{"id":"https://openalex.org/W4403798803","doi":"https://doi.org/10.48550/arxiv.2409.18532","title":"Anchoring UK Retail Digital Money","display_name":"Anchoring UK Retail Digital Money","publication_year":2024,"publication_date":"2024-09-27","ids":{"openalex":"https://openalex.org/W4403798803","doi":"https://doi.org/10.48550/arxiv.2409.18532"},"language":"en","primary_location":{"id":"pmh:oai:RePEc:arx:papers:2409.18532","doi":null,"is_oa":false,"landing_page_url":"http://arxiv.org/pdf/2409.18532","pdf_url":"http://arxiv.org/pdf/2409.18532","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"preprint"},"volume":null,"type":"preprint","is_traditional":true,"indexed_in":["arxiv","datacite"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://arxiv.org/pdf/2409.18532","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5069976476","display_name":"Lee Braine","orcid":"https://orcid.org/0000-0002-3719-3403","observed_orcids":["https://orcid.org/0000-0002-3719-3403"]},"institutions":[{"id":"https://openalex.org/I4210104812","display_name":"Barclays (United Kingdom)","ror":"https://ror.org/01few5909","country_code":"GB","type":"company","lineage":["https://openalex.org/I4210104812"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Braine, Lee","raw_affiliation_strings":["Chief Technology Office , Barclays"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Chief Technology Office , Barclays","institution_ids":["https://openalex.org/I4210104812"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5051103058","display_name":"Shreepad Shukla","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210104812","display_name":"Barclays (United Kingdom)","ror":"https://ror.org/01few5909","country_code":"GB","type":"company","lineage":["https://openalex.org/I4210104812"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Shukla, Shreepad","raw_affiliation_strings":["Chief Technology Office , Barclays"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Chief Technology Office , Barclays","institution_ids":["https://openalex.org/I4210104812"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5110748620","display_name":"Piyush Agrawal","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210104812","display_name":"Barclays (United Kingdom)","ror":"https://ror.org/01few5909","country_code":"GB","type":"company","lineage":["https://openalex.org/I4210104812"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Agrawal, Piyush","raw_affiliation_strings":["Chief Technology Office , Barclays"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Chief Technology Office , Barclays","institution_ids":["https://openalex.org/I4210104812"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4210104812"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":true,"cited_by_count":2,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.4047999978065491,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.4047999978065491,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.2985999882221222,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.10970000177621841,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/monetary-stability","display_name":"monetary stability","score":0.7319999933242798},{"id":"https://openalex.org/keywords/financial-stability","display_name":"financial stability","score":0.9409999847412109},{"id":"https://openalex.org/keywords/interoperability","display_name":"interoperability","score":0.6639999747276306},{"id":"https://openalex.org/keywords/settlement-finality","display_name":"settlement finality","score":0.9430000185966492},{"id":"https://openalex.org/keywords/financial-regulation-and-supervision","display_name":"financial regulation and supervision","score":0.7369999885559082},{"id":"https://openalex.org/keywords/lender-of-last-resort","display_name":"lender of last resort","score":0.9399999976158142},{"id":"https://openalex.org/keywords/bank-of-england","display_name":"Bank of England","score":0.8090000152587891},{"id":"https://openalex.org/keywords/hm-treasury","display_name":"HM Treasury","score":0.9330000281333923}],"concepts":[{"id":"https://openalex.org/C18483071","wikidata":"https://www.wikidata.org/wiki/Q168432","display_name":"Anchoring","level":2,"score":0.8628900051116943},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.539992094039917},{"id":"https://openalex.org/C54750564","wikidata":"https://www.wikidata.org/wiki/Q26643","display_name":"Commerce","level":1,"score":0.49577149748802185},{"id":"https://openalex.org/C48220719","wikidata":"https://www.wikidata.org/wiki/Q10836209","display_name":"Digital currency","level":3,"score":0.43092432618141174},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.1408611238002777},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.10925385355949402},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.10902875661849976},{"id":"https://openalex.org/C188147891","wikidata":"https://www.wikidata.org/wiki/Q147638","display_name":"Cognitive science","level":1,"score":0.07618439197540283}],"mesh":[],"locations_count":3,"locations":[{"id":"pmh:oai:RePEc:arx:papers:2409.18532","doi":null,"is_oa":false,"landing_page_url":"http://arxiv.org/pdf/2409.18532","pdf_url":"http://arxiv.org/pdf/2409.18532","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"preprint"},{"id":"pmh:oai:arXiv.org:2409.18532","doi":null,"is_oa":true,"landing_page_url":"http://arxiv.org/abs/2409.18532","pdf_url":"https://arxiv.org/pdf/2409.18532","source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":"2331-8422","issn":["2331-8422"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"text"},{"id":"doi:10.48550/arxiv.2409.18532","doi":"https://doi.org/10.48550/arxiv.2409.18532","is_oa":true,"landing_page_url":"https://doi.org/10.48550/arxiv.2409.18532","pdf_url":null,"source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":"2331-8422","issn":["2331-8422"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Preprint"}],"best_oa_location":{"id":"pmh:oai:arXiv.org:2409.18532","doi":null,"is_oa":true,"landing_page_url":"http://arxiv.org/abs/2409.18532","pdf_url":"https://arxiv.org/pdf/2409.18532","source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":"2331-8422","issn":["2331-8422"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"text"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4403798803.pdf","grobid_xml":"https://content.openalex.org/works/W4403798803.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4402555830","https://openalex.org/W4397008369","https://openalex.org/W4403662035","https://openalex.org/W7170067667","https://openalex.org/W3089167766","https://openalex.org/W7220900417","https://openalex.org/W7127952857","https://openalex.org/W3113318148","https://openalex.org/W4405366876","https://openalex.org/W4402495982"],"abstract_inverted_index":{"In":[0,41],"the":[1,3,17,26,30,57,84,132,136,144,147],"UK,":[2],"Bank":[4],"of":[5,22,29,52,59,65,99,138,183],"England":[6],"and":[7,38,61,63,68,75,83,97,109,114,129,131,170],"HM":[8],"Treasury":[9],"are":[10],"exploring":[11],"a":[12],"potential":[13,27],"UK":[14,79,160,184],"retail":[15,80,161,185],"CBDC,":[16],"digital":[18,31,81,162,186],"pound,":[19],"with":[20],"one":[21],"their":[23],"motivations":[24],"being":[25],"role":[28],"pound":[32],"as":[33,56,135],"an":[34],"anchor":[35],"for":[36,48,146,150],"monetary":[37],"financial":[39,66,85],"stability.":[40],"this":[42],"paper,":[43],"we":[44],"explore":[45,179],"three":[46,148],"elements":[47,149],"anchoring":[49,151,158,180],"money":[50,82,128,163],"(singleness":[51],"money,":[53,101,108],"official":[54],"currency":[55],"unit":[58],"account,":[60],"safety":[62],"soundness":[64],"institutions":[67],"payment":[69],"systems)":[70],"that":[71,141,157],"maintain":[72],"public":[73],"trust":[74],"confidence":[76],"in":[77,104,127],"private":[78,100,159],"system.":[86],"We":[87],"also":[88],"identify":[89],"core":[90],"capabilities":[91,169],"(comprising":[92,117],"on-demand":[93],"interoperability":[94],"across":[95],"issuers":[96],"forms":[98,182],"settlement":[102],"finality":[103],"wholesale":[105],"central":[106,133],"bank":[107,134],"access":[110],"to":[111,178],"physical":[112],"cash)":[113],"appropriate":[115],"measures":[116],"customer":[118],"funds":[119],"protection,":[120],"robust":[121],"regulation,":[122],"effective":[123],"supervision,":[124],"safe":[125],"innovation":[126],"payments,":[130],"lender":[137],"last":[139],"resort)":[140],"together":[142],"provide":[143],"foundations":[145],"money.":[152,187],"Our":[153],"preliminary":[154],"analysis":[155],"concludes":[156],"is":[164],"supported":[165],"by":[166],"these":[167],"elements,":[168],"measures.":[171],"Further":[172],"work":[173],"could":[174],"include":[175],"public-private":[176],"collaboration":[177],"all":[181]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2024-10-27T00:00:00"}
