{"id":"https://openalex.org/W4391614494","doi":"https://doi.org/10.55927/ijbae.v3i1.7309","title":"Personality Traits and Financial Management Behavior of University Students","display_name":"Personality Traits and Financial Management Behavior of University Students","publication_year":2024,"publication_date":"2024-01-30","ids":{"openalex":"https://openalex.org/W4391614494","doi":"https://doi.org/10.55927/ijbae.v3i1.7309"},"language":"en","primary_location":{"id":"doi:10.55927/ijbae.v3i1.7309","doi":"https://doi.org/10.55927/ijbae.v3i1.7309","is_oa":true,"landing_page_url":"http://dx.doi.org/10.55927/ijbae.v3i1.7309","pdf_url":"https://journal.formosapublisher.org/index.php/ijbae/article/download/7309/7739","source":{"id":"https://openalex.org/S4387286116","display_name":"International Journal of Business and Applied Economics","issn_l":"2963-6124","issn":["2963-6124"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Business and Applied Economics","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","datacite"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://journal.formosapublisher.org/index.php/ijbae/article/download/7309/7739","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5093620748","display_name":"Brandon Nacua Obenza","orcid":"https://orcid.org/0000-0001-6893-1782","observed_orcids":["https://orcid.org/0000-0001-6893-1782"]},"institutions":[{"id":"https://openalex.org/I262857778","display_name":"University of Mindanao","ror":"https://ror.org/00mpnf546","country_code":"PH","type":"education","lineage":["https://openalex.org/I262857778"]}],"countries":["PH"],"is_corresponding":false,"raw_author_name":"Brandon Obenza","raw_affiliation_strings":["University of Mindanao"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Mindanao","institution_ids":["https://openalex.org/I262857778"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5093882619","display_name":"Johanna Paula Torrefranca","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I262857778","display_name":"University of Mindanao","ror":"https://ror.org/00mpnf546","country_code":"PH","type":"education","lineage":["https://openalex.org/I262857778"]}],"countries":["PH"],"is_corresponding":false,"raw_author_name":"Johanna Paula Torrefranca","raw_affiliation_strings":["University of Mindanao"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Mindanao","institution_ids":["https://openalex.org/I262857778"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5093882620","display_name":"Jerald Dave Amarilla","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I262857778","display_name":"University of Mindanao","ror":"https://ror.org/00mpnf546","country_code":"PH","type":"education","lineage":["https://openalex.org/I262857778"]}],"countries":["PH"],"is_corresponding":false,"raw_author_name":"Jerald Dave Amarilla","raw_affiliation_strings":["University of Mindanao"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Mindanao","institution_ids":["https://openalex.org/I262857778"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5093882621","display_name":"Jobea Pandamon","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I262857778","display_name":"University of Mindanao","ror":"https://ror.org/00mpnf546","country_code":"PH","type":"education","lineage":["https://openalex.org/I262857778"]}],"countries":["PH"],"is_corresponding":false,"raw_author_name":"Jobea Pandamon","raw_affiliation_strings":["University of Mindanao"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Mindanao","institution_ids":["https://openalex.org/I262857778"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5093882622","display_name":"Shaira Encarnacion","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I262857778","display_name":"University of Mindanao","ror":"https://ror.org/00mpnf546","country_code":"PH","type":"education","lineage":["https://openalex.org/I262857778"]}],"countries":["PH"],"is_corresponding":false,"raw_author_name":"Shaira Encarnacion","raw_affiliation_strings":["University of Mindanao"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Mindanao","institution_ids":["https://openalex.org/I262857778"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5093882623","display_name":"Genesis Getalado","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I262857778","display_name":"University of Mindanao","ror":"https://ror.org/00mpnf546","country_code":"PH","type":"education","lineage":["https://openalex.org/I262857778"]}],"countries":["PH"],"is_corresponding":false,"raw_author_name":"Genesis Getalado","raw_affiliation_strings":["University of Mindanao"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Mindanao","institution_ids":["https://openalex.org/I262857778"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5093882624","display_name":"Abdulnaim H. Azis","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I262857778","display_name":"University of Mindanao","ror":"https://ror.org/00mpnf546","country_code":"PH","type":"education","lineage":["https://openalex.org/I262857778"]}],"countries":["PH"],"is_corresponding":false,"raw_author_name":"Abdulnaim H. Azis","raw_affiliation_strings":["University of Mindanao"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Mindanao","institution_ids":["https://openalex.org/I262857778"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I262857778"],"apc_list":null,"apc_paid":null,"fwci":6.4781,"has_fulltext":true,"cited_by_count":13,"citation_normalized_percentile":{"value":0.96833254,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":99},"biblio":{"volume":"3","issue":"1","first_page":"1","last_page":"20"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.5713000297546387,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.5713000297546387,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.3253999948501587,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11040","display_name":"Personality Traits and Psychology","score":0.07559999823570251,"subfield":{"id":"https://openalex.org/subfields/3203","display_name":"Clinical Psychology"},"field":{"id":"https://openalex.org/fields/32","display_name":"Psychology"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-management-behavior","display_name":"financial management behavior","score":0.746999979019165},{"id":"https://openalex.org/keywords/big-five-personality-traits","display_name":"Big Five personality traits","score":0.824999988079071},{"id":"https://openalex.org/keywords/conscientiousness","display_name":"conscientiousness","score":0.9409999847412109},{"id":"https://openalex.org/keywords/extraversion","display_name":"extraversion","score":0.9980000257492065},{"id":"https://openalex.org/keywords/openness-to-experience","display_name":"openness to experience","score":0.9480000138282776},{"id":"https://openalex.org/keywords/agreeableness","display_name":"agreeableness","score":0.9900000095367432},{"id":"https://openalex.org/keywords/neuroticism","display_name":"neuroticism","score":1.0},{"id":"https://openalex.org/keywords/college-students","display_name":"university students","score":0.9649999737739563},{"id":"https://openalex.org/keywords/student-financial-behavior","display_name":"student financial behavior","score":0.531000018119812}],"concepts":[{"id":"https://openalex.org/C2865642","wikidata":"https://www.wikidata.org/wiki/Q378132","display_name":"Big Five personality traits","level":3,"score":0.6196407675743103},{"id":"https://openalex.org/C187288502","wikidata":"https://www.wikidata.org/wiki/Q641118","display_name":"Personality","level":2,"score":0.6024720668792725},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.5838756561279297},{"id":"https://openalex.org/C506796395","wikidata":"https://www.wikidata.org/wiki/Q4738155","display_name":"Financial management","level":2,"score":0.4633759558200836},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3843388259410858},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.29886531829833984},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.294996052980423}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.55927/ijbae.v3i1.7309","doi":"https://doi.org/10.55927/ijbae.v3i1.7309","is_oa":true,"landing_page_url":"http://dx.doi.org/10.55927/ijbae.v3i1.7309","pdf_url":"https://journal.formosapublisher.org/index.php/ijbae/article/download/7309/7739","source":{"id":"https://openalex.org/S4387286116","display_name":"International Journal of Business and Applied Economics","issn_l":"2963-6124","issn":["2963-6124"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Business and Applied Economics","raw_type":"journal-article"},{"id":"doi:10.60692/4y91a-dsd81","doi":"https://doi.org/10.60692/4y91a-dsd81","is_oa":true,"landing_page_url":"https://doi.org/10.60692/4y91a-dsd81","pdf_url":null,"source":{"id":"https://openalex.org/S7407051682","display_name":"Greater South Information System","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article-journal"},{"id":"doi:10.60692/np0m6-8gz17","doi":"https://doi.org/10.60692/np0m6-8gz17","is_oa":true,"landing_page_url":"https://doi.org/10.60692/np0m6-8gz17","pdf_url":null,"source":{"id":"https://openalex.org/S7407051682","display_name":"Greater South Information System","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article-journal"}],"best_oa_location":{"id":"doi:10.55927/ijbae.v3i1.7309","doi":"https://doi.org/10.55927/ijbae.v3i1.7309","is_oa":true,"landing_page_url":"http://dx.doi.org/10.55927/ijbae.v3i1.7309","pdf_url":"https://journal.formosapublisher.org/index.php/ijbae/article/download/7309/7739","source":{"id":"https://openalex.org/S4387286116","display_name":"International Journal of Business and Applied Economics","issn_l":"2963-6124","issn":["2963-6124"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Business and Applied Economics","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4391614494.pdf","grobid_xml":"https://content.openalex.org/works/W4391614494.grobid-xml"},"referenced_works_count":72,"referenced_works":["https://openalex.org/W69225572","https://openalex.org/W74797075","https://openalex.org/W1572545061","https://openalex.org/W1714723801","https://openalex.org/W1928369584","https://openalex.org/W1971486551","https://openalex.org/W1992261947","https://openalex.org/W2007356270","https://openalex.org/W2021365718","https://openalex.org/W2023350458","https://openalex.org/W2025703293","https://openalex.org/W2028327374","https://openalex.org/W2030066052","https://openalex.org/W2034032188","https://openalex.org/W2035652607","https://openalex.org/W2044566869","https://openalex.org/W2045864095","https://openalex.org/W2047345533","https://openalex.org/W2058513103","https://openalex.org/W2060793186","https://openalex.org/W2067661305","https://openalex.org/W2075699220","https://openalex.org/W2083146342","https://openalex.org/W2141993065","https://openalex.org/W2142409428","https://openalex.org/W2162127329","https://openalex.org/W2242783752","https://openalex.org/W2282107831","https://openalex.org/W2485439394","https://openalex.org/W2502832733","https://openalex.org/W2728407379","https://openalex.org/W2766890193","https://openalex.org/W2768011266","https://openalex.org/W2790288781","https://openalex.org/W2791455611","https://openalex.org/W2898380667","https://openalex.org/W2898582759","https://openalex.org/W2903292944","https://openalex.org/W2908230737","https://openalex.org/W2922455773","https://openalex.org/W2943008818","https://openalex.org/W2952234179","https://openalex.org/W2957929760","https://openalex.org/W2969496203","https://openalex.org/W2983832246","https://openalex.org/W3011013650","https://openalex.org/W3014948103","https://openalex.org/W3020949736","https://openalex.org/W3088990462","https://openalex.org/W3124883010","https://openalex.org/W3125167742","https://openalex.org/W3129628770","https://openalex.org/W3154436605","https://openalex.org/W3162986411","https://openalex.org/W3171592261","https://openalex.org/W3202142493","https://openalex.org/W4200472475","https://openalex.org/W4210494110","https://openalex.org/W4232210201","https://openalex.org/W4246700197","https://openalex.org/W4252438142","https://openalex.org/W4281687186","https://openalex.org/W4291636652","https://openalex.org/W4297494287","https://openalex.org/W4300523062","https://openalex.org/W4308132601","https://openalex.org/W4312327033","https://openalex.org/W4315487312","https://openalex.org/W4319161804","https://openalex.org/W4321326344","https://openalex.org/W4386873036","https://openalex.org/W6887782634"],"related_works":["https://openalex.org/W4391692685","https://openalex.org/W4409045274","https://openalex.org/W4210494110","https://openalex.org/W4408545169","https://openalex.org/W2975771456","https://openalex.org/W2980252098","https://openalex.org/W7220365010","https://openalex.org/W3119362538","https://openalex.org/W7165671881","https://openalex.org/W2908230737"],"abstract_inverted_index":{"This":[0],"non-experimental":[1],"quantitative":[2],"study":[3],"investigated":[4],"the":[5,8,14,35,43,66,99,106],"association":[6],"of":[7,19,105,110],"five":[9],"big":[10],"personality":[11],"traits":[12],"with":[13],"financial":[15],"management":[16],"behavior":[17],"(FMB)":[18],"university":[20,111],"students":[21,112],"in":[22,34,41,108],"Davao":[23],"City.":[24],"Using":[25,59],"stratified":[26],"random":[27],"sampling,":[28],"three":[29],"hundred":[30],"twenty-two":[31],"respondents":[32],"participated":[33],"survey.":[36],"The":[37],"adopted":[38],"questionnaires":[39],"used":[40],"collecting":[42],"data":[44],"were":[45,96],"tested":[46],"using":[47],"Cronbach's":[48],"Alpha":[49,52],"and":[50,57,76,91],"Cronbach\u2019s":[51],"to":[53],"ascertain":[54],"their":[55],"reliability":[56],"validity.":[58],"regression":[60,100],"analysis":[61],"through":[62],"SmartPLS":[63],"4.0":[64],"software,":[65],"findings":[67],"revealed":[68],"that":[69,103],"conscientiousness":[70],"(\u03b2=0.296,":[71],"p-value=0.000),":[72],"extraversion":[73],"(\u03b2=0.181,":[74],"p-value=0.001),":[75],"openness":[77],"(\u03b2=":[78,88,93],"-0.110,":[79],"p-value=0.045)":[80],"showed":[81],"significant":[82],"link":[83],"towards":[84],"FMB.":[85],"Nevertheless,":[86],"Agreeableness":[87],"-0.056,":[89],"p-value=0.324)":[90],"Neuroticism":[92],"-0.034,":[94],"p-value=0.553)":[95],"insignificant.":[97],"Finally,":[98],"model":[101],"explains":[102],"14.30%":[104],"variance":[107],"FMB":[109],"(F":[113],"=":[114,117,120,124],"10.540,":[115],"P-value":[116],"0.000,":[118],"R2":[119],"0.143,":[121],"Adjusted":[122],"R\u00b2":[123],"0.129).":[125]},"counts_by_year":[{"year":2026,"cited_by_count":3},{"year":2025,"cited_by_count":8},{"year":2024,"cited_by_count":2}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2024-02-08T00:00:00"}