{"id":"https://openalex.org/W4391850205","doi":"https://doi.org/10.1016/j.ribaf.2024.102268","title":"Diversification, capital buffer, ownership and credit risk management in microfinance: An investigation on Indonesian rural banks","display_name":"Diversification, capital buffer, ownership and credit risk management in microfinance: An investigation on Indonesian rural banks","publication_year":2024,"publication_date":"2024-02-15","ids":{"openalex":"https://openalex.org/W4391850205","doi":"https://doi.org/10.1016/j.ribaf.2024.102268"},"language":"en","primary_location":{"id":"doi:10.1016/j.ribaf.2024.102268","doi":"https://doi.org/10.1016/j.ribaf.2024.102268","is_oa":false,"landing_page_url":"https://doi.org/10.1016/j.ribaf.2024.102268","pdf_url":null,"source":{"id":"https://openalex.org/S8133038","display_name":"Research in International Business and Finance","issn_l":"0275-5319","issn":["0275-5319","1878-3384"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Research in International Business and Finance","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5000480420","display_name":"Moch. Doddy Ariefianto","orcid":"https://orcid.org/0000-0002-5282-9406","observed_orcids":["https://orcid.org/0000-0002-5282-9406","https://orcid.org/0009-0004-8960-4480","https://orcid.org/0009-0002-9956-9872"]},"institutions":[{"id":"https://openalex.org/I166073570","display_name":"Binus University","ror":"https://ror.org/03zmf4s77","country_code":"ID","type":"education","lineage":["https://openalex.org/I166073570"]}],"countries":["ID"],"is_corresponding":true,"raw_author_name":"Moch. Doddy Ariefianto","raw_affiliation_strings":["Finance Program, Accounting Department, School of Accounting, Bina Nusantara University,\u00a0Jakarta 11480,\u00a0Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Finance Program, Accounting Department, School of Accounting, Bina Nusantara University,\u00a0Jakarta 11480,\u00a0Indonesia","institution_ids":["https://openalex.org/I166073570"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5068631532","display_name":"Irwan Trinugroho","orcid":"https://orcid.org/0000-0003-4911-7982","observed_orcids":["https://orcid.org/0000-0003-4911-7982"]},"institutions":[{"id":"https://openalex.org/I119896790","display_name":"Sebelas Maret University","ror":"https://ror.org/021hq5q33","country_code":"ID","type":"education","lineage":["https://openalex.org/I119896790"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Irwan Trinugroho","raw_affiliation_strings":["Faculty of Economics and Business, Universitas Sebelas Maret,\u00a0Jl. Ir. Sutami 36A,\u00a0Surakarta 57126,\u00a0Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Economics and Business, Universitas Sebelas Maret,\u00a0Jl. Ir. Sutami 36A,\u00a0Surakarta 57126,\u00a0Indonesia","institution_ids":["https://openalex.org/I119896790"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5029099615","display_name":"Ahmad Erani Yustika","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I177055848","display_name":"University of Brawijaya","ror":"https://ror.org/01wk3d929","country_code":"ID","type":"education","lineage":["https://openalex.org/I177055848"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Ahmad Erani Yustika","raw_affiliation_strings":["Department of Economics, Faculty of Economics and Business, Brawijaya University and Institute for Development Economics and Finance (INDEF),\u00a0Jl, MT Haryono No. 165,\u00a0Malang 65145,\u00a0Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, Faculty of Economics and Business, Brawijaya University and Institute for Development Economics and Finance (INDEF),\u00a0Jl, MT Haryono No. 165,\u00a0Malang 65145,\u00a0Indonesia","institution_ids":["https://openalex.org/I177055848"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5000480420"],"corresponding_institution_ids":["https://openalex.org/I166073570"],"apc_list":{"value":3370,"currency":"USD","value_usd":3370},"apc_paid":null,"fwci":4.7488,"has_fulltext":false,"cited_by_count":16,"citation_normalized_percentile":{"value":0.94925634,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":95,"max":99},"biblio":{"volume":"69","issue":null,"first_page":"102268","last_page":"102268"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9550999999046326,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9550999999046326,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.03889999911189079,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/credit-risk-management","display_name":"credit risk management","score":0.9300000071525574},{"id":"https://openalex.org/keywords/microfinance-institutions","display_name":"microfinance institutions","score":0.9520000219345093},{"id":"https://openalex.org/keywords/rural-banks","display_name":"rural banks","score":0.9850000143051147},{"id":"https://openalex.org/keywords/diversification","display_name":"diversification","score":0.7580000162124634},{"id":"https://openalex.org/keywords/capital-buffers","display_name":"capital buffers","score":0.8930000066757202},{"id":"https://openalex.org/keywords/ownership-structure","display_name":"ownership structure","score":0.8769999742507935},{"id":"https://openalex.org/keywords/state-ownership","display_name":"state ownership","score":0.9020000100135803},{"id":"https://openalex.org/keywords/funding-diversification","display_name":"funding diversification","score":0.8220000267028809},{"id":"https://openalex.org/keywords/non-performing-loans","display_name":"non-performing loans","score":0.9049999713897705},{"id":"https://openalex.org/keywords/loan-loss-reserves","display_name":"loan loss reserves","score":0.9829999804496765},{"id":"https://openalex.org/keywords/cooperative-banks","display_name":"cooperative banks","score":0.4779999852180481},{"id":"https://openalex.org/keywords/banking-supervision","display_name":"banking supervision","score":0.6759999990463257}],"concepts":[{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.8212797045707703},{"id":"https://openalex.org/C2779207338","wikidata":"https://www.wikidata.org/wiki/Q9240","display_name":"Indonesian","level":2,"score":0.8180013298988342},{"id":"https://openalex.org/C180916674","wikidata":"https://www.wikidata.org/wiki/Q3711935","display_name":"Diversification (marketing strategy)","level":2,"score":0.8023331761360168},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.7062418460845947},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.6163798570632935},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.34261107444763184},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2870008647441864},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.09722813963890076},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.0},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1016/j.ribaf.2024.102268","doi":"https://doi.org/10.1016/j.ribaf.2024.102268","is_oa":false,"landing_page_url":"https://doi.org/10.1016/j.ribaf.2024.102268","pdf_url":null,"source":{"id":"https://openalex.org/S8133038","display_name":"Research in International Business and Finance","issn_l":"0275-5319","issn":["0275-5319","1878-3384"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Research in International Business and Finance","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:eee:riibaf:v:69:y:2024:i:c:s0275531924000618","doi":null,"is_oa":false,"landing_page_url":"http://www.sciencedirect.com/science/article/pii/S0275531924000618","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":69,"referenced_works":["https://openalex.org/W1558603519","https://openalex.org/W1589512403","https://openalex.org/W1770315909","https://openalex.org/W1849343548","https://openalex.org/W1903572836","https://openalex.org/W1926970334","https://openalex.org/W1974989013","https://openalex.org/W2017813443","https://openalex.org/W2033574677","https://openalex.org/W2073110908","https://openalex.org/W2093301734","https://openalex.org/W2093354390","https://openalex.org/W2110812217","https://openalex.org/W2115709314","https://openalex.org/W2124229253","https://openalex.org/W2126250308","https://openalex.org/W2146963697","https://openalex.org/W2158699685","https://openalex.org/W2208635417","https://openalex.org/W2252794584","https://openalex.org/W2289992615","https://openalex.org/W2293021074","https://openalex.org/W2293170008","https://openalex.org/W2473333650","https://openalex.org/W2495077058","https://openalex.org/W2521062446","https://openalex.org/W2558641200","https://openalex.org/W2585946776","https://openalex.org/W2588938479","https://openalex.org/W2615499408","https://openalex.org/W2732471354","https://openalex.org/W2752617332","https://openalex.org/W2753020012","https://openalex.org/W2788910397","https://openalex.org/W2791364881","https://openalex.org/W2792400334","https://openalex.org/W2805759252","https://openalex.org/W2810670768","https://openalex.org/W2883071893","https://openalex.org/W2900612536","https://openalex.org/W2913703305","https://openalex.org/W2920773589","https://openalex.org/W2921469062","https://openalex.org/W2946091937","https://openalex.org/W2964541968","https://openalex.org/W2965958506","https://openalex.org/W2980508027","https://openalex.org/W2981835583","https://openalex.org/W3006040485","https://openalex.org/W3009955597","https://openalex.org/W3011104356","https://openalex.org/W3043676271","https://openalex.org/W3081119821","https://openalex.org/W3087343119","https://openalex.org/W3121476497","https://openalex.org/W3124114405","https://openalex.org/W3125561828","https://openalex.org/W3126216822","https://openalex.org/W3173193130","https://openalex.org/W3185933089","https://openalex.org/W3195298617","https://openalex.org/W3197410527","https://openalex.org/W3205801082","https://openalex.org/W4210511735","https://openalex.org/W4252340310","https://openalex.org/W4281493655","https://openalex.org/W4361196952","https://openalex.org/W4372338091","https://openalex.org/W6631651811"],"related_works":["https://openalex.org/W3185933089","https://openalex.org/W7118171444","https://openalex.org/W2753020012","https://openalex.org/W4381149429","https://openalex.org/W3196826215","https://openalex.org/W2606780169","https://openalex.org/W3121953232","https://openalex.org/W4384789536","https://openalex.org/W4403625652","https://openalex.org/W1926970334"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":7},{"year":2025,"cited_by_count":6},{"year":2024,"cited_by_count":3}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2024-02-16T00:00:00"}