{"id":"https://openalex.org/W4412095946","doi":"https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp190-196","title":"\u0411\u0410\u041d\u041a \u0420\u0410\u049a\u0410\u041c\u041b\u0418 \u041f\u041b\u0410\u0422\u0424\u041e\u0420\u041c\u0410\u041b\u0410\u0420\u0418\u041d\u0418\u041d\u0413 \u0425\u0410\u041b\u049a\u0410\u0420\u041e \u0421\u0410\u0412\u0414\u041e\u0413\u0410 \u0422\u0410\u042a\u0421\u0418\u0420\u0418","display_name":"\u0411\u0410\u041d\u041a \u0420\u0410\u049a\u0410\u041c\u041b\u0418 \u041f\u041b\u0410\u0422\u0424\u041e\u0420\u041c\u0410\u041b\u0410\u0420\u0418\u041d\u0418\u041d\u0413 \u0425\u0410\u041b\u049a\u0410\u0420\u041e \u0421\u0410\u0412\u0414\u041e\u0413\u0410 \u0422\u0410\u042a\u0421\u0418\u0420\u0418","publication_year":2025,"publication_date":"2025-06-30","ids":{"openalex":"https://openalex.org/W4412095946","doi":"https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp190-196"},"language":"bg","primary_location":{"id":"doi:10.60078/2992-877x-2025-vol3-iss6-pp190-196","doi":"https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp190-196","is_oa":true,"landing_page_url":"https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp190-196","pdf_url":"https://sci-p.uz/index.php/eitt/article/download/2845/2655","source":{"id":"https://openalex.org/S4387291085","display_name":"Iqtisodiy taraqqiyot va tahlil","issn_l":"2992-877X","issn":["2992-877X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Iqtisodiy taraqqiyot va tahlil","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://sci-p.uz/index.php/eitt/article/download/2845/2655","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5118660996","display_name":"\u0411\u043e\u0431\u0443\u0440\u043c\u0438\u0440\u0437\u043e \u041c\u0443\u0445\u0442\u043e\u0440\u043e\u0432","orcid":"https://orcid.org/0009-0000-5638-577X","observed_orcids":["https://orcid.org/0009-0000-5638-577X"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"\u0411\u043e\u0431\u0443\u0440\u043c\u0438\u0440\u0437\u043e \u041c\u0443\u0445\u0442\u043e\u0440\u043e\u0432","raw_affiliation_strings":["\u040e\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u043e\u043d \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0430\u0441\u0438 \u0411\u0430\u043d\u043a-\u043c\u043e\u043b\u0438\u044f \u0430\u043a\u0430\u0434\u0435\u043c\u0438\u044f\u0441\u0438"],"raw_orcid":"https://orcid.org/0009-0000-5638-577X","affiliations":[{"raw_affiliation_string":"\u040e\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u043e\u043d \u0420\u0435\u0441\u043f\u0443\u0431\u043b\u0438\u043a\u0430\u0441\u0438 \u0411\u0430\u043d\u043a-\u043c\u043e\u043b\u0438\u044f \u0430\u043a\u0430\u0434\u0435\u043c\u0438\u044f\u0441\u0438","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5118660996"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"3","issue":"6","first_page":"190","last_page":"196"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9916999936103821,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9916999936103821,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14139","display_name":"E-commerce and Technology Innovations","score":0.004900000058114529,"subfield":{"id":"https://openalex.org/subfields/1403","display_name":"Business and International Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0019000000320374966,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/digital-banking-platforms","display_name":"digital banking platforms","score":0.8840000033378601},{"id":"https://openalex.org/keywords/international-trade","display_name":"international trade","score":0.8410000205039978},{"id":"https://openalex.org/keywords/cross-border-payments","display_name":"international payments","score":0.8119999766349792},{"id":"https://openalex.org/keywords/transaction-costs","display_name":"transaction costs","score":0.44200000166893005},{"id":"https://openalex.org/keywords/currency-exchange","display_name":"currency exchange","score":0.5120000243186951},{"id":"https://openalex.org/keywords/access-to-credit","display_name":"access to credit","score":0.574999988079071},{"id":"https://openalex.org/keywords/digital-technologies","display_name":"digital technologies","score":0.8230000138282776}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.2516958713531494}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.60078/2992-877x-2025-vol3-iss6-pp190-196","doi":"https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp190-196","is_oa":true,"landing_page_url":"https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp190-196","pdf_url":"https://sci-p.uz/index.php/eitt/article/download/2845/2655","source":{"id":"https://openalex.org/S4387291085","display_name":"Iqtisodiy taraqqiyot va tahlil","issn_l":"2992-877X","issn":["2992-877X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Iqtisodiy taraqqiyot va tahlil","raw_type":"journal-article"},{"id":"pmh:oai:neliti.com:635090","doi":null,"is_oa":true,"landing_page_url":"https://www.neliti.com/publications/635090/bank-rakamli-platformalarining-khalkaro-savdoga-tasiri","pdf_url":"https://media.neliti.com/media/publications/635090-bank-rakamli-platformalarining-khalkaro-aeeed09b.pdf","source":{"id":"https://openalex.org/S7407055263","display_name":"Neliti","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Economic Development and Analysis","raw_type":"Journal:eArticle"}],"best_oa_location":{"id":"doi:10.60078/2992-877x-2025-vol3-iss6-pp190-196","doi":"https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp190-196","is_oa":true,"landing_page_url":"https://doi.org/10.60078/2992-877x-2025-vol3-iss6-pp190-196","pdf_url":"https://sci-p.uz/index.php/eitt/article/download/2845/2655","source":{"id":"https://openalex.org/S4387291085","display_name":"Iqtisodiy taraqqiyot va tahlil","issn_l":"2992-877X","issn":["2992-877X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Iqtisodiy taraqqiyot va tahlil","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4412095946.pdf","grobid_xml":"https://content.openalex.org/works/W4412095946.grobid-xml"},"referenced_works_count":1,"referenced_works":["https://openalex.org/W4399582330"],"related_works":["https://openalex.org/W4411717562","https://openalex.org/W7078783034","https://openalex.org/W7160662893","https://openalex.org/W6968067717","https://openalex.org/W6911651569","https://openalex.org/W4404885278","https://openalex.org/W7219943339","https://openalex.org/W7220241868","https://openalex.org/W7127577428","https://openalex.org/W7221642916"],"abstract_inverted_index":{"\u0423\u0448\u0431\u0443":[0],"\u043c\u0430\u049b\u043e\u043b\u0430\u0434\u0430":[1],"\u0440\u0430\u049b\u0430\u043c\u043b\u0438":[2,34],"\u0431\u0430\u043d\u043a":[3],"\u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430\u043b\u0430\u0440\u0438\u043d\u0438\u043d\u0433":[4],"\u0445\u0430\u043b\u049b\u0430\u0440\u043e":[5,11,36],"\u0441\u0430\u0432\u0434\u043e\u0433\u0430":[6],"\u0442\u0430\u044a\u0441\u0438\u0440\u0438":[7],"\u045e\u0440\u0433\u0430\u043d\u0438\u043b\u0433\u0430\u043d.":[8],"\u0420\u0430\u049b\u0430\u043c\u043b\u0438":[9],"\u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430\u043b\u0430\u0440":[10],"\u0442\u045e\u043b\u043e\u0432\u043b\u0430\u0440\u043d\u0438":[12],"\u0442\u0435\u0437\u043b\u0430\u0448\u0442\u0438\u0440\u0438\u0448,":[13],"\u0445\u0430\u0440\u0430\u0436\u0430\u0442\u043b\u0430\u0440\u043d\u0438":[14],"\u043a\u0430\u043c\u0430\u0439\u0442\u0438\u0440\u0438\u0448,":[15],"\u0432\u0430\u043b\u044e\u0442\u0430\u043b\u0430\u0440\u043d\u0438":[16],"\u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u043a":[17],"\u043a\u043e\u043d\u0432\u0435\u0440\u0442\u0430\u0446\u0438\u044f":[18],"\u049b\u0438\u043b\u0438\u0448,":[19],"\u043a\u0440\u0435\u0434\u0438\u0442":[20],"\u0431\u0435\u0440\u0438\u0448":[21],"\u0438\u043c\u043a\u043e\u043d\u0438\u044f\u0442\u043b\u0430\u0440\u0438\u043d\u0438":[22],"\u043a\u0435\u043d\u0433\u0430\u0439\u0442\u0438\u0440\u0438\u0448":[23],"\u04b3\u0430\u043c\u0434\u0430":[24],"\u0445\u0430\u0432\u0444\u0441\u0438\u0437\u043b\u0438\u043a\u043d\u0438":[25],"\u0442\u0430\u044a\u043c\u0438\u043d\u043b\u0430\u0448":[26],"\u0439\u045e\u043d\u0430\u043b\u0438\u0448\u043b\u0430\u0440\u0438\u0434\u0430":[27],"\u043c\u0443\u04b3\u0438\u043c":[28],"\u0440\u043e\u043b":[29],"\u045e\u0439\u043d\u0430\u0439\u0434\u0438.":[30],"\u0428\u0443":[31],"\u0431\u0438\u043b\u0430\u043d":[32],"\u0431\u0438\u0440\u0433\u0430,":[33],"\u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u044f\u043b\u0430\u0440":[35],"\u0441\u0430\u0432\u0434\u043e":[37],"\u043e\u043f\u0435\u0440\u0430\u0446\u0438\u044f\u043b\u0430\u0440\u0438\u043d\u0438":[38],"\u0441\u043e\u0434\u0434\u0430\u043b\u0430\u0448\u0442\u0438\u0440\u0438\u0448":[39],"\u0432\u0430":[40],"\u0440\u0438\u0432\u043e\u0436\u043b\u0430\u043d\u0442\u0438\u0440\u0438\u0448\u0433\u0430":[41],"\u0445\u0438\u0437\u043c\u0430\u0442":[42],"\u049b\u0438\u043b\u0430\u0434\u0438.":[43]},"counts_by_year":[],"updated_date":"2026-11-10T11:39:43.021295","created_date":"2025-10-10T00:00:00"}