{"id":"https://openalex.org/W4405983548","doi":"https://doi.org/10.3844/ajebasp.2024.46.57","title":"InsurTech Integration: Reshaping the Insurance Value Chain in the Digital Age","display_name":"InsurTech Integration: Reshaping the Insurance Value Chain in the Digital Age","publication_year":2024,"publication_date":"2024-01-01","ids":{"openalex":"https://openalex.org/W4405983548","doi":"https://doi.org/10.3844/ajebasp.2024.46.57"},"language":"en","primary_location":{"id":"doi:10.3844/ajebasp.2024.46.57","doi":"https://doi.org/10.3844/ajebasp.2024.46.57","is_oa":true,"landing_page_url":"https://doi.org/10.3844/ajebasp.2024.46.57","pdf_url":"https://thescipub.com/pdf/ajebasp.2024.46.57.pdf","source":{"id":"https://openalex.org/S2764943147","display_name":"American Journal of Economics and Business Administration","issn_l":"1945-5488","issn":["1945-5488","1945-5496"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"American Journal of Economics and Business Administration","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://thescipub.com/pdf/ajebasp.2024.46.57.pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5055779631","display_name":"Andrea Jonathan Pagano","orcid":"https://orcid.org/0000-0001-7408-5332","observed_orcids":["https://orcid.org/0000-0001-7408-5332"]},"institutions":[{"id":"https://openalex.org/I108290504","display_name":"University of Pisa","ror":"https://ror.org/03ad39j10","country_code":"IT","type":"education","lineage":["https://openalex.org/I108290504"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Andrea Jonathan Pagano","raw_affiliation_strings":["Department of Economics and Management , Pisa University , Pisa , Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics and Management , Pisa University , Pisa , Italy","institution_ids":["https://openalex.org/I108290504"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5018296167","display_name":"Antonella Cappiello","orcid":"https://orcid.org/0000-0002-5163-2644","observed_orcids":["https://orcid.org/0000-0002-5163-2644"]},"institutions":[{"id":"https://openalex.org/I108290504","display_name":"University of Pisa","ror":"https://ror.org/03ad39j10","country_code":"IT","type":"education","lineage":["https://openalex.org/I108290504"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Antonella Cappiello","raw_affiliation_strings":["Department of Economics and Management , Pisa University , Pisa , Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics and Management , Pisa University , Pisa , Italy","institution_ids":["https://openalex.org/I108290504"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5065313584","display_name":"Emanuele Vannucci","orcid":"https://orcid.org/0000-0001-9142-5896","observed_orcids":["https://orcid.org/0000-0001-9142-5896"]},"institutions":[{"id":"https://openalex.org/I162290304","display_name":"Scuola Superiore Sant'Anna","ror":"https://ror.org/025602r80","country_code":"IT","type":"education","lineage":["https://openalex.org/I162290304"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Emanuele Vannucci","raw_affiliation_strings":["Department of Law , School of Advanced Studies Sant'Anna , Pisa , Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Law , School of Advanced Studies Sant'Anna , Pisa , Italy","institution_ids":["https://openalex.org/I162290304"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5115741545","display_name":"Chiara D\u2019Elia","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Chiara D\u2019Elia","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":1.2035,"has_fulltext":true,"cited_by_count":4,"citation_normalized_percentile":{"value":0.83097855,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":91,"max":97},"biblio":{"volume":"16","issue":"1","first_page":"46","last_page":"57"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12885","display_name":"Digital Innovation in Industries","score":0.45730000734329224,"subfield":{"id":"https://openalex.org/subfields/1405","display_name":"Management of Technology and Innovation"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12885","display_name":"Digital Innovation in Industries","score":0.45730000734329224,"subfield":{"id":"https://openalex.org/subfields/1405","display_name":"Management of Technology and Innovation"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.26759999990463257,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.24729999899864197,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/insurtech","display_name":"insurtech","score":0.9810000061988831},{"id":"https://openalex.org/keywords/digital-transformation","display_name":"digital transformation","score":0.824999988079071},{"id":"https://openalex.org/keywords/insurance-value-chain","display_name":"insurance value chain","score":0.9639999866485596},{"id":"https://openalex.org/keywords/customer-relationships","display_name":"customer relationships","score":0.7260000109672546},{"id":"https://openalex.org/keywords/organizational-culture","display_name":"organizational culture","score":0.746999979019165},{"id":"https://openalex.org/keywords/business-models","display_name":"business models","score":0.8109999895095825},{"id":"https://openalex.org/keywords/insurance-market-competition","display_name":"insurance market competition","score":0.3840000033378601}],"concepts":[{"id":"https://openalex.org/C2776291640","wikidata":"https://www.wikidata.org/wiki/Q2912517","display_name":"Value (mathematics)","level":2,"score":0.6291708946228027},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5841240882873535},{"id":"https://openalex.org/C199185054","wikidata":"https://www.wikidata.org/wiki/Q552299","display_name":"Chain (unit)","level":2,"score":0.4908614754676819},{"id":"https://openalex.org/C107666737","wikidata":"https://www.wikidata.org/wiki/Q646107","display_name":"Value chain","level":3,"score":0.42383620142936707},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3462783098220825},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.21697047352790833},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.19569209218025208},{"id":"https://openalex.org/C108713360","wikidata":"https://www.wikidata.org/wiki/Q1824206","display_name":"Supply chain","level":2,"score":0.12924924492835999},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.10063862800598145},{"id":"https://openalex.org/C1276947","wikidata":"https://www.wikidata.org/wiki/Q333","display_name":"Astronomy","level":1,"score":0.0},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.0}],"mesh":[],"locations_count":4,"locations":[{"id":"doi:10.3844/ajebasp.2024.46.57","doi":"https://doi.org/10.3844/ajebasp.2024.46.57","is_oa":true,"landing_page_url":"https://doi.org/10.3844/ajebasp.2024.46.57","pdf_url":"https://thescipub.com/pdf/ajebasp.2024.46.57.pdf","source":{"id":"https://openalex.org/S2764943147","display_name":"American Journal of Economics and Business Administration","issn_l":"1945-5488","issn":["1945-5488","1945-5496"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"American Journal of Economics and Business Administration","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:abk:jajeba:ajebasp.2024.46.57","doi":null,"is_oa":false,"landing_page_url":"https://thescipub.com/abstract/ajebasp.2024.46.57","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:arpi.unipi.it:11568/1288411","doi":null,"is_oa":false,"landing_page_url":"https://hdl.handle.net/11568/1288411","pdf_url":null,"source":{"id":"https://openalex.org/S4377196265","display_name":"CINECA IRIS Institutial research information system (University of Pisa)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I108290504","host_organization_name":"University of Pisa","host_organization_lineage":["https://openalex.org/I108290504"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:www.iris.sssup.it:11382/574712","doi":null,"is_oa":false,"landing_page_url":"https://hdl.handle.net/11382/574712","pdf_url":null,"source":{"id":"https://openalex.org/S4377196376","display_name":"CINECA IRIS Institutional Research Information System (Sant'Anna School of Advanced Studies)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I162290304","host_organization_name":"Scuola Superiore Sant'Anna","host_organization_lineage":["https://openalex.org/I162290304"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.3844/ajebasp.2024.46.57","doi":"https://doi.org/10.3844/ajebasp.2024.46.57","is_oa":true,"landing_page_url":"https://doi.org/10.3844/ajebasp.2024.46.57","pdf_url":"https://thescipub.com/pdf/ajebasp.2024.46.57.pdf","source":{"id":"https://openalex.org/S2764943147","display_name":"American Journal of Economics and Business Administration","issn_l":"1945-5488","issn":["1945-5488","1945-5496"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"American Journal of Economics and Business Administration","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/9","score":0.7207000255584717,"display_name":"Industry, innovation and infrastructure"},{"id":"https://metadata.un.org/sdg/8","score":0.48510000109672546,"display_name":"Decent work and economic growth"}],"study_designs":[],"awards":[],"funders":[{"id":"https://openalex.org/F4320320300","display_name":"European Commission","ror":"https://ror.org/00k4n6c32"}],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4405983548.pdf","grobid_xml":"https://content.openalex.org/works/W4405983548.grobid-xml"},"referenced_works_count":59,"referenced_works":["https://openalex.org/W2022578041","https://openalex.org/W2598143423","https://openalex.org/W2748321245","https://openalex.org/W2757340856","https://openalex.org/W2771122023","https://openalex.org/W2772767819","https://openalex.org/W2793333522","https://openalex.org/W2808237418","https://openalex.org/W2893112400","https://openalex.org/W2898238616","https://openalex.org/W2899354183","https://openalex.org/W2900748004","https://openalex.org/W2908645716","https://openalex.org/W2919064615","https://openalex.org/W2941423204","https://openalex.org/W2969094398","https://openalex.org/W2984430425","https://openalex.org/W2996627878","https://openalex.org/W3000974086","https://openalex.org/W3017113130","https://openalex.org/W3084211956","https://openalex.org/W3100164398","https://openalex.org/W3115022123","https://openalex.org/W3126493800","https://openalex.org/W3126999983","https://openalex.org/W3157883520","https://openalex.org/W3182427611","https://openalex.org/W3183358137","https://openalex.org/W3195699629","https://openalex.org/W3210719542","https://openalex.org/W3212354039","https://openalex.org/W4205606044","https://openalex.org/W4210278795","https://openalex.org/W4224025738","https://openalex.org/W4224282226","https://openalex.org/W4229568575","https://openalex.org/W4247992679","https://openalex.org/W4252936083","https://openalex.org/W4294052035","https://openalex.org/W4294653763","https://openalex.org/W4304183805","https://openalex.org/W4307849130","https://openalex.org/W4307985785","https://openalex.org/W4312685706","https://openalex.org/W4313594216","https://openalex.org/W4320009183","https://openalex.org/W4323636624","https://openalex.org/W4376269693","https://openalex.org/W4378473079","https://openalex.org/W4378675805","https://openalex.org/W4384276895","https://openalex.org/W4385639348","https://openalex.org/W4385841528","https://openalex.org/W4390742080","https://openalex.org/W4390917511","https://openalex.org/W4391488908","https://openalex.org/W4392119742","https://openalex.org/W4392345162","https://openalex.org/W4392884565"],"related_works":["https://openalex.org/W4392884565","https://openalex.org/W4405800486","https://openalex.org/W3008649177","https://openalex.org/W4402865740","https://openalex.org/W7154944452","https://openalex.org/W4411494584","https://openalex.org/W3000974086","https://openalex.org/W7125905282","https://openalex.org/W4402652355","https://openalex.org/W6979750881"],"abstract_inverted_index":{"To":[0],"face":[1],"the":[2,7,11,14,36,45,63,72,80,88,94,99,106],"radical":[3,50],"changes":[4],"that":[5,41],"characterized":[6],"competitive":[8],"scenario":[9],"over":[10],"last":[12],"years,":[13],"insurance":[15,46,95],"industry":[16,47],"is":[17,42],"turning":[18],"to":[19,75],"digital":[20,107],"transformation,":[21],"adapting":[22],"innovative":[23],"business":[24],"models":[25],"like":[26],"those":[27],"increasingly":[28],"seen":[29],"in":[30,105],"other":[31],"industries.":[32],"The":[33],"paper":[34,73],"explores":[35],"impact":[37],"of":[38,79,91,102],"ongoing":[39],"digitization":[40],"greatly":[43],"affecting":[44],"and":[48,56,60,85,98],"forcing":[49],"change":[51],"upon":[52],"corporate":[53],"culture,":[54],"products":[55],"processes,":[57],"customer":[58,103],"relationships,":[59],"relations":[61],"with":[62],"sector's":[64],"various":[65],"competitors.":[66],"By":[67],"addressing":[68],"key":[69],"research":[70],"questions,":[71],"contributes":[74],"a":[76],"nuanced":[77],"understanding":[78],"relationship":[81],"between":[82],"InsurTech":[83],"start-ups":[84],"traditional":[86],"insurers,":[87],"transformative":[89],"effects":[90],"technology":[92],"on":[93],"value":[96],"chain,":[97],"evolving":[100],"dynamics":[101],"relationships":[104],"era.":[108]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":3}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2025-01-02T00:00:00"}