{"id":"https://openalex.org/W4392385745","doi":"https://doi.org/10.1057/s41288-024-00312-5","title":"Exploring the link between financial literacy and business interruption insurance: evidence from Italian micro-enterprises","display_name":"Exploring the link between financial literacy and business interruption insurance: evidence from Italian micro-enterprises","publication_year":2024,"publication_date":"2024-03-01","ids":{"openalex":"https://openalex.org/W4392385745","doi":"https://doi.org/10.1057/s41288-024-00312-5"},"language":"en","primary_location":{"id":"doi:10.1057/s41288-024-00312-5","doi":"https://doi.org/10.1057/s41288-024-00312-5","is_oa":true,"landing_page_url":"https://doi.org/10.1057/s41288-024-00312-5","pdf_url":"https://link.springer.com/content/pdf/10.1057/s41288-024-00312-5.pdf","source":{"id":"https://openalex.org/S151491554","display_name":"The Geneva Papers on Risk and Insurance Issues and Practice","issn_l":"1018-5895","issn":["1018-5895","1468-0440"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-70","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310319702","host_organization_name":"Palgrave Macmillan","host_organization_lineage":["https://openalex.org/P4310319702","https://openalex.org/P4310319964"],"host_organization_lineage_names":["Palgrave Macmillan","Macmillan Publishers"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Geneva Papers on Risk and Insurance - Issues and Practice","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://link.springer.com/content/pdf/10.1057/s41288-024-00312-5.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5007912491","display_name":"Ornella Ricci","orcid":"https://orcid.org/0000-0001-6853-471X","observed_orcids":["https://orcid.org/0000-0001-6853-471X"]},"institutions":[{"id":"https://openalex.org/I119003972","display_name":"Roma Tre University","ror":"https://ror.org/05vf0dg29","country_code":"IT","type":"education","lineage":["https://openalex.org/I119003972"]}],"countries":["IT"],"is_corresponding":true,"raw_author_name":"Ornella Ricci","raw_affiliation_strings":["Department of Business Studies, University of Roma Tre, Via S. D\u2019Amico 77, 00145, Rome, Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Business Studies, University of Roma Tre, Via S. D\u2019Amico 77, 00145, Rome, Italy","institution_ids":["https://openalex.org/I119003972"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5057482778","display_name":"Gianluca Santilli","orcid":"https://orcid.org/0000-0003-3707-0304","observed_orcids":["https://orcid.org/0000-0003-3707-0304"]},"institutions":[{"id":"https://openalex.org/I116067653","display_name":"University of Rome Tor Vergata","ror":"https://ror.org/02p77k626","country_code":"IT","type":"education","lineage":["https://openalex.org/I116067653"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Gianluca Santilli","raw_affiliation_strings":["Department of Management and Law, University of Rome Tor Vergata, Via Columbia 2, 00133, Rome, Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Management and Law, University of Rome Tor Vergata, Via Columbia 2, 00133, Rome, Italy","institution_ids":["https://openalex.org/I116067653"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5007912491"],"corresponding_institution_ids":["https://openalex.org/I119003972"],"apc_list":{"value":3190,"currency":"USD","value_usd":3190},"apc_paid":{"value":3190,"currency":"USD","value_usd":3190},"fwci":4.9831,"has_fulltext":true,"cited_by_count":10,"citation_normalized_percentile":{"value":0.95375032,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":98},"biblio":{"volume":"49","issue":"4","first_page":"663","last_page":"681"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.600600004196167,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.600600004196167,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.23929999768733978,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.13199999928474426,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":1.0},{"id":"https://openalex.org/keywords/business-interruption-insurance","display_name":"business interruption insurance","score":1.0},{"id":"https://openalex.org/keywords/microenterprises","display_name":"microenterprises","score":0.8820000290870667},{"id":"https://openalex.org/keywords/small-business","display_name":"small business","score":0.6610000133514404},{"id":"https://openalex.org/keywords/insurance-purchase","display_name":"insurance purchasing","score":0.5870000123977661},{"id":"https://openalex.org/keywords/risk-management","display_name":"risk management","score":0.9139999747276306},{"id":"https://openalex.org/keywords/covid-19","display_name":"COVID-19 pandemic","score":0.6690000295639038},{"id":"https://openalex.org/keywords/geopolitical-shocks","display_name":"geopolitical shocks","score":0.7870000004768372},{"id":"https://openalex.org/keywords/italian-entrepreneurs","display_name":"Italian entrepreneurs","score":0.5009999871253967}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.916938304901123},{"id":"https://openalex.org/C610760","wikidata":"https://www.wikidata.org/wiki/Q1340706","display_name":"Endogeneity","level":2,"score":0.7177456617355347},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5743870735168457},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.4122408330440521},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3445115089416504},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.3335753083229065},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.25101423263549805},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.14515572786331177},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.0}],"mesh":[],"locations_count":4,"locations":[{"id":"doi:10.1057/s41288-024-00312-5","doi":"https://doi.org/10.1057/s41288-024-00312-5","is_oa":true,"landing_page_url":"https://doi.org/10.1057/s41288-024-00312-5","pdf_url":"https://link.springer.com/content/pdf/10.1057/s41288-024-00312-5.pdf","source":{"id":"https://openalex.org/S151491554","display_name":"The Geneva Papers on Risk and Insurance Issues and Practice","issn_l":"1018-5895","issn":["1018-5895","1468-0440"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-70","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310319702","host_organization_name":"Palgrave Macmillan","host_organization_lineage":["https://openalex.org/P4310319702","https://openalex.org/P4310319964"],"host_organization_lineage_names":["Palgrave Macmillan","Macmillan Publishers"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Geneva Papers on Risk and Insurance - Issues and Practice","raw_type":"journal-article"},{"id":"pmh:oai:air.unimi.it:2434/1079808","doi":null,"is_oa":true,"landing_page_url":"https://hdl.handle.net/2434/1079808","pdf_url":"https://air.unimi.it/bitstream/2434/1079808/2/s41288-024-00312-5.pdf","source":{"id":"https://openalex.org/S4306400516","display_name":"Archivio Istituzionale della Ricerca (Universita Degli Studi Di Milano)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I189158943","host_organization_name":"University of Milan","host_organization_lineage":["https://openalex.org/I189158943"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:RePEc:pal:gpprii:v:49:y:2024:i:4:d:10.1057_s41288-024-00312-5","doi":null,"is_oa":false,"landing_page_url":"http://link.springer.com/10.1057/s41288-024-00312-5","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:iris.uniroma3.it:11590/474554","doi":null,"is_oa":false,"landing_page_url":"https://hdl.handle.net/11590/474554","pdf_url":null,"source":{"id":"https://openalex.org/S4377196120","display_name":"Iris (Roma Tre University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I119003972","host_organization_name":"Roma Tre University","host_organization_lineage":["https://openalex.org/I119003972"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.1057/s41288-024-00312-5","doi":"https://doi.org/10.1057/s41288-024-00312-5","is_oa":true,"landing_page_url":"https://doi.org/10.1057/s41288-024-00312-5","pdf_url":"https://link.springer.com/content/pdf/10.1057/s41288-024-00312-5.pdf","source":{"id":"https://openalex.org/S151491554","display_name":"The Geneva Papers on Risk and Insurance Issues and Practice","issn_l":"1018-5895","issn":["1018-5895","1468-0440"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-70","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310319702","host_organization_name":"Palgrave Macmillan","host_organization_lineage":["https://openalex.org/P4310319702","https://openalex.org/P4310319964"],"host_organization_lineage_names":["Palgrave Macmillan","Macmillan Publishers"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Geneva Papers on Risk and Insurance - Issues and Practice","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","score":0.7825999855995178,"display_name":"Decent work and economic growth"}],"study_designs":[],"awards":[],"funders":[{"id":"https://openalex.org/F4320310926","display_name":"Universit\u00e0 degli Studi Roma Tre","ror":"https://ror.org/05vf0dg29"}],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4392385745.pdf","grobid_xml":"https://content.openalex.org/works/W4392385745.grobid-xml"},"referenced_works_count":27,"referenced_works":["https://openalex.org/W1547003862","https://openalex.org/W1983705375","https://openalex.org/W2019706295","https://openalex.org/W2037536475","https://openalex.org/W2075145316","https://openalex.org/W2085732918","https://openalex.org/W2171200380","https://openalex.org/W2173119404","https://openalex.org/W2605348744","https://openalex.org/W2924481568","https://openalex.org/W2958030620","https://openalex.org/W3008465099","https://openalex.org/W3015136865","https://openalex.org/W3121210305","https://openalex.org/W3121918578","https://openalex.org/W3122022878","https://openalex.org/W3123886011","https://openalex.org/W3125320350","https://openalex.org/W3125685058","https://openalex.org/W3134323533","https://openalex.org/W3214942964","https://openalex.org/W4210801972","https://openalex.org/W4228999511","https://openalex.org/W4379797941","https://openalex.org/W4381295793","https://openalex.org/W4384339289","https://openalex.org/W4406810281"],"related_works":["https://openalex.org/W4392918444","https://openalex.org/W7171721528","https://openalex.org/W621556672","https://openalex.org/W7217732764","https://openalex.org/W7084683231","https://openalex.org/W4392708652","https://openalex.org/W4381295793","https://openalex.org/W7213046839","https://openalex.org/W7149026917","https://openalex.org/W4385638140"],"abstract_inverted_index":{"Abstract":[0],"This":[1],"article":[2],"examines":[3],"the":[4,49,75,78,83,91],"relationship":[5],"between":[6,74],"financial":[7,80,95],"literacy":[8,81,96],"and":[9,26,82,102],"business":[10],"interruption":[11],"(BI)":[12],"insurance":[13],"among":[14,40],"Italian":[15,50],"entrepreneurs.":[16],"Following":[17],"an":[18],"increase":[19],"in":[20,48,97],"unexpected":[21],"shocks,":[22],"such":[23],"as":[24],"COVID-19":[25],"geopolitical":[27],"conflicts,":[28],"a":[29,45,53,70],"high":[30],"level":[31,76],"of":[32,55,59,77,85,94],"BI":[33,86],"risk":[34,99],"is":[35],"expected":[36],"to":[37,105],"persist,":[38],"especially":[39],"small":[41],"firms,":[42],"which":[43],"play":[44],"key":[46,92],"role":[47,93],"economy.":[51],"Using":[52],"Bank":[54],"Italy":[56],"2021":[57],"survey":[58],"1998":[60],"non-financial":[61],"firms":[62],"with":[63],"fewer":[64],"than":[65],"10":[66],"employees,":[67],"we":[68],"show":[69],"significant":[71],"positive":[72],"association":[73],"entrepreneur\u2019s":[79],"purchase":[84],"insurance.":[87],"Our":[88],"results":[89],"highlight":[90],"shaping":[98],"management":[100],"strategies":[101],"are":[103],"robust":[104],"different":[106],"model":[107],"specifications,":[108],"also":[109],"addressing":[110],"endogeneity":[111],"concerns.":[112]},"counts_by_year":[{"year":2026,"cited_by_count":3},{"year":2025,"cited_by_count":5},{"year":2024,"cited_by_count":2}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2024-03-05T00:00:00"}
