{"id":"https://openalex.org/W4409475798","doi":"https://doi.org/10.1371/journal.pone.0321214","title":"Informal workers\u2019 perceptions of retirement planning in developing countries","display_name":"Informal workers\u2019 perceptions of retirement planning in developing countries","publication_year":2025,"publication_date":"2025-04-15","ids":{"openalex":"https://openalex.org/W4409475798","doi":"https://doi.org/10.1371/journal.pone.0321214","pmid":"https://pubmed.ncbi.nlm.nih.gov/40233051"},"language":"en","primary_location":{"id":"doi:10.1371/journal.pone.0321214","doi":"https://doi.org/10.1371/journal.pone.0321214","is_oa":true,"landing_page_url":"https://doi.org/10.1371/journal.pone.0321214","pdf_url":null,"source":{"id":"https://openalex.org/S202381698","display_name":"PLoS ONE","issn_l":"1932-6203","issn":["1932-6203"],"is_oa":true,"is_in_doaj":true,"is_core":true,"listed_in":["anvur-class-a","anvur-scientific","cwts-core","doaj","dongbi-c","doyens","erih-plus","jufo-1","ki-jl-1","medline","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310315706","host_organization_name":"Public Library of Science","host_organization_lineage":["https://openalex.org/P4310315706"],"host_organization_lineage_names":["Public Library of Science"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"PLOS ONE","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref","doaj","pubmed"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://doi.org/10.1371/journal.pone.0321214","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5002757694","display_name":"Navneel Shalendra Prasad","orcid":"https://orcid.org/0000-0003-2549-074X","observed_orcids":["https://orcid.org/0000-0003-2549-074X"]},"institutions":[{"id":"https://openalex.org/I3132364740","display_name":"University of Fiji","ror":"https://ror.org/0008bt423","country_code":"FJ","type":"education","lineage":["https://openalex.org/I3132364740"]}],"countries":["FJ"],"is_corresponding":true,"raw_author_name":"Navneel Shalendra Prasad","raw_affiliation_strings":["Department of Management, School of Business and Economics, The University of Fiji, Lautoka, Fiji"],"raw_orcid":"https://orcid.org/0000-0003-2549-074X","affiliations":[{"raw_affiliation_string":"Department of Management, School of Business and Economics, The University of Fiji, Lautoka, Fiji","institution_ids":["https://openalex.org/I3132364740"]}]},{"author_position":"middle","author":{"id":null,"display_name":"Amit Prakash","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I3132364740","display_name":"University of Fiji","ror":"https://ror.org/0008bt423","country_code":"FJ","type":"education","lineage":["https://openalex.org/I3132364740"]}],"countries":["FJ"],"is_corresponding":false,"raw_author_name":"Amit Prakash","raw_affiliation_strings":["Department of Economics, School of Business and Economics, The University of Fiji, Lautoka, Fiji"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, School of Business and Economics, The University of Fiji, Lautoka, Fiji","institution_ids":["https://openalex.org/I3132364740"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5027156460","display_name":"Nikeel Nishkar Kumar","orcid":"https://orcid.org/0000-0001-5950-1027","observed_orcids":["https://orcid.org/0000-0001-5950-1027"]},"institutions":[{"id":"https://openalex.org/I3132364740","display_name":"University of Fiji","ror":"https://ror.org/0008bt423","country_code":"FJ","type":"education","lineage":["https://openalex.org/I3132364740"]},{"id":"https://openalex.org/I82951845","display_name":"RMIT University","ror":"https://ror.org/04ttjf776","country_code":"AU","type":"education","lineage":["https://openalex.org/I82951845"]}],"countries":["AU","FJ"],"is_corresponding":false,"raw_author_name":"Nikeel Nishkar Kumar","raw_affiliation_strings":["Department of Economics, School of Business and Economics, The University of Fiji, Lautoka, Fiji","Department of Finance, School of Economics, Finance, and Marketing, RMIT University, Melbourne, Australia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, School of Business and Economics, The University of Fiji, Lautoka, Fiji","institution_ids":["https://openalex.org/I3132364740"]},{"raw_affiliation_string":"Department of Finance, School of Economics, Finance, and Marketing, RMIT University, Melbourne, Australia","institution_ids":["https://openalex.org/I82951845"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5002757694"],"corresponding_institution_ids":["https://openalex.org/I3132364740"],"apc_list":{"value":2382,"currency":"USD","value_usd":2382},"apc_paid":{"value":2382,"currency":"USD","value_usd":2382},"fwci":8.0702,"has_fulltext":true,"cited_by_count":3,"citation_normalized_percentile":{"value":0.9651858,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":90,"max":97},"biblio":{"volume":"20","issue":"4","first_page":"e0321214","last_page":"e0321214"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.0,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11631","display_name":"Retirement, Disability, and Employment","score":0.0,"subfield":{"id":"https://openalex.org/subfields/3317","display_name":"Demography"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/retirement-planning","display_name":"retirement planning","score":0.9660000205039978},{"id":"https://openalex.org/keywords/informal-workers","display_name":"informal workers","score":0.9900000095367432},{"id":"https://openalex.org/keywords/superannuation-funds","display_name":"superannuation funds","score":0.7730000019073486},{"id":"https://openalex.org/keywords/voluntary-contributions","display_name":"voluntary contributions","score":0.7919999957084656},{"id":"https://openalex.org/keywords/self-employment","display_name":"self-employment","score":0.9369999766349792},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.6019999980926514},{"id":"https://openalex.org/keywords/saving-behavior","display_name":"saving behavior","score":0.3610000014305115},{"id":"https://openalex.org/keywords/developing-countries","display_name":"developing countries","score":0.5559999942779541}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6335984468460083},{"id":"https://openalex.org/C3987366","wikidata":"https://www.wikidata.org/wiki/Q6658164","display_name":"Livelihood","level":3,"score":0.5915690660476685},{"id":"https://openalex.org/C26077564","wikidata":"https://www.wikidata.org/wiki/Q1910318","display_name":"Turnover","level":2,"score":0.49308058619499207},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.49153074622154236},{"id":"https://openalex.org/C90673727","wikidata":"https://www.wikidata.org/wiki/Q901718","display_name":"Product (mathematics)","level":2,"score":0.48782113194465637},{"id":"https://openalex.org/C103565092","wikidata":"https://www.wikidata.org/wiki/Q159421","display_name":"Savings account","level":2,"score":0.46841707825660706},{"id":"https://openalex.org/C83864248","wikidata":"https://www.wikidata.org/wiki/Q177323","display_name":"Developing country","level":2,"score":0.4409335255622864},{"id":"https://openalex.org/C2777338717","wikidata":"https://www.wikidata.org/wiki/Q1762621","display_name":"Vendor","level":2,"score":0.41409942507743835},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3663957715034485},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.34871727228164673},{"id":"https://openalex.org/C118518473","wikidata":"https://www.wikidata.org/wiki/Q11451","display_name":"Agriculture","level":2,"score":0.3454916477203369},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2832629978656769},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.2649509906768799},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C187736073","wikidata":"https://www.wikidata.org/wiki/Q2920921","display_name":"Management","level":1,"score":0.0},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C2524010","wikidata":"https://www.wikidata.org/wiki/Q8087","display_name":"Geometry","level":1,"score":0.0}],"mesh":[{"descriptor_ui":"D000328","descriptor_name":"Adult","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D000328","descriptor_name":"Adult","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D000328","descriptor_name":"Adult","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D000328","descriptor_name":"Adult","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D003906","descriptor_name":"Developing Countries","qualifier_ui":null,"qualifier_name":null,"is_major_topic":true},{"descriptor_ui":"D003906","descriptor_name":"Developing Countries","qualifier_ui":null,"qualifier_name":null,"is_major_topic":true},{"descriptor_ui":"D003906","descriptor_name":"Developing Countries","qualifier_ui":null,"qualifier_name":null,"is_major_topic":true},{"descriptor_ui":"D003906","descriptor_name":"Developing Countries","qualifier_ui":null,"qualifier_name":null,"is_major_topic":true},{"descriptor_ui":"D005260","descriptor_name":"Female","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D005260","descriptor_name":"Female","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D005260","descriptor_name":"Female","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D005260","descriptor_name":"Female","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D006801","descriptor_name":"Humans","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D006801","descriptor_name":"Humans","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D006801","descriptor_name":"Humans","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D006801","descriptor_name":"Humans","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D008297","descriptor_name":"Male","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D008297","descriptor_name":"Male","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D008297","descriptor_name":"Male","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D008297","descriptor_name":"Male","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D008875","descriptor_name":"Middle Aged","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D008875","descriptor_name":"Middle Aged","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D008875","descriptor_name":"Middle Aged","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D008875","descriptor_name":"Middle Aged","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D010465","descriptor_name":"Perception","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D010465","descriptor_name":"Perception","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D010465","descriptor_name":"Perception","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D010465","descriptor_name":"Perception","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D011795","descriptor_name":"Surveys and Questionnaires","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D011795","descriptor_name":"Surveys and Questionnaires","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D011795","descriptor_name":"Surveys and Questionnaires","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D011795","descriptor_name":"Surveys and Questionnaires","qualifier_ui":null,"qualifier_name":null,"is_major_topic":false},{"descriptor_ui":"D012179","descriptor_name":"Retirement","qualifier_ui":"Q000191","qualifier_name":"economics","is_major_topic":true},{"descriptor_ui":"D012179","descriptor_name":"Retirement","qualifier_ui":"Q000191","qualifier_name":"economics","is_major_topic":true},{"descriptor_ui":"D012179","descriptor_name":"Retirement","qualifier_ui":"Q000191","qualifier_name":"economics","is_major_topic":true},{"descriptor_ui":"D012179","descriptor_name":"Retirement","qualifier_ui":"Q000191","qualifier_name":"economics","is_major_topic":true},{"descriptor_ui":"D012179","descriptor_name":"Retirement","qualifier_ui":"Q000523","qualifier_name":"psychology","is_major_topic":true},{"descriptor_ui":"D012179","descriptor_name":"Retirement","qualifier_ui":"Q000523","qualifier_name":"psychology","is_major_topic":true},{"descriptor_ui":"D012179","descriptor_name":"Retirement","qualifier_ui":"Q000523","qualifier_name":"psychology","is_major_topic":true},{"descriptor_ui":"D012179","descriptor_name":"Retirement","qualifier_ui":"Q000523","qualifier_name":"psychology","is_major_topic":true}],"locations_count":6,"locations":[{"id":"doi:10.1371/journal.pone.0321214","doi":"https://doi.org/10.1371/journal.pone.0321214","is_oa":true,"landing_page_url":"https://doi.org/10.1371/journal.pone.0321214","pdf_url":null,"source":{"id":"https://openalex.org/S202381698","display_name":"PLoS ONE","issn_l":"1932-6203","issn":["1932-6203"],"is_oa":true,"is_in_doaj":true,"is_core":true,"listed_in":["anvur-class-a","anvur-scientific","cwts-core","doaj","dongbi-c","doyens","erih-plus","jufo-1","ki-jl-1","medline","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310315706","host_organization_name":"Public Library of Science","host_organization_lineage":["https://openalex.org/P4310315706"],"host_organization_lineage_names":["Public Library of Science"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"PLOS ONE","raw_type":"journal-article"},{"id":"pmid:40233051","doi":null,"is_oa":false,"landing_page_url":"https://pubmed.ncbi.nlm.nih.gov/40233051","pdf_url":null,"source":{"id":"https://openalex.org/S4306525036","display_name":"PubMed","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1299303238","host_organization_name":"National Institutes of Health","host_organization_lineage":["https://openalex.org/I1299303238"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"PloS one","raw_type":"Journal Article"},{"id":"pmh:oai:europepmc.org:10810430","doi":null,"is_oa":true,"landing_page_url":"https://www.ncbi.nlm.nih.gov/pmc/articles/11999124","pdf_url":null,"source":{"id":"https://openalex.org/S4306400806","display_name":"Europe PMC (PubMed Central)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1303153112","host_organization_name":"European Bioinformatics Institute","host_organization_lineage":["https://openalex.org/I1303153112"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Text"},{"id":"pmh:oai:pubmedcentral.nih.gov:11999124","doi":null,"is_oa":true,"landing_page_url":"https://www.ncbi.nlm.nih.gov/pmc/articles/11999124","pdf_url":null,"source":{"id":"https://openalex.org/S2764455111","display_name":"PubMed Central","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1299303238","host_organization_name":"National Institutes of Health","host_organization_lineage":["https://openalex.org/I1299303238"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"PLoS One","raw_type":"Text"},{"id":"pmh:oai:RePEc:plo:pone00:0321214","doi":null,"is_oa":false,"landing_page_url":"https://journals.plos.org/plosone/article?id=10.1371/journal.pone.0321214","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:doaj.org/article:febfda1597f84b9484506f2c7b2ac4fd","doi":null,"is_oa":false,"landing_page_url":"https://doaj.org/article/febfda1597f84b9484506f2c7b2ac4fd","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"PLoS ONE, Vol 20, Iss 4, p e0321214 (2025)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.1371/journal.pone.0321214","doi":"https://doi.org/10.1371/journal.pone.0321214","is_oa":true,"landing_page_url":"https://doi.org/10.1371/journal.pone.0321214","pdf_url":null,"source":{"id":"https://openalex.org/S202381698","display_name":"PLoS ONE","issn_l":"1932-6203","issn":["1932-6203"],"is_oa":true,"is_in_doaj":true,"is_core":true,"listed_in":["anvur-class-a","anvur-scientific","cwts-core","doaj","dongbi-c","doyens","erih-plus","jufo-1","ki-jl-1","medline","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310315706","host_organization_name":"Public Library of Science","host_organization_lineage":["https://openalex.org/P4310315706"],"host_organization_lineage_names":["Public Library of Science"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"PLOS ONE","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":1.0},{"id":"https://metadata.un.org/sdg/1","display_name":"No poverty","score":0.666700005531311}],"sustainable_development_goals_aurora":[],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":53,"referenced_works":["https://openalex.org/W1512819437","https://openalex.org/W1517341568","https://openalex.org/W1531237901","https://openalex.org/W1963701288","https://openalex.org/W1990531067","https://openalex.org/W1994172498","https://openalex.org/W2050252324","https://openalex.org/W2053706503","https://openalex.org/W2058197821","https://openalex.org/W2072500831","https://openalex.org/W2115327771","https://openalex.org/W2121684756","https://openalex.org/W2125934849","https://openalex.org/W2149952465","https://openalex.org/W2163723928","https://openalex.org/W2202410415","https://openalex.org/W2252556810","https://openalex.org/W2277835331","https://openalex.org/W2280469666","https://openalex.org/W2313136554","https://openalex.org/W2502945131","https://openalex.org/W2518802920","https://openalex.org/W2549928263","https://openalex.org/W2566537746","https://openalex.org/W2753958155","https://openalex.org/W2788597170","https://openalex.org/W2897733780","https://openalex.org/W2897843497","https://openalex.org/W2904120748","https://openalex.org/W2926548781","https://openalex.org/W3001812644","https://openalex.org/W3112412820","https://openalex.org/W3121287205","https://openalex.org/W3121547233","https://openalex.org/W3121858248","https://openalex.org/W3121995747","https://openalex.org/W3123082135","https://openalex.org/W3123886011","https://openalex.org/W3125129652","https://openalex.org/W3126062738","https://openalex.org/W3133801040","https://openalex.org/W3142818965","https://openalex.org/W4224320553","https://openalex.org/W4248855429","https://openalex.org/W4302383858","https://openalex.org/W4312991971","https://openalex.org/W4366126076","https://openalex.org/W4385258048","https://openalex.org/W4387827912","https://openalex.org/W4388303860","https://openalex.org/W6720596892","https://openalex.org/W6721068148","https://openalex.org/W6729051064"],"related_works":["https://openalex.org/W2382919129","https://openalex.org/W2377896067","https://openalex.org/W4210454931","https://openalex.org/W2389517370","https://openalex.org/W2379818482","https://openalex.org/W2478661203","https://openalex.org/W4312334307","https://openalex.org/W4381570820","https://openalex.org/W122204069","https://openalex.org/W2733666502"],"abstract_inverted_index":{"In":[0],"this":[1],"study,":[2],"we":[3,17],"examine":[4,18],"the":[5,24,29,36,50,53,61,64,94,109,137,166,194,207,215],"perceptions":[6,22],"of":[7,23,39,63,113,128,177,188,209,218],"informal":[8],"workers":[9],"toward":[10],"retirement":[11,105],"planning":[12],"in":[13,35,52],"developing":[14],"countries.":[15],"Specifically,":[16,116],"vegetable":[19],"market":[20,114,120,151,173,210],"vendors'":[21],"local":[25],"superannuation":[26,68],"fund,":[27],"namely":[28],"Fiji":[30],"National":[31],"Provident":[32],"Fund":[33],"(FNPF)":[34],"Western":[37],"division":[38],"Fiji,":[40],"where":[41],"agriculture":[42],"is":[43,185],"predominant.":[44],"The":[45],"research":[46],"aims":[47],"to":[48,108,161,192,204],"address":[49],"gap":[51],"literature":[54],"concerning":[55],"nest":[56],"egg":[57],"savings":[58,75,77,155],"options":[59],"for":[60,66,80,124,159,190,206],"part":[62],"population":[65],"whom":[67],"contributions":[69,130],"are":[70,76,122,157,175],"not":[71],"mandatory.":[72],"Nest":[73],"eggs":[74],"and":[78,96,111,153,179,214],"investments":[79],"huge":[81],"financial":[82,162],"goals":[83],"such":[84],"as":[85,117,149],"retirement.":[86],"Generally,":[87],"respondents":[88],"had":[89],"a":[90,103,125,150,186],"positive":[91],"outlook":[92],"on":[93],"FNPF,":[95,183],"most":[97],"responded":[98],"that":[99,135,145,171],"they":[100],"would":[101],"prefer":[102],"tailor-made":[104],"plan":[106],"suited":[107],"income":[110],"livelihood":[112],"vendors.":[115],"self-employed":[118],"people,":[119],"vendors":[121,174,211],"keen":[123],"specialized":[126],"system":[127],"voluntary":[129,216],"towards":[131],"their":[132],"FNPF":[133,196,202],"accounts":[134],"bypasses":[136],"mandatory":[138],"joint-contributions":[139],"from":[140],"employers.":[141],"We":[142,168],"also":[143,169],"find":[144,170],"age,":[146],"gender,":[147],"duration":[148],"vendor,":[152],"other":[154],"avenues":[156],"vital":[158],"accessibility":[160],"services":[163],"offered":[164],"by":[165],"FNPF.":[167],"while":[172],"aware":[176],"saving":[178,180],"benefits":[181],"with":[182],"there":[184],"lack":[187],"intention":[189],"them":[191],"adopt":[193],"current":[195],"product.":[197],"Policymakers":[198],"must,":[199],"therefore,":[200],"develop":[201],"products":[203],"cater":[205],"needs":[208],"recognizing":[212],"self-employment":[213],"nature":[217],"contributions.":[219]},"counts_by_year":[{"year":2026,"cited_by_count":2},{"year":2025,"cited_by_count":1}],"updated_date":"2026-10-16T09:59:22.235173","created_date":"2025-10-10T00:00:00"}