{"id":"https://openalex.org/W4387218129","doi":"https://doi.org/10.2991/978-94-6463-244-6_48","title":"PayLater: An Antecedent to Consumption Behavior and Consumption Level in Gen-Z","display_name":"PayLater: An Antecedent to Consumption Behavior and Consumption Level in Gen-Z","publication_year":2023,"publication_date":"2023-09-30","ids":{"openalex":"https://openalex.org/W4387218129","doi":"https://doi.org/10.2991/978-94-6463-244-6_48"},"language":"en","primary_location":{"id":"doi:10.2991/978-94-6463-244-6_48","doi":"https://doi.org/10.2991/978-94-6463-244-6_48","is_oa":true,"landing_page_url":"https://doi.org/10.2991/978-94-6463-244-6_48","pdf_url":"https://www.atlantis-press.com/article/125992098.pdf","source":{"id":"https://openalex.org/S4210228009","display_name":"Advances in economics, business and management research/Advances in Economics, Business and Management Research","issn_l":"2352-5428","issn":["2352-5428","2731-7854"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310315540","host_organization_name":"Atlantis Press","host_organization_lineage":["https://openalex.org/P4310315540"],"host_organization_lineage_names":["Atlantis Press"],"type":"book series"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Advances in Economics, Business and Management Research","raw_type":"book-chapter"},"volume":{"id":"https://openalex.org/W4387218222","display_name":"Proceedings of the 20th International Symposium on Management (INSYMA 2023)"},"type":"book-chapter","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://www.atlantis-press.com/article/125992098.pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5060162892","display_name":"Fatmasari Endayani","orcid":"https://orcid.org/0000-0003-2389-8880","observed_orcids":["https://orcid.org/0000-0003-2389-8880"]},"institutions":[{"id":"https://openalex.org/I4210108175","display_name":"Universitas Merdeka Malang","ror":"https://ror.org/01rtkeb16","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210108175"]}],"countries":["ID"],"is_corresponding":true,"raw_author_name":"Fatmasari Endayani","raw_affiliation_strings":["Merdeka University Malang, Malang, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Merdeka University Malang, Malang, Indonesia","institution_ids":["https://openalex.org/I4210108175"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5001196170","display_name":"Roby Nur Akbar","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210108175","display_name":"Universitas Merdeka Malang","ror":"https://ror.org/01rtkeb16","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210108175"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Roby Nur Akbar","raw_affiliation_strings":["Merdeka University Malang, Malang, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Merdeka University Malang, Malang, Indonesia","institution_ids":["https://openalex.org/I4210108175"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5091075544","display_name":"Dyah Mieta Setyawati","orcid":"https://orcid.org/0000-0002-8899-0947","observed_orcids":["https://orcid.org/0000-0002-8899-0947"]},"institutions":[{"id":"https://openalex.org/I4210108175","display_name":"Universitas Merdeka Malang","ror":"https://ror.org/01rtkeb16","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210108175"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Dyah Setyawati","raw_affiliation_strings":["Merdeka University Malang, Malang, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Merdeka University Malang, Malang, Indonesia","institution_ids":["https://openalex.org/I4210108175"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5011063865","display_name":"Resanti Lestari","orcid":"https://orcid.org/0000-0001-8228-5553","observed_orcids":["https://orcid.org/0000-0001-8228-5553"]},"institutions":[{"id":"https://openalex.org/I4210108175","display_name":"Universitas Merdeka Malang","ror":"https://ror.org/01rtkeb16","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210108175"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Resanti Lestari","raw_affiliation_strings":["Merdeka University Malang, Malang, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Merdeka University Malang, Malang, Indonesia","institution_ids":["https://openalex.org/I4210108175"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5060162892"],"corresponding_institution_ids":["https://openalex.org/I4210108175"],"apc_list":null,"apc_paid":null,"fwci":1.3399,"has_fulltext":true,"cited_by_count":2,"citation_normalized_percentile":{"value":0.7976335,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":93,"max":95},"biblio":{"volume":null,"issue":null,"first_page":"313","last_page":"318"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T14244","display_name":"Consumer Behavior and Marketing Influence","score":0.9365000128746033,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T14244","display_name":"Consumer Behavior and Marketing Influence","score":0.9365000128746033,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.03970000147819519,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12807","display_name":"Consumer Behavior and Market Dynamics","score":0.008799999952316284,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/paylater","display_name":"paylater","score":0.9679999947547913},{"id":"https://openalex.org/keywords/consumption-behavior","display_name":"consumption behavior","score":0.7630000114440918},{"id":"https://openalex.org/keywords/consumption-level","display_name":"consumption level","score":0.9779999852180481},{"id":"https://openalex.org/keywords/generation-z","display_name":"Generation Z","score":0.9700000286102295},{"id":"https://openalex.org/keywords/college-students","display_name":"university students","score":0.7950000166893005},{"id":"https://openalex.org/keywords/consumer-credit","display_name":"consumer credit","score":0.5410000085830688}],"concepts":[{"id":"https://openalex.org/C2781256819","wikidata":"https://www.wikidata.org/wiki/Q16828835","display_name":"Antecedent (behavioral psychology)","level":2,"score":0.7548782825469971},{"id":"https://openalex.org/C30772137","wikidata":"https://www.wikidata.org/wiki/Q5164762","display_name":"Consumption (sociology)","level":2,"score":0.6408604383468628},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.4150940179824829},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.26558220386505127},{"id":"https://openalex.org/C142362112","wikidata":"https://www.wikidata.org/wiki/Q735","display_name":"Art","level":0,"score":0.12692266702651978},{"id":"https://openalex.org/C107038049","wikidata":"https://www.wikidata.org/wiki/Q35986","display_name":"Aesthetics","level":1,"score":0.06779414415359497}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.2991/978-94-6463-244-6_48","doi":"https://doi.org/10.2991/978-94-6463-244-6_48","is_oa":true,"landing_page_url":"https://doi.org/10.2991/978-94-6463-244-6_48","pdf_url":"https://www.atlantis-press.com/article/125992098.pdf","source":{"id":"https://openalex.org/S4210228009","display_name":"Advances in economics, business and management research/Advances in Economics, Business and Management Research","issn_l":"2352-5428","issn":["2352-5428","2731-7854"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310315540","host_organization_name":"Atlantis Press","host_organization_lineage":["https://openalex.org/P4310315540"],"host_organization_lineage_names":["Atlantis Press"],"type":"book series"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Advances in Economics, Business and Management Research","raw_type":"book-chapter"}],"best_oa_location":{"id":"doi:10.2991/978-94-6463-244-6_48","doi":"https://doi.org/10.2991/978-94-6463-244-6_48","is_oa":true,"landing_page_url":"https://doi.org/10.2991/978-94-6463-244-6_48","pdf_url":"https://www.atlantis-press.com/article/125992098.pdf","source":{"id":"https://openalex.org/S4210228009","display_name":"Advances in economics, business and management research/Advances in Economics, Business and Management Research","issn_l":"2352-5428","issn":["2352-5428","2731-7854"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310315540","host_organization_name":"Atlantis Press","host_organization_lineage":["https://openalex.org/P4310315540"],"host_organization_lineage_names":["Atlantis Press"],"type":"book series"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Advances in Economics, Business and Management Research","raw_type":"book-chapter"},"sustainable_development_goals":[],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4387218129.pdf","grobid_xml":"https://content.openalex.org/works/W4387218129.grobid-xml"},"referenced_works_count":10,"referenced_works":["https://openalex.org/W2611897740","https://openalex.org/W2621656035","https://openalex.org/W2997587819","https://openalex.org/W3148885955","https://openalex.org/W3166115306","https://openalex.org/W3177418788","https://openalex.org/W3178207678","https://openalex.org/W4281658146","https://openalex.org/W4310273624","https://openalex.org/W4312142383"],"related_works":["https://openalex.org/W7220432656","https://openalex.org/W4390585115","https://openalex.org/W7160559374","https://openalex.org/W4376999699","https://openalex.org/W4387698322","https://openalex.org/W7118692010","https://openalex.org/W4413053621","https://openalex.org/W7219315897","https://openalex.org/W4410778260","https://openalex.org/W7216799198"],"abstract_inverted_index":{"This":[0],"study":[1,16,46,90],"focuses":[2],"on":[3,31,100,110,121,132],"consumption":[4,6,101,111,114,133,136],"level,":[5,102],"behavior,":[7,112],"and":[8,56,66,129],"the":[9,32,35,39,42,67,71,93,103,113,123],"causal":[10],"factor,":[11],"PayLater.The":[12],"population":[13],"in":[14,22,44],"this":[15,45,89],"was":[17],"student":[18],"sat":[19],"public":[20],"universities":[21],"East":[23],"Java,":[24],"with":[25,58],"a":[26,54,82,97,107,118,127,139],"total":[27],"of":[28,34,70,88],"301,160":[29],"students.Based":[30],"calculation":[33],"sample":[36],"size":[37],"using":[38,53],"Slovin":[40],"formula,":[41],"respondents":[43],"amounted":[47],"to":[48],"100":[49],"people.Data":[50],"were":[51,64,75,79],"collected":[52],"questionnaire":[55],"analyzed":[57],"Partial":[59],"Least":[60],"Square":[61],"analysis":[62],"tools.Hypotheses":[63],"tested,":[65],"significance":[68],"values":[69],"three":[72,77],"substructure":[73],"models":[74,78],"developed.These":[76],"combined":[80],"into":[81],"complete":[83],"path":[84],"coefficient":[85],"model.The":[86],"results":[87],"prove":[91],"that":[92],"PayLater":[94,104,124],"variable":[95,105,116,125],"has":[96,106,117,126],"significant":[98,108,119,130],"effect":[99,109,131],"behavior":[115,134,137],"impact":[120],"consumption,":[122],"positive":[128],"through":[135],"as":[138],"mediating":[140],"variable.":[141]},"counts_by_year":[{"year":2025,"cited_by_count":2}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2023-10-01T00:00:00"}
