{"id":"https://openalex.org/W4394614162","doi":"https://doi.org/10.21608/caf.2024.348075","title":"\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u0627\u0644\u0649 \u0644\u0644\u062a\u0646\u0628\u0624 \u0628\u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0641\u064a \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646- \u062f\u0631\u0627\u0633\u0629 \u062a\u0637\u0628\u064a\u0642\u064a\u0629","display_name":"\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u0627\u0644\u0649 \u0644\u0644\u062a\u0646\u0628\u0624 \u0628\u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0641\u064a \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646- \u062f\u0631\u0627\u0633\u0629 \u062a\u0637\u0628\u064a\u0642\u064a\u0629","publication_year":2024,"publication_date":"2024-03-31","ids":{"openalex":"https://openalex.org/W4394614162","doi":"https://doi.org/10.21608/caf.2024.348075"},"language":"ar","primary_location":{"id":"doi:10.21608/caf.2024.348075","doi":"https://doi.org/10.21608/caf.2024.348075","is_oa":true,"landing_page_url":"https://doi.org/10.21608/caf.2024.348075","pdf_url":"https://caf.journals.ekb.eg/article_348075_dd0554fb70254e8c9976679599bfe052.pdf","source":{"id":"https://openalex.org/S4210210143","display_name":"\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0645\u0644\u06cc\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u062a\u0645\u0648\u06cc\u0644","issn_l":"1110-4716","issn":["1110-4716","2682-4825"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u062a\u0645\u0648\u064a\u0644","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"bronze","oa_url":"https://caf.journals.ekb.eg/article_348075_dd0554fb70254e8c9976679599bfe052.pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5095069385","display_name":"\u0623\u0645\u0644 \u0645\u062d\u0645\u062f \u063a\u0646\u064a\u0645\u064a \u0639\u0628\u062f\u0627\u0644\u062d\u0627\u0641\u0638","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I159247623","display_name":"Mansoura University","ror":"https://ror.org/01k8vtd75","country_code":"EG","type":"education","lineage":["https://openalex.org/I159247623"]}],"countries":["EG"],"is_corresponding":false,"raw_author_name":"\u0623\u0645\u0644 \u0645\u062d\u0645\u062f \u063a\u0646\u064a\u0645\u064a \u0639\u0628\u062f\u0627\u0644\u062d\u0627\u0641\u0638","raw_affiliation_strings":["\u0643\u0644\u064a\u0629, \u0627\u0644\u062a\u062c\u0627\u0631\u0629 .\u062c\u0627\u0645\u0639\u0629 .\u0627\u0644\u0645\u0646\u0635\u0648\u0631\u0629"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u0643\u0644\u064a\u0629, \u0627\u0644\u062a\u062c\u0627\u0631\u0629 .\u062c\u0627\u0645\u0639\u0629 .\u0627\u0644\u0645\u0646\u0635\u0648\u0631\u0629","institution_ids":["https://openalex.org/I159247623"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5055491301","display_name":"\u0645\u062d\u0645\u062f \u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0641\u0648\u062f\u0629","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I159247623","display_name":"Mansoura University","ror":"https://ror.org/01k8vtd75","country_code":"EG","type":"education","lineage":["https://openalex.org/I159247623"]}],"countries":["EG"],"is_corresponding":false,"raw_author_name":"\u0645\u062d\u0645\u062f \u0639\u0628\u062f\u0627\u0644\u0641\u062a\u0627\u062d \u0641\u0648\u062f\u0629","raw_affiliation_strings":["\u0643\u0644\u064a\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629- \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0635\u0648\u0631\u0629"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u0643\u0644\u064a\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629- \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0635\u0648\u0631\u0629","institution_ids":["https://openalex.org/I159247623"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5047206629","display_name":"\u0627\u0628\u0631\u0627\u0647\u064a\u0645 \u0645\u062d\u0645\u062f \u0645\u0647\u062f\u064a \u0628\u062f\u0648\u064a","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I159247623","display_name":"Mansoura University","ror":"https://ror.org/01k8vtd75","country_code":"EG","type":"education","lineage":["https://openalex.org/I159247623"]}],"countries":["EG"],"is_corresponding":false,"raw_author_name":"\u0627\u0628\u0631\u0627\u0647\u064a\u0645 \u0645\u062d\u0645\u062f \u0645\u0647\u062f\u064a \u0628\u062f\u0648\u064a","raw_affiliation_strings":["\u0643\u0644\u064a\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629- \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0635\u0648\u0631\u0629"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u0643\u0644\u064a\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629- \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0635\u0648\u0631\u0629","institution_ids":["https://openalex.org/I159247623"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5068118689","display_name":"\u0645\u0646\u0649 \u0627\u0644\u0628\u0634\u064a\u0631 \u0627\u0644\u0634\u0631\u0628\u064a\u0646\u064a","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I159247623","display_name":"Mansoura University","ror":"https://ror.org/01k8vtd75","country_code":"EG","type":"education","lineage":["https://openalex.org/I159247623"]}],"countries":["EG"],"is_corresponding":false,"raw_author_name":"\u0645\u0646\u064a \u0627\u0644\u0628\u0634\u064a\u0631 \u0627\u0644\u0634\u0631\u0628\u064a\u0646\u064a","raw_affiliation_strings":["\u0643\u0644\u064a\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u2013 \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0635\u0648\u0631\u0629"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u0643\u0644\u064a\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u2013 \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0635\u0648\u0631\u0629","institution_ids":["https://openalex.org/I159247623"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I159247623"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"0","issue":"0","first_page":"0","last_page":"0"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.9146000146865845,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.9146000146865845,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11720","display_name":"Probability and Risk Models","score":0.021199999377131462,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12123","display_name":"Financial Analysis and Corporate Governance","score":0.015699999406933784,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-analysis","display_name":"financial analysis","score":0.5770000219345093},{"id":"https://openalex.org/keywords/insurance-companies","display_name":"insurance companies","score":0.6890000104904175},{"id":"https://openalex.org/keywords/loss-forecasting","display_name":"loss forecasting","score":0.7260000109672546},{"id":"https://openalex.org/keywords/insurance-risk","display_name":"insurance risk","score":0.5210000276565552},{"id":"https://openalex.org/keywords/portfolio-risk","display_name":"portfolio risk","score":0.6949999928474426},{"id":"https://openalex.org/keywords/underwriting-risk","display_name":"underwriting risk","score":0.8009999990463257},{"id":"https://openalex.org/keywords/liquidity-risk","display_name":"liquidity risk","score":0.9919999837875366},{"id":"https://openalex.org/keywords/operational-risk","display_name":"operational risk","score":0.906000018119812},{"id":"https://openalex.org/keywords/market-risk","display_name":"market risk","score":0.9990000128746033},{"id":"https://openalex.org/keywords/return-on-equity","display_name":"return on equity","score":0.6830000281333923},{"id":"https://openalex.org/keywords/2008-financial-crisis","display_name":"2008 financial crisis","score":0.7879999876022339},{"id":"https://openalex.org/keywords/early-warning-indicators","display_name":"early warning indicators","score":0.734000027179718}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.22054976224899292}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.21608/caf.2024.348075","doi":"https://doi.org/10.21608/caf.2024.348075","is_oa":true,"landing_page_url":"https://doi.org/10.21608/caf.2024.348075","pdf_url":"https://caf.journals.ekb.eg/article_348075_dd0554fb70254e8c9976679599bfe052.pdf","source":{"id":"https://openalex.org/S4210210143","display_name":"\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0645\u0644\u06cc\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u062a\u0645\u0648\u06cc\u0644","issn_l":"1110-4716","issn":["1110-4716","2682-4825"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u062a\u0645\u0648\u064a\u0644","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.21608/caf.2024.348075","doi":"https://doi.org/10.21608/caf.2024.348075","is_oa":true,"landing_page_url":"https://doi.org/10.21608/caf.2024.348075","pdf_url":"https://caf.journals.ekb.eg/article_348075_dd0554fb70254e8c9976679599bfe052.pdf","source":{"id":"https://openalex.org/S4210210143","display_name":"\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0645\u0644\u06cc\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u062a\u0645\u0648\u06cc\u0644","issn_l":"1110-4716","issn":["1110-4716","2682-4825"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u062a\u0645\u0648\u064a\u0644","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4394614162.pdf","grobid_xml":"https://content.openalex.org/works/W4394614162.grobid-xml"},"referenced_works_count":3,"referenced_works":["https://openalex.org/W2954808508","https://openalex.org/W3122164926","https://openalex.org/W4319663024"],"related_works":["https://openalex.org/W4283166105","https://openalex.org/W4303647811","https://openalex.org/W4414046491","https://openalex.org/W4388614755","https://openalex.org/W4414047326","https://openalex.org/W4416318333","https://openalex.org/W4409545533","https://openalex.org/W1479785945","https://openalex.org/W4281252705","https://openalex.org/W7165776647"],"abstract_inverted_index":{"\u062a\u0633\u062a\u062e\u062f\u0645":[0],"\u0623\u0633\u0627\u0644\u064a\u0628":[1],"\u0627\u0644\u062a\u062d\u0644\u064a\u0644":[2],"\u0627\u0644\u0645\u0627\u0644\u064a":[3,12,109,129],"\u0644\u0644\u062a\u0646\u0628\u0624":[4],"\u0628\u0627\u0644\u062e\u0633\u0627\u0626\u0631":[5],"\u0641\u064a":[6,20,45,73,77],"\u0634\u0631\u0643\u0627\u062a":[7,32,42,68],"\u0627\u0644\u062a\u0623\u0645\u064a\u0646,":[8],"\u0648\u062a\u0639\u062f":[9],"\u0627\u062e\u062a\u0628\u0627\u0631\u0627\u062a":[10,92,96],"\u0627\u0644\u062a\u062d\u0645\u0644":[11,93],"\u0645\u0646":[13,67,125],"\u0623\u062d\u062f\u062b":[14],"\u0647\u0630\u0647":[15],"\u0627\u0644\u0623\u0633\u0627\u0644\u064a\u0628":[16],"\u0625\u0630":[17],"\u062a\u0645":[18,64],"\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627":[19],"\u0627\u0644\u0623\u0632\u0645\u0629":[21],"\u0627\u0644\u0645\u0627\u0644\u064a\u0629":[22,80],"\u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629":[23],"2008":[24],"\u0643\u0623\u062d\u062f":[25],"\u0623\u062f\u0648\u0627\u062a":[26],"\u0627\u0644\u0625\u0646\u0630\u0627\u0631":[27],"\u0627\u0644\u0645\u0628\u0643\u0631":[28],"\u0644\u0634\u0631\u0643\u0627\u062a":[29],"\u0627\u0644\u0623\u0645\u0648\u0627\u0644":[30],"(\u0627\u0644\u0628\u0646\u0648\u0643,":[31],"\u0627\u0644\u062a\u0623\u0645\u064a\u0646)":[33],"\u0648\u0642\u0627\u0645":[34,133],"\u0627\u0644\u0628\u0627\u062d\u062b":[35,134],"\u0628\u062d\u0635\u0631":[36],"\u062c\u0645\u064a\u0639":[37],"\u0627\u0644\u0623\u062e\u0637\u0627\u0631":[38,149],"\u0627\u0644\u062a\u064a":[39],"\u062a\u062a\u0639\u0631\u0636":[40],"\u0644\u0647\u0627":[41,163],"\u0627\u0644\u062a\u0623\u0645\u064a\u0646":[43,75],"\u0648\u0642\u0633\u0645\u0647\u0627":[44],"\u0645\u062c\u0645\u0648\u0639\u0627\u062a":[46],"\u0623\u0643\u0628\u0631":[47],"\u0644\u0633\u0647\u0648\u0644\u0629":[48],"\u0627\u0644\u062f\u0631\u0627\u0633\u0629":[49,143],"\u0648\u0647\u064a":[50,105],"(":[51],"\u0645\u062e\u0627\u0637\u0631":[52,55,57,59,61],"\u0627\u0644\u0645\u062d\u0641\u0638\u0629":[53],"\u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629,":[54],"\u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628,":[56],"\u0627\u0644\u0633\u064a\u0648\u0644\u0629,":[58],"\u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629,":[60],"\u0627\u0644\u0633\u0648\u0642)":[62],"\u0648\u0642\u062f":[63],"\u0627\u062e\u062a\u064a\u0627\u0631":[65],"\u0634\u0631\u0643\u062a\u064a\u0646":[66],"\u062a\u0623\u0645\u064a\u0646\u0627\u062a":[69],"\u0627\u0644\u0645\u0645\u062a\u0644\u0643\u0627\u062a":[70],"\u0648\u0627\u0644\u0645\u0633\u0624\u0644\u064a\u0629":[71],"\u0627\u0644\u0639\u0627\u0645\u0644\u0629":[72],"\u0633\u0648\u0642":[74,78],"\u0648\u0627\u0644\u0645\u0633\u062c\u0644\u0629":[76],"\u0627\u0644\u0623\u0648\u0631\u0627\u0642":[79],"\u0648\u0647\u0645\u0627":[81],"\u0634\u0631\u0643\u062a\u064a":[82],"\u0627\u0644\u062f\u0644\u062a\u0627":[83],"\u0644\u0644\u062a\u0623\u0645\u064a\u0646":[84,86],"\u0648\u0627\u0644\u0645\u0647\u0646\u062f\u0633":[85],"\u0644\u062a\u0648\u0627\u0641\u0631":[87],"\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a":[88],"\u0627\u0644\u062e\u0627\u0635\u0629":[89],"\u0628\u0647\u0627.":[90],"\u0648\u062a\u062c\u0631\u064a":[91],"\u0639\u0644\u064a":[94,121,127,166],"\u0627\u0633\u0644\u0648\u0628\u064a\u0646":[95],"\u0630\u0627\u062a":[97],"\u0645\u062a\u063a\u064a\u0631":[98],"\u0648\u0627\u062d\u062f":[99],"\u0645\u0633\u062a\u0642\u0644":[100,151],"\u0645\u0639":[101],"\u062b\u0628\u0627\u062a":[102],"\u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0627\u062a":[103,119],"\u0627\u0644\u0623\u062e\u0631\u064a":[104],"\u062a\u0642\u064a\u0633":[106],"\u062d\u0633\u0627\u0633\u064a\u0629":[107],"\u0627\u0644\u0648\u0636\u0639":[108,128],"\u0644\u0644\u0634\u0631\u0643\u0629":[110,130],"\u062a\u062c\u0627\u0647":[111],"\u0647\u0630\u0627":[112],"\u0627\u0644\u062e\u0637\u0631":[113],"(\u0627\u062e\u062a\u0628\u0627\u0631\u0627\u062a":[114,131],"\u0627\u0644\u062d\u0633\u0627\u0633\u064a\u0629)":[115],",":[116],"\u0648\u0627\u062e\u062a\u0628\u0627\u0631\u0627\u062a":[117],"\u0645\u062a\u0639\u062f\u062f\u0629":[118],"\u0648\u062a\u0639\u0645\u0644":[120],"\u062a\u0642\u064a\u064a\u0645":[122],"\u0623\u062b\u0631":[123],"\u0645\u062c\u0645\u0648\u0639\u0629":[124],"\u0627\u0644\u0645\u062e\u0627\u0637\u0631":[126],"\u0627\u0644\u0633\u064a\u0646\u0627\u0631\u064a\u0648),":[132],"\u0628\u062a\u0637\u0628\u064a\u0642":[135],"\u0627\u0644\u0646\u0645\u0648\u0630\u062c":[136],"\u0627\u0644\u0627\u062d\u0635\u0627\u0626\u064a":[137],"\u0627\u0644\u0645\u0644\u0627\u0626\u0645":[138],"\u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a":[139],"\u0645\u062d\u0644":[140],"\u0627\u0644\u062f\u0631\u0627\u0633\u0629,":[141],"\u0648\u0627\u0646\u062a\u0647\u062a":[142],"\u0628\u0648\u062c\u0648\u062f":[144],"\u062a\u0623\u062b\u064a\u0631":[145,164],"\u0645\u0639\u0646\u0648\u064a":[146,165],"\u0628\u064a\u0646":[147],"\u0628\u0639\u0636":[148],"\u0643\u0645\u062a\u063a\u064a\u0631":[150],"\u0648\u0645\u0639\u062f\u0644":[152],"\u0643\u0641\u0627\u064a\u0629":[153],"\u0631\u0623\u0633":[154],"\u0627\u0644\u0645\u0627\u0644(\u0643\u0645\u062a\u063a\u064a\u0631":[155],"\u062a\u0627\u0628\u0639),":[156],"\u0643\u0645\u0627":[157],"\u0623\u0646":[158],"\u0647\u0646\u0627\u0643":[159],"\u0623\u062e\u0637\u0627\u0631":[160],"\u0623\u062e\u0631\u064a":[161],"\u0644\u064a\u0633":[162],"\u0627\u0644\u0645\u062a\u063a\u064a\u0631":[167],"\u0627\u0644\u062a\u0627\u0628\u0639.":[168]},"counts_by_year":[],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2024-04-10T00:00:00"}
