{"id":"https://openalex.org/W4401101263","doi":"https://doi.org/10.23960/begawi.v2i2.49","title":"PENINGKATAN LITERASI KEUANGAN DAN SISTEM PEMBIAYAAN BAGI PELAKU UMKM DI DESA TARAHAN LAMPUNG SELATAN","display_name":"PENINGKATAN LITERASI KEUANGAN DAN SISTEM PEMBIAYAAN BAGI PELAKU UMKM DI DESA TARAHAN LAMPUNG SELATAN","publication_year":2024,"publication_date":"2024-07-29","ids":{"openalex":"https://openalex.org/W4401101263","doi":"https://doi.org/10.23960/begawi.v2i2.49"},"language":"id","primary_location":{"id":"doi:10.23960/begawi.v2i2.49","doi":"https://doi.org/10.23960/begawi.v2i2.49","is_oa":true,"landing_page_url":"http://dx.doi.org/10.23960/begawi.v2i2.49","pdf_url":null,"source":{"id":"https://openalex.org/S4387287476","display_name":"BEGAWI Jurnal Pengabdian Kepada Masyarakat","issn_l":"2985-6973","issn":["2985-6973"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310315187","host_organization_name":"Teknologi Hasil Pertanian, Fakultas Pertanian, Universitas Lampung","host_organization_lineage":["https://openalex.org/P4310315187"],"host_organization_lineage_names":["Teknologi Hasil Pertanian, Fakultas Pertanian, Universitas Lampung"],"type":"journal"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"BEGAWI : Jurnal Pengabdian Kepada Masyarakat","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"http://dx.doi.org/10.23960/begawi.v2i2.49","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5047005341","display_name":"Fajrin Satria Dwi Kesumah","orcid":"https://orcid.org/0000-0001-6525-4667","observed_orcids":["https://orcid.org/0000-0001-6525-4667"]},"institutions":[{"id":"https://openalex.org/I12833781","display_name":"Lampung University","ror":"https://ror.org/05wtz9f44","country_code":"ID","type":"education","lineage":["https://openalex.org/I12833781"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Fajrin Satria Dwi Kesumah","raw_affiliation_strings":["Jurusan Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Lampung, Lampung, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Jurusan Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Lampung, Lampung, Indonesia","institution_ids":["https://openalex.org/I12833781"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5025443666","display_name":"Nova Mardiana","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I12833781","display_name":"Lampung University","ror":"https://ror.org/05wtz9f44","country_code":"ID","type":"education","lineage":["https://openalex.org/I12833781"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Nova Mardiana","raw_affiliation_strings":["Jurusan Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Lampung, Lampung, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Jurusan Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Lampung, Lampung, Indonesia","institution_ids":["https://openalex.org/I12833781"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5101838326","display_name":"Muslimin Muslimin","orcid":"https://orcid.org/0009-0000-1900-7120","observed_orcids":["https://orcid.org/0009-0000-1900-7120"]},"institutions":[{"id":"https://openalex.org/I12833781","display_name":"Lampung University","ror":"https://ror.org/05wtz9f44","country_code":"ID","type":"education","lineage":["https://openalex.org/I12833781"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Muslimin Muslimin","raw_affiliation_strings":["Jurusan Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Lampung, Lampung, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Jurusan Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Lampung, Lampung, Indonesia","institution_ids":["https://openalex.org/I12833781"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5071591543","display_name":"Lis Andriani","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I12833781","display_name":"Lampung University","ror":"https://ror.org/05wtz9f44","country_code":"ID","type":"education","lineage":["https://openalex.org/I12833781"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Lis Andriani","raw_affiliation_strings":["Jurusan Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Lampung, Lampung, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Jurusan Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Lampung, Lampung, Indonesia","institution_ids":["https://openalex.org/I12833781"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I12833781"],"apc_list":null,"apc_paid":null,"fwci":1.937,"has_fulltext":false,"cited_by_count":4,"citation_normalized_percentile":{"value":0.85208372,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":93,"max":96},"biblio":{"volume":"2","issue":"2","first_page":"35","last_page":"39"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9765999913215637,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9765999913215637,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.021299999207258224,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13053","display_name":"SMEs Development and Digital Marketing","score":0.00139999995008111,"subfield":{"id":"https://openalex.org/subfields/1403","display_name":"Business and International Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":1.0},{"id":"https://openalex.org/keywords/funding-system","display_name":"financing system","score":0.5429999828338623},{"id":"https://openalex.org/keywords/micro-small-and-medium-enterprises","display_name":"micro, small and medium enterprises","score":0.8669999837875366},{"id":"https://openalex.org/keywords/access-to-capital","display_name":"access to capital","score":0.7590000033378601},{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.597000002861023},{"id":"https://openalex.org/keywords/internet-access","display_name":"internet access","score":0.7710000276565552},{"id":"https://openalex.org/keywords/rural-economic-development","display_name":"rural economic development","score":0.5839999914169312}],"concepts":[{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.42171043157577515},{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.388690322637558},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.3235239088535309},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.28193777799606323},{"id":"https://openalex.org/C142362112","wikidata":"https://www.wikidata.org/wiki/Q735","display_name":"Art","level":0,"score":0.10989606380462646}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.23960/begawi.v2i2.49","doi":"https://doi.org/10.23960/begawi.v2i2.49","is_oa":true,"landing_page_url":"http://dx.doi.org/10.23960/begawi.v2i2.49","pdf_url":null,"source":{"id":"https://openalex.org/S4387287476","display_name":"BEGAWI Jurnal Pengabdian Kepada Masyarakat","issn_l":"2985-6973","issn":["2985-6973"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310315187","host_organization_name":"Teknologi Hasil Pertanian, Fakultas Pertanian, Universitas Lampung","host_organization_lineage":["https://openalex.org/P4310315187"],"host_organization_lineage_names":["Teknologi Hasil Pertanian, Fakultas Pertanian, Universitas Lampung"],"type":"journal"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"BEGAWI : Jurnal Pengabdian Kepada Masyarakat","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.23960/begawi.v2i2.49","doi":"https://doi.org/10.23960/begawi.v2i2.49","is_oa":true,"landing_page_url":"http://dx.doi.org/10.23960/begawi.v2i2.49","pdf_url":null,"source":{"id":"https://openalex.org/S4387287476","display_name":"BEGAWI Jurnal Pengabdian Kepada Masyarakat","issn_l":"2985-6973","issn":["2985-6973"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310315187","host_organization_name":"Teknologi Hasil Pertanian, Fakultas Pertanian, Universitas Lampung","host_organization_lineage":["https://openalex.org/P4310315187"],"host_organization_lineage_names":["Teknologi Hasil Pertanian, Fakultas Pertanian, Universitas Lampung"],"type":"journal"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"BEGAWI : Jurnal Pengabdian Kepada Masyarakat","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/1","display_name":"No poverty","score":0.8928999900817871},{"id":"https://metadata.un.org/sdg/9","display_name":"Industry, innovation and infrastructure","score":0.6773999929428101},{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.6452000141143799},{"id":"https://metadata.un.org/sdg/4","display_name":"Quality education","score":0.4156000018119812},{"id":"https://metadata.un.org/sdg/10","display_name":"Reduced inequalities","score":0.4000000059604645}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":5,"referenced_works":["https://openalex.org/W3006685681","https://openalex.org/W3013169084","https://openalex.org/W3021167030","https://openalex.org/W3134152282","https://openalex.org/W4380203232"],"related_works":["https://openalex.org/W4385347712","https://openalex.org/W4410333063","https://openalex.org/W4410499460","https://openalex.org/W7134059934","https://openalex.org/W7215730983","https://openalex.org/W4413183163","https://openalex.org/W7215915127","https://openalex.org/W4415426690","https://openalex.org/W3132946644","https://openalex.org/W7217019367"],"abstract_inverted_index":{"Mitra":[0],"PKM":[1,89],"menghadapi":[2],"sejumlah":[3],"permasalahan":[4],"terutama":[5],"dalam":[6],"peningkatan":[7],"literasi":[8,20,95],"keuangan":[9,21,77,96],"dan":[10,56,64,75,83],"akses":[11,54,73,80],"pembiayaan":[12,57],"bagi":[13],"pelaku":[14,38,98],"UMKM.":[15],"Salah":[16],"satunya":[17],"adalah":[18],"tingkat":[19,94],"yang":[22,32,58,66,103,113,119],"rendah":[23],"di":[24,34,40,100],"kalangan":[25],"masyarakat":[26,109],"desa":[27,110],"tersebut.":[28],"Dengan":[29],"potensi":[30],"usaha":[31,124],"bergerak":[33],"bidang":[35],"warisan":[36],"lokal,":[37],"UMKM":[39,99],"Desa":[41,101],"Tarahan,":[42],"seperti":[43],"Kelompok":[44],"Sanggar":[45],"Tapis":[46],"Rakata":[47],"terkadang":[48],"kesulitan":[49],"untuk":[50,78],"mengembangkan":[51],"usahanya":[52],"karena":[53],"pemodalan":[55],"terbatas.":[59],"Selain":[60],"itu,":[61],"pentingnya":[62],"infrastruktur":[63],"teknologi":[65,76],"memadai":[67],"juga":[68,116],"harus":[69],"diperhatikan,":[70],"termasuk":[71],"penyediaan":[72],"internet":[74],"mendukung":[79],"terhadap":[81],"informasi":[82],"layanan":[84],"keuangan.":[85],"Adapun":[86],"harapan":[87],"dari":[88],"ini":[90],"yaitu":[91],"dapat":[92,106],"meningkatkan":[93,107,114,122],"para":[97],"Tarahan":[102],"pada":[104,121],"akhirnya":[105],"kesejahteraan":[108],"melalui":[111],"kegiatan":[112],"pengetahuan":[115],"aksi":[117],"nyata":[118],"berdampak":[120],"nilai":[123],"mereka.":[125]},"counts_by_year":[{"year":2026,"cited_by_count":2},{"year":2025,"cited_by_count":2}],"updated_date":"2026-11-10T11:39:43.021295","created_date":"2024-07-31T00:00:00"}