{"id":"https://openalex.org/W4408317456","doi":"https://doi.org/10.30993/jicab.v3i1.520","title":"Financing-Limit Prediction Classifier in Islamic Bank Using Tree-Based Algorithms","display_name":"Financing-Limit Prediction Classifier in Islamic Bank Using Tree-Based Algorithms","publication_year":2025,"publication_date":"2025-03-12","ids":{"openalex":"https://openalex.org/W4408317456","doi":"https://doi.org/10.30993/jicab.v3i1.520"},"language":"en","primary_location":{"id":"doi:10.30993/jicab.v3i1.520","doi":"https://doi.org/10.30993/jicab.v3i1.520","is_oa":true,"landing_page_url":"https://doi.org/10.30993/jicab.v3i1.520","pdf_url":null,"source":{"id":"https://openalex.org/S4404663699","display_name":"Journal of Islamic Contemporary Accounting and Business","issn_l":"3021-7105","issn":["3021-7105"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405274243","host_organization_name":"Universitas Tazkia","host_organization_lineage":["https://openalex.org/I4405274243"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Islamic Contemporary Accounting and Business","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.30993/jicab.v3i1.520","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5063459358","display_name":"Mutya Qurratu'ayuni Mustafa","orcid":"https://orcid.org/0009-0001-4477-373X","observed_orcids":["https://orcid.org/0009-0001-4477-373X"]},"institutions":[{"id":"https://openalex.org/I4405274243","display_name":"Universitas Tazkia","ror":"https://ror.org/01bm0qn73","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405274243"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Mutya Qurratu'ayuni Mustafa","raw_affiliation_strings":["Tazkia University"],"raw_orcid":"https://orcid.org/0009-0001-4477-373X","affiliations":[{"raw_affiliation_string":"Tazkia University","institution_ids":["https://openalex.org/I4405274243"]}]},{"author_position":"middle","author":{"id":null,"display_name":"Muhammad Riza Iqbal Latief","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I29617571","display_name":"University of Indonesia","ror":"https://ror.org/0116zj450","country_code":"ID","type":"education","lineage":["https://openalex.org/I29617571"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Muhammad Riza Iqbal Latief","raw_affiliation_strings":["CEP-CCIT Faculty of Engineering Universitas Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"CEP-CCIT Faculty of Engineering Universitas Indonesia","institution_ids":["https://openalex.org/I29617571"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5082674387","display_name":"Dewi Febriani","orcid":"https://orcid.org/0000-0002-6717-4190","observed_orcids":["https://orcid.org/0000-0002-6717-4190"]},"institutions":[{"id":"https://openalex.org/I4405274243","display_name":"Universitas Tazkia","ror":"https://ror.org/01bm0qn73","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405274243"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Dewi Febriani","raw_affiliation_strings":["Tazkia University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Tazkia University","institution_ids":["https://openalex.org/I4405274243"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.04616459,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"3","issue":"1","first_page":"22","last_page":"39"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.8022000193595886,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.8022000193595886,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.1324000060558319,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13373","display_name":"Data Mining and Machine Learning Applications","score":0.03240000084042549,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/islamic-banking","display_name":"Islamic banking","score":0.906000018119812},{"id":"https://openalex.org/keywords/customer-classification","display_name":"customer classification","score":0.8769999742507935},{"id":"https://openalex.org/keywords/tree-based-algorithms","display_name":"tree-based algorithms","score":0.8009999990463257},{"id":"https://openalex.org/keywords/decision-tree","display_name":"decision tree","score":0.8450000286102295},{"id":"https://openalex.org/keywords/random-forest","display_name":"random forest","score":0.9909999966621399}],"concepts":[{"id":"https://openalex.org/C95623464","wikidata":"https://www.wikidata.org/wiki/Q1096149","display_name":"Classifier (UML)","level":2,"score":0.542270839214325},{"id":"https://openalex.org/C4445939","wikidata":"https://www.wikidata.org/wiki/Q432","display_name":"Islam","level":2,"score":0.5189499855041504},{"id":"https://openalex.org/C151201525","wikidata":"https://www.wikidata.org/wiki/Q177239","display_name":"Limit (mathematics)","level":2,"score":0.4994070529937744},{"id":"https://openalex.org/C84525736","wikidata":"https://www.wikidata.org/wiki/Q831366","display_name":"Decision tree","level":2,"score":0.4704053997993469},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.438217431306839},{"id":"https://openalex.org/C5481197","wikidata":"https://www.wikidata.org/wiki/Q16766476","display_name":"Decision tree learning","level":3,"score":0.42307135462760925},{"id":"https://openalex.org/C11413529","wikidata":"https://www.wikidata.org/wiki/Q8366","display_name":"Algorithm","level":1,"score":0.3845263719558716},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.3837784230709076},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3772227168083191},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.31510913372039795},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.28120356798171997},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.10288527607917786},{"id":"https://openalex.org/C134306372","wikidata":"https://www.wikidata.org/wiki/Q7754","display_name":"Mathematical analysis","level":1,"score":0.0},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.30993/jicab.v3i1.520","doi":"https://doi.org/10.30993/jicab.v3i1.520","is_oa":true,"landing_page_url":"https://doi.org/10.30993/jicab.v3i1.520","pdf_url":null,"source":{"id":"https://openalex.org/S4404663699","display_name":"Journal of Islamic Contemporary Accounting and Business","issn_l":"3021-7105","issn":["3021-7105"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405274243","host_organization_name":"Universitas Tazkia","host_organization_lineage":["https://openalex.org/I4405274243"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Islamic Contemporary Accounting and Business","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.30993/jicab.v3i1.520","doi":"https://doi.org/10.30993/jicab.v3i1.520","is_oa":true,"landing_page_url":"https://doi.org/10.30993/jicab.v3i1.520","pdf_url":null,"source":{"id":"https://openalex.org/S4404663699","display_name":"Journal of Islamic Contemporary Accounting and Business","issn_l":"3021-7105","issn":["3021-7105"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405274243","host_organization_name":"Universitas Tazkia","host_organization_lineage":["https://openalex.org/I4405274243"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Islamic Contemporary Accounting and Business","raw_type":"journal-article"},"sustainable_development_goals":[],"sustainable_development_goals_aurora":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2591672004","https://openalex.org/W1982169401","https://openalex.org/W2356463514","https://openalex.org/W4319437832","https://openalex.org/W2592385415","https://openalex.org/W2030894524","https://openalex.org/W4243803609","https://openalex.org/W2350430350","https://openalex.org/W2623725391","https://openalex.org/W102063058"],"abstract_inverted_index":{"Islamic":[0,36,55,73,165],"banks":[1,37,56],"are":[2],"one":[3],"of":[4,28,44],"the":[5,14,21,25,66,99,109,114,128,143,155,170],"financial":[6],"institutions":[7],"that":[8,52,82,108],"has":[9],"been":[10],"proven":[11],"to":[12,16,48,97,157],"be":[13],"catalyst":[15],"end":[17],"extreme":[18],"poverty":[19],"in":[20,35,57,71,149,163],"world.":[22],"However,":[23],"amid":[24],"massive":[26],"development":[27],"Industry":[29],"5.0,":[30],"research":[31,148],"about":[32],"technology":[33,51,160],"adaptation":[34],"is":[38,47,113,123,152,161],"still":[39],"considered":[40],"rare.":[41],"The":[42,92,105,121,132],"aim":[43],"this":[45,75,150],"study":[46,76],"develop":[49],"a":[50,78,85],"will":[53],"help":[54],"making":[58,164],"their":[59],"financing":[60,69,86],"decision":[61],"more":[62,167],"efficient.":[63],"By":[64],"using":[65,127],"current":[67],"outstanding":[68],"data":[70],"an":[72],"bank,":[74],"proposes":[77],"machine":[79],"learning":[80,94,145],"algorithm":[81,100,111,122,135],"could":[83],"predict":[84],"limit":[87],"based":[88],"on":[89],"customer":[90],"classification.":[91],"tree-based":[93],"algorithms":[95],"used":[96],"build":[98],"have":[101],"shown":[102],"impressive":[103],"results.":[104],"results":[106],"show":[107],"basic":[110],"which":[112,140],"Decision":[115],"Tree":[116],"gives":[117,136],"86%":[118],"prediction":[119,138],"accuracy.":[120],"then":[124],"improved":[125],"by":[126],"Random":[129,133],"Forest":[130,134],"algorithm.":[131,146],"91%":[137],"accuracy":[139],"significantly":[141],"improves":[142],"base":[144],"Future":[147],"area":[151],"needed":[153],"as":[154],"need":[156],"implement":[158],"sophisticated":[159],"prominent":[162],"banking":[166],"accessible":[168],"across":[169],"globe.":[171]},"counts_by_year":[],"updated_date":"2026-10-07T09:51:55.459714","created_date":"2025-10-10T00:00:00"}