{"id":"https://openalex.org/W4403793241","doi":"https://doi.org/10.33545/26180723.2024.v7.i10sb.1260","title":"Utilization pattern of Kisan Credit Card (KCC) among the farmers of Prayagraj district of Uttar Pradesh (U.P.)","display_name":"Utilization pattern of Kisan Credit Card (KCC) among the farmers of Prayagraj district of Uttar Pradesh (U.P.)","publication_year":2024,"publication_date":"2024-10-01","ids":{"openalex":"https://openalex.org/W4403793241","doi":"https://doi.org/10.33545/26180723.2024.v7.i10sb.1260"},"language":"en","primary_location":{"id":"doi:10.33545/26180723.2024.v7.i10sb.1260","doi":"https://doi.org/10.33545/26180723.2024.v7.i10sb.1260","is_oa":true,"landing_page_url":"https://doi.org/10.33545/26180723.2024.v7.i10sb.1260","pdf_url":"https://www.extensionjournal.com/uploads/archives/S-7-10-26-431.pdf","source":{"id":"https://openalex.org/S4210204166","display_name":"International Journal of Agriculture Extension and Social Development","issn_l":"2618-0723","issn":["2618-0723","2618-0731"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Agriculture Extension and Social Development","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://www.extensionjournal.com/uploads/archives/S-7-10-26-431.pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":null,"display_name":"KM Sanjana Verma","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"KM Sanjana Verma","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5110219722","display_name":"Dipak Kumar Bose","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Dr. Dipak Kumar Bose","raw_affiliation_strings":["Assistant Professor & Head, Department of Agricultural Extension , Ch. Chhotu Ram (P.G). College , Muzaffarnagar , Uttar Pradesh , India"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Assistant Professor & Head, Department of Agricultural Extension , Ch. Chhotu Ram (P.G). College , Muzaffarnagar , Uttar Pradesh , India","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5009290620","display_name":"Rabeesh Kumar Verma","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Dr. Rabeesh Kumar Verma","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.23020801,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"7","issue":"10S","first_page":"120","last_page":"124"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13508","display_name":"Agricultural Economics and Practices","score":0.8407999873161316,"subfield":{"id":"https://openalex.org/subfields/1100","display_name":"General Agricultural and Biological Sciences"},"field":{"id":"https://openalex.org/fields/11","display_name":"Agricultural and Biological Sciences"},"domain":{"id":"https://openalex.org/domains/1","display_name":"Life Sciences"}},"topics":[{"id":"https://openalex.org/T13508","display_name":"Agricultural Economics and Practices","score":0.8407999873161316,"subfield":{"id":"https://openalex.org/subfields/1100","display_name":"General Agricultural and Biological Sciences"},"field":{"id":"https://openalex.org/fields/11","display_name":"Agricultural and Biological Sciences"},"domain":{"id":"https://openalex.org/domains/1","display_name":"Life Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.14110000431537628,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13478","display_name":"Agricultural Development and Management","score":0.0052999998442828655,"subfield":{"id":"https://openalex.org/subfields/1100","display_name":"General Agricultural and Biological Sciences"},"field":{"id":"https://openalex.org/fields/11","display_name":"Agricultural and Biological Sciences"},"domain":{"id":"https://openalex.org/domains/1","display_name":"Life Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/kisan-credit-card","display_name":"Kisan Credit Card","score":0.9990000128746033},{"id":"https://openalex.org/keywords/rural-credit","display_name":"rural credit","score":0.703000009059906},{"id":"https://openalex.org/keywords/credit-utilization","display_name":"credit utilization","score":0.7720000147819519},{"id":"https://openalex.org/keywords/perceived-usefulness","display_name":"perceived usefulness","score":0.5609999895095825},{"id":"https://openalex.org/keywords/socio-economic-characteristics-of-farmers","display_name":"socio-economic characteristics of farmers","score":0.8510000109672546},{"id":"https://openalex.org/keywords/income","display_name":"income","score":0.3230000138282776},{"id":"https://openalex.org/keywords/social-participation","display_name":"social participation","score":0.8209999799728394},{"id":"https://openalex.org/keywords/economic-orientation","display_name":"economic orientation","score":0.8849999904632568},{"id":"https://openalex.org/keywords/risk-orientation","display_name":"risk orientation","score":0.9879999756813049},{"id":"https://openalex.org/keywords/prayagraj-district","display_name":"Prayagraj district","score":0.9819999933242798}],"concepts":[{"id":"https://openalex.org/C3018581295","wikidata":"https://www.wikidata.org/wiki/Q1498","display_name":"Uttar pradesh","level":2,"score":0.9402114152908325},{"id":"https://openalex.org/C2983355114","wikidata":"https://www.wikidata.org/wiki/Q161380","display_name":"Credit card","level":3,"score":0.43727123737335205},{"id":"https://openalex.org/C33070731","wikidata":"https://www.wikidata.org/wiki/Q7218","display_name":"Toxicology","level":1,"score":0.4113353192806244},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.37596017122268677},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.325384259223938},{"id":"https://openalex.org/C45355965","wikidata":"https://www.wikidata.org/wiki/Q1643441","display_name":"Socioeconomics","level":1,"score":0.3015618920326233},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.1063447892665863},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.0771932303905487},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.33545/26180723.2024.v7.i10sb.1260","doi":"https://doi.org/10.33545/26180723.2024.v7.i10sb.1260","is_oa":true,"landing_page_url":"https://doi.org/10.33545/26180723.2024.v7.i10sb.1260","pdf_url":"https://www.extensionjournal.com/uploads/archives/S-7-10-26-431.pdf","source":{"id":"https://openalex.org/S4210204166","display_name":"International Journal of Agriculture Extension and Social Development","issn_l":"2618-0723","issn":["2618-0723","2618-0731"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Agriculture Extension and Social Development","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.33545/26180723.2024.v7.i10sb.1260","doi":"https://doi.org/10.33545/26180723.2024.v7.i10sb.1260","is_oa":true,"landing_page_url":"https://doi.org/10.33545/26180723.2024.v7.i10sb.1260","pdf_url":"https://www.extensionjournal.com/uploads/archives/S-7-10-26-431.pdf","source":{"id":"https://openalex.org/S4210204166","display_name":"International Journal of Agriculture Extension and Social Development","issn_l":"2618-0723","issn":["2618-0723","2618-0731"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Agriculture Extension and Social Development","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.6735000014305115,"id":"https://metadata.un.org/sdg/2","display_name":"Zero hunger"},{"score":0.41670000553131104,"id":"https://metadata.un.org/sdg/1","display_name":"No poverty"}],"sustainable_development_goals_aurora":[{"score":0.5099999904632568,"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth"}],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4403793241.pdf","grobid_xml":"https://content.openalex.org/works/W4403793241.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4391375266","https://openalex.org/W2272834954","https://openalex.org/W1992665101","https://openalex.org/W2625974585","https://openalex.org/W2885506361","https://openalex.org/W3000718081","https://openalex.org/W3007261041","https://openalex.org/W4385405065","https://openalex.org/W2491621884","https://openalex.org/W1516315434"],"abstract_inverted_index":{"The":[0,17,54,136],"rural":[1,18],"credit":[2,19,40,75],"system":[3,20],"in":[4,9,15,27,82,93,186],"India":[5],"has":[6,21,32],"been":[7],"instrumental":[8],"enhancing":[10],"production":[11,50],"and":[12,31,45,51,78,119,196,249],"stimulating":[13],"investment":[14,52],"agriculture.":[16],"to":[22,33,67,71,101,144,165,217,254],"play":[23],"an":[24],"important":[25],"role":[26],"this":[28],"transformation":[29],"phase":[30],"face":[34],"the":[35,39,64,83,88,103,112,128,150,199,203,213,225,237],"challenges":[36],"of":[37,42,56,63,85,96,98,106,122,134,141,149,155,198,212,224,236,262],"supporting":[38],"requirement":[41],"higher":[43],"order":[44],"diverse":[46],"type":[47,179],"for":[48,127,233],"both":[49],"purpose.":[53],"instrument":[55],"Kisan":[57,107],"Credit":[58,108],"Card":[59,109],"(KCC)":[60],"is":[61,239],"one":[62],"key":[65],"products":[66],"improve":[68],"farmers\u2019":[69],"accessibility":[70],"bank":[72],"credit,":[73],"simplify":[74],"delivery":[76],"mechanism":[77],"provide":[79],"more":[80],"flexibility":[81],"use":[84],"credit.":[86],"Hence,":[87],"present":[89,129],"study":[90,130,137],"was":[91,116],"conducted":[92],"Prayagraj":[94,114],"district":[95],"state":[97],"Uttar":[99],"Pradesh":[100],"understand":[102],"perceived":[104],"utility":[105,235],"scheme":[110],"among":[111],"farmers.":[113],"District":[115],"selected":[117,126],"purposively":[118],"a":[120],"total":[121],"121":[123],"respondents":[124,142,151,162,200,214,226],"were":[125],"from":[131],"Jasra":[132],"block":[133],"Prayagraj.":[135],"inferred":[138],"that":[139],"majority":[140],"belong":[143,216,228],"various":[145],"socio-economic":[146],"profiles.":[147],"Most":[148],"fall":[152],"within":[153],"age":[154],"36-55":[156],"years":[157],"(52.06%)":[158],"having":[159,176,190],"highest":[160],"male":[161],"(90.08%)":[163],"belongs":[164],"general":[166],"category":[167,205,209,219,231],"(45.45%),":[168],"have":[169,181,255],"family":[170,178],"size":[171],"above":[172],"5":[173],"member":[174],"(57.85%),":[175,180],"joint":[177],"education":[182],"(77.69%),":[183],"exclusively":[184],"engaged":[185],"only":[187],"farming":[188],"(74.38%),":[189],"income":[191],"upto":[192],"2-3":[193],"lakh":[194],"(52.23%).":[195],"(40.49%)":[197],"come":[201],"under":[202,229],"low":[204,230],"followed":[206,220],"by":[207,221],"medium":[208,218],"(23.14%).":[210],"Majority":[211],"(65.28%)":[215],"18.18":[222],"percent":[223,260],"who":[227],"as":[232,234],"KCC":[238],"concerned.":[240],"Variables":[241],"namely":[242],"Annual":[243],"income,":[244],"social":[245],"participation,":[246],"Economic":[247],"orientation":[248,251],"Risk":[250],"are":[252],"found":[253],"significant":[256],"correlation":[257],"at":[258],"0.5":[259],"level":[261],"significance.":[263]},"counts_by_year":[],"updated_date":"2026-09-29T14:09:16.559479","created_date":"2025-10-10T00:00:00"}