{"id":"https://openalex.org/W4390441925","doi":"https://doi.org/10.55643/fcaptp.6.53.2023.4222","title":"MODERN STATE AND POST-WAR PROSPECTS OF FINANCIAL INCLUSION IN UKRAINE CONSIDERING THE EU EXPERIENCE","display_name":"MODERN STATE AND POST-WAR PROSPECTS OF FINANCIAL INCLUSION IN UKRAINE CONSIDERING THE EU EXPERIENCE","publication_year":2023,"publication_date":"2023-12-30","ids":{"openalex":"https://openalex.org/W4390441925","doi":"https://doi.org/10.55643/fcaptp.6.53.2023.4222"},"language":"en","primary_location":{"id":"doi:10.55643/fcaptp.6.53.2023.4222","doi":"https://doi.org/10.55643/fcaptp.6.53.2023.4222","is_oa":true,"landing_page_url":"http://dx.doi.org/10.55643/fcaptp.6.53.2023.4222","pdf_url":"https://fkd.net.ua/index.php/fkd/article/download/4222/3990","source":{"id":"https://openalex.org/S4210175534","display_name":"Financial and credit activity problems of theory and practice","issn_l":"2306-4994","issn":["2306-4994","2310-8770"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj","erih-plus","poland-20","russia-white-list-2"],"host_organization":"https://openalex.org/P4366153121","host_organization_name":"University of Banking of the National Bank of Ukraine","host_organization_lineage":["https://openalex.org/P4366153121"],"host_organization_lineage_names":["University of Banking of the National Bank of Ukraine"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Financial and credit activity problems of theory and practice","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://fkd.net.ua/index.php/fkd/article/download/4222/3990","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5043286604","display_name":"Iryna V. Abramova","orcid":"https://orcid.org/0000-0003-3724-0342","observed_orcids":["https://orcid.org/0000-0003-3724-0342"]},"institutions":[{"id":"https://openalex.org/I3129431789","display_name":"Polissia National University","ror":"https://ror.org/044tay155","country_code":"UA","type":"education","lineage":["https://openalex.org/I3129431789"]}],"countries":["UA"],"is_corresponding":false,"raw_author_name":"Iryna Abramova","raw_affiliation_strings":["\u043a.\u0435.\u043d., \u0434\u043e\u0446\u0435\u043d\u0442 \u043a\u0430\u0444\u0435\u0434\u0440\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u0456\u0432 \u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u0443,  \u041f\u043e\u043b\u0456\u0441\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, \u0416\u0438\u0442\u043e\u043c\u0438\u0440, \u0423\u043a\u0440\u0430\u0457\u043d\u0430"],"raw_orcid":"https://orcid.org/0000-0003-3724-0342","affiliations":[{"raw_affiliation_string":"\u043a.\u0435.\u043d., \u0434\u043e\u0446\u0435\u043d\u0442 \u043a\u0430\u0444\u0435\u0434\u0440\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u0456\u0432 \u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u0443,  \u041f\u043e\u043b\u0456\u0441\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, \u0416\u0438\u0442\u043e\u043c\u0438\u0440, \u0423\u043a\u0440\u0430\u0457\u043d\u0430","institution_ids":["https://openalex.org/I3129431789"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5032134361","display_name":"Larysa V. Nedilska","orcid":"https://orcid.org/0000-0002-0528-9021","observed_orcids":["https://orcid.org/0000-0002-0528-9021"]},"institutions":[{"id":"https://openalex.org/I3129431789","display_name":"Polissia National University","ror":"https://ror.org/044tay155","country_code":"UA","type":"education","lineage":["https://openalex.org/I3129431789"]}],"countries":["UA"],"is_corresponding":false,"raw_author_name":"Larysa Nedilska","raw_affiliation_strings":["\u043a.\u0435.\u043d., \u0434\u043e\u0446\u0435\u043d\u0442 \u043a\u0430\u0444\u0435\u0434\u0440\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u0456\u0432 \u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u0443,  \u041f\u043e\u043b\u0456\u0441\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, \u0416\u0438\u0442\u043e\u043c\u0438\u0440, \u0423\u043a\u0440\u0430\u0457\u043d\u0430"],"raw_orcid":"https://orcid.org/0000-0002-0528-9021","affiliations":[{"raw_affiliation_string":"\u043a.\u0435.\u043d., \u0434\u043e\u0446\u0435\u043d\u0442 \u043a\u0430\u0444\u0435\u0434\u0440\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u0456\u0432 \u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u0443,  \u041f\u043e\u043b\u0456\u0441\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, \u0416\u0438\u0442\u043e\u043c\u0438\u0440, \u0423\u043a\u0440\u0430\u0457\u043d\u0430","institution_ids":["https://openalex.org/I3129431789"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5010217354","display_name":"Nataliia O. Kurovska","orcid":"https://orcid.org/0000-0003-3344-6079","observed_orcids":["https://orcid.org/0000-0003-3344-6079"]},"institutions":[{"id":"https://openalex.org/I3129431789","display_name":"Polissia National University","ror":"https://ror.org/044tay155","country_code":"UA","type":"education","lineage":["https://openalex.org/I3129431789"]}],"countries":["UA"],"is_corresponding":false,"raw_author_name":"Nataliia Kurovska","raw_affiliation_strings":["\u043a.\u0435.\u043d., \u0434\u043e\u0446\u0435\u043d\u0442 \u043a\u0430\u0444\u0435\u0434\u0440\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u0456\u0432 \u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u0443,  \u041f\u043e\u043b\u0456\u0441\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, \u0416\u0438\u0442\u043e\u043c\u0438\u0440, \u0423\u043a\u0440\u0430\u0457\u043d\u0430"],"raw_orcid":"https://orcid.org/0000-0003-3344-6079","affiliations":[{"raw_affiliation_string":"\u043a.\u0435.\u043d., \u0434\u043e\u0446\u0435\u043d\u0442 \u043a\u0430\u0444\u0435\u0434\u0440\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u0456\u0432 \u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u0443,  \u041f\u043e\u043b\u0456\u0441\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, \u0416\u0438\u0442\u043e\u043c\u0438\u0440, \u0423\u043a\u0440\u0430\u0457\u043d\u0430","institution_ids":["https://openalex.org/I3129431789"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5102026990","display_name":"O. Kovalchuk","orcid":"https://orcid.org/0000-0002-7799-3157","observed_orcids":["https://orcid.org/0000-0002-7799-3157"]},"institutions":[{"id":"https://openalex.org/I3129431789","display_name":"Polissia National University","ror":"https://ror.org/044tay155","country_code":"UA","type":"education","lineage":["https://openalex.org/I3129431789"]}],"countries":["UA"],"is_corresponding":false,"raw_author_name":"Oleksandr Kovalchuk","raw_affiliation_strings":["Candidate of Economy Sciences , Associate Professor of the","Department of International Economic Relations and European Integration , Polissia National University , Zytomyr , Ukraine;","\u043a.\u0435.\u043d., \u0434\u043e\u0446\u0435\u043d\u0442 \u043a\u0430\u0444\u0435\u0434\u0440\u0438 \u043c\u0456\u0436\u043d\u0430\u0440\u043e\u0434\u043d\u0438\u0445 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u0438\u0445 \u0432\u0456\u0434\u043d\u043e\u0441\u0438\u043d \u0442\u0430 \u0454\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u044c\u043a\u043e\u0457 \u0456\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0456\u0457,  \u041f\u043e\u043b\u0456\u0441\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, \u0416\u0438\u0442\u043e\u043c\u0438\u0440, \u0423\u043a\u0440\u0430\u0457\u043d\u0430"],"raw_orcid":"https://orcid.org/0000-0002-7799-3157","affiliations":[{"raw_affiliation_string":"Candidate of Economy Sciences , Associate Professor of the","institution_ids":[]},{"raw_affiliation_string":"Department of International Economic Relations and European Integration , Polissia National University , Zytomyr , Ukraine;","institution_ids":["https://openalex.org/I3129431789"]},{"raw_affiliation_string":"\u043a.\u0435.\u043d., \u0434\u043e\u0446\u0435\u043d\u0442 \u043a\u0430\u0444\u0435\u0434\u0440\u0438 \u043c\u0456\u0436\u043d\u0430\u0440\u043e\u0434\u043d\u0438\u0445 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u0438\u0445 \u0432\u0456\u0434\u043d\u043e\u0441\u0438\u043d \u0442\u0430 \u0454\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u044c\u043a\u043e\u0457 \u0456\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0456\u0457,  \u041f\u043e\u043b\u0456\u0441\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, \u0416\u0438\u0442\u043e\u043c\u0438\u0440, \u0423\u043a\u0440\u0430\u0457\u043d\u0430","institution_ids":["https://openalex.org/I3129431789"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5038453360","display_name":"Pavlo H. Poplavskyi","orcid":"https://orcid.org/0009-0003-6741-4435","observed_orcids":["https://orcid.org/0009-0003-6741-4435"]},"institutions":[{"id":"https://openalex.org/I3129431789","display_name":"Polissia National University","ror":"https://ror.org/044tay155","country_code":"UA","type":"education","lineage":["https://openalex.org/I3129431789"]}],"countries":["UA"],"is_corresponding":false,"raw_author_name":"Pavlo Poplavskyi","raw_affiliation_strings":["Department of Computer Technologies and Systems Modelling , Polissia National University , Zytomyr , Ukraine;","\u0441\u0442\u0430\u0440\u0448\u0438\u0439 \u0432\u0438\u043a\u043b\u0430\u0434\u0430\u0447 \u043a\u0430\u0444\u0435\u0434\u0440\u0438 \u043a\u043e\u043c\u043f'\u044e\u0442\u0435\u0440\u043d\u0438\u0445 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0456\u0439 \u0442\u0430 \u043c\u043e\u0434\u0435\u043b\u044e\u0432\u0430\u043d\u043d\u044f \u0441\u0438\u0441\u0442\u0435\u043c, \u041f\u043e\u043b\u0456\u0441\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, \u0416\u0438\u0442\u043e\u043c\u0438\u0440, \u0423\u043a\u0440\u0430\u0457\u043d\u0430"],"raw_orcid":"https://orcid.org/0009-0003-6741-4435","affiliations":[{"raw_affiliation_string":"Department of Computer Technologies and Systems Modelling , Polissia National University , Zytomyr , Ukraine;","institution_ids":["https://openalex.org/I3129431789"]},{"raw_affiliation_string":"\u0441\u0442\u0430\u0440\u0448\u0438\u0439 \u0432\u0438\u043a\u043b\u0430\u0434\u0430\u0447 \u043a\u0430\u0444\u0435\u0434\u0440\u0438 \u043a\u043e\u043c\u043f'\u044e\u0442\u0435\u0440\u043d\u0438\u0445 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0456\u0439 \u0442\u0430 \u043c\u043e\u0434\u0435\u043b\u044e\u0432\u0430\u043d\u043d\u044f \u0441\u0438\u0441\u0442\u0435\u043c, \u041f\u043e\u043b\u0456\u0441\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, \u0416\u0438\u0442\u043e\u043c\u0438\u0440, \u0423\u043a\u0440\u0430\u0457\u043d\u0430","institution_ids":["https://openalex.org/I3129431789"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I3129431789"],"apc_list":{"value":500,"currency":"USD","value_usd":500},"apc_paid":{"value":500,"currency":"USD","value_usd":500},"fwci":1.0317,"has_fulltext":true,"cited_by_count":6,"citation_normalized_percentile":{"value":0.78853263,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":97},"biblio":{"volume":"6","issue":"53","first_page":"318","last_page":"333"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9067000150680542,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9067000150680542,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13172","display_name":"Economic Issues in Ukraine","score":0.04270000010728836,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.026799999177455902,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":1.0},{"id":"https://openalex.org/keywords/ukraine","display_name":"Ukraine","score":0.8970000147819519},{"id":"https://openalex.org/keywords/post-conflict-reconstruction","display_name":"post-conflict reconstruction","score":0.6990000009536743},{"id":"https://openalex.org/keywords/eu-experience","display_name":"European Union experience","score":0.7760000228881836},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.9459999799728394},{"id":"https://openalex.org/keywords/financial-well-being","display_name":"financial well-being","score":0.9139999747276306},{"id":"https://openalex.org/keywords/financial-behavior","display_name":"financial behavior","score":0.8320000171661377},{"id":"https://openalex.org/keywords/access-to-finance","display_name":"access to finance","score":0.9359999895095825},{"id":"https://openalex.org/keywords/digitalization-of-financial-services","display_name":"digitalization of financial services","score":0.9700000286102295},{"id":"https://openalex.org/keywords/savings-to-investment-transformation","display_name":"savings-to-investment transformation","score":0.5960000157356262},{"id":"https://openalex.org/keywords/household-income","display_name":"household income","score":0.5040000081062317},{"id":"https://openalex.org/keywords/economic-development","display_name":"economic development","score":0.5540000200271606}],"concepts":[{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.9141783118247986},{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.62027508020401},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.5493785738945007},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.540071427822113},{"id":"https://openalex.org/C109359841","wikidata":"https://www.wikidata.org/wiki/Q728944","display_name":"Inclusion (mineral)","level":2,"score":0.5343600511550903},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.4713430106639862},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.45881423354148865},{"id":"https://openalex.org/C191654821","wikidata":"https://www.wikidata.org/wiki/Q247506","display_name":"Financial instrument","level":2,"score":0.4587017297744751},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.45823365449905396},{"id":"https://openalex.org/C48103436","wikidata":"https://www.wikidata.org/wiki/Q599031","display_name":"State (computer science)","level":2,"score":0.4465376138687134},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.40721577405929565},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.3705053925514221},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.36927109956741333},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.081785649061203},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.0729459822177887},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.0},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0},{"id":"https://openalex.org/C11413529","wikidata":"https://www.wikidata.org/wiki/Q8366","display_name":"Algorithm","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.55643/fcaptp.6.53.2023.4222","doi":"https://doi.org/10.55643/fcaptp.6.53.2023.4222","is_oa":true,"landing_page_url":"http://dx.doi.org/10.55643/fcaptp.6.53.2023.4222","pdf_url":"https://fkd.net.ua/index.php/fkd/article/download/4222/3990","source":{"id":"https://openalex.org/S4210175534","display_name":"Financial and credit activity problems of theory and practice","issn_l":"2306-4994","issn":["2306-4994","2310-8770"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj","erih-plus","poland-20","russia-white-list-2"],"host_organization":"https://openalex.org/P4366153121","host_organization_name":"University of Banking of the National Bank of Ukraine","host_organization_lineage":["https://openalex.org/P4366153121"],"host_organization_lineage_names":["University of Banking of the National Bank of Ukraine"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Financial and credit activity problems of theory and practice","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:fd80394d0a484148b0baf9c4c5f2f5fd","doi":null,"is_oa":true,"landing_page_url":"https://doaj.org/article/fd80394d0a484148b0baf9c4c5f2f5fd","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"\u0424\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e-\u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0430 \u0434\u0456\u044f\u043b\u044c\u043d\u0456\u0441\u0442\u044c: \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0442\u0435\u043e\u0440\u0456\u0457 \u0442\u0430 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0438, Vol 6, Iss 53 (2023)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.55643/fcaptp.6.53.2023.4222","doi":"https://doi.org/10.55643/fcaptp.6.53.2023.4222","is_oa":true,"landing_page_url":"http://dx.doi.org/10.55643/fcaptp.6.53.2023.4222","pdf_url":"https://fkd.net.ua/index.php/fkd/article/download/4222/3990","source":{"id":"https://openalex.org/S4210175534","display_name":"Financial and credit activity problems of theory and practice","issn_l":"2306-4994","issn":["2306-4994","2310-8770"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj","erih-plus","poland-20","russia-white-list-2"],"host_organization":"https://openalex.org/P4366153121","host_organization_name":"University of Banking of the National Bank of Ukraine","host_organization_lineage":["https://openalex.org/P4366153121"],"host_organization_lineage_names":["University of Banking of the National Bank of Ukraine"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Financial and credit activity problems of theory and practice","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8","score":0.7257999777793884},{"display_name":"Reduced inequalities","id":"https://metadata.un.org/sdg/10","score":0.6065000295639038}],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[{"id":"https://openalex.org/F4320324615","display_name":"Ministry of Education and Science of Ukraine","ror":"https://ror.org/03bra4w96"}],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4390441925.pdf","grobid_xml":"https://content.openalex.org/works/W4390441925.grobid-xml"},"referenced_works_count":16,"referenced_works":["https://openalex.org/W2608595774","https://openalex.org/W2942162706","https://openalex.org/W3111716469","https://openalex.org/W3134589927","https://openalex.org/W3173714399","https://openalex.org/W3207339387","https://openalex.org/W4214746028","https://openalex.org/W4214753151","https://openalex.org/W4214770700","https://openalex.org/W4240624709","https://openalex.org/W4255180696","https://openalex.org/W4287772961","https://openalex.org/W4309046492","https://openalex.org/W4313302480","https://openalex.org/W4313729289","https://openalex.org/W4385198450"],"related_works":["https://openalex.org/W4392523842","https://openalex.org/W4214753151","https://openalex.org/W6968766618","https://openalex.org/W4320006067","https://openalex.org/W4313219009","https://openalex.org/W3111716469","https://openalex.org/W3049462562","https://openalex.org/W7132150613","https://openalex.org/W3162084077","https://openalex.org/W4411306316"],"abstract_inverted_index":{"The":[0,29],"purpose":[1],"of":[2,10,16,26,31,44,52,60,71,83,96,111,129,143,148,156,161,164,174,177,191,197,200,209,214,222,243,256],"the":[3,11,24,32,40,50,57,69,80,94,109,130,141,146,153,157,162,194,198,207,212,220,228,241,253,257],"article":[4],"is":[5,77,115,169,180,202],"theoretical":[6],"and":[7,13,42,63,93,132,151,193,225,238,247],"methodological":[8],"substantiation":[9],"state":[12,59,163],"post-war":[14,66,254],"prospects":[15,67],"financial":[17,45,61,72,84,87,89,91,97,105,124,165,195,215,223],"inclusion":[18,73,85,166,216],"in":[19,74,167],"Ukraine,":[20],"taking":[21,47],"into":[22,48,245],"account":[23,49],"experience":[25,51,110],"EU":[27,53,112],"countries.":[28],"objectives":[30],"study":[33],"are":[34,86,217],"as":[35,99,101,134,136,219],"follows:":[36],"to":[37,55,64,104,123,140,234],"theoretically":[38],"substantiate":[39],"content":[41],"features":[43],"inclusion,":[46],"countries;":[54],"assess":[56],"current":[58],"inclusion;":[62],"outline":[65],"for":[68,120,126,188],"development":[70,155],"Ukraine.":[75],"It":[76,179],"argued":[78],"that":[79,117,182],"key":[81],"parameters":[82],"well-being,":[88],"behaviour,":[90],"knowledge,":[92],"utilization":[95],"products,":[98],"well":[100,135],"physical":[102],"access":[103,122],"services.":[106],"Drawing":[107],"on":[108,206,252],"countries,":[113],"it":[114],"substantiated":[116],"creating":[118],"conditions":[119],"free":[121],"services":[125],"all":[127],"categories":[128,176],"population":[131],"businesses,":[133],"their":[137,236],"digitalization,":[138],"contribute":[139],"growth":[142],"citizens'":[144],"income,":[145,192],"simplification":[147],"investment":[149],"mechanisms,":[150],"thus":[152],"economic":[154],"country.":[158],"An":[159],"assessment":[160],"Ukraine":[168],"conducted":[170],"through":[171],"online":[172],"surveys":[173],"various":[175],"citizens.":[178],"determined":[181],"Ukrainians":[183],"feel":[184],"a":[185,249],"strong":[186],"need":[187],"additional":[189],"sources":[190],"situation":[196],"majority":[199],"them":[201,233],"extremely":[203],"unstable.":[204],"Based":[205],"results":[208],"correlation-regression":[210],"analysis,":[211],"priorities":[213],"identified":[218],"level":[221],"literacy":[224],"competency":[226],"among":[227],"population.":[229],"This":[230],"will":[231],"enable":[232],"budget":[235],"income":[237],"expenses,":[239],"promote":[240],"transformation":[242],"savings":[244],"investments,":[246],"have":[248],"positive":[250],"impact":[251],"recovery":[255],"country's":[258],"economy.":[259]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":4}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2023-12-30T00:00:00"}