{"id":"https://openalex.org/W4408317803","doi":"https://doi.org/10.59422/rjmss.v1i09.566","title":"The Influence Of Financial Literacy, Service Features, And The Influence Of Convenience On The Decision To Use Gopay","display_name":"The Influence Of Financial Literacy, Service Features, And The Influence Of Convenience On The Decision To Use Gopay","publication_year":2024,"publication_date":"2024-08-30","ids":{"openalex":"https://openalex.org/W4408317803","doi":"https://doi.org/10.59422/rjmss.v1i09.566"},"language":"en","primary_location":{"id":"doi:10.59422/rjmss.v1i09.566","doi":"https://doi.org/10.59422/rjmss.v1i09.566","is_oa":true,"landing_page_url":"https://doi.org/10.59422/rjmss.v1i09.566","pdf_url":"https://jurnal.lenteranusa.id/index.php/RJMSS/article/download/566/392","source":{"id":"https://openalex.org/S4390963380","display_name":"Review Journal of Multidisciplinary in Social Sciences","issn_l":"3031-6375","issn":["3031-6375"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Review: Journal of Multidisciplinary in Social Sciences","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"bronze","oa_url":"https://jurnal.lenteranusa.id/index.php/RJMSS/article/download/566/392","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5116583746","display_name":"Silla Septi Nurafni","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4392738161","display_name":"Universitas Pelita Bangsa","ror":"https://ror.org/00deq0f50","country_code":"ID","type":"education","lineage":["https://openalex.org/I4392738161"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Silla Septi Nurafni","raw_affiliation_strings":["Universitas Pelita Bangsa"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Pelita Bangsa","institution_ids":["https://openalex.org/I4392738161"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5116583747","display_name":"Hesti Rusyanti","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4392738161","display_name":"Universitas Pelita Bangsa","ror":"https://ror.org/00deq0f50","country_code":"ID","type":"education","lineage":["https://openalex.org/I4392738161"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Hesti Rusyanti","raw_affiliation_strings":["Universitas Pelita Bangsa"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Pelita Bangsa","institution_ids":["https://openalex.org/I4392738161"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5111221586","display_name":"Putri Widiya Astuti","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4392738161","display_name":"Universitas Pelita Bangsa","ror":"https://ror.org/00deq0f50","country_code":"ID","type":"education","lineage":["https://openalex.org/I4392738161"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Putri Astuti","raw_affiliation_strings":["Universitas Pelita Bangsa"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Pelita Bangsa","institution_ids":["https://openalex.org/I4392738161"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4392738161"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.29248922,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"1","issue":"09","first_page":"356","last_page":"364"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9365000128746033,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9365000128746033,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14244","display_name":"Consumer Behavior and Marketing Influence","score":0.030500000342726707,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.023099999874830246,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.953000009059906},{"id":"https://openalex.org/keywords/e-wallet-adoption","display_name":"e-wallet adoption","score":0.843999981880188},{"id":"https://openalex.org/keywords/gopay","display_name":"GoPay","score":0.9900000095367432},{"id":"https://openalex.org/keywords/service-characteristics","display_name":"service attributes","score":0.8679999709129333},{"id":"https://openalex.org/keywords/convenience","display_name":"convenience","score":0.9309999942779541},{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.7250000238418579},{"id":"https://openalex.org/keywords/moderating-effect","display_name":"moderating effect","score":0.47099998593330383},{"id":"https://openalex.org/keywords/financial-education","display_name":"financial education","score":0.5809999704360962}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.8571990132331848},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.5656776428222656},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.5341407656669617},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.49723199009895325},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.3208751678466797},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3129582107067108},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.2647862434387207},{"id":"https://openalex.org/C19417346","wikidata":"https://www.wikidata.org/wiki/Q7922","display_name":"Pedagogy","level":1,"score":0.1792900562286377}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.59422/rjmss.v1i09.566","doi":"https://doi.org/10.59422/rjmss.v1i09.566","is_oa":true,"landing_page_url":"https://doi.org/10.59422/rjmss.v1i09.566","pdf_url":"https://jurnal.lenteranusa.id/index.php/RJMSS/article/download/566/392","source":{"id":"https://openalex.org/S4390963380","display_name":"Review Journal of Multidisciplinary in Social Sciences","issn_l":"3031-6375","issn":["3031-6375"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Review: Journal of Multidisciplinary in Social Sciences","raw_type":"journal-article"},{"id":"pmh:oai:ojs2.jurnal.lenteranusa.id:article/566","doi":null,"is_oa":false,"landing_page_url":"https://jurnal.lenteranusa.id/index.php/RJMSS/article/view/566","pdf_url":null,"source":{"id":"https://openalex.org/S4390963380","display_name":"Review Journal of Multidisciplinary in Social Sciences","issn_l":"3031-6375","issn":["3031-6375"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.59422/rjmss.v1i09","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.59422/rjmss.v1i09.566","doi":"https://doi.org/10.59422/rjmss.v1i09.566","is_oa":true,"landing_page_url":"https://doi.org/10.59422/rjmss.v1i09.566","pdf_url":"https://jurnal.lenteranusa.id/index.php/RJMSS/article/download/566/392","source":{"id":"https://openalex.org/S4390963380","display_name":"Review Journal of Multidisciplinary in Social Sciences","issn_l":"3031-6375","issn":["3031-6375"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Review: Journal of Multidisciplinary in Social Sciences","raw_type":"journal-article"},"sustainable_development_goals":[],"sustainable_development_goals_aurora":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4408317803.pdf","grobid_xml":"https://content.openalex.org/works/W4408317803.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4391375266","https://openalex.org/W3132432901","https://openalex.org/W3108369527","https://openalex.org/W4401524915","https://openalex.org/W1632279219","https://openalex.org/W3121995747","https://openalex.org/W3092130991","https://openalex.org/W2934829600","https://openalex.org/W1978126407","https://openalex.org/W1538537539"],"abstract_inverted_index":{"This":[0],"study":[1,28,127],"aims":[2],"to":[3,22,79,96,105,142],"identify":[4],"and":[5,14,44,68,85,112,122,136],"analyze":[6],"the":[7,15,20,48,62,69,77,94,106,130,137],"influence":[8,16,70,75,92],"of":[9,17,29,61,71,108,132,139],"financial":[10,66,133],"literacy,":[11,67],"service":[12,83,86,117,123],"features,":[13],"convenience":[18,72],"on":[19,76,93],"decision":[21,78,95],"use":[23,80,97],"Gopay":[24],"with":[25],"a":[26,39,102],"case":[27],"employees":[30],"working":[31],"in":[32,119,146],"Cikarang.":[33],"Primary":[34],"data":[35],"was":[36],"collected":[37],"through":[38],"questionnaire":[40],"involving":[41],"89":[42],"respondents":[43],"quantitatively":[45],"analyzed":[46],"using":[47],"Smart":[49],"Partial":[50],"Least":[51],"Square":[52],"-":[53],"Structural":[54],"Equation":[55],"Model":[56],"(SMART":[57],"PLS).":[58],"The":[59,126],"results":[60],"analysis":[63],"show":[64],"that":[65],"have":[73,90],"an":[74],"Gopay,":[81],"while":[82],"features":[84,87,141],"as":[88],"moderation":[89],"no":[91],"Gopay.":[98],"These":[99],"findings":[100],"make":[101],"theoretical":[103],"contribution":[104],"development":[107,124,138],"e-wallet":[109,144],"adoption":[110,145],"models":[111],"practical":[113],"implications":[114],"for":[115],"fintech":[116],"providers":[118],"designing":[120],"product":[121],"strategies.":[125],"also":[128],"highlights":[129],"importance":[131],"literacy":[134],"education":[135],"easy-to-understand":[140],"increase":[143],"Indonesia.":[147]},"counts_by_year":[],"updated_date":"2026-10-03T13:16:28.481748","created_date":"2025-10-10T00:00:00"}