{"id":"https://openalex.org/W4409537809","doi":"https://doi.org/10.1016/j.ijdrr.2025.105472","title":"Who Purchases Flood Insurance, and Why? Evidence from the Hudson Valley, United States","display_name":"Who Purchases Flood Insurance, and Why? Evidence from the Hudson Valley, United States","publication_year":2024,"publication_date":"2024-01-01","ids":{"openalex":"https://openalex.org/W4409537809","doi":"https://doi.org/10.1016/j.ijdrr.2025.105472"},"language":"en","primary_location":{"id":"doi:10.1016/j.ijdrr.2025.105472","doi":"https://doi.org/10.1016/j.ijdrr.2025.105472","is_oa":true,"landing_page_url":"https://doi.org/10.1016/j.ijdrr.2025.105472","pdf_url":null,"source":{"id":"https://openalex.org/S2764830010","display_name":"International Journal of Disaster Risk Reduction","issn_l":"2212-4209","issn":["2212-4209"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","dongbi-d","jufo-2","ki-jl-1","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":"International Journal of Disaster Risk Reduction","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","datacite"],"open_access":{"is_oa":true,"oa_status":"bronze","oa_url":"https://doi.org/10.1016/j.ijdrr.2025.105472","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5066338382","display_name":"John Aloysius Zinda","orcid":"https://orcid.org/0000-0002-7124-5916","observed_orcids":["https://orcid.org/0000-0002-7124-5916"]},"institutions":[{"id":"https://openalex.org/I205783295","display_name":"Cornell University","ror":"https://ror.org/05bnh6r87","country_code":"US","type":"education","lineage":["https://openalex.org/I205783295"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"John Aloysius Zinda","raw_affiliation_strings":["Department of Global Development, Cornell University, Ithaca, NY, 14850, United States"],"raw_orcid":"https://orcid.org/0000-0002-7124-5916","affiliations":[{"raw_affiliation_string":"Department of Global Development, Cornell University, Ithaca, NY, 14850, United States","institution_ids":["https://openalex.org/I205783295"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5114903119","display_name":"Bryce Vitulli","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I205783295","display_name":"Cornell University","ror":"https://ror.org/05bnh6r87","country_code":"US","type":"education","lineage":["https://openalex.org/I205783295"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Bryce Vitulli","raw_affiliation_strings":["Department of Global Development, Cornell University, Ithaca, NY, 14850, United States"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Global Development, Cornell University, Ithaca, NY, 14850, United States","institution_ids":["https://openalex.org/I205783295"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5025374249","display_name":"Shorna B. Allred","orcid":"https://orcid.org/0000-0001-6237-0638","observed_orcids":["https://orcid.org/0000-0001-6237-0638"]},"institutions":[{"id":"https://openalex.org/I114027177","display_name":"University of North Carolina at Chapel Hill","ror":"https://ror.org/0130frc33","country_code":"US","type":"education","lineage":["https://openalex.org/I114027177"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Shorna Allred","raw_affiliation_strings":["Department of Geography and Environment, University of North Carolina at Chapel Hill, Chapel Hill, NC, United States"],"raw_orcid":"https://orcid.org/0000-0001-6237-0638","affiliations":[{"raw_affiliation_string":"Department of Geography and Environment, University of North Carolina at Chapel Hill, Chapel Hill, NC, United States","institution_ids":["https://openalex.org/I114027177"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5042007659","display_name":"David L. Kay","orcid":"https://orcid.org/0000-0002-1062-3848","observed_orcids":["https://orcid.org/0000-0002-1062-3848"]},"institutions":[{"id":"https://openalex.org/I205783295","display_name":"Cornell University","ror":"https://ror.org/05bnh6r87","country_code":"US","type":"education","lineage":["https://openalex.org/I205783295"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"David Kay","raw_affiliation_strings":["Department of Global Development, Cornell University, Ithaca, NY, 14850, United States"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Global Development, Cornell University, Ithaca, NY, 14850, United States","institution_ids":["https://openalex.org/I205783295"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5002315835","display_name":"Sharon L. Tennyson","orcid":"https://orcid.org/0000-0001-9674-6410","observed_orcids":["https://orcid.org/0000-0001-9674-6410"]},"institutions":[{"id":"https://openalex.org/I205783295","display_name":"Cornell University","ror":"https://ror.org/05bnh6r87","country_code":"US","type":"education","lineage":["https://openalex.org/I205783295"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Sharon Tennyson","raw_affiliation_strings":["Brooks School of Public Policy, Cornell University, Ithaca, NY, 14850, United States"],"raw_orcid":"https://orcid.org/0000-0001-9674-6410","affiliations":[{"raw_affiliation_string":"Brooks School of Public Policy, Cornell University, Ithaca, NY, 14850, United States","institution_ids":["https://openalex.org/I205783295"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5077446433","display_name":"Kristen C. Hychka","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I205783295","display_name":"Cornell University","ror":"https://ror.org/05bnh6r87","country_code":"US","type":"education","lineage":["https://openalex.org/I205783295"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Kristen Hychka","raw_affiliation_strings":["New York State Water Resources Institute, Cornell University, Ithaca, NY, 14850, United States"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"New York State Water Resources Institute, Cornell University, Ithaca, NY, 14850, United States","institution_ids":["https://openalex.org/I205783295"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5010614912","display_name":"Jessica Kuonen","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210134430","display_name":"New York Sea Grant","ror":"https://ror.org/031m8s392","country_code":"US","type":"other","lineage":["https://openalex.org/I1308126019","https://openalex.org/I1343035065","https://openalex.org/I205783295","https://openalex.org/I2802992173","https://openalex.org/I4210134430","https://openalex.org/I4405269913","https://openalex.org/I59553526"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Jessica Kuonen","raw_affiliation_strings":["New York Sea Grant, United States"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"New York Sea Grant, United States","institution_ids":["https://openalex.org/I4210134430"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5114903122","display_name":"Jesenia Laureano","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I1296787989","display_name":"New York State Department of Environmental Conservation","ror":"https://ror.org/03p7fww37","country_code":"US","type":"government","lineage":["https://openalex.org/I1296787989"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Jesenia Laureano","raw_affiliation_strings":["Hudson River Estuary Program, New York State Department of Environmental Conservation, Albany, NY, United States"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Hudson River Estuary Program, New York State Department of Environmental Conservation, Albany, NY, United States","institution_ids":["https://openalex.org/I1296787989"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5114903123","display_name":"Alex Pennington","orcid":"https://orcid.org/0009-0003-8545-3278","observed_orcids":["https://orcid.org/0009-0003-8545-3278"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Alex Pennington","raw_affiliation_strings":["New York State Office of Resilient Homes and Communities, United States"],"raw_orcid":"https://orcid.org/0009-0003-8545-3278","affiliations":[{"raw_affiliation_string":"New York State Office of Resilient Homes and Communities, United States","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5039030651","display_name":"Keith Gordon Tidball","orcid":"https://orcid.org/0000-0002-9856-8731","observed_orcids":["https://orcid.org/0000-0002-9856-8731"]},"institutions":[{"id":"https://openalex.org/I205783295","display_name":"Cornell University","ror":"https://ror.org/05bnh6r87","country_code":"US","type":"education","lineage":["https://openalex.org/I205783295"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Keith Tidball","raw_affiliation_strings":["Department of Natural Resources and the Environment, Cornell University, Ithaca, NY, 14850, United States"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Natural Resources and the Environment, Cornell University, Ithaca, NY, 14850, United States","institution_ids":["https://openalex.org/I205783295"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5066338382"],"corresponding_institution_ids":["https://openalex.org/I205783295"],"apc_list":{"value":2620,"currency":"USD","value_usd":2620},"apc_paid":null,"fwci":0.4777,"has_fulltext":false,"cited_by_count":4,"citation_normalized_percentile":{"value":0.525,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":97,"max":98},"biblio":{"volume":"124","issue":null,"first_page":"105472","last_page":"105472"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10930","display_name":"Flood Risk Assessment and Management","score":0.9599999785423279,"subfield":{"id":"https://openalex.org/subfields/2306","display_name":"Global and Planetary Change"},"field":{"id":"https://openalex.org/fields/23","display_name":"Environmental Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T10930","display_name":"Flood Risk Assessment and Management","score":0.9599999785423279,"subfield":{"id":"https://openalex.org/subfields/2306","display_name":"Global and Planetary Change"},"field":{"id":"https://openalex.org/fields/23","display_name":"Environmental Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.029400000348687172,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10747","display_name":"Disaster Management and Resilience","score":0.007600000128149986,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/flood-insurance","display_name":"flood insurance","score":0.9539999961853027},{"id":"https://openalex.org/keywords/national-flood-insurance-program","display_name":"National Flood Insurance Program","score":0.9509999752044678},{"id":"https://openalex.org/keywords/insurance-take-up","display_name":"insurance take-up","score":0.8870000243186951},{"id":"https://openalex.org/keywords/homeownership","display_name":"homeownership","score":0.7820000052452087},{"id":"https://openalex.org/keywords/mortgage-holders","display_name":"mortgage holders","score":0.6460000276565552},{"id":"https://openalex.org/keywords/special-flood-hazard-areas","display_name":"special flood hazard areas","score":0.9739999771118164},{"id":"https://openalex.org/keywords/risk-perception","display_name":"risk perception","score":0.8569999933242798},{"id":"https://openalex.org/keywords/institutional-trust","display_name":"institutional trust","score":0.8109999895095825},{"id":"https://openalex.org/keywords/flood-preparedness","display_name":"flood preparedness","score":0.753000020980835},{"id":"https://openalex.org/keywords/household-decision-making","display_name":"household decision-making","score":0.4309999942779541},{"id":"https://openalex.org/keywords/hudson-valley","display_name":"Hudson Valley","score":0.9089999794960022}],"concepts":[{"id":"https://openalex.org/C2776648845","wikidata":"https://www.wikidata.org/wiki/Q5460068","display_name":"Flood insurance","level":3,"score":0.6794747114181519},{"id":"https://openalex.org/C74256435","wikidata":"https://www.wikidata.org/wiki/Q134052","display_name":"Flood myth","level":2,"score":0.64717698097229},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5223044753074646},{"id":"https://openalex.org/C39432304","wikidata":"https://www.wikidata.org/wiki/Q188847","display_name":"Environmental science","level":0,"score":0.3328474462032318},{"id":"https://openalex.org/C77595967","wikidata":"https://www.wikidata.org/wiki/Q3151013","display_name":"Forensic engineering","level":1,"score":0.32754623889923096},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.26010873913764954},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.2418753206729889},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.10383474826812744}],"mesh":[],"locations_count":4,"locations":[{"id":"doi:10.1016/j.ijdrr.2025.105472","doi":"https://doi.org/10.1016/j.ijdrr.2025.105472","is_oa":true,"landing_page_url":"https://doi.org/10.1016/j.ijdrr.2025.105472","pdf_url":null,"source":{"id":"https://openalex.org/S2764830010","display_name":"International Journal of Disaster Risk Reduction","issn_l":"2212-4209","issn":["2212-4209"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","dongbi-d","jufo-2","ki-jl-1","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":"International Journal of Disaster Risk Reduction","raw_type":"journal-article"},{"id":"doi:10.2139/ssrn.5038944","doi":"https://doi.org/10.2139/ssrn.5038944","is_oa":true,"landing_page_url":"http://dx.doi.org/10.2139/ssrn.5038944","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},{"id":"pmh:cdr.lib.unc.edu:6m3124134","doi":null,"is_oa":false,"landing_page_url":"https://doi.org/10.17615/3hjm-4p02","pdf_url":null,"source":{"id":"https://openalex.org/S4306401075","display_name":"Carolina Digital Repository (University of North Carolina at Chapel Hill)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I114027177","host_organization_name":"University of North Carolina at Chapel Hill","host_organization_lineage":["https://openalex.org/I114027177"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"International Journal of Disaster Risk Reduction","raw_type":"Article"},{"id":"doi:10.17615/3hjm-4p02","doi":"https://doi.org/10.17615/3hjm-4p02","is_oa":true,"landing_page_url":"https://doi.org/10.17615/3hjm-4p02","pdf_url":null,"source":{"id":"https://openalex.org/S7407051488","display_name":"UNC Libraries","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article-journal"}],"best_oa_location":{"id":"doi:10.1016/j.ijdrr.2025.105472","doi":"https://doi.org/10.1016/j.ijdrr.2025.105472","is_oa":true,"landing_page_url":"https://doi.org/10.1016/j.ijdrr.2025.105472","pdf_url":null,"source":{"id":"https://openalex.org/S2764830010","display_name":"International Journal of Disaster Risk Reduction","issn_l":"2212-4209","issn":["2212-4209"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","dongbi-d","jufo-2","ki-jl-1","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":"International Journal of Disaster Risk Reduction","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[{"id":"https://openalex.org/G8181727309","display_name":null,"funder_award_id":"2020-21-131","funder_id":"https://openalex.org/F4320332299","funder_display_name":"National Institute of Food and Agriculture"}],"funders":[{"id":"https://openalex.org/F4320306114","display_name":"U.S. Department of Agriculture","ror":"https://ror.org/01na82s61"},{"id":"https://openalex.org/F4320308070","display_name":"New York State Department of Environmental Conservation","ror":"https://ror.org/03p7fww37"},{"id":"https://openalex.org/F4320332161","display_name":"National Institutes of Health","ror":"https://ror.org/01cwqze88"},{"id":"https://openalex.org/F4320332299","display_name":"National Institute of Food and Agriculture","ror":"https://ror.org/05qx3fv49"},{"id":"https://openalex.org/F4320333525","display_name":"New York State Water Resources Institute, Cornell University","ror":null}],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":47,"referenced_works":["https://openalex.org/W842753440","https://openalex.org/W1561921245","https://openalex.org/W1950669244","https://openalex.org/W1965301779","https://openalex.org/W2003559340","https://openalex.org/W2020234942","https://openalex.org/W2030787822","https://openalex.org/W2032755743","https://openalex.org/W2039854088","https://openalex.org/W2066552877","https://openalex.org/W2101998732","https://openalex.org/W2139452699","https://openalex.org/W2157782533","https://openalex.org/W2163613444","https://openalex.org/W2397324913","https://openalex.org/W2521528020","https://openalex.org/W2540703813","https://openalex.org/W2617347166","https://openalex.org/W2621800877","https://openalex.org/W2788470047","https://openalex.org/W2889578611","https://openalex.org/W2901485038","https://openalex.org/W2909550489","https://openalex.org/W2920677861","https://openalex.org/W2933588107","https://openalex.org/W2946149961","https://openalex.org/W2948909033","https://openalex.org/W2950862421","https://openalex.org/W2955395776","https://openalex.org/W2997323839","https://openalex.org/W3012349403","https://openalex.org/W3111785094","https://openalex.org/W3122808154","https://openalex.org/W3161304797","https://openalex.org/W3194742038","https://openalex.org/W3195106821","https://openalex.org/W4205451899","https://openalex.org/W4211251992","https://openalex.org/W4225352288","https://openalex.org/W4247787305","https://openalex.org/W4285491572","https://openalex.org/W4289593663","https://openalex.org/W4381381219","https://openalex.org/W4381848615","https://openalex.org/W4393167169","https://openalex.org/W4401407937","https://openalex.org/W4402109029"],"related_works":["https://openalex.org/W4404871734","https://openalex.org/W1995603958","https://openalex.org/W4415053549","https://openalex.org/W3161877105","https://openalex.org/W4393249454","https://openalex.org/W2546688693","https://openalex.org/W2397324913","https://openalex.org/W4410569505","https://openalex.org/W4313567809","https://openalex.org/W7155416522"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":4}],"updated_date":"2026-11-10T11:39:43.021295","created_date":"2025-04-18T00:00:00"}
