{"id":"https://openalex.org/W4390819948","doi":"https://doi.org/10.1080/00036846.2024.2302934","title":"Analysis of the impact of the COVID-19 lockdown on financial technology (FinTech), interest rate liberalization (IRL) and commercial banks\u2019 risk-taking: Chinese empirical evidence","display_name":"Analysis of the impact of the COVID-19 lockdown on financial technology (FinTech), interest rate liberalization (IRL) and commercial banks\u2019 risk-taking: Chinese empirical evidence","publication_year":2024,"publication_date":"2024-01-12","ids":{"openalex":"https://openalex.org/W4390819948","doi":"https://doi.org/10.1080/00036846.2024.2302934"},"language":"en","primary_location":{"id":"doi:10.1080/00036846.2024.2302934","doi":"https://doi.org/10.1080/00036846.2024.2302934","is_oa":false,"landing_page_url":"https://doi.org/10.1080/00036846.2024.2302934","pdf_url":null,"source":{"id":"https://openalex.org/S201533460","display_name":"Applied Economics","issn_l":"0003-6846","issn":["0003-6846","1466-4283"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-40","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Applied Economics","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5038439032","display_name":"Yingrong Zheng","orcid":"https://orcid.org/0000-0002-1637-5961","observed_orcids":["https://orcid.org/0000-0002-1637-5961"]},"institutions":[{"id":"https://openalex.org/I28777354","display_name":"Sejong University","ror":"https://ror.org/00aft1q37","country_code":"KR","type":"education","lineage":["https://openalex.org/I28777354"]}],"countries":["KR"],"is_corresponding":false,"raw_author_name":"Yingrong Zheng","raw_affiliation_strings":["Department of Economics, Sejong University, Seoul, South Korea"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, Sejong University, Seoul, South Korea","institution_ids":["https://openalex.org/I28777354"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5103155898","display_name":"Hao Dong","orcid":"https://orcid.org/0000-0002-3458-4986","observed_orcids":["https://orcid.org/0000-0002-3458-4986"]},"institutions":[{"id":"https://openalex.org/I4405281735","display_name":"Shandong Vocational College of Science and Technology","ror":"https://ror.org/04t4v3543","country_code":"CN","type":"education","lineage":["https://openalex.org/I4405281735"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Hao Dong","raw_affiliation_strings":["Department of Economic Management, Shandong Vocational College of Science and Technology, Weifang, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economic Management, Shandong Vocational College of Science and Technology, Weifang, China","institution_ids":["https://openalex.org/I4405281735"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5100368113","display_name":"Na Li","orcid":"https://orcid.org/0000-0002-4293-515X","observed_orcids":["https://orcid.org/0000-0002-4293-515X"]},"institutions":[{"id":"https://openalex.org/I28777354","display_name":"Sejong University","ror":"https://ror.org/00aft1q37","country_code":"KR","type":"education","lineage":["https://openalex.org/I28777354"]}],"countries":["KR"],"is_corresponding":false,"raw_author_name":"Na Li","raw_affiliation_strings":["Department of Economics, Sejong University, Seoul, South Korea"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, Sejong University, Seoul, South Korea","institution_ids":["https://openalex.org/I28777354"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5103155898"],"corresponding_institution_ids":["https://openalex.org/I4405281735"],"apc_list":null,"apc_paid":null,"fwci":2.5466,"has_fulltext":false,"cited_by_count":9,"citation_normalized_percentile":{"value":0.90063078,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":98},"biblio":{"volume":"57","issue":"2","first_page":"135","last_page":"151"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.8637999892234802,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.8637999892234802,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.11509999632835388,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.014000000432133675,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.8270000219345093},{"id":"https://openalex.org/keywords/interest-rate-liberalization","display_name":"interest rate liberalization","score":0.9990000128746033},{"id":"https://openalex.org/keywords/commercial-banks","display_name":"commercial banks","score":0.7279999852180481},{"id":"https://openalex.org/keywords/bank-risk-taking","display_name":"bank risk-taking","score":0.9829999804496765},{"id":"https://openalex.org/keywords/covid-19-lockdown","display_name":"COVID-19 lockdown","score":0.9990000128746033},{"id":"https://openalex.org/keywords/bank-competition","display_name":"bank competition","score":0.5540000200271606},{"id":"https://openalex.org/keywords/systemic-risk","display_name":"systemic risk","score":0.6819999814033508},{"id":"https://openalex.org/keywords/asset-liability-structure","display_name":"asset-liability structure","score":0.8259999752044678},{"id":"https://openalex.org/keywords/china","display_name":"China","score":0.48100000619888306}],"concepts":[{"id":"https://openalex.org/C144587487","wikidata":"https://www.wikidata.org/wiki/Q1369234","display_name":"Systemic risk","level":3,"score":0.5746234655380249},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5477837324142456},{"id":"https://openalex.org/C76178495","wikidata":"https://www.wikidata.org/wiki/Q4808784","display_name":"Asset (computer security)","level":2,"score":0.4468539357185364},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.43004241585731506},{"id":"https://openalex.org/C91306197","wikidata":"https://www.wikidata.org/wiki/Q45767","display_name":"Competition (biology)","level":2,"score":0.42747047543525696},{"id":"https://openalex.org/C58823610","wikidata":"https://www.wikidata.org/wiki/Q746418","display_name":"Liberalization","level":2,"score":0.42488476634025574},{"id":"https://openalex.org/C2777834853","wikidata":"https://www.wikidata.org/wiki/Q96776939","display_name":"Liability","level":2,"score":0.4170071482658386},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.3380318880081177},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2835560441017151},{"id":"https://openalex.org/C2778300220","wikidata":"https://www.wikidata.org/wiki/Q114380","display_name":"Financial crisis","level":2,"score":0.16970664262771606},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.09147727489471436},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.0},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1080/00036846.2024.2302934","doi":"https://doi.org/10.1080/00036846.2024.2302934","is_oa":false,"landing_page_url":"https://doi.org/10.1080/00036846.2024.2302934","pdf_url":null,"source":{"id":"https://openalex.org/S201533460","display_name":"Applied Economics","issn_l":"0003-6846","issn":["0003-6846","1466-4283"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-40","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Applied Economics","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:taf:applec:v:57:y:2025:i:2:p:135-151","doi":null,"is_oa":false,"landing_page_url":"http://hdl.handle.net/10.1080/00036846.2024.2302934","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.651199996471405,"id":"https://metadata.un.org/sdg/9","display_name":"Industry, innovation and infrastructure"},{"score":0.6452000141143799,"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":57,"referenced_works":["https://openalex.org/W2040062374","https://openalex.org/W2548853445","https://openalex.org/W2555165554","https://openalex.org/W2601605589","https://openalex.org/W2793374823","https://openalex.org/W2885697727","https://openalex.org/W2892147754","https://openalex.org/W2894167009","https://openalex.org/W2903172129","https://openalex.org/W2913117663","https://openalex.org/W2919559878","https://openalex.org/W2980741541","https://openalex.org/W2990206735","https://openalex.org/W2997427114","https://openalex.org/W3000688148","https://openalex.org/W3003461166","https://openalex.org/W3012350854","https://openalex.org/W3013794446","https://openalex.org/W3036091494","https://openalex.org/W3038461170","https://openalex.org/W3047514430","https://openalex.org/W3049448857","https://openalex.org/W3082644265","https://openalex.org/W3083197441","https://openalex.org/W3084831042","https://openalex.org/W3091479663","https://openalex.org/W3092231353","https://openalex.org/W3092545621","https://openalex.org/W3099834569","https://openalex.org/W3117281945","https://openalex.org/W3120014398","https://openalex.org/W3120845879","https://openalex.org/W3125643900","https://openalex.org/W3126880121","https://openalex.org/W3127617557","https://openalex.org/W3134269582","https://openalex.org/W3137223397","https://openalex.org/W3138641184","https://openalex.org/W3162269818","https://openalex.org/W3164605223","https://openalex.org/W3165527490","https://openalex.org/W3173736243","https://openalex.org/W3173916929","https://openalex.org/W3175458237","https://openalex.org/W3194161514","https://openalex.org/W3199736113","https://openalex.org/W3206119721","https://openalex.org/W3211427364","https://openalex.org/W3215355460","https://openalex.org/W4205605490","https://openalex.org/W4213095947","https://openalex.org/W4221011706","https://openalex.org/W4224316842","https://openalex.org/W4225141672","https://openalex.org/W4226105073","https://openalex.org/W4254494064","https://openalex.org/W4281853206"],"related_works":["https://openalex.org/W4401166587","https://openalex.org/W4280617138","https://openalex.org/W4386797399","https://openalex.org/W4411435158","https://openalex.org/W4214864609","https://openalex.org/W4376155269","https://openalex.org/W7154902639","https://openalex.org/W4407854363","https://openalex.org/W4387166624","https://openalex.org/W4362636247"],"abstract_inverted_index":{"Financial":[0],"Technology":[1],"(FinTech),":[2],"which":[3,126],"drove":[4],"changes":[5],"in":[6,74,86],"the":[7,33,46,55,64,68,75,80,96,108,112,115,121,131,134,152,158,161,170,174,180,185,195],"financial":[8],"business":[9],"landscape":[10],"during":[11],"COVID-19":[12,65,109],"May":[13],"2001also":[14],"contribute":[15],"to":[16,31,43,90,130],"Interest":[17],"Rate":[18],"Liberalization":[19],"(IRL)":[20],"and":[21,37,42,60,100,148,165,191],"increase":[22],"risk-taking":[23,40,103,153,196],"by":[24],"commercial":[25,61,84,105,124,138,189],"banks.":[26,139],"Therefore,":[27],"it":[28],"is":[29,127,142,155],"important":[30],"analyse":[32,54],"impact":[34,97,113,171],"of":[35,48,70,82,98,104,114,123,133,137,160,163,172,176,182,188],"FinTech":[36,49,59,99,147,177],"IRL":[38,101,117],"on":[39,79,102],"behaviour,":[41],"examine":[44],"whether":[45],"development":[47,162,175],"will":[50],"hinder":[51],"IRL.":[52],"To":[53],"complex":[56],"relationship":[57,145],"between":[58,146],"banks":[62,85],"under":[63,107,169],"lockdown,":[66],"reduce":[67],"possibility":[69],"systemic":[71],"risk":[72,122],"outbreak":[73],"banking":[76],"industry,":[77],"based":[78],"data":[81],"34":[83],"China":[87],"from":[88],"2008":[89],"2022,":[91],"this":[92],"paper":[93],"empirically":[94],"tests":[95],"bank":[106],"lockdown.":[110],"Under":[111],"COVID-19,":[116,173],"has":[118,178],"pushed":[119,193],"up":[120,194],"banks,":[125,190],"not":[128],"conducive":[129],"stability":[132],"asset-liability":[135],"structure":[136],"Second,":[140],"there":[141],"a":[143],"U-shaped":[144],"risk-taking,":[149],"that":[150],"is,":[151],"level":[154],"reduced":[156],"at":[157],"beginning":[159],"FinTech,":[164],"then":[166],"increased.":[167],"Third,":[168],"accelerated":[179],"process":[181],"IRL,":[183],"intensified":[184],"price":[186],"competition":[187],"further":[192],"levels.":[197]},"counts_by_year":[{"year":2026,"cited_by_count":3},{"year":2025,"cited_by_count":5},{"year":2024,"cited_by_count":1}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2024-01-13T00:00:00"}