{"id":"https://openalex.org/W4393133602","doi":"https://doi.org/10.24818/rfb.23.15.02.05","title":"Extending Digital Payment System Adoption to Satisfaction: Empirical Evidence from Indian Rural Households","display_name":"Extending Digital Payment System Adoption to Satisfaction: Empirical Evidence from Indian Rural Households","publication_year":2023,"publication_date":"2023-12-31","ids":{"openalex":"https://openalex.org/W4393133602","doi":"https://doi.org/10.24818/rfb.23.15.02.05"},"language":"en","primary_location":{"id":"doi:10.24818/rfb.23.15.02.05","doi":"https://doi.org/10.24818/rfb.23.15.02.05","is_oa":true,"landing_page_url":"https://doi.org/10.24818/rfb.23.15.02.05","pdf_url":"https://doi.org/10.24818/rfb.23.15.02.05","source":{"id":"https://openalex.org/S4210181845","display_name":"The Review of Finance and Banking","issn_l":"2067-2713","issn":["2067-2713","2067-3825"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["norway-1"],"host_organization":"https://openalex.org/P4310314528","host_organization_name":"Bucharest Academy of Economic Studies","host_organization_lineage":["https://openalex.org/P4310314528"],"host_organization_lineage_names":["Bucharest Academy of Economic Studies"],"type":"journal"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Review of Finance and Banking","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.24818/rfb.23.15.02.05","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5113024475","display_name":"K. Geetha","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I161045824","display_name":"Avinashilingam University","ror":"https://ror.org/05dxzqa20","country_code":"IN","type":"education","lineage":["https://openalex.org/I161045824"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"K Geetha","raw_affiliation_strings":["Research Scholar, Department of Commerce, Avinashilingam Institute for Home Science and Higher Education for Women, Coimbatore, Tamil Nadu, India,","Department of Commerce, Avinashilingam Institute for Home Science and Higher Education for Women, Coimbatore, Tamil Nadu, India","Professor of Commerce, NSS College Ottapalam, Palappuram Post, Kerala, India"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Research Scholar, Department of Commerce, Avinashilingam Institute for Home Science and Higher Education for Women, Coimbatore, Tamil Nadu, India,","institution_ids":["https://openalex.org/I161045824"]},{"raw_affiliation_string":"Department of Commerce, Avinashilingam Institute for Home Science and Higher Education for Women, Coimbatore, Tamil Nadu, India","institution_ids":["https://openalex.org/I161045824"]},{"raw_affiliation_string":"Professor of Commerce, NSS College Ottapalam, Palappuram Post, Kerala, India","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5089355628","display_name":"K. Kanniammal","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I161045824","display_name":"Avinashilingam University","ror":"https://ror.org/05dxzqa20","country_code":"IN","type":"education","lineage":["https://openalex.org/I161045824"]}],"countries":["IN"],"is_corresponding":true,"raw_author_name":"K. Kanniammal","raw_affiliation_strings":["Department of Commerce, Avinashilingam Institute for Home Science and Higher Education for Women, Coimbatore, Tamil Nadu, India","Professor of Commerce, NSS College Ottapalam, Palappuram Post, Kerala, India","Research Scholar, Department of Commerce, Avinashilingam Institute for Home Science and Higher Education for Women, Coimbatore, Tamil Nadu, India,"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Commerce, Avinashilingam Institute for Home Science and Higher Education for Women, Coimbatore, Tamil Nadu, India","institution_ids":["https://openalex.org/I161045824"]},{"raw_affiliation_string":"Professor of Commerce, NSS College Ottapalam, Palappuram Post, Kerala, India","institution_ids":[]},{"raw_affiliation_string":"Research Scholar, Department of Commerce, Avinashilingam Institute for Home Science and Higher Education for Women, Coimbatore, Tamil Nadu, India,","institution_ids":["https://openalex.org/I161045824"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5089355628"],"corresponding_institution_ids":["https://openalex.org/I161045824"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.1562388,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"15","issue":"2","first_page":"149","last_page":"168"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9976000189781189,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9976000189781189,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14416","display_name":"Health, Technology, Consumer Behavior","score":0.0019000000320374966,"subfield":{"id":"https://openalex.org/subfields/3605","display_name":"Health Information Management"},"field":{"id":"https://openalex.org/fields/36","display_name":"Health Professions"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/electronic-payment-systems","display_name":"electronic payment systems","score":0.878000020980835},{"id":"https://openalex.org/keywords/technology-adoption","display_name":"technology adoption","score":0.949999988079071},{"id":"https://openalex.org/keywords/user-satisfaction","display_name":"user satisfaction","score":0.7459999918937683},{"id":"https://openalex.org/keywords/rural-households","display_name":"rural households","score":0.9309999942779541},{"id":"https://openalex.org/keywords/technology-acceptance-model","display_name":"technology acceptance model","score":0.8539999723434448},{"id":"https://openalex.org/keywords/utaut","display_name":"UTAUT","score":0.8769999742507935},{"id":"https://openalex.org/keywords/behavioral-intention","display_name":"behavioral intention","score":0.8650000095367432},{"id":"https://openalex.org/keywords/perceived-usefulness","display_name":"perceived usefulness","score":0.9750000238418579},{"id":"https://openalex.org/keywords/perceived-ease-of-use","display_name":"perceived ease of use","score":0.9990000128746033},{"id":"https://openalex.org/keywords/social-influence","display_name":"social influence","score":0.9789999723434448},{"id":"https://openalex.org/keywords/facilitating-conditions","display_name":"facilitating conditions","score":1.0},{"id":"https://openalex.org/keywords/digital-financial-services","display_name":"digital financial services","score":0.8980000019073486},{"id":"https://openalex.org/keywords/india","display_name":"India","score":0.597000002861023}],"concepts":[{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.7537912130355835},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.6935327649116516},{"id":"https://openalex.org/C2776185967","wikidata":"https://www.wikidata.org/wiki/Q112945","display_name":"Technology acceptance model","level":3,"score":0.652026355266571},{"id":"https://openalex.org/C2776983043","wikidata":"https://www.wikidata.org/wiki/Q986008","display_name":"Payment system","level":3,"score":0.5747917294502258},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.519303023815155},{"id":"https://openalex.org/C120936955","wikidata":"https://www.wikidata.org/wiki/Q2155640","display_name":"Empirical research","level":2,"score":0.5006067752838135},{"id":"https://openalex.org/C2780346085","wikidata":"https://www.wikidata.org/wiki/Q7884986","display_name":"Unified theory of acceptance and use of technology","level":3,"score":0.47745993733406067},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.46273717284202576},{"id":"https://openalex.org/C83864248","wikidata":"https://www.wikidata.org/wiki/Q177323","display_name":"Developing country","level":2,"score":0.42479458451271057},{"id":"https://openalex.org/C166052673","wikidata":"https://www.wikidata.org/wiki/Q83021","display_name":"Empirical evidence","level":2,"score":0.4197952151298523},{"id":"https://openalex.org/C131158328","wikidata":"https://www.wikidata.org/wiki/Q1307337","display_name":"Social influence","level":2,"score":0.38758280873298645},{"id":"https://openalex.org/C56739046","wikidata":"https://www.wikidata.org/wiki/Q192060","display_name":"Knowledge management","level":1,"score":0.3562266230583191},{"id":"https://openalex.org/C170130773","wikidata":"https://www.wikidata.org/wiki/Q216378","display_name":"Usability","level":2,"score":0.34035736322402954},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.24314314126968384},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.20969131588935852},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.16159886121749878},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.12012657523155212},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.11994504928588867},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.10037299990653992},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.0845731794834137},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0},{"id":"https://openalex.org/C107457646","wikidata":"https://www.wikidata.org/wiki/Q207434","display_name":"Human\u2013computer interaction","level":1,"score":0.0},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.24818/rfb.23.15.02.05","doi":"https://doi.org/10.24818/rfb.23.15.02.05","is_oa":true,"landing_page_url":"https://doi.org/10.24818/rfb.23.15.02.05","pdf_url":"https://doi.org/10.24818/rfb.23.15.02.05","source":{"id":"https://openalex.org/S4210181845","display_name":"The Review of Finance and Banking","issn_l":"2067-2713","issn":["2067-2713","2067-3825"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["norway-1"],"host_organization":"https://openalex.org/P4310314528","host_organization_name":"Bucharest Academy of Economic Studies","host_organization_lineage":["https://openalex.org/P4310314528"],"host_organization_lineage_names":["Bucharest Academy of Economic Studies"],"type":"journal"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Review of Finance and Banking","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:rfb:journl:v:15:y:2023:i:2:p:149-168","doi":null,"is_oa":false,"landing_page_url":"http://rfb.ase.ro/articole/ART5_v2_2023.pdf","pdf_url":"http://rfb.ase.ro/articole/ART5_v2_2023.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":{"id":"doi:10.24818/rfb.23.15.02.05","doi":"https://doi.org/10.24818/rfb.23.15.02.05","is_oa":true,"landing_page_url":"https://doi.org/10.24818/rfb.23.15.02.05","pdf_url":"https://doi.org/10.24818/rfb.23.15.02.05","source":{"id":"https://openalex.org/S4210181845","display_name":"The Review of Finance and Banking","issn_l":"2067-2713","issn":["2067-2713","2067-3825"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["norway-1"],"host_organization":"https://openalex.org/P4310314528","host_organization_name":"Bucharest Academy of Economic Studies","host_organization_lineage":["https://openalex.org/P4310314528"],"host_organization_lineage_names":["Bucharest Academy of Economic Studies"],"type":"journal"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Review of Finance and Banking","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4393133602.pdf","grobid_xml":"https://content.openalex.org/works/W4393133602.grobid-xml"},"referenced_works_count":34,"referenced_works":["https://openalex.org/W957206343","https://openalex.org/W1557992034","https://openalex.org/W1608836379","https://openalex.org/W1831066781","https://openalex.org/W1872161261","https://openalex.org/W1974739407","https://openalex.org/W1985419904","https://openalex.org/W1990290172","https://openalex.org/W1995031937","https://openalex.org/W2000380427","https://openalex.org/W2002196111","https://openalex.org/W2049335497","https://openalex.org/W2053933360","https://openalex.org/W2058116079","https://openalex.org/W2069861487","https://openalex.org/W2070772575","https://openalex.org/W2114653294","https://openalex.org/W2216298542","https://openalex.org/W2346207770","https://openalex.org/W2560023328","https://openalex.org/W2561271750","https://openalex.org/W2622458265","https://openalex.org/W2781560887","https://openalex.org/W2896280280","https://openalex.org/W2967753439","https://openalex.org/W3025096376","https://openalex.org/W3025329788","https://openalex.org/W3083647827","https://openalex.org/W3125790993","https://openalex.org/W3145364154","https://openalex.org/W3146926545","https://openalex.org/W4243667233","https://openalex.org/W4287837810","https://openalex.org/W6755445501"],"related_works":["https://openalex.org/W7223130502","https://openalex.org/W4401396292","https://openalex.org/W7166172488","https://openalex.org/W7153767552","https://openalex.org/W4409823634","https://openalex.org/W7169849885","https://openalex.org/W4382283918","https://openalex.org/W7221563889","https://openalex.org/W7204796243","https://openalex.org/W4400908310"],"abstract_inverted_index":{"Digital":[0],"payment":[1,46,110,128,156],"systems":[2,47,129],"are":[3,8,96,143],"expanding":[4],"quickly,":[5],"but":[6],"they":[7],"still":[9],"not":[10],"widely":[11,118],"accepted,":[12],"particularly":[13],"in":[14,24,93],"developing":[15],"countries.":[16],"Few":[17],"academics":[18],"have,":[19],"however,":[20],"examined":[21],"this":[22,33,62,94],"topic":[23],"the":[25,38,74,78,83,97,116,154,159,170],"context":[26],"of":[27,32,44,86,90,122,136,180],"emerging":[28],"nations.":[29],"The":[30,69,145,166],"purpose":[31],"study":[34,95,113,171],"is":[35],"to":[36,60,77,107,125,152,184],"identify":[37],"characteristics":[39],"that":[40,73,115],"in\u00e1uence":[41],"rural":[42],"households\u00edadoption":[43],"digital":[45,109,127,155,181],"and":[48,82,88,140,164,177,186],"their":[49,188],"subsequent":[50],"satisfaction.":[51,165],"A":[52],"solid":[53],"integrated":[54,146],"research":[55,70],"model":[56,81,147],"has":[57],"been":[58],"built":[59],"achieve":[61],"goal":[63],"based":[64],"on":[65],"some":[66],"reliable":[67],"ideas.":[68],"\u00d6ndings":[71],"imply":[72],"components":[75],"related":[76],"technology":[79,91],"acceptance":[80,87],"uni\u00d6ed":[84],"theory":[85],"use":[89,126,153],"withstand":[92],"most":[98,117],"often":[99],"investigated":[100],"constructs":[101],"for":[102],"predicting":[103],"consumers\u00ed":[104],"behavioral":[105,120,150],"intention":[106,124,151],"utilize":[108],"systems.":[111],"This":[112],"shows":[114],"looked-at":[119],"predictors":[121],"users\u00ed":[123],"such":[130],"as":[131],"perceived":[132,134],"usefulness,":[133],"ease":[135],"use,":[137],"social":[138],"in\u00e1uence,":[139],"facilitating":[141,162],"conditions":[142,163],"domineering.":[144],"tracked":[148],"how":[149],"system":[157],"mediated":[158],"association":[160],"between":[161],"output":[167],"generated":[168],"from":[169],"can":[172],"be":[173],"used":[174],"by":[175],"banks":[176],"other":[178],"providers":[179],"\u00d6nancial":[182],"services":[183],"review":[185],"enhance":[187],"current":[189],"business":[190],"models":[191]},"counts_by_year":[],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2024-03-25T00:00:00"}