9980000257492065},{"id":"https://openalex.org/keywords/user-adoption","display_name":"user adoption","score":0.9459999799728394},{"id":"https://openalex.org/keywords/competitive-strategy","display_name":"competitive strategy","score":0.7350000143051147},{"id":"https://openalex.org/keywords/entry-barriers","display_name":"barriers to entry","score":0.8579999804496765},{"id":"https://openalex.org/keywords/consumer-behavior","display_name":"consumer behavior","score":0.8539999723434448},{"id":"https://openalex.org/keywords/financial-services-delivery","display_name":"financial services delivery","score":0.6100000143051147},{"id":"https://openalex.org/keywords/market-dominance","display_name":"market dominance","score":0.7590000033378601}],"concepts":[{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.7007932066917419},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.670927107334137},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5694229006767273},{"id":"https://openalex.org/C19244329","wikidata":"https://www.wikidata.org/wiki/Q208697","display_name":"Financial market","level":2,"score":0.4206586480140686},{"id":"https://openalex.org/C2777527080","wikidata":"https://www.wikidata.org/wiki/Q3557311","display_name":"Digital ecosystem","level":2,"score":0.41972413659095764},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.4183313846588135},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.36259862780570984},{"id":"https://openalex.org/C56739046","wikidata":"https://www.wikidata.org/wiki/Q192060","display_name":"Knowledge management","level":1,"score":0.21226471662521362},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.20328634977340698},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.056442856788635254},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.30574/ijsra.2025.16.1.2012","doi":"https://doi.org/10.30574/ijsra.2025.16.1.2012","is_oa":true,"landing_page_url":"https://doi.org/10.30574/ijsra.2025.16.1.2012","pdf_url":"https://journalijsra.com/sites/default/files/fulltext_pdf/IJSRA-2025-2012.pdf","source":{"id":"https://openalex.org/S4210204839","display_name":"International Journal of Science and Research Archive","issn_l":"2582-8185","issn":["2582-8185"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core"],"host_organization":"https://openalex.org/P4383735917","host_organization_name":"GSC Online Press","host_organization_lineage":["https://openalex.org/P4383735917"],"host_organization_lineage_names":["GSC Online Press"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Science and Research Archive","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.30574/ijsra.2025.16.1.2012","doi":"https://doi.org/10.30574/ijsra.2025.16.1.2012","is_oa":true,"landing_page_url":"https://doi.org/10.30574/ijsra.2025.16.1.2012","pdf_url":"https://journalijsra.com/sites/default/files/fulltext_pdf/IJSRA-2025-2012.pdf","source":{"id":"https://openalex.org/S4210204839","display_name":"International Journal of Science and Research Archive","issn_l":"2582-8185","issn":["2582-8185"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core"],"host_organization":"https://openalex.org/P4383735917","host_organization_name":"GSC Online Press","host_organization_lineage":["https://openalex.org/P4383735917"],"host_organization_lineage_names":["GSC Online Press"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Science and Research Archive","raw_type":"journal-article"},"sustainable_development_goals":[],"sustainable_development_goals_aurora":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4412373211.pdf","grobid_xml":"https://content.openalex.org/works/W4412373211.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2907937374","https://openalex.org/W2340613125","https://openalex.org/W4390514681","https://openalex.org/W2009705191","https://openalex.org/W4320069663","https://openalex.org/W4312895052","https://openalex.org/W4386798081","https://openalex.org/W4366254537","https://openalex.org/W2922434887","https://openalex.org/W371319713"],"abstract_inverted_index":{"The":[0,88],"proliferation":[1],"of":[2,79,93,116,128,148],"digital":[3,49,94,130],"payment":[4,50,95,131],"ecosystems":[5,132],"represents":[6],"a":[7],"transformative":[8],"paradigm":[9],"shift":[10],"in":[11],"financial":[12,103,141],"technology":[13],"markets,":[14],"fundamentally":[15],"altering":[16],"traditional":[17],"transactional":[18],"frameworks":[19],"through":[20],"sophisticated":[21],"network":[22,38,72],"effects":[23,73],"and":[24,43,64,82,109,119,144,151],"platform":[25,58,96],"economics":[26,59],"mechanisms.":[27],"This":[28],"comprehensive":[29],"research":[30],"review":[31,123],"critically":[32],"examines":[33],"the":[34,54,125],"intricate":[35],"relationships":[36],"between":[37,57],"externalities,":[39],"user":[40],"adoption":[41],"dynamics,":[42],"competitive":[44,110],"strategic":[45],"positioning":[46,66],"within":[47],"contemporary":[48],"landscapes.":[51],"By":[52],"analyzing":[53],"complex":[55],"interplay":[56],"principles,":[60],"consumer":[61,106],"behavioral":[62],"patterns,":[63],"market":[65,86,111,152],"strategies,":[67],"this":[68,122],"study":[69],"reveals":[70],"how":[71],"serve":[74],"as":[75],"both":[76],"catalytic":[77],"drivers":[78],"ecosystem":[80],"growth":[81],"formidable":[83],"barriers":[84],"to":[85,101,133],"entry.":[87],"investigation":[89],"explores":[90],"multifaceted":[91],"implications":[92],"evolution,":[97],"demonstrating":[98],"their":[99],"capacity":[100],"reshape":[102],"service":[104,142],"delivery,":[105],"engagement":[107],"paradigms,":[108],"structures.":[112],"Through":[113],"systematic":[114],"analysis":[115],"empirical":[117],"evidence":[118],"theoretical":[120],"frameworks,":[121],"illuminates":[124],"revolutionary":[126],"potential":[127],"network-driven":[129],"create":[134],"self-reinforcing":[135],"value":[136],"propositions":[137],"that":[138],"transcend":[139],"conventional":[140],"boundaries":[143],"establish":[145],"new":[146],"paradigms":[147],"economic":[149],"interaction":[150],"dominance.":[153]},"counts_by_year":[],"updated_date":"2026-09-23T09:40:40.371523","created_date":"2025-10-10T00:00:00"}