{"id":"https://openalex.org/W4399213631","doi":"https://doi.org/10.2139/ssrn.4849955","title":"Measuring Households' Financial Fragilities: An Analysis at the Intersection of Income, Financial Wealth and Debt","display_name":"Measuring Households' Financial Fragilities: An Analysis at the Intersection of Income, Financial Wealth and Debt","publication_year":2024,"publication_date":"2024-01-01","ids":{"openalex":"https://openalex.org/W4399213631","doi":"https://doi.org/10.2139/ssrn.4849955"},"language":"en","primary_location":{"id":"doi:10.2139/ssrn.4849955","doi":"https://doi.org/10.2139/ssrn.4849955","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.4849955","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"volume":null,"type":"preprint","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.2139/ssrn.4849955","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5027861590","display_name":"David Loschiavo","orcid":"https://orcid.org/0000-0001-5631-5835","observed_orcids":["https://orcid.org/0000-0001-5631-5835"]},"institutions":[{"id":"https://openalex.org/I103737770","display_name":"Bank of Italy","ror":"https://ror.org/03v2nbx43","country_code":"IT","type":"funder","lineage":["https://openalex.org/I103737770"]}],"countries":["IT"],"is_corresponding":true,"raw_author_name":"David Loschiavo","raw_affiliation_strings":["Bank of Italy","Bank of Italy, Via Nazionale 91, Rome, 00184, Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Bank of Italy","institution_ids":["https://openalex.org/I103737770"]},{"raw_affiliation_string":"Bank of Italy, Via Nazionale 91, Rome, 00184, Italy","institution_ids":["https://openalex.org/I103737770"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5050936069","display_name":"Federico Tullio","orcid":"https://orcid.org/0000-0003-3983-0864","observed_orcids":["https://orcid.org/0000-0003-3983-0864"]},"institutions":[{"id":"https://openalex.org/I103737770","display_name":"Bank of Italy","ror":"https://ror.org/03v2nbx43","country_code":"IT","type":"funder","lineage":["https://openalex.org/I103737770"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Federico Tullio","raw_affiliation_strings":["Bank of Italy","Bank of Italy, Via Nazionale 91, Rome, 00184, Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Bank of Italy","institution_ids":["https://openalex.org/I103737770"]},{"raw_affiliation_string":"Bank of Italy, Via Nazionale 91, Rome, 00184, Italy","institution_ids":["https://openalex.org/I103737770"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5076568451","display_name":"Antonietta di Salvatore","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I103737770","display_name":"Bank of Italy","ror":"https://ror.org/03v2nbx43","country_code":"IT","type":"funder","lineage":["https://openalex.org/I103737770"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Antonietta di Salvatore","raw_affiliation_strings":["Bank of Italy","Bank of Italy, Via Nazionale 91, Rome, 00184, Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Bank of Italy","institution_ids":["https://openalex.org/I103737770"]},{"raw_affiliation_string":"Bank of Italy, Via Nazionale 91, Rome, 00184, Italy","institution_ids":["https://openalex.org/I103737770"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5027861590"],"corresponding_institution_ids":["https://openalex.org/I103737770"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":20,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10446","display_name":"Income, Poverty, and Inequality","score":0.9467999935150146,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10446","display_name":"Income, Poverty, and Inequality","score":0.9467999935150146,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.04580000042915344,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.0010000000474974513,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/household-financial-fragility","display_name":"household financial fragility","score":0.9750000238418579},{"id":"https://openalex.org/keywords/financial-poverty","display_name":"financial poverty","score":0.6430000066757202},{"id":"https://openalex.org/keywords/income-poverty","display_name":"income poverty","score":0.6449999809265137},{"id":"https://openalex.org/keywords/household-wealth","display_name":"household wealth","score":0.8560000061988831},{"id":"https://openalex.org/keywords/household-debt","display_name":"household debt","score":0.9879999756813049},{"id":"https://openalex.org/keywords/state-dependence","display_name":"state dependence","score":0.6539999842643738},{"id":"https://openalex.org/keywords/italian-households","display_name":"Italian households","score":0.5220000147819519}],"concepts":[{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.6322011947631836},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.5417131185531616},{"id":"https://openalex.org/C2776562857","wikidata":"https://www.wikidata.org/wiki/Q17164798","display_name":"Household debt","level":3,"score":0.4552132785320282},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.44249722361564636},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.43571627140045166},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.4299696981906891},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4196300804615021}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.2139/ssrn.4849955","doi":"https://doi.org/10.2139/ssrn.4849955","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.4849955","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},{"id":"pmh:oai:RePEc:bdi:wptemi:td_1452_24","doi":null,"is_oa":false,"landing_page_url":"https://www.bancaditalia.it/pubblicazioni/temi-discussione/2024/2024-1452/en_tema_1452.pdf","pdf_url":"https://www.bancaditalia.it/pubblicazioni/temi-discussione/2024/2024-1452/en_tema_1452.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"preprint"}],"best_oa_location":{"id":"doi:10.2139/ssrn.4849955","doi":"https://doi.org/10.2139/ssrn.4849955","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.4849955","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"sustainable_development_goals":[{"display_name":"No poverty","id":"https://metadata.un.org/sdg/1","score":1.0}],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":79,"referenced_works":["https://openalex.org/W81445834","https://openalex.org/W1497830104","https://openalex.org/W1521950660","https://openalex.org/W1565320856","https://openalex.org/W1983748250","https://openalex.org/W1988687748","https://openalex.org/W1997619535","https://openalex.org/W2050265697","https://openalex.org/W2113060685","https://openalex.org/W2117594039","https://openalex.org/W2144092436","https://openalex.org/W2165682715","https://openalex.org/W2225433570","https://openalex.org/W2233394530","https://openalex.org/W2324242192","https://openalex.org/W2568899890","https://openalex.org/W2589668225","https://openalex.org/W2886125975","https://openalex.org/W2894252068","https://openalex.org/W2903640409","https://openalex.org/W2921155529","https://openalex.org/W2921186388","https://openalex.org/W2952899051","https://openalex.org/W2985321113","https://openalex.org/W3000759540","https://openalex.org/W3006022139","https://openalex.org/W3012615370","https://openalex.org/W3014142505","https://openalex.org/W3015982886","https://openalex.org/W3021139770","https://openalex.org/W3088216921","https://openalex.org/W3088543624","https://openalex.org/W3118076206","https://openalex.org/W3123868234","https://openalex.org/W3139153303","https://openalex.org/W3142138389","https://openalex.org/W3143724726","https://openalex.org/W3153772549","https://openalex.org/W3157243315","https://openalex.org/W3163517499","https://openalex.org/W3163677618","https://openalex.org/W3168048564","https://openalex.org/W3173689903","https://openalex.org/W3186017395","https://openalex.org/W3197988508","https://openalex.org/W3198142221","https://openalex.org/W3212987314","https://openalex.org/W4200205391","https://openalex.org/W4211175517","https://openalex.org/W4214862448","https://openalex.org/W4220682985","https://openalex.org/W4225247728","https://openalex.org/W4226474260","https://openalex.org/W4229052101","https://openalex.org/W4281649027","https://openalex.org/W4285060335","https://openalex.org/W4285139750","https://openalex.org/W4285524585","https://openalex.org/W4288074185","https://openalex.org/W4293572014","https://openalex.org/W4307810458","https://openalex.org/W4319788317","https://openalex.org/W4320493852","https://openalex.org/W4320734527","https://openalex.org/W4323657767","https://openalex.org/W4323978457","https://openalex.org/W4327937628","https://openalex.org/W4365452461","https://openalex.org/W4367179571","https://openalex.org/W4377016649","https://openalex.org/W4379140955","https://openalex.org/W4381302335","https://openalex.org/W4385059543","https://openalex.org/W4387537470","https://openalex.org/W4388302244","https://openalex.org/W4389719775","https://openalex.org/W4390747057","https://openalex.org/W4398144391","https://openalex.org/W6986227051"],"related_works":["https://openalex.org/W1997619535","https://openalex.org/W1919273025","https://openalex.org/W3142471730","https://openalex.org/W1603246891","https://openalex.org/W7048689227","https://openalex.org/W2905884074","https://openalex.org/W3140173082","https://openalex.org/W3088216921","https://openalex.org/W2947466603","https://openalex.org/W3124273638"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":3},{"year":2025,"cited_by_count":16},{"year":2024,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2024-06-01T00:00:00"}
