{"id":"https://openalex.org/W4411028751","doi":"https://doi.org/10.53697/emak.v6i3.2483","title":"Pengaruh Financial Self Efficacy, Financial Literacy dan Financial Technology terhadap Perilaku Manajemen Keuangan pada Mahasiswa PTS di Kota Jember","display_name":"Pengaruh Financial Self Efficacy, Financial Literacy dan Financial Technology terhadap Perilaku Manajemen Keuangan pada Mahasiswa PTS di Kota Jember","publication_year":2025,"publication_date":"2025-06-04","ids":{"openalex":"https://openalex.org/W4411028751","doi":"https://doi.org/10.53697/emak.v6i3.2483"},"language":"id","primary_location":{"id":"doi:10.53697/emak.v6i3.2483","doi":"https://doi.org/10.53697/emak.v6i3.2483","is_oa":true,"landing_page_url":"https://doi.org/10.53697/emak.v6i3.2483","pdf_url":"https://penerbitadm.pubmedia.id/index.php/jurnalemak/article/download/2483/2564","source":{"id":"https://openalex.org/S4210239611","display_name":"Jurnal Ekonomi Manajemen Akuntansi dan Keuangan","issn_l":"2798-0499","issn":["2798-0499","2798-0502"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://penerbitadm.pubmedia.id/index.php/jurnalemak/article/download/2483/2564","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":null,"display_name":"Sinta Ayu Dya Wardani","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210108816","display_name":"Universitas Muhammadiyah Jember","ror":"https://ror.org/021p32893","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210108816"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Sinta Ayu Dya Wardani","raw_affiliation_strings":["Universitas Muhammdiyah Jember"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Muhammdiyah Jember","institution_ids":["https://openalex.org/I4210108816"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5019393674","display_name":"Wahyu Eko Setianingsih","orcid":"https://orcid.org/0009-0000-0262-7059","observed_orcids":["https://orcid.org/0009-0000-0262-7059"]},"institutions":[{"id":"https://openalex.org/I4210108816","display_name":"Universitas Muhammadiyah Jember","ror":"https://ror.org/021p32893","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210108816"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Wahyu Eko Setianingsih","raw_affiliation_strings":["Universitas Muhammdiyah Jember"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Muhammdiyah Jember","institution_ids":["https://openalex.org/I4210108816"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5046420298","display_name":"Yohanes Gunawan Wibowo","orcid":"https://orcid.org/0009-0000-4209-0647","observed_orcids":["https://orcid.org/0009-0000-4209-0647"]},"institutions":[{"id":"https://openalex.org/I4210108816","display_name":"Universitas Muhammadiyah Jember","ror":"https://ror.org/021p32893","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210108816"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Yohanes Gunawan Wibowo","raw_affiliation_strings":["Universitas Muhammdiyah Jember"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Muhammdiyah Jember","institution_ids":["https://openalex.org/I4210108816"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4210108816"],"apc_list":null,"apc_paid":null,"fwci":4.9919,"has_fulltext":true,"cited_by_count":5,"citation_normalized_percentile":{"value":0.94549562,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":98},"biblio":{"volume":"6","issue":"3","first_page":"13","last_page":"13"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12123","display_name":"Financial Analysis and Corporate Governance","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-self-efficacy","display_name":"financial self-efficacy","score":0.9990000128746033},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":1.0},{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.996999979019165},{"id":"https://openalex.org/keywords/financial-management-behavior","display_name":"financial management behavior","score":0.8999999761581421},{"id":"https://openalex.org/keywords/college-students","display_name":"university students","score":0.6510000228881836},{"id":"https://openalex.org/keywords/private-higher-education-institutions","display_name":"private higher education institutions","score":0.8560000061988831},{"id":"https://openalex.org/keywords/jember-regency","display_name":"Jember Regency","score":0.843999981880188}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.8532407283782959},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5673219561576843},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5303434133529663}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.53697/emak.v6i3.2483","doi":"https://doi.org/10.53697/emak.v6i3.2483","is_oa":true,"landing_page_url":"https://doi.org/10.53697/emak.v6i3.2483","pdf_url":"https://penerbitadm.pubmedia.id/index.php/jurnalemak/article/download/2483/2564","source":{"id":"https://openalex.org/S4210239611","display_name":"Jurnal Ekonomi Manajemen Akuntansi dan Keuangan","issn_l":"2798-0499","issn":["2798-0499","2798-0502"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan","raw_type":"journal-article"},{"id":"pmh:oai:ojs2.penerbitadm.pubmedia.id:article/2483","doi":null,"is_oa":true,"landing_page_url":"https://penerbitadm.pubmedia.id/index.php/jurnalemak/article/view/2483","pdf_url":null,"source":{"id":"https://openalex.org/S4210239611","display_name":"Jurnal Ekonomi Manajemen Akuntansi dan Keuangan","issn_l":"2798-0499","issn":["2798-0499","2798-0502"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.53697/emak.v6i3","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.53697/emak.v6i3.2483","doi":"https://doi.org/10.53697/emak.v6i3.2483","is_oa":true,"landing_page_url":"https://doi.org/10.53697/emak.v6i3.2483","pdf_url":"https://penerbitadm.pubmedia.id/index.php/jurnalemak/article/download/2483/2564","source":{"id":"https://openalex.org/S4210239611","display_name":"Jurnal Ekonomi Manajemen Akuntansi dan Keuangan","issn_l":"2798-0499","issn":["2798-0499","2798-0502"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Quality education","id":"https://metadata.un.org/sdg/4","score":0.6164000034332275}],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4411028751.pdf","grobid_xml":"https://content.openalex.org/works/W4411028751.grobid-xml"},"referenced_works_count":12,"referenced_works":["https://openalex.org/W1976018225","https://openalex.org/W2621289732","https://openalex.org/W4285706541","https://openalex.org/W4301512866","https://openalex.org/W4308866583","https://openalex.org/W4320070477","https://openalex.org/W4384947141","https://openalex.org/W4391783276","https://openalex.org/W4393403355","https://openalex.org/W4394616630","https://openalex.org/W4400168136","https://openalex.org/W4402134256"],"related_works":["https://openalex.org/W7222601488","https://openalex.org/W4410971447","https://openalex.org/W7216233628","https://openalex.org/W7219820123","https://openalex.org/W4281488514","https://openalex.org/W7217221583","https://openalex.org/W4413129750","https://openalex.org/W4408097298","https://openalex.org/W4412062865","https://openalex.org/W4285706541"],"abstract_inverted_index":{"Di":[0],"era":[1],"digital,":[2],"akses":[3],"informasi":[4],"yang":[5,69],"cepat":[6],"dan":[7,18,33,63,87,101,117,123],"mudah":[8],"melalui":[9,77,89],"internet":[10],"berperan":[11],"penting":[12],"dalam":[13],"membentuk":[14],"perilaku":[15,37,126,135],"manajemen":[16,38,127],"keuangan":[17,20,39,136],"perencanaan":[19],"individu.":[21],"Penelitian":[22],"ini":[23],"bertujuan":[24],"untuk":[25],"menganalisis":[26],"pengaruh":[27,121,130],"Financial":[28,31,34,112,115,118],"Self":[29,113],"Efficacy,":[30,114],"Literacy,":[32,116],"Technology":[35,119],"terhadap":[36,125,134],"mahasiswa":[40,51,137],"perguruan":[41],"tinggi":[42],"swasta":[43],"(PTS)":[44],"di":[45],"Kota":[46],"Jember.":[47,67],"Objek":[48],"penelitian":[49,105],"mencakup":[50],"dari":[52],"Universitas":[53,56,60,64],"Muhammadiyah":[54],"Jember,":[55,59,62],"PGRI":[57],"Argopuro":[58],"Islam":[61],"dr.":[65],"Soebandi":[66],"Metode":[68],"digunakan":[70],"adalah":[71],"kuantitatif":[72],"dengan":[73],"100":[74],"responden,":[75],"dipilih":[76],"teknik":[78],"proportionate":[79],"stratified":[80],"random":[81],"sampling.":[82],"Data":[83],"dikumpulkan":[84],"menggunakan":[85],"kuesioner,":[86],"dianalisis":[88],"uji":[90,92,99],"instrumen,":[91],"asumsi":[93],"klasik,":[94],"regresi":[95],"linier":[96],"berganda,":[97],"serta":[98],"hipotesis":[100],"koefisien":[102],"determinasi.":[103],"Hasil":[104],"menunjukkan":[106],"bahwa":[107],"ketiga":[108,131],"variabel":[109,132],"independen":[110],"yaitu":[111],"memiliki":[120],"positif":[122],"signifikan":[124],"keuangan.":[128],"Kontribusi":[129],"tersebut":[133],"mencapai":[138],"90,4%.":[139]},"counts_by_year":[{"year":2026,"cited_by_count":4},{"year":2025,"cited_by_count":1}],"updated_date":"2026-11-10T11:39:43.021295","created_date":"2025-10-10T00:00:00"}
