{"id":"https://openalex.org/W4387943323","doi":"https://doi.org/10.61286/e-rms.v1i.34","title":"Impacto del microcr\u00e9dito en el crecimiento econ\u00f3mico de la regi\u00f3n Jun\u00edn, 2013\u20132017","display_name":"Impacto del microcr\u00e9dito en el crecimiento econ\u00f3mico de la regi\u00f3n Jun\u00edn, 2013\u20132017","publication_year":2023,"publication_date":"2023-01-01","ids":{"openalex":"https://openalex.org/W4387943323","doi":"https://doi.org/10.61286/e-rms.v1i.34"},"language":"es","primary_location":{"id":"doi:10.61286/e-rms.v1i.34","doi":"https://doi.org/10.61286/e-rms.v1i.34","is_oa":true,"landing_page_url":"http://dx.doi.org/10.61286/e-rms.v1i.34","pdf_url":"https://revista.investigaciondetecnologias.com/index.php/e-RMS/article/download/34/e-RMS01142023","source":{"id":"https://openalex.org/S4387292269","display_name":"e-Revista Multidisciplinaria del Saber","issn_l":"2960-2467","issn":["2960-2467"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"e-Revista Multidisciplinaria del Saber","raw_type":"journal-article"},"parent_works":[],"lineage":["https://openalex.org/W4387943323"],"child_works_count":0,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://revista.investigaciondetecnologias.com/index.php/e-RMS/article/download/34/e-RMS01142023","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5093125898","display_name":"Sariah Elisa Colachagua Or\u00e9","orcid":"https://orcid.org/0000-0002-2657-7073","observed_orcids":["https://orcid.org/0000-0002-2657-7073"]},"institutions":[{"id":"https://openalex.org/I4210165210","display_name":"Universidad Continental","ror":"https://ror.org/05rcf8d17","country_code":"PE","type":"education","lineage":["https://openalex.org/I4210165210"]}],"countries":["PE"],"is_corresponding":false,"raw_author_name":"Sariah Elisa Colachagua Or\u00e9","raw_affiliation_strings":["Universidad Continental, Huancayo, Per\u00fa"],"raw_orcid":"https://orcid.org/0000-0002-2657-7073","affiliations":[{"raw_affiliation_string":"Universidad Continental, Huancayo, Per\u00fa","institution_ids":["https://openalex.org/I4210165210"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5024442853","display_name":"Chelsy Estephania Yarin Meza","orcid":"https://orcid.org/0000-0002-4705-6007","observed_orcids":["https://orcid.org/0000-0002-4705-6007"]},"institutions":[{"id":"https://openalex.org/I4210165210","display_name":"Universidad Continental","ror":"https://ror.org/05rcf8d17","country_code":"PE","type":"education","lineage":["https://openalex.org/I4210165210"]}],"countries":["PE"],"is_corresponding":false,"raw_author_name":"Chelsy Estephania Yarin Meza","raw_affiliation_strings":["Universidad Continental, Huancayo, Per\u00fa"],"raw_orcid":"https://orcid.org/0000-0002-4705-6007","affiliations":[{"raw_affiliation_string":"Universidad Continental, Huancayo, Per\u00fa","institution_ids":["https://openalex.org/I4210165210"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5086315753","display_name":"Mar\u00eda Nelly Castillo Rodr\u00edguez","orcid":"https://orcid.org/0000-0003-0173-915X","observed_orcids":["https://orcid.org/0000-0003-0173-915X"]},"institutions":[{"id":"https://openalex.org/I4210165210","display_name":"Universidad Continental","ror":"https://ror.org/05rcf8d17","country_code":"PE","type":"education","lineage":["https://openalex.org/I4210165210"]}],"countries":["PE"],"is_corresponding":false,"raw_author_name":"Mar\u00eda Nelly Castillo Rodr\u00edguez","raw_affiliation_strings":["Universidad Continental, Huancayo, Per\u00fa"],"raw_orcid":"https://orcid.org/0000-0003-0173-915X","affiliations":[{"raw_affiliation_string":"Universidad Continental, Huancayo, Per\u00fa","institution_ids":["https://openalex.org/I4210165210"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4210165210"],"apc_list":null,"apc_paid":null,"fwci":0.3439,"has_fulltext":true,"cited_by_count":2,"citation_normalized_percentile":{"value":0.61592936,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":95},"biblio":{"volume":null,"issue":null,"first_page":"1","last_page":"8"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":1.0,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":1.0,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/microcredit","display_name":"microcredit","score":0.9959999918937683},{"id":"https://openalex.org/keywords/economic-growth","display_name":"economic growth","score":0.9330000281333923},{"id":"https://openalex.org/keywords/junin-region","display_name":"Jun\u00edn region","score":0.8610000014305115},{"id":"https://openalex.org/keywords/rural-savings-banks","display_name":"rural savings banks","score":0.6759999990463257},{"id":"https://openalex.org/keywords/regional-gross-domestic-product","display_name":"regional gross domestic product","score":0.8949999809265137},{"id":"https://openalex.org/keywords/unemployment","display_name":"unemployment","score":0.7350000143051147},{"id":"https://openalex.org/keywords/poverty","display_name":"poverty","score":0.9869999885559082},{"id":"https://openalex.org/keywords/labour-income","display_name":"labor income","score":0.7850000262260437},{"id":"https://openalex.org/keywords/inclusive-regional-development","display_name":"inclusive regional development","score":0.7080000042915344},{"id":"https://openalex.org/keywords/microfinance","display_name":"microfinance","score":0.6549999713897705}],"concepts":[{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.46055352687835693},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.43965572118759155},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.36476629972457886},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.10683336853981018}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.61286/e-rms.v1i.34","doi":"https://doi.org/10.61286/e-rms.v1i.34","is_oa":true,"landing_page_url":"http://dx.doi.org/10.61286/e-rms.v1i.34","pdf_url":"https://revista.investigaciondetecnologias.com/index.php/e-RMS/article/download/34/e-RMS01142023","source":{"id":"https://openalex.org/S4387292269","display_name":"e-Revista Multidisciplinaria del Saber","issn_l":"2960-2467","issn":["2960-2467"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"e-Revista Multidisciplinaria del Saber","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.61286/e-rms.v1i.34","doi":"https://doi.org/10.61286/e-rms.v1i.34","is_oa":true,"landing_page_url":"http://dx.doi.org/10.61286/e-rms.v1i.34","pdf_url":"https://revista.investigaciondetecnologias.com/index.php/e-RMS/article/download/34/e-RMS01142023","source":{"id":"https://openalex.org/S4387292269","display_name":"e-Revista Multidisciplinaria del Saber","issn_l":"2960-2467","issn":["2960-2467"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"e-Revista Multidisciplinaria del Saber","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":1.0},{"id":"https://metadata.un.org/sdg/9","display_name":"Industry, innovation and infrastructure","score":0.428600013256073},{"id":"https://metadata.un.org/sdg/1","display_name":"No poverty","score":0.41670000553131104}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4387943323.pdf","grobid_xml":"https://content.openalex.org/works/W4387943323.grobid-xml"},"referenced_works_count":13,"referenced_works":["https://openalex.org/W1572104293","https://openalex.org/W2468056914","https://openalex.org/W2528109906","https://openalex.org/W2752483675","https://openalex.org/W3095915044","https://openalex.org/W3115792195","https://openalex.org/W3120053407","https://openalex.org/W3138770946","https://openalex.org/W4206105407","https://openalex.org/W4284885500","https://openalex.org/W4295067596","https://openalex.org/W4312207590","https://openalex.org/W4384304468"],"related_works":["https://openalex.org/W3082076652","https://openalex.org/W1483272602","https://openalex.org/W7007932828","https://openalex.org/W2009277968","https://openalex.org/W7067638483","https://openalex.org/W4417477113","https://openalex.org/W7037379345","https://openalex.org/W6983473251","https://openalex.org/W2940111420","https://openalex.org/W4414901965"],"abstract_inverted_index":{"Los":[0,106],"microcr\u00e9ditos":[1,23],"son":[2],"una":[3,176,203],"poderosa":[4],"herramienta":[5],"para":[6,157],"impulsar":[7],"el":[8,19,25,40,58,117,129,137,149,152,164,192,215,226,242],"desarrollo":[9,246],"econ\u00f3mico":[10,27,247],"y":[11,100,113,186,210,231],"social":[12],"de":[13,21,28,31,33,43,51,77,79,85,87,92,94,98,102,131,133,154,168,184,198,220],"un":[14],"pa\u00eds.":[15],"Como":[16,75,135],"objetivo":[17],"determinar":[18],"impacto":[20],"los":[22],"en":[24,71,110,125,139,147,178],"crecimiento":[26,216],"la":[29,72,83,95,103,121,140,182,196,218,232,238],"regi\u00f3n":[30,141],"Jun\u00edn":[32],"2013-2017.":[34,60],"La":[35,61],"investigaci\u00f3n":[36],"se":[37,81,108,114,201],"realiz\u00f3":[38],"bajo":[39],"enfoque":[41,48],"cuantitativo":[42],"tipo":[44],"no":[45],"experimental":[46],"con":[47,175,195],"explicativo,":[49],"correlacional,":[50],"corte":[52],"transversal":[53],"llevada":[54],"a":[55,90,170],"cabo":[56],"durante":[57],"per\u00edodo":[59],"muestra":[62],"estuvo":[63],"conformada":[64],"por":[65,161],"34":[66],"empresas":[67],"del":[68],"sector":[69],"financiero":[70],"Regi\u00f3n":[73],"Jun\u00edn.":[74],"instrumento":[76],"recolecci\u00f3n":[78],"datos":[80,107],"aplic\u00f3":[82],"gu\u00eda":[84],"an\u00e1lisis":[86,193],"documentos":[88],"autenticada":[89],"trav\u00e9s":[91],"profesionales":[93],"Escuela":[96],"Profesional":[97],"Administraci\u00f3n":[99],"Finanzas":[101],"Universidad":[104],"Continental.":[105],"registraron":[109],"Microsoft":[111],"Excel":[112],"analizaron":[115],"utilizando":[116],"software":[118],"SPSS":[119],"26,":[120],"prueba":[122,197],"estad\u00edstica":[123],"empleada":[124],"este":[126],"estudio":[127],"fue":[128,151],"coeficiente":[130],"correlaci\u00f3n":[132,204,224],"Spearman.":[134],"resultados,":[136],"microcr\u00e9dito":[138,209,243],"Jun\u00edn,":[142],"Per\u00fa,":[143],"alcanz\u00f3":[144],"S/262":[145],"millones":[146,172],"2017,":[148],"2015":[150],"a\u00f1o":[153],"mayor":[155],"actividad":[156],"las":[158],"cajas":[159],"rurales,":[160],"su":[162],"parte,":[163],"PBI":[165],"regional":[166],"creci\u00f3":[167],"S/11":[169],"S/14":[171],"entre":[173,208],"2013-2017,":[174],"ca\u00edda":[177],"2016,":[179],"sin":[180],"embargo,":[181],"tasa":[183,219],"desempleo":[185,221],"pobreza":[187,233],"fueron":[188],"inestables,":[189],"al":[190,245],"aplicar":[191],"estad\u00edstico":[194],"Rho":[199],"Spearman,":[200],"evidenci\u00f3":[202],"muy":[205],"alta":[206,229],"(r=0.979)":[207],"PBI,":[211],"indicando":[212],"que":[213,241],"impulsa":[214],"econ\u00f3mico,":[217],"tuvo":[222],"baja":[223],"(r=0.27),":[225],"ingreso":[227],"laboral":[228],"(r=0.89)":[230],"d\u00e9bil":[234],"(r=0.08).":[235],"En":[236],"conclusi\u00f3n,":[237],"evidencia":[239],"sugiere":[240],"contribuye":[244],"inclusivo":[248],"regional.":[249]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":1}],"updated_date":"2026-11-10T11:39:43.021295","created_date":"2023-10-26T00:00:00"}