{"id":"https://openalex.org/W4393050701","doi":"https://doi.org/10.48064/equinox.1341793","title":"CHALLENGES IN THE IMPLEMENTATION OF MUDHARABAH FINANCING IN THE ISLAMIC BANKING INDUSTRY","display_name":"CHALLENGES IN THE IMPLEMENTATION OF MUDHARABAH FINANCING IN THE ISLAMIC BANKING INDUSTRY","publication_year":2024,"publication_date":"2024-03-21","ids":{"openalex":"https://openalex.org/W4393050701","doi":"https://doi.org/10.48064/equinox.1341793"},"language":"en","primary_location":{"id":"doi:10.48064/equinox.1341793","doi":"https://doi.org/10.48064/equinox.1341793","is_oa":true,"landing_page_url":"https://doi.org/10.48064/equinox.1341793","pdf_url":"https://dergipark.org.tr/en/download/article-file/3326492","source":{"id":"https://openalex.org/S4210178148","display_name":"Equinox Journal of Economics Business and Political Studies","issn_l":"2687-4695","issn":["2687-4695"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Equinox Journal of Economics Business and Political Studies","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"bronze","oa_url":"https://dergipark.org.tr/en/download/article-file/3326492","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5009420735","display_name":"Mohamad Handi Khalifah","orcid":"https://orcid.org/0000-0003-1457-8201","observed_orcids":["https://orcid.org/0000-0003-1457-8201"]},"institutions":[{"id":"https://openalex.org/I103703290","display_name":"Sakarya University","ror":"https://ror.org/04ttnw109","country_code":"TR","type":"education","lineage":["https://openalex.org/I103703290"]}],"countries":["TR"],"is_corresponding":false,"raw_author_name":"Mohamad Handi KHAL\u0130FAH","raw_affiliation_strings":["SAKARYA UNIVERSITY"],"raw_orcid":"https://orcid.org/0000-0003-1457-8201","affiliations":[{"raw_affiliation_string":"SAKARYA UNIVERSITY","institution_ids":["https://openalex.org/I103703290"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5091837930","display_name":"Hakan Aslan","orcid":"https://orcid.org/0000-0003-2923-6837","observed_orcids":["https://orcid.org/0000-0003-2923-6837"]},"institutions":[{"id":"https://openalex.org/I103703290","display_name":"Sakarya University","ror":"https://ror.org/04ttnw109","country_code":"TR","type":"education","lineage":["https://openalex.org/I103703290"]}],"countries":["TR"],"is_corresponding":true,"raw_author_name":"Hakan ASLAN","raw_affiliation_strings":["SAKARYA UNIVERSITY"],"raw_orcid":"https://orcid.org/0000-0003-2923-6837","affiliations":[{"raw_affiliation_string":"SAKARYA UNIVERSITY","institution_ids":["https://openalex.org/I103703290"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5026634880","display_name":"Azwan Abdullah","orcid":"https://orcid.org/0000-0002-3896-0133","observed_orcids":["https://orcid.org/0000-0002-3896-0133"]},"institutions":[{"id":"https://openalex.org/I226432","display_name":"Universiti Malaysia Kelantan","ror":"https://ror.org/0463y2v87","country_code":"MY","type":"education","lineage":["https://openalex.org/I226432"]}],"countries":["MY"],"is_corresponding":false,"raw_author_name":"Azwan ABDULLAH","raw_affiliation_strings":["University Malaysia Kelantan"],"raw_orcid":"https://orcid.org/0000-0002-3896-0133","affiliations":[{"raw_affiliation_string":"University Malaysia Kelantan","institution_ids":["https://openalex.org/I226432"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5091837930"],"corresponding_institution_ids":["https://openalex.org/I103703290"],"apc_list":null,"apc_paid":null,"fwci":5.8883,"has_fulltext":true,"cited_by_count":12,"citation_normalized_percentile":{"value":0.96286349,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":99},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12651","display_name":"Halal products and consumer behavior","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/mudharabah","display_name":"mudharabah","score":0.9670000076293945},{"id":"https://openalex.org/keywords/islamic-banking","display_name":"Islamic banking","score":0.9980000257492065},{"id":"https://openalex.org/keywords/profit-sharing","display_name":"profit sharing","score":0.7910000085830688},{"id":"https://openalex.org/keywords/islamic-fintech","display_name":"Islamic fintech","score":0.8429999947547913},{"id":"https://openalex.org/keywords/islamic-banking-customers","display_name":"Islamic banking customers","score":0.546999990940094},{"id":"https://openalex.org/keywords/business-risk","display_name":"business risk","score":0.6430000066757202},{"id":"https://openalex.org/keywords/access-to-information","display_name":"access to information","score":0.8029999732971191},{"id":"https://openalex.org/keywords/islamic-banking-regulation","display_name":"Islamic banking regulation","score":0.6140000224113464},{"id":"https://openalex.org/keywords/funding-models","display_name":"funding models","score":0.4659999907016754}],"concepts":[{"id":"https://openalex.org/C2993700298","wikidata":"https://www.wikidata.org/wiki/Q457753","display_name":"Islamic banking","level":3,"score":0.8003805875778198},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5834757089614868},{"id":"https://openalex.org/C2991718497","wikidata":"https://www.wikidata.org/wiki/Q457753","display_name":"Islamic finance","level":3,"score":0.5829907655715942},{"id":"https://openalex.org/C4445939","wikidata":"https://www.wikidata.org/wiki/Q432","display_name":"Islam","level":2,"score":0.5483478307723999},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5386255979537964},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.5301082134246826},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.4662432074546814},{"id":"https://openalex.org/C90673727","wikidata":"https://www.wikidata.org/wiki/Q901718","display_name":"Product (mathematics)","level":2,"score":0.4421629309654236},{"id":"https://openalex.org/C2777661119","wikidata":"https://www.wikidata.org/wiki/Q1419726","display_name":"Profit sharing","level":2,"score":0.43163028359413147},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.39789819717407227},{"id":"https://openalex.org/C2524010","wikidata":"https://www.wikidata.org/wiki/Q8087","display_name":"Geometry","level":1,"score":0.0},{"id":"https://openalex.org/C27206212","wikidata":"https://www.wikidata.org/wiki/Q34178","display_name":"Theology","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0},{"id":"https://openalex.org/C151730666","wikidata":"https://www.wikidata.org/wiki/Q7205","display_name":"Paleontology","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.48064/equinox.1341793","doi":"https://doi.org/10.48064/equinox.1341793","is_oa":true,"landing_page_url":"https://doi.org/10.48064/equinox.1341793","pdf_url":"https://dergipark.org.tr/en/download/article-file/3326492","source":{"id":"https://openalex.org/S4210178148","display_name":"Equinox Journal of Economics Business and Political Studies","issn_l":"2687-4695","issn":["2687-4695"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Equinox Journal of Economics Business and Political Studies","raw_type":"journal-article"},{"id":"pmh:oai:dergipark.org.tr:article/1341793","doi":null,"is_oa":true,"landing_page_url":"https://dergipark.org.tr/tr/pub/equinox/issue/83736/1341793","pdf_url":"https://dergipark.org.tr/tr/download/article-file/3326492","source":{"id":"https://openalex.org/S4306401840","display_name":"DergiPark (Istanbul University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67581229","host_organization_name":"Istanbul University","host_organization_lineage":["https://openalex.org/I67581229"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Equinox Journal of Economics Business and Political Studies","raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:dergipark.org.tr:article/1457478","doi":null,"is_oa":true,"landing_page_url":"https://dergipark.org.tr/tr/pub/equinox/issue/83736/1457478","pdf_url":"https://dergipark.org.tr/tr/pub/equinox/issue/83736/1457478","source":{"id":"https://openalex.org/S4306401840","display_name":"DergiPark (Istanbul University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67581229","host_organization_name":"Istanbul University","host_organization_lineage":["https://openalex.org/I67581229"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Equinox Journal of Economics Business and Political Studies","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.48064/equinox.1341793","doi":"https://doi.org/10.48064/equinox.1341793","is_oa":true,"landing_page_url":"https://doi.org/10.48064/equinox.1341793","pdf_url":"https://dergipark.org.tr/en/download/article-file/3326492","source":{"id":"https://openalex.org/S4210178148","display_name":"Equinox Journal of Economics Business and Political Studies","issn_l":"2687-4695","issn":["2687-4695"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Equinox Journal of Economics Business and Political Studies","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Decent work and economic growth","score":0.48510000109672546,"id":"https://metadata.un.org/sdg/8"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4393050701.pdf","grobid_xml":"https://content.openalex.org/works/W4393050701.grobid-xml"},"referenced_works_count":57,"referenced_works":["https://openalex.org/W906306691","https://openalex.org/W1547109454","https://openalex.org/W2105383504","https://openalex.org/W2141891892","https://openalex.org/W2152438413","https://openalex.org/W2168281871","https://openalex.org/W2197605762","https://openalex.org/W2247858463","https://openalex.org/W2397789011","https://openalex.org/W2411170492","https://openalex.org/W2415601604","https://openalex.org/W2548853445","https://openalex.org/W2565136749","https://openalex.org/W2566628665","https://openalex.org/W2625428080","https://openalex.org/W2756172046","https://openalex.org/W2760953168","https://openalex.org/W2767829215","https://openalex.org/W2794962887","https://openalex.org/W2803308582","https://openalex.org/W2889260009","https://openalex.org/W2892208127","https://openalex.org/W2892933890","https://openalex.org/W2898461717","https://openalex.org/W2926537691","https://openalex.org/W2964872782","https://openalex.org/W2965468154","https://openalex.org/W2973003719","https://openalex.org/W2973910810","https://openalex.org/W2981100293","https://openalex.org/W2983702526","https://openalex.org/W2990637823","https://openalex.org/W2997700274","https://openalex.org/W2998112217","https://openalex.org/W2998553415","https://openalex.org/W3008862956","https://openalex.org/W3014266094","https://openalex.org/W3016041395","https://openalex.org/W3041952228","https://openalex.org/W3049640581","https://openalex.org/W3083041853","https://openalex.org/W3087461748","https://openalex.org/W3104615402","https://openalex.org/W3108838026","https://openalex.org/W3118103648","https://openalex.org/W3122554195","https://openalex.org/W3123099254","https://openalex.org/W3123726122","https://openalex.org/W3129580707","https://openalex.org/W3139730650","https://openalex.org/W3155700535","https://openalex.org/W3211620672","https://openalex.org/W4212885556","https://openalex.org/W4234654979","https://openalex.org/W4236383707","https://openalex.org/W4236478293","https://openalex.org/W7052225744"],"related_works":["https://openalex.org/W4413459910","https://openalex.org/W7117131043","https://openalex.org/W4318455560","https://openalex.org/W4407146845","https://openalex.org/W7166643874","https://openalex.org/W4293250633","https://openalex.org/W7216811889","https://openalex.org/W7220815503","https://openalex.org/W4200536339","https://openalex.org/W2922730602"],"abstract_inverted_index":{"In":[0,95],"recent":[1],"decades,":[2],"the":[3,15,37,65,74,90,104,148],"proliferation":[4],"of":[5,67,76,93,103],"Islamic":[6,31,56,77,118,167],"banking":[7,57],"has":[8],"rendered":[9],"it":[10],"a":[11,86,100,124,142],"significant":[12],"entity":[13],"in":[14,43,55,162],"global":[16],"financial":[17,32],"arena,":[18],"captivating":[19],"numerous":[20],"entrepreneurs":[21],"and":[22,64,106,117,128],"businesses":[23],"with":[24],"its":[25],"ethically":[26],"distinctive":[27],"financing":[28,61,145],"alternatives.":[29],"Several":[30],"institutions":[33],"adhere":[34],"robustly":[35],"to":[36,70,89,109,137,156],"profit-sharing":[38],"principle,":[39],"notably":[40],"via":[41],"mudharabah,":[42],"product":[44,168],"financing.":[45,169],"This":[46,121],"research":[47,80,153],"paper":[48,122],"explains":[49],"why":[50],"mudharabah":[51,110,139,164],"contracts":[52,165],"are":[53,154],"used":[54],"products,":[58],"focusing":[59],"on":[60],"schemes,":[62],"literacy,":[63],"lack":[66],"equal":[68],"access":[69],"information.":[71],"Moreover,":[72],"within":[73,166],"context":[75],"FinTech,":[78],"this":[79,97,152],"highlights":[81],"high":[82],"business":[83,144],"risk":[84],"as":[85,141],"pronounced":[87],"impediment":[88],"efficacious":[91],"implementation":[92],"mudharabah.":[94],"addition,":[96],"study":[98],"offers":[99],"rigorous":[101],"analysis":[102],"issues":[105],"challenges":[107],"endemic":[108],"financing,":[111],"venturing":[112],"into":[113],"perspectives":[114],"from":[115,131,151],"regulators":[116],"bank":[119],"customers.":[120],"utilized":[123],"literature":[125,133],"review":[126],"methodology,":[127],"data":[129],"extracted":[130],"relevant":[132],"is":[134],"systematically":[135],"analyzed":[136],"evaluate":[138],"products":[140],"viable":[143],"model.":[146],"Conclusively,":[147],"insights":[149],"derived":[150],"positioned":[155],"formulate":[157],"strategic":[158],"recommendations,":[159],"fostering":[160],"advancements":[161],"implementing":[163]},"counts_by_year":[{"year":2026,"cited_by_count":6},{"year":2025,"cited_by_count":4},{"year":2024,"cited_by_count":2}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2024-03-22T00:00:00"}