{"id":"https://openalex.org/W4409410656","doi":"https://doi.org/10.9734/ajeba/2025/v25i41766","title":"Automating Financial Decision-Making in Renewable Energy: Leveraging AI and Credit Risk Models for Sustainable Investment","display_name":"Automating Financial Decision-Making in Renewable Energy: Leveraging AI and Credit Risk Models for Sustainable Investment","publication_year":2025,"publication_date":"2025-04-14","ids":{"openalex":"https://openalex.org/W4409410656","doi":"https://doi.org/10.9734/ajeba/2025/v25i41766"},"language":"en","primary_location":{"id":"doi:10.9734/ajeba/2025/v25i41766","doi":"https://doi.org/10.9734/ajeba/2025/v25i41766","is_oa":true,"landing_page_url":"https://doi.org/10.9734/ajeba/2025/v25i41766","pdf_url":null,"source":{"id":"https://openalex.org/S4210223683","display_name":"Asian Journal of Economics Business and Accounting","issn_l":"2456-639X","issn":["2456-639X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320855","host_organization_name":"Sciencedomain International","host_organization_lineage":["https://openalex.org/P4310320855"],"host_organization_lineage_names":["Sciencedomain International"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Asian Journal of Economics, Business and Accounting","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.9734/ajeba/2025/v25i41766","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5116589520","display_name":"Ebere Juliet Onyeka","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I193531525","display_name":"George Washington University","ror":"https://ror.org/00y4zzh67","country_code":"US","type":"education","lineage":["https://openalex.org/I193531525"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Ebere Juliet Onyeka","raw_affiliation_strings":["The George Washington University, United States"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"The George Washington University, United States","institution_ids":["https://openalex.org/I193531525"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5116589520"],"corresponding_institution_ids":["https://openalex.org/I193531525"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0721724,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"25","issue":"4","first_page":"492","last_page":"500"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13146","display_name":"Sustainable Finance and Green Bonds","score":0.7490000128746033,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13146","display_name":"Sustainable Finance and Green Bonds","score":0.7490000128746033,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.060100000351667404,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11976","display_name":"Capital Investment and Risk Analysis","score":0.05130000039935112,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-automation","display_name":"financial automation","score":0.9440000057220459},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"artificial intelligence","score":0.871999979019165},{"id":"https://openalex.org/keywords/credit-risk-modeling","display_name":"credit risk modeling","score":0.8500000238418579},{"id":"https://openalex.org/keywords/renewable-energy-investment","display_name":"renewable energy investment","score":0.996999979019165},{"id":"https://openalex.org/keywords/clean-energy-financing","display_name":"clean energy financing","score":0.875},{"id":"https://openalex.org/keywords/predictive-analytics","display_name":"predictive analytics","score":0.9200000166893005},{"id":"https://openalex.org/keywords/blockchain","display_name":"blockchain","score":0.9210000038146973},{"id":"https://openalex.org/keywords/sustainable-investing","display_name":"sustainable investment","score":0.6179999709129333},{"id":"https://openalex.org/keywords/small-and-medium-sized-enterprises","display_name":"small and medium-sized enterprises","score":0.8230000138282776},{"id":"https://openalex.org/keywords/capital-allocation","display_name":"capital allocation","score":0.6439999938011169},{"id":"https://openalex.org/keywords/project-failure-risk","display_name":"project failure risk","score":0.5609999895095825},{"id":"https://openalex.org/keywords/algorithmic-bias","display_name":"algorithmic bias","score":0.8690000176429749},{"id":"https://openalex.org/keywords/ai-ethics","display_name":"AI ethics","score":0.4819999933242798}],"concepts":[{"id":"https://openalex.org/C188573790","wikidata":"https://www.wikidata.org/wiki/Q12705","display_name":"Renewable energy","level":2,"score":0.6148464679718018},{"id":"https://openalex.org/C2982926626","wikidata":"https://www.wikidata.org/wiki/Q1962383","display_name":"Sustainable energy","level":3,"score":0.5838756561279297},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5539379715919495},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.5522949695587158},{"id":"https://openalex.org/C76073288","wikidata":"https://www.wikidata.org/wiki/Q1337875","display_name":"Financial risk","level":2,"score":0.5360982418060303},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4634554088115692},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.4235120415687561},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.17982152104377747},{"id":"https://openalex.org/C119599485","wikidata":"https://www.wikidata.org/wiki/Q43035","display_name":"Electrical engineering","level":1,"score":0.0631449818611145},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.9734/ajeba/2025/v25i41766","doi":"https://doi.org/10.9734/ajeba/2025/v25i41766","is_oa":true,"landing_page_url":"https://doi.org/10.9734/ajeba/2025/v25i41766","pdf_url":null,"source":{"id":"https://openalex.org/S4210223683","display_name":"Asian Journal of Economics Business and Accounting","issn_l":"2456-639X","issn":["2456-639X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320855","host_organization_name":"Sciencedomain International","host_organization_lineage":["https://openalex.org/P4310320855"],"host_organization_lineage_names":["Sciencedomain International"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Asian Journal of Economics, Business and Accounting","raw_type":"journal-article"},{"id":"pmh:oai:journalajeba.com:article/1766","doi":null,"is_oa":true,"landing_page_url":"https://journalajeba.com/index.php/AJEBA/article/view/1766","pdf_url":null,"source":{"id":"https://openalex.org/S4210223683","display_name":"Asian Journal of Economics Business and Accounting","issn_l":"2456-639X","issn":["2456-639X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320855","host_organization_name":"Sciencedomain International","host_organization_lineage":["https://openalex.org/P4310320855"],"host_organization_lineage_names":["Sciencedomain International"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2456-639X","raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:HAL:hal-05034182v1","doi":null,"is_oa":false,"landing_page_url":"https://hal.science/hal-05034182v1","pdf_url":null,"source":{"id":"https://openalex.org/S4306402512","display_name":"HAL (Le Centre pour la Communication Scientifique Directe)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1294671590","host_organization_name":"Centre National de la Recherche Scientifique","host_organization_lineage":["https://openalex.org/I1294671590"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Asian Journal of Economics, Business and Accounting, 2025, 25 (4), pp.492-500. ⟨10.9734/ajeba/2025/v25i41766⟩","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.9734/ajeba/2025/v25i41766","doi":"https://doi.org/10.9734/ajeba/2025/v25i41766","is_oa":true,"landing_page_url":"https://doi.org/10.9734/ajeba/2025/v25i41766","pdf_url":null,"source":{"id":"https://openalex.org/S4210223683","display_name":"Asian Journal of Economics Business and Accounting","issn_l":"2456-639X","issn":["2456-639X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310320855","host_organization_name":"Sciencedomain International","host_organization_lineage":["https://openalex.org/P4310320855"],"host_organization_lineage_names":["Sciencedomain International"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Asian Journal of Economics, Business and Accounting","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/7","score":0.9853000044822693,"display_name":"Affordable and clean energy"},{"id":"https://metadata.un.org/sdg/13","score":0.9786999821662903,"display_name":"Climate action"},{"id":"https://metadata.un.org/sdg/9","score":0.8970999717712402,"display_name":"Industry, innovation and infrastructure"}],"sustainable_development_goals_aurora":[],"study_designs":[{"id":"https://openalex.org/study-designs/systematic-review","display_name":"Systematic Review"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W3017124762","https://openalex.org/W3097919110","https://openalex.org/W2710710002","https://openalex.org/W2021194995","https://openalex.org/W4221107878","https://openalex.org/W4220683285","https://openalex.org/W4212924852","https://openalex.org/W3126713256","https://openalex.org/W3157762916","https://openalex.org/W4409081043"],"abstract_inverted_index":{"Aim:":[0],"This":[1],"study":[2],"investigates":[3,28],"the":[4,24,52,57,109,164],"impact":[5],"of":[6,51,59,108,148,166,257],"financial":[7,62,77,116,139,184,210,259],"automation,":[8,117],"artificial":[9],"intelligence":[10],"(AI)":[11],"credit":[12,64,118,160,225],"risk":[13,65,85,119,144,161,188],"models,":[14],"and":[15,37,67,79,103,124,151,170,190,199,209,223,230,250],"predictive":[16],"analytics":[17,182],"on":[18,56,113],"renewable":[19,68,80,122,204],"energy":[20,43,69,81,129,179,205,217],"investment":[21,35,125,221],"choice":[22],"in":[23,61,115,121,127,183,203],"United":[25],"States.":[26],"It":[27],"how":[29,138],"automation":[30,140,211],"optimizes":[31],"capital":[32,156],"allocation,":[33],"mitigates":[34],"risk,":[36],"enhances":[38,143,152,187],"financing":[39,176,218],"structures":[40],"for":[41,157,177,215],"clean":[42,128,178],"projects.":[44],"Study":[45],"Design:":[46],"A":[47],"systematic":[48],"peer":[49],"review":[50,133],"literature":[53],"from":[54,76,94],"2019-2025":[55],"application":[58,194],"AI":[60,114,142,208],"decision-making,":[63],"modeling,":[66],"investments,":[70],"including":[71],"blockchain":[72],"technology.":[73],"Case":[74],"studies":[75,136],"institutions":[78],"firms":[82],"using":[83,141],"AI-driven":[84,258],"assessments":[86],"are":[87,233],"included.":[88],"Methodology:":[89],"The":[90,132],"research":[91,245],"gathers":[92],"articles":[93,111],"academic":[95],"databases":[96],"such":[97],"as":[98],"Google":[99],"Scholar,":[100],"Scopus,":[101],"SSRN,":[102],"Business":[104],"Source":[105],"Complete.":[106],"Some":[107],"selected":[110],"focus":[112],"evaluation":[120,189],"energy,":[123],"patterns":[126],"ventures.":[130],"Results:":[131],"references":[134],"various":[135],"demonstrating":[137],"evaluation,":[145],"reduces":[146,200],"rates":[147],"project":[149],"failure,":[150],"access":[153,175],"to":[154,174,239,253],"sustainable":[155,216],"investment.":[158],"AI-based":[159],"models":[162],"ease":[163],"distribution":[165],"capital,":[167],"allowing":[168],"small":[169],"medium-sized":[171],"businesses":[172],"(SMEs)":[173],"initiatives.":[180],"Predictive":[181],"decision-making":[185],"considerably":[186],"portfolio":[191],"diversification.":[192],"Blockchain":[193],"further":[195],"strengthens":[196],"transactional":[197],"transparency":[198],"fraud":[201],"risks":[202],"financing.":[206],"Conclusions:":[207],"present":[212],"transformative":[213],"opportunities":[214],"through":[219],"improved":[220],"efficiency":[222],"diminished":[224],"risks.":[226],"However,":[227],"data":[228],"reliability":[229],"algorithmic":[231],"biases":[232],"challenges":[234],"that":[235],"must":[236],"be":[237],"addressed":[238],"realize":[240],"their":[241],"maximum":[242],"potential.":[243],"Future":[244],"should":[246],"examine":[247],"regulatory":[248],"frameworks":[249],"ethical":[251],"considerations":[252],"ensure":[254],"responsible":[255],"implementation":[256],"automation.":[260]},"counts_by_year":[],"updated_date":"2026-10-03T13:16:28.481748","created_date":"2025-10-10T00:00:00"}