{"id":"https://openalex.org/W4391028543","doi":"https://doi.org/10.3126/jnmr.v5i1.61385","title":"Factors Affecting Non-performing Loans of Nepalese Commercial Banks: A Perception of Bankers","display_name":"Factors Affecting Non-performing Loans of Nepalese Commercial Banks: A Perception of Bankers","publication_year":2023,"publication_date":"2023-12-31","ids":{"openalex":"https://openalex.org/W4391028543","doi":"https://doi.org/10.3126/jnmr.v5i1.61385"},"language":"en","primary_location":{"id":"doi:10.3126/jnmr.v5i1.61385","doi":"https://doi.org/10.3126/jnmr.v5i1.61385","is_oa":true,"landing_page_url":"http://dx.doi.org/10.3126/jnmr.v5i1.61385","pdf_url":"https://www.nepjol.info/index.php/jnmr/article/download/61385/46108","source":{"id":"https://openalex.org/S4387287527","display_name":"Journal of Nepalese Management and Research","issn_l":"2661-6408","issn":["2661-6408"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Nepalese Management and Research","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"bronze","oa_url":"https://www.nepjol.info/index.php/jnmr/article/download/61385/46108","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5093747060","display_name":"Dinesh Kumar Pant","orcid":"https://orcid.org/0009-0005-7384-1438","observed_orcids":["https://orcid.org/0009-0005-7384-1438"]},"institutions":[{"id":"https://openalex.org/I4210160545","display_name":"Mid-West University","ror":"https://ror.org/05hf7ba61","country_code":"NP","type":"education","lineage":["https://openalex.org/I4210160545"]}],"countries":["NP"],"is_corresponding":true,"raw_author_name":"Dinesh Kumar Pant","raw_affiliation_strings":["Mid-West University, Birendranagar, Surkhet"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Mid-West University, Birendranagar, Surkhet","institution_ids":["https://openalex.org/I4210160545"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5093747060"],"corresponding_institution_ids":["https://openalex.org/I4210160545"],"apc_list":null,"apc_paid":null,"fwci":0.9876,"has_fulltext":true,"cited_by_count":3,"citation_normalized_percentile":{"value":0.74121624,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":95,"max":96},"biblio":{"volume":"5","issue":"1","first_page":"89","last_page":"99"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.9814000129699707,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.9814000129699707,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.018200000748038292,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14419","display_name":"Banking Systems and Strategies","score":0.0,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/non-performing-loans","display_name":"non-performing loans","score":1.0},{"id":"https://openalex.org/keywords/commercial-banks","display_name":"commercial banks","score":0.9620000123977661},{"id":"https://openalex.org/keywords/nepalese-banking-sector","display_name":"Nepalese banking sector","score":0.7559999823570251},{"id":"https://openalex.org/keywords/macroeconomic-factors","display_name":"macroeconomic factors","score":0.9779999852180481},{"id":"https://openalex.org/keywords/managerial-efficiency","display_name":"management efficiency","score":0.9959999918937683},{"id":"https://openalex.org/keywords/credit-policy","display_name":"credit policy","score":0.9950000047683716},{"id":"https://openalex.org/keywords/loan-default","display_name":"loan default","score":0.5600000023841858}],"concepts":[{"id":"https://openalex.org/C71387314","wikidata":"https://www.wikidata.org/wiki/Q494128","display_name":"Non-performing loan","level":3,"score":0.7346359491348267},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5534270405769348},{"id":"https://openalex.org/C2983734796","wikidata":"https://www.wikidata.org/wiki/Q848507","display_name":"Commercial bank","level":2,"score":0.4734646677970886},{"id":"https://openalex.org/C39896193","wikidata":"https://www.wikidata.org/wiki/Q380344","display_name":"Descriptive statistics","level":2,"score":0.4480418264865875},{"id":"https://openalex.org/C152877465","wikidata":"https://www.wikidata.org/wiki/Q208042","display_name":"Regression analysis","level":2,"score":0.4396529197692871},{"id":"https://openalex.org/C27574286","wikidata":"https://www.wikidata.org/wiki/Q320723","display_name":"Variables","level":2,"score":0.4340072274208069},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.4293001592159271},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.22283175587654114},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.15526148676872253},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.12638375163078308},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.10980013012886047},{"id":"https://openalex.org/C99454951","wikidata":"https://www.wikidata.org/wiki/Q932068","display_name":"Environmental health","level":1,"score":0.08741733431816101},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.07441574335098267}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.3126/jnmr.v5i1.61385","doi":"https://doi.org/10.3126/jnmr.v5i1.61385","is_oa":true,"landing_page_url":"http://dx.doi.org/10.3126/jnmr.v5i1.61385","pdf_url":"https://www.nepjol.info/index.php/jnmr/article/download/61385/46108","source":{"id":"https://openalex.org/S4387287527","display_name":"Journal of Nepalese Management and Research","issn_l":"2661-6408","issn":["2661-6408"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Nepalese Management and Research","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.3126/jnmr.v5i1.61385","doi":"https://doi.org/10.3126/jnmr.v5i1.61385","is_oa":true,"landing_page_url":"http://dx.doi.org/10.3126/jnmr.v5i1.61385","pdf_url":"https://www.nepjol.info/index.php/jnmr/article/download/61385/46108","source":{"id":"https://openalex.org/S4387287527","display_name":"Journal of Nepalese Management and Research","issn_l":"2661-6408","issn":["2661-6408"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Nepalese Management and Research","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.6452000141143799}],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4391028543.pdf","grobid_xml":"https://content.openalex.org/works/W4391028543.grobid-xml"},"referenced_works_count":14,"referenced_works":["https://openalex.org/W1580308066","https://openalex.org/W2002169993","https://openalex.org/W2014221201","https://openalex.org/W2076345372","https://openalex.org/W2096590904","https://openalex.org/W2115573087","https://openalex.org/W2259998253","https://openalex.org/W2412359390","https://openalex.org/W2579952832","https://openalex.org/W2892162761","https://openalex.org/W2981485246","https://openalex.org/W3023385366","https://openalex.org/W3122861456","https://openalex.org/W4385839119"],"related_works":["https://openalex.org/W4410034299","https://openalex.org/W4400826049","https://openalex.org/W2898627439","https://openalex.org/W2892162761","https://openalex.org/W4411456237","https://openalex.org/W4391477145","https://openalex.org/W4406116159","https://openalex.org/W4387320035","https://openalex.org/W2731208625","https://openalex.org/W2417995806"],"abstract_inverted_index":{"This":[0],"study":[1,48,104],"investigated":[2],"the":[3,29,42,47,50,55,62,77,107,122,126],"factors":[4,109],"influencing":[5],"non-performing":[6,26,123],"loans":[7,27,124],"(NPLs)":[8],"in":[9],"Nepalese":[10,127],"Commercial":[11],"Banks.":[12],"Macro-economic":[13],"factors,":[14],"managerial":[15,111],"efficiency,":[16,112],"and":[17,34,58,90,92,97,110],"lending":[18,115],"policy":[19],"were":[20],"identified":[21],"as":[22],"independent":[23],"variables,":[24],"while":[25],"constituted":[28],"dependent":[30],"variable.":[31],"A":[32,69],"descriptive":[33],"causal-comparative":[35],"research":[36],"design":[37],"was":[38,49,73,81],"adopted":[39],"to":[40,75],"run":[41],"study.":[43],"The":[44,79,103],"population":[45],"of":[46,61,66,125],"entire":[51],"bankers":[52],"working":[53],"at":[54],"various":[56],"branches":[57],"province-level":[59],"offices":[60],"different":[63],"commercial":[64,128],"banks":[65],"Karnali":[67],"province.":[68],"convenience":[70],"sampling":[71],"plan":[72],"used":[74],"collect":[76],"responses.":[78],"data":[80],"collected":[82],"from":[83],"406":[84],"respondents":[85],"using":[86,100],"a":[87,118],"structural":[88],"questionnaire":[89],"analyzed":[91],"interpreted":[93],"through":[94],"t-tests,":[95],"correlation":[96],"regression":[98],"analysis":[99],"SPSS":[101],"software.":[102],"concluded":[105],"that":[106],"macroeconomic":[108],"along":[113],"with":[114],"policy,":[116],"have":[117],"significant":[119],"impact":[120],"on":[121],"banks.":[129]},"counts_by_year":[{"year":2025,"cited_by_count":3}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2024-01-20T00:00:00"}
