{"id":"https://openalex.org/W4402490895","doi":"https://doi.org/10.25130/tjaes.20.66.2.1","title":"\u062a\u062d\u0644\u064a\u0644 \u062a\u0623\u062b\u064a\u0631 \u062a\u0643\u0646\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u0635\u0646\u0627\u0639\u0629 \u062a\u0623\u0645\u064a\u0646 \u0645\u062a\u0637\u0648\u0631 \u0648\u0645\u062a\u062d\u0648\u0644 \u062a\u0643\u0646\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0648\u0627\u0644\u0627\u062b\u0627\u0631 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629: \u0628\u062d\u062b \u062a\u0637\u0628\u064a\u0642\u064a \u0641\u064a \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0648\u0637\u0646\u064a\u0629","display_name":"\u062a\u062d\u0644\u064a\u0644 \u062a\u0623\u062b\u064a\u0631 \u062a\u0643\u0646\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u0635\u0646\u0627\u0639\u0629 \u062a\u0623\u0645\u064a\u0646 \u0645\u062a\u0637\u0648\u0631 \u0648\u0645\u062a\u062d\u0648\u0644 \u062a\u0643\u0646\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0648\u0627\u0644\u0627\u062b\u0627\u0631 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629: \u0628\u062d\u062b \u062a\u0637\u0628\u064a\u0642\u064a \u0641\u064a \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0648\u0637\u0646\u064a\u0629","publication_year":2024,"publication_date":"2024-06-30","ids":{"openalex":"https://openalex.org/W4402490895","doi":"https://doi.org/10.25130/tjaes.20.66.2.1"},"language":"ar","primary_location":{"id":"doi:10.25130/tjaes.20.66.2.1","doi":"https://doi.org/10.25130/tjaes.20.66.2.1","is_oa":true,"landing_page_url":"https://doi.org/10.25130/tjaes.20.66.2.1","pdf_url":"https://www.tjaes.org/index.php/tjaes/article/view/1870/2836","source":{"id":"https://openalex.org/S4210219659","display_name":"Tikrit Journal of Administrative and Economic Sciences","issn_l":"1813-1719","issn":["1813-1719","3006-9149"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Tikrit Journal of Administrative and Economic Sciences","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://www.tjaes.org/index.php/tjaes/article/view/1870/2836","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5010742310","display_name":"\u062d\u0646\u0627\u0646 \u0634\u0627\u0643\u0631 \u0645\u062d\u0645\u0648\u062f","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"\u062d\u0646\u0627\u0646 \u0634\u0627\u0643\u0631 \u0645\u062d\u0645\u0648\u062f","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5025160359","display_name":"\u0634\u0630\u0649 \u0639\u0628\u062f \u0627\u0644\u062d\u0633\u064a\u0646 \u062c\u0628\u0631","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"\u0634\u0630\u0649 \u0639\u0628\u062f \u0627\u0644\u062d\u0633\u064a\u0646 \u062c\u0628\u0631","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5093715554","display_name":"\u062c\u0628\u0627\u0631 \u0635\u062d\u0646 \u0639\u064a\u0633\u0649","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"\u062c\u0628\u0627\u0631 \u0635\u062d\u0646 \u0639\u064a\u0633\u0649","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.17840881,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"20","issue":"66, part 2","first_page":"1","last_page":"18"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.5580999851226807,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.5580999851226807,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.3043999969959259,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12885","display_name":"Digital Innovation in Industries","score":0.11599999666213989,"subfield":{"id":"https://openalex.org/subfields/1405","display_name":"Management of Technology and Innovation"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/insurtech","display_name":"insurtech","score":0.9440000057220459},{"id":"https://openalex.org/keywords/digital-transformation","display_name":"digital transformation","score":0.6779999732971191},{"id":"https://openalex.org/keywords/insurance-industry","display_name":"insurance industry","score":0.8960000276565552},{"id":"https://openalex.org/keywords/national-insurance-company","display_name":"National Insurance Company","score":0.7210000157356262},{"id":"https://openalex.org/keywords/critical-success-factors","display_name":"success factors","score":0.75},{"id":"https://openalex.org/keywords/insurance-marketing","display_name":"insurance marketing","score":0.6010000109672546},{"id":"https://openalex.org/keywords/customer-oriented-marketing","display_name":"customer-centric marketing","score":0.503000020980835},{"id":"https://openalex.org/keywords/technological-change","display_name":"technological change","score":0.46000000834465027}],"concepts":[{"id":"https://openalex.org/C127313418","wikidata":"https://www.wikidata.org/wiki/Q1069","display_name":"Geology","level":0,"score":0.2904450297355652}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.25130/tjaes.20.66.2.1","doi":"https://doi.org/10.25130/tjaes.20.66.2.1","is_oa":true,"landing_page_url":"https://doi.org/10.25130/tjaes.20.66.2.1","pdf_url":"https://www.tjaes.org/index.php/tjaes/article/view/1870/2836","source":{"id":"https://openalex.org/S4210219659","display_name":"Tikrit Journal of Administrative and Economic Sciences","issn_l":"1813-1719","issn":["1813-1719","3006-9149"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Tikrit Journal of Administrative and Economic Sciences","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:d86b588e29d04311bd9d32c233fe7ee2","doi":null,"is_oa":false,"landing_page_url":"https://doaj.org/article/d86b588e29d04311bd9d32c233fe7ee2","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Tikrit Journal of Administrative and Economic Sciences, Vol 20, Iss 66, part 2 (2024)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.25130/tjaes.20.66.2.1","doi":"https://doi.org/10.25130/tjaes.20.66.2.1","is_oa":true,"landing_page_url":"https://doi.org/10.25130/tjaes.20.66.2.1","pdf_url":"https://www.tjaes.org/index.php/tjaes/article/view/1870/2836","source":{"id":"https://openalex.org/S4210219659","display_name":"Tikrit Journal of Administrative and Economic Sciences","issn_l":"1813-1719","issn":["1813-1719","3006-9149"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Tikrit Journal of Administrative and Economic Sciences","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.7257999777793884,"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth"},{"score":0.7207000255584717,"id":"https://metadata.un.org/sdg/9","display_name":"Industry, innovation and infrastructure"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4402490895.pdf","grobid_xml":"https://content.openalex.org/works/W4402490895.grobid-xml"},"referenced_works_count":3,"referenced_works":["https://openalex.org/W592176631","https://openalex.org/W1600296154","https://openalex.org/W2938497512"],"related_works":["https://openalex.org/W3173886522","https://openalex.org/W7163735499","https://openalex.org/W4283159981","https://openalex.org/W3092706488","https://openalex.org/W2906737992","https://openalex.org/W4285419739","https://openalex.org/W4406917695","https://openalex.org/W4367556036","https://openalex.org/W4401849851","https://openalex.org/W4402122451"],"abstract_inverted_index":{"\u0623\u0638\u0647\u0631\u062a":[0],"\u0627\u0644\u0639\u062f\u064a\u062f":[1],"\u0645\u0646":[2,47,70,80,109],"\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a":[3],"\u0623\u0646":[4,18],"\u0635\u0646\u0627\u0639\u0629":[5,55],"\u0627\u0644\u062a\u0623\u0645\u064a\u0646":[6,46,56,77,95],"\u0645\u062a\u062e\u0644\u0641\u0629":[7],"\u0639\u0646":[8],"\u0627\u0644\u0631\u0642\u0645\u0646\u0629":[9],"\u0648\u0627\u0644\u062a\u062d\u0648\u0644":[10],"\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a":[11,99],"\u0628\u0633\u0628\u0628":[12],"\u0637\u0628\u064a\u0639\u062a\u0647\u0627":[13],"\u0627\u0644\u0645\u062d\u0627\u0641\u0638\u0629\u060c":[14],"\u0645\u0645\u0627":[15],"\u064a\u0634\u064a\u0631":[16],"\u0625\u0644\u0649":[17,28,57,65,90],"\u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a":[19],"\u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629":[20],"\u0627\u0644\u062a\u064a":[21,96],"\u062a\u0624\u062b\u0631":[22],"\u0639\u0644\u0649":[23,42,67,112],"\u0627\u0644\u0635\u0646\u0627\u0639\u0629":[24,101],"\u0642\u062f":[25],"\u0628\u062f\u0623\u062a":[26],"\u0628\u0627\u0644\u0641\u0639\u0644\u060c":[27],"\u062c\u0627\u0646\u0628":[29],"\u0638\u0647\u0648\u0631":[30],"\u0634\u0631\u0643\u0627\u062a":[31,94],"\u062c\u062f\u064a\u062f\u0629":[32,41],"\u0641\u064a":[33,44],"\u0645\u062c\u0627\u0644":[34,45],"\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627":[35,76,83],"\u0627\u0644\u062a\u0623\u0645\u064a\u0646.":[36],"\u0648\u064a\u0636\u0641\u064a":[37],"\u0647\u0630\u0627":[38],"\u0627\u0644\u0623\u062e\u064a\u0631":[39],"\u0646\u0638\u0631\u0629":[40],"\u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646":[43],"\u062e\u0644\u0627\u0644":[48,110],"\u062a\u0648\u0641\u064a\u0631":[49],"\u0623\u0633\u0627\u0644\u064a\u0628":[50],"\u0645\u0628\u062a\u0643\u0631\u0629":[51],"\u0648\u0623\u062f\u0648\u0627\u062a":[52],"\u0631\u0642\u0645\u064a\u0629":[53],"\u062a\u062f\u0641\u0639":[54],"\u062a\u063a\u064a\u064a\u0631":[58,106],"\u0646\u0645\u0648\u0630\u062c":[59],"\u0623\u0639\u0645\u0627\u0644\u0647\u0627":[60],"\u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a.":[61],"\u062a\u0647\u062f\u0641":[62],"\u0647\u0630\u0647":[63],"\u0627\u0644\u062f\u0631\u0627\u0633\u0629":[64,89],"\u0627\u0644\u062a\u0639\u0631\u0641":[66],"\u0627\u0644\u062c\u0647\u0648\u062f":[68],"\u0627\u0644\u062c\u062f\u064a\u062f\u0629":[69],"\u062d\u064a\u062b":[71],"\u0627\u0644\u0641\u0631\u0635":[72],"\u0627\u0644\u0645\u062a\u0627\u062d\u0629":[73],"\u0644\u062d\u0644\u0648\u0644":[74],"\u0648\u062a\u0637\u0628\u064a\u0642\u0627\u062a":[75],"\u0648\u0627\u0644\u0641\u0648\u0627\u0626\u062f":[78],"\u0627\u0644\u0645\u0633\u062a\u0645\u062f\u0629":[79],"\u062a\u062d\u0644\u064a\u0644":[81],"\u062a\u0623\u062b\u064a\u0631":[82],"\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a":[84],"\u0648\u062a\u062d\u0644\u064a\u0644":[85],"\u0639\u0648\u0627\u0645\u0644":[86],"\u0646\u062c\u0627\u062d\u0647\u0627.":[87],"\u0648\u062e\u0644\u0635\u062a":[88],"\u0623\u0647\u0645\u064a\u0629":[91],"\u0627\u0644\u062a\u0639\u0627\u0648\u0646":[92],"\u0628\u064a\u0646":[93],"\u062a\u062a\u0645\u064a\u0632":[97],"\u0628\u0627\u0644\u062a\u0637\u0648\u0631":[98],"\u0644\u062a\u0637\u0648\u064a\u0631":[100],"\u0648\u062a\u0633\u0631\u064a\u0639":[102],"\u062a\u062d\u0648\u0644\u0647\u0627":[103],"\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u060c":[104],"\u0648\u0643\u0630\u0644\u0643":[105],"\u0637\u0631\u064a\u0642\u0629":[107],"\u0627\u0644\u062a\u0633\u0648\u064a\u0642":[108],"\u0627\u0644\u062a\u0631\u0643\u064a\u0632":[111],"\u0627\u0644\u0639\u0645\u0644\u0627\u0621":[113],"\u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647\u0645.":[114]},"counts_by_year":[],"updated_date":"2026-10-16T09:59:22.235173","created_date":"2024-09-13T00:00:00"}
