{"id":"https://openalex.org/W4388115408","doi":"https://doi.org/10.1109/icdata58816.2023.00034","title":"Applications of Artificial Intelligence in Finance: Prospects, Limits and Risks","display_name":"Applications of Artificial Intelligence in Finance: Prospects, Limits and Risks","publication_year":2023,"publication_date":"2023-05-03","ids":{"openalex":"https://openalex.org/W4388115408","doi":"https://doi.org/10.1109/icdata58816.2023.00034"},"language":"en","primary_location":{"id":"doi:10.1109/icdata58816.2023.00034","doi":"https://doi.org/10.1109/icdata58816.2023.00034","is_oa":false,"landing_page_url":"https://doi.org/10.1109/icdata58816.2023.00034","pdf_url":null,"source":{"id":"https://openalex.org/S7407106390","display_name":"International Conference on Digital Age & Technological Advances for Sustainable Development (ICDATA)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"conference"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2023 International Conference on Digital Age & Technological Advances for Sustainable Development (ICDATA)","raw_type":"proceedings-article"},"volume":null,"type":"conference-paper","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5031362583","display_name":"Hicham Sadok","orcid":"https://orcid.org/0000-0003-4402-0954","observed_orcids":["https://orcid.org/0000-0003-4402-0954"]},"institutions":[{"id":"https://openalex.org/I126477371","display_name":"Mohammed V University","ror":"https://ror.org/00r8w8f84","country_code":"MA","type":"education","lineage":["https://openalex.org/I126477371"]}],"countries":["MA"],"is_corresponding":false,"raw_author_name":"Hicham Sadok","raw_affiliation_strings":["Mohammed V University in Rabat,Business and Economics dept,Rabat,Morocco","Business and Economics dept, Mohammed V University in Rabat, Rabat, Morocco"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Mohammed V University in Rabat,Business and Economics dept,Rabat,Morocco","institution_ids":["https://openalex.org/I126477371"]},{"raw_affiliation_string":"Business and Economics dept, Mohammed V University in Rabat, Rabat, Morocco","institution_ids":["https://openalex.org/I126477371"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5008261582","display_name":"Houda Mahboub","orcid":"https://orcid.org/0000-0003-3903-2387","observed_orcids":["https://orcid.org/0000-0003-3903-2387"]},"institutions":[{"id":"https://openalex.org/I126477371","display_name":"Mohammed V University","ror":"https://ror.org/00r8w8f84","country_code":"MA","type":"education","lineage":["https://openalex.org/I126477371"]}],"countries":["MA"],"is_corresponding":false,"raw_author_name":"Houda Mahboub","raw_affiliation_strings":["Mohammed V University in Rabat,Business and Economics dept,Rabat,Morocco","Business and Economics dept, Mohammed V University in Rabat, Rabat, Morocco"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Mohammed V University in Rabat,Business and Economics dept,Rabat,Morocco","institution_ids":["https://openalex.org/I126477371"]},{"raw_affiliation_string":"Business and Economics dept, Mohammed V University in Rabat, Rabat, Morocco","institution_ids":["https://openalex.org/I126477371"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5054316922","display_name":"Hasna Chaibi","orcid":"https://orcid.org/0000-0002-9003-548X","observed_orcids":["https://orcid.org/0000-0002-9003-548X"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Hasna Chaibi","raw_affiliation_strings":["SUPMTI Rabat,GENIUS Laboratory,Rabat,Morocco","GENIUS Laboratory, SUPMTI Rabat, Rabat, Morocco"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"SUPMTI Rabat,GENIUS Laboratory,Rabat,Morocco","institution_ids":[]},{"raw_affiliation_string":"GENIUS Laboratory, SUPMTI Rabat, Rabat, Morocco","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5064506479","display_name":"Rachid Saadane","orcid":"https://orcid.org/0000-0002-0197-8313","observed_orcids":["https://orcid.org/0000-0002-0197-8313"]},"institutions":[{"id":"https://openalex.org/I75880681","display_name":"Hassania School of Public Works","ror":"https://ror.org/01ye8vh67","country_code":"MA","type":"education","lineage":["https://openalex.org/I75880681"]}],"countries":["MA"],"is_corresponding":false,"raw_author_name":"Rachid Saadane","raw_affiliation_strings":["Hassania School for Public Works,SIRC-LaGeS Laboratory,Casablanca,Morocco","SIRC-LaGeS Laboratory, Hassania School for Public Works, Casablanca, Morocco"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Hassania School for Public Works,SIRC-LaGeS Laboratory,Casablanca,Morocco","institution_ids":["https://openalex.org/I75880681"]},{"raw_affiliation_string":"SIRC-LaGeS Laboratory, Hassania School for Public Works, Casablanca, Morocco","institution_ids":["https://openalex.org/I75880681"]}]},{"author_position":"last","author":{"id":null,"display_name":"Mohamed Wahbi","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I75880681","display_name":"Hassania School of Public Works","ror":"https://ror.org/01ye8vh67","country_code":"MA","type":"education","lineage":["https://openalex.org/I75880681"]}],"countries":["MA"],"is_corresponding":false,"raw_author_name":"Mohamed Wahbi","raw_affiliation_strings":["Hassania School for Public Works,SIRC-LaGeS Laboratory,Casablanca,Morocco","SIRC-LaGeS Laboratory, Hassania School for Public Works, Casablanca, Morocco"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Hassania School for Public Works,SIRC-LaGeS Laboratory,Casablanca,Morocco","institution_ids":["https://openalex.org/I75880681"]},{"raw_affiliation_string":"SIRC-LaGeS Laboratory, Hassania School for Public Works, Casablanca, Morocco","institution_ids":["https://openalex.org/I75880681"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":22.6973,"has_fulltext":false,"cited_by_count":19,"citation_normalized_percentile":{"value":0.99429549,"is_in_top_1_percent":true,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":99},"biblio":{"volume":null,"issue":null,"first_page":"145","last_page":"149"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.49050000309944153,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.49050000309944153,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.2847000062465668,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10883","display_name":"Ethics and Social Impacts of AI","score":0.06809999793767929,"subfield":{"id":"https://openalex.org/subfields/3311","display_name":"Safety Research"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/artificial-intelligence-in-finance","display_name":"artificial intelligence in finance","score":0.9819999933242798},{"id":"https://openalex.org/keywords/banking","display_name":"banking sector","score":0.9459999799728394},{"id":"https://openalex.org/keywords/credit-risk-assessment","display_name":"credit risk assessment","score":0.9750000238418579},{"id":"https://openalex.org/keywords/customer-personalization","display_name":"customer personalization","score":0.8299999833106995},{"id":"https://openalex.org/keywords/nowcasting","display_name":"nowcasting","score":0.9480000138282776},{"id":"https://openalex.org/keywords/algorithmic-bias","display_name":"algorithmic bias","score":0.8989999890327454},{"id":"https://openalex.org/keywords/ethical-risks","display_name":"ethical risks","score":0.621999979019165},{"id":"https://openalex.org/keywords/legal-risk","display_name":"legal risk","score":0.621999979019165},{"id":"https://openalex.org/keywords/financial-regulation","display_name":"financial regulation","score":0.9789999723434448}],"concepts":[{"id":"https://openalex.org/C183003079","wikidata":"https://www.wikidata.org/wiki/Q1000371","display_name":"Personalization","level":2,"score":0.6096194982528687},{"id":"https://openalex.org/C2986840890","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial sector","level":2,"score":0.5419114828109741},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.5139941573143005},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.4746192991733551},{"id":"https://openalex.org/C112930515","wikidata":"https://www.wikidata.org/wiki/Q4389547","display_name":"Risk analysis (engineering)","level":1,"score":0.4581933915615082},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.4222824275493622},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3940007984638214},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.35526904463768005},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.1381361484527588}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1109/icdata58816.2023.00034","doi":"https://doi.org/10.1109/icdata58816.2023.00034","is_oa":false,"landing_page_url":"https://doi.org/10.1109/icdata58816.2023.00034","pdf_url":null,"source":{"id":"https://openalex.org/S7407106390","display_name":"International Conference on Digital Age & Technological Advances for Sustainable Development (ICDATA)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"conference"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2023 International Conference on Digital Age & Technological Advances for Sustainable Development (ICDATA)","raw_type":"proceedings-article"},{"id":"pmh:oai:HAL:hal-05724422v1","doi":null,"is_oa":false,"landing_page_url":"https://hal.science/hal-05724422","pdf_url":null,"source":{"id":"https://openalex.org/S4306402512","display_name":"HAL","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405252976","host_organization_name":"Centre pour la Communication Scientifique Directe","host_organization_lineage":["https://openalex.org/I4405252976"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"2023 International Conference on Digital Age & Technological Advances for Sustainable Development (ICDATA), May 2023, Casablanca, France. pp.145-149, ⟨10.1109/ICDATA58816.2023.00034⟩","raw_type":"info:eu-repo/semantics/conferenceObject"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":26,"referenced_works":["https://openalex.org/W1528563775","https://openalex.org/W1615265135","https://openalex.org/W1983641017","https://openalex.org/W1991126994","https://openalex.org/W2031548903","https://openalex.org/W2040870580","https://openalex.org/W2065954481","https://openalex.org/W2070631858","https://openalex.org/W2114269021","https://openalex.org/W2177313224","https://openalex.org/W2599934248","https://openalex.org/W2610886376","https://openalex.org/W2765257612","https://openalex.org/W2770958024","https://openalex.org/W2890290876","https://openalex.org/W2916598780","https://openalex.org/W2922705140","https://openalex.org/W2936610054","https://openalex.org/W3124443170","https://openalex.org/W3206407699","https://openalex.org/W4206776955","https://openalex.org/W4234280789","https://openalex.org/W4297896904","https://openalex.org/W4319795345","https://openalex.org/W4402613366","https://openalex.org/W6805577491"],"related_works":["https://openalex.org/W7017381680","https://openalex.org/W2989783135","https://openalex.org/W6903952109","https://openalex.org/W7109703263","https://openalex.org/W3111015470","https://openalex.org/W3091223204","https://openalex.org/W7116797650","https://openalex.org/W4400981518","https://openalex.org/W6968043228","https://openalex.org/W7125691024"],"abstract_inverted_index":{"Advances":[0],"in":[1],"artificial":[2],"intelligence":[3],"(AI)":[4],"highlight":[5],"the":[6,13,21,28,32,56,68,88,91,97],"potential":[7],"of":[8,25,31,55,63,73,90,105],"this":[9],"technology":[10],"to":[11,19,81,108],"affect":[12],"financial":[14,33,106],"sector.":[15],"This":[16],"article":[17],"aims":[18],"identify":[20],"applications":[22],"and":[23,52,71,84,96],"impact":[24],"AI":[26,77],"on":[27],"main":[29,44],"activities":[30],"sector,":[34],"more":[35],"particularly":[36],"banking.":[37],"The":[38],"prospective":[39],"literature":[40],"review":[41],"highlighted":[42],"four":[43],"application":[45],"themes":[46],"for":[47,102],"AI:":[48],"credit":[49],"risk":[50,59],"analysis":[51],"assessment,":[53],"personalization":[54],"customer":[57],"experience,":[58],"intermediation,":[60],"instantaneous":[61],"resolution":[62],"combinatorial":[64],"problems":[65],"(nowcasting).":[66],"However,":[67],"new":[69],"methods":[70],"sources":[72],"data":[74],"exploited":[75],"by":[76],"can":[78],"give":[79],"rise":[80],"numerous":[82],"legal":[83],"ethical":[85],"biases":[86],"beyond":[87],"control":[89],"bank.":[92],"These":[93],"emerging":[94],"technologies,":[95],"associated":[98],"risks,":[99],"therefore":[100],"call":[101],"an":[103],"adaptation":[104],"regulation":[107],"better":[109],"adapt":[110],"banking":[111],"responsibility.":[112]},"counts_by_year":[{"year":2026,"cited_by_count":5},{"year":2025,"cited_by_count":5},{"year":2024,"cited_by_count":8},{"year":2015,"cited_by_count":1}],"updated_date":"2026-10-27T15:51:10.671819","created_date":"2023-11-02T00:00:00"}